SBA 7(a) lenders in Sumner, TN

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

66 institutions have SBA 7(a) loans on record in Sumner, together $185.1M across 358 loans. Live Oak Banking Company is the largest, with 11% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	17	$19.6M	10.6%	0.00%
2	Pinnacle Bank	20	$17.0M	9.2%	1.81%
3	The Huntington National Bank	13	$13.4M	7.2%	0.00%
4	Simmons Bank	13	$10.2M	5.5%	0.95%
5	First Horizon Bank	8	$8.5M	4.6%	0.00%
6	U.S. Bank, National Association	75	$6.8M	3.7%	2.55%
7	Readycap Lending, LLC	12	$6.4M	3.5%	20.94%
8	United Community Bank	10	$5.5M	3.0%	0.00%
9	Evolve Bank and Trust	2	$5.3M	2.9%	0.00%
10	BayFirst National Bank	11	$5.2M	2.8%	4.93%
11	Old National Bank	10	$5.0M	2.7%	0.00%
12	First-Citizens Bank & Trust Company	1	$5.0M	2.7%	0.00%
13	Citizens State Bank of New Castle	1	$5.0M	2.7%	0.00%
14	Pathward National Association	2	$5.0M	2.7%	0.00%
15	Fifth Third Bank	10	$4.6M	2.5%	2.17%
16	Celtic Bank Corporation	7	$4.0M	2.2%	3.41%
17	Regions Bank	4	$4.0M	2.1%	10.66%
18	Republic Bank & Trust Company	4	$3.8M	2.1%	0.00%
19	Wells Fargo Bank National Association	4	$3.3M	1.8%	0.00%
20	Edmonton State Bank	2	$3.2M	1.7%	0.00%
21	Wilson Bank & Trust	3	$3.1M	1.7%	0.00%
22	Truist Bank	3	$2.9M	1.6%	0.00%
23	Byline Bank	2	$2.5M	1.4%	0.00%
24	GBank	1	$2.4M	1.3%	0.00%
25	The Bancorp Bank National Association	1	$2.3M	1.3%	0.00%
26	US Metro Bank	1	$2.3M	1.2%	0.00%
27	Bank of America, National Association	4	$1.9M	1.0%	0.00%
28	Newtek Bank, National Association	11	$1.7M	0.9%	0.00%
29	Columbia Bank	2	$1.7M	0.9%	0.87%
30	T Bank, National Association	1	$1.6M	0.9%	0.00%
31	First Merchants Bank	1	$1.6M	0.8%	0.00%
32	Tennessee Business & Industrial Development Corpor	1	$1.5M	0.8%	0.00%
33	United Midwest Savings Bank National Association	10	$1.4M	0.8%	0.00%
34	Hanover Community Bank	1	$1.4M	0.8%	0.00%
35	Port 51 Lending LLC	1	$1.4M	0.7%	0.00%
36	Northeast Bank	11	$1.3M	0.7%	0.00%
37	First Oklahoma Bank	1	$1.3M	0.7%	0.00%
38	First Bank of the Lake	2	$1.1M	0.6%	0.00%
39	America First Federal Credit Union	1	$942K	0.5%	0.00%
40	Newtek Small Business Finance, Inc.	5	$850K	0.5%	0.00%
41	TowneBank	2	$834K	0.5%	0.00%
42	First Farmers and Merchants Bank	2	$711K	0.4%	0.00%
43	First Financial Bank	1	$700K	0.4%	0.00%
44	Bank Five Nine	1	$642K	0.3%	0.00%
45	JPMorgan Chase Bank, National Association	1	$500K	0.3%	0.00%
46	Platinum Bank	2	$489K	0.3%	0.00%
47	Happen Bank	1	$483K	0.3%	78.93%
48	Citizens Bank	2	$471K	0.3%	0.00%
49	First Command Bank	1	$460K	0.2%	0.00%
50	Volunteer Bank, A Division of Lawrence Bank	6	$439K	0.2%	0.00%
51	Stearns Bank National Association	1	$350K	0.2%	0.00%
52	BankUnited, National Association	1	$328K	0.2%	0.00%
53	Southeast Financial CU	2	$309K	0.2%	0.00%
54	CIBC Bank USA	1	$300K	0.2%	0.00%
55	Lendistry SBLC, LLC	3	$298K	0.2%	0.00%
56	VelocitySBA, LLC	32	$293K	0.2%	18.04%
57	Renasant Bank	1	$279K	0.2%	0.00%
58	Legends Bank	1	$200K	0.1%	0.00%
59	The Park National Bank	1	$175K	0.1%	42.83%
60	Community West Bank	1	$141K	0.1%	80.99%
61	The Citizens National Bank of Meridian	1	$140K	0.1%	0.00%
62	BankFirst Financial Services	1	$122K	0.1%	0.00%
63	National Institutes of Health Federal Credit Union	1	$110K	0.1%	0.00%
64	Independence Bank	1	$100K	0.1%	0.00%
65	First Financial Bank, National Association	1	$75K	0.0%	0.00%
66	PNC Bank, National Association	1	$11K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	39	$39.5M	21.3%
2	Other services	31	$22.7M	12.2%
3	Accommodation & food services	28	$18.5M	10.0%
4	Construction	67	$16.5M	8.9%
5	Retail trade	22	$14.8M	8.0%
6	Manufacturing	16	$14.0M	7.6%
7	Arts, entertainment & recreation	15	$11.6M	6.3%
8	Administrative & waste services	39	$10.5M	5.6%
9	Professional & technical services	28	$9.4M	5.1%
10	Educational services	9	$5.6M	3.0%
11	Real estate & leasing	10	$4.2M	2.3%
12	Manufacturing	8	$3.6M	2.0%
13	Wholesale trade	8	$3.6M	2.0%
14	Transportation & warehousing	2	$3.2M	1.7%
15	Retail trade	9	$2.8M	1.5%
16	Finance & insurance	6	$1.8M	1.0%
17	Manufacturing	3	$1.1M	0.6%
18	Transportation & warehousing	8	$869K	0.5%
19	Information	9	$835K	0.5%
20	Agriculture, forestry & fishing	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.