SBA 7(a) lenders in Rhea, TN
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
17 institutions have SBA 7(a) loans on record in Rhea, together $29.6M across 35 loans. First Financial Bank, National Association is the largest, with 21% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | First Financial Bank, National Association | 3 | $6.2M | 20.8% | 0.00% |
| 2 | U.S. Bank, National Association | 6 | $5.4M | 18.2% | 0.00% |
| 3 | BizCapital BIDCO I, LLC | 1 | $5.0M | 16.9% | 0.00% |
| 4 | Regions Bank | 2 | $4.1M | 13.8% | 0.00% |
| 5 | First Financial Bank | 2 | $1.6M | 5.5% | 0.00% |
| 6 | First Bank of the Lake | 1 | $1.4M | 4.7% | 0.00% |
| 7 | America First Federal Credit Union | 1 | $1.1M | 3.8% | 0.00% |
| 8 | United Community Bank | 1 | $950K | 3.2% | 0.00% |
| 9 | SmartBank | 3 | $765K | 2.6% | 0.00% |
| 10 | Brightbridge, Inc. | 3 | $672K | 2.3% | 0.00% |
| 11 | BankPlus | 1 | $652K | 2.2% | 0.00% |
| 12 | The Bancorp Bank National Association | 1 | $470K | 1.6% | 0.00% |
| 13 | The Huntington National Bank | 3 | $455K | 1.5% | 26.47% |
| 14 | PNC Bank, National Association | 1 | $412K | 1.4% | 0.00% |
| 15 | Northeast Bank | 2 | $282K | 1.0% | 0.00% |
| 16 | United Midwest Savings Bank National Association | 1 | $125K | 0.4% | 88.70% |
| 17 | VelocitySBA, LLC | 3 | $38K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Manufacturing | 3 | $7.0M | 23.8% |
| 2 | Agriculture, forestry & fishing | 3 | $4.6M | 15.5% |
| 3 | Manufacturing | 5 | $3.9M | 13.3% |
| 4 | Retail trade | 2 | $3.2M | 10.9% |
| 5 | Accommodation & food services | 2 | $2.5M | 8.5% |
| 6 | Manufacturing | 2 | $1.9M | 6.4% |
| 7 | Wholesale trade | 1 | $1.7M | 5.8% |
| 8 | Construction | 4 | $1.4M | 4.7% |
| 9 | Health care & social assistance | 1 | $950K | 3.2% |
| 10 | Administrative & waste services | 4 | $894K | 3.0% |
| 11 | Professional & technical services | 3 | $834K | 2.8% |
| 12 | Other services | 1 | $250K | 0.8% |
| 13 | Retail trade | 1 | $201K | 0.7% |
| 14 | Transportation & warehousing | 1 | $125K | 0.4% |
| 15 | Information | 1 | $25K | 0.1% |
| 16 | Finance & insurance | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.