SBA 7(a) lenders in Gibson, TN
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
22 institutions have SBA 7(a) loans on record in Gibson, together $32.0M across 49 loans. First Financial Bank is the largest, with 49% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Financial Bank | 4 | $15.6M | 48.7% | 0.00% |
| 2 | Brighton Bank | 1 | $4.0M | 12.5% | 0.00% |
| 3 | Touchmark National Bank | 1 | $2.3M | 7.2% | 0.00% |
| 4 | Centennial Bank | 8 | $1.7M | 5.2% | 41.78% |
| 5 | CIBC Bank USA | 1 | $1.6M | 5.1% | 0.00% |
| 6 | Centerstone SBA Lending, Inc. | 1 | $1.4M | 4.4% | 0.00% |
| 7 | Southern Bancorp Bank | 1 | $1.3M | 4.2% | 0.00% |
| 8 | Simmons Bank | 4 | $583K | 1.8% | 8.43% |
| 9 | Commercial Bank and Trust Company | 3 | $574K | 1.8% | 0.00% |
| 10 | Business Lenders, LLC | 1 | $490K | 1.5% | 0.00% |
| 11 | Byline Bank | 2 | $482K | 1.5% | 0.00% |
| 12 | The Bank of Milan | 3 | $387K | 1.2% | 0.00% |
| 13 | Meridian Bank | 1 | $315K | 1.0% | 0.00% |
| 14 | The Bancorp Bank National Association | 2 | $259K | 0.8% | 0.00% |
| 15 | Community Bank of Mississippi | 1 | $211K | 0.7% | 0.00% |
| 16 | Live Oak Banking Company | 1 | $205K | 0.6% | 0.00% |
| 17 | BayFirst National Bank | 1 | $150K | 0.5% | 0.00% |
| 18 | Security Bank and Trust Company | 2 | $150K | 0.5% | 0.00% |
| 19 | The Huntington National Bank | 3 | $101K | 0.3% | 0.00% |
| 20 | Newtek Bank, National Association | 1 | $75K | 0.2% | 0.00% |
| 21 | VelocitySBA, LLC | 6 | $50K | 0.2% | 23.86% |
| 22 | Columbia Bank | 1 | $25K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 6 | $17.1M | 53.4% |
| 2 | Retail trade | 9 | $6.4M | 20.0% |
| 3 | Manufacturing | 2 | $2.8M | 8.7% |
| 4 | Manufacturing | 2 | $1.7M | 5.4% |
| 5 | Health care & social assistance | 8 | $972K | 3.0% |
| 6 | Administrative & waste services | 3 | $644K | 2.0% |
| 7 | Construction | 2 | $570K | 1.8% |
| 8 | Other services | 5 | $445K | 1.4% |
| 9 | Arts, entertainment & recreation | 2 | $313K | 1.0% |
| 10 | Finance & insurance | 2 | $259K | 0.8% |
| 11 | Information | 2 | $232K | 0.7% |
| 12 | Professional & technical services | 2 | $231K | 0.7% |
| 13 | Wholesale trade | 1 | $211K | 0.7% |
| 14 | Transportation & warehousing | 1 | $100K | 0.3% |
| 15 | Real estate & leasing | 1 | $8K | 0.0% |
| 16 | Retail trade | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.