SBA 7(a) lenders in Giles, TN
Approvals in SBA fiscal years 2010–2025. Source data as of 2026-06-30.
Lenders
13 institutions have SBA 7(a) loans on record in Giles, together $10.8M across 18 loans. Live Oak Banking Company is the largest, with 43% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 2 | $4.6M | 42.5% | 0.00% |
| 2 | Hometown Bank | 1 | $1.7M | 16.1% | 0.00% |
| 3 | Newtek Small Business Finance, Inc. | 2 | $1.4M | 12.5% | 0.00% |
| 4 | PNC Bank, National Association | 1 | $588K | 5.4% | 0.00% |
| 5 | First Farmers and Merchants Bank | 1 | $574K | 5.3% | 0.00% |
| 6 | U.S. Bank, National Association | 2 | $563K | 5.2% | 0.00% |
| 7 | First National Bank of Pulaski | 3 | $375K | 3.5% | 0.00% |
| 8 | First-Citizens Bank & Trust Company | 1 | $333K | 3.1% | 0.00% |
| 9 | Wells Fargo Bank National Association | 1 | $333K | 3.1% | 0.00% |
| 10 | Five Star Bank | 1 | $150K | 1.4% | 0.00% |
| 11 | SoFi Bank, National Association | 1 | $100K | 0.9% | 0.00% |
| 12 | Readycap Lending, LLC | 1 | $75K | 0.7% | 0.00% |
| 13 | Truist Bank | 1 | $34K | 0.3% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Health care & social assistance | 5 | $4.4M | 40.7% |
| 2 | Agriculture, forestry & fishing | 1 | $2.7M | 25.3% |
| 3 | Accommodation & food services | 3 | $2.0M | 18.2% |
| 4 | Construction | 2 | $638K | 5.9% |
| 5 | Retail trade | 1 | $333K | 3.1% |
| 6 | Real estate & leasing | 1 | $310K | 2.9% |
| 7 | Other services | 2 | $170K | 1.6% |
| 8 | Professional & technical services | 1 | $150K | 1.4% |
| 9 | Manufacturing | 1 | $75K | 0.7% |
| 10 | Transportation & warehousing | 1 | $34K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.