SBA 7(a) lenders in Franklin, TN
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
14 institutions have SBA 7(a) loans on record in Franklin, together $18.5M across 31 loans. First Financial Bank is the largest, with 29% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Financial Bank | 2 | $5.3M | 28.8% | 0.00% |
| 2 | Live Oak Banking Company | 2 | $4.7M | 25.2% | 0.00% |
| 3 | First Vision Bank of Tennessee | 8 | $3.2M | 17.2% | 0.00% |
| 4 | Old National Bank | 3 | $2.3M | 12.3% | 0.00% |
| 5 | American Pride Bank | 1 | $1.8M | 9.7% | 0.00% |
| 6 | U.S. Bank, National Association | 6 | $540K | 2.9% | 0.00% |
| 7 | First National Bank of Pulaski | 1 | $226K | 1.2% | 0.00% |
| 8 | United Midwest Savings Bank National Association | 1 | $150K | 0.8% | 0.00% |
| 9 | First Bank of the Lake | 1 | $150K | 0.8% | 94.50% |
| 10 | Regions Bank | 1 | $75K | 0.4% | 0.00% |
| 11 | Newtek Bank, National Association | 1 | $60K | 0.3% | 0.00% |
| 12 | Northeast Bank | 1 | $40K | 0.2% | 0.00% |
| 13 | VelocitySBA, LLC | 2 | $20K | 0.1% | 22.96% |
| 14 | Redstone FCU | 1 | $10K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 2 | $5.3M | 28.8% |
| 2 | Retail trade | 2 | $3.9M | 21.3% |
| 3 | Accommodation & food services | 5 | $3.7M | 20.1% |
| 4 | Manufacturing | 3 | $1.9M | 10.4% |
| 5 | Health care & social assistance | 3 | $1.5M | 8.1% |
| 6 | Other services | 5 | $1.3M | 6.8% |
| 7 | Professional & technical services | 3 | $385K | 2.1% |
| 8 | Construction | 4 | $326K | 1.8% |
| 9 | Administrative & waste services | 1 | $75K | 0.4% |
| 10 | Retail trade | 1 | $40K | 0.2% |
| 11 | Finance & insurance | 1 | $22K | 0.1% |
| 12 | Wholesale trade | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.