SBA 7(a) lenders in Wilson, TN

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

60 institutions have SBA 7(a) loans on record in Wilson, together $133.5M across 268 loans. Pinnacle Bank is the largest, with 12% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Pinnacle Bank	14	$16.2M	12.1%	0.00%
2	U.S. Bank, National Association	49	$9.8M	7.3%	1.50%
3	The Huntington National Bank	16	$7.3M	5.5%	0.00%
4	Live Oak Banking Company	7	$6.9M	5.2%	0.00%
5	Regions Bank	6	$5.7M	4.3%	0.00%
6	Readycap Lending, LLC	10	$5.6M	4.2%	6.46%
7	United Community Bank	8	$5.3M	3.9%	0.00%
8	Paragon Bank	2	$5.2M	3.9%	0.00%
9	Beacon Bank and Trust	3	$5.2M	3.9%	0.00%
10	Lender 2057189	1	$5.0M	3.7%	0.00%
11	Bank of Hope	1	$4.2M	3.1%	0.00%
12	Fifth Third Bank	7	$4.1M	3.0%	0.00%
13	Newtek Bank, National Association	5	$4.0M	3.0%	0.00%
14	The Fidelity Bank	2	$3.6M	2.7%	0.00%
15	Evolve Bank and Trust	1	$3.5M	2.7%	0.00%
16	Celtic Bank Corporation	11	$3.4M	2.5%	5.82%
17	First Financial Bank, National Association	10	$3.3M	2.4%	10.44%
18	Byline Bank	4	$2.8M	2.1%	0.00%
19	Farmers State Bank of Alto Pass, Illinois	1	$2.4M	1.8%	0.00%
20	Gulf Coast Bank and Trust Company	1	$2.2M	1.6%	0.00%
21	Northeast Bank	13	$2.1M	1.6%	9.44%
22	Wilson Bank & Trust	3	$2.0M	1.5%	0.00%
23	Wells Fargo Bank National Association	6	$1.9M	1.4%	0.00%
24	First Bank of the Lake	4	$1.9M	1.4%	0.00%
25	1st Financial Bank USA	1	$1.8M	1.3%	0.00%
26	Happen Bank	2	$1.5M	1.1%	0.00%
27	PNC Bank, National Association	2	$1.4M	1.0%	0.00%
28	First-Citizens Bank & Trust Company	2	$1.1M	0.9%	0.00%
29	JPMorgan Chase Bank, National Association	5	$1.1M	0.8%	20.51%
30	First Freedom Bank	1	$1.1M	0.8%	0.00%
31	United Midwest Savings Bank National Association	6	$1.0M	0.7%	0.00%
32	Bank of America, National Association	4	$986K	0.7%	0.00%
33	Republic Bank & Trust Company	4	$793K	0.6%	0.00%
34	BayFirst National Bank	3	$710K	0.5%	0.00%
35	Ameris Bank	1	$684K	0.5%	0.00%
36	FWBank	1	$681K	0.5%	0.00%
37	Volunteer Bank, A Division of Lawrence Bank	2	$581K	0.4%	0.00%
38	Open Bank	1	$520K	0.4%	0.00%
39	Harvest Small Business Finance, LLC	1	$500K	0.4%	0.00%
40	Truist Bank	6	$463K	0.3%	0.00%
41	T Bank, National Association	1	$420K	0.3%	0.00%
42	SmartBank	1	$420K	0.3%	0.00%
43	FirstBank	2	$395K	0.3%	0.00%
44	22nd State Bank, A Division of 22nd State Banking Company	1	$367K	0.3%	0.00%
45	Stearns Bank National Association	1	$350K	0.3%	0.00%
46	Citizens Bank	1	$350K	0.3%	40.25%
47	Regent Bank	1	$318K	0.2%	0.00%
48	Popular Bank	2	$306K	0.2%	0.00%
49	BankFirst Financial Services	2	$300K	0.2%	0.00%
50	Simmons Bank	2	$297K	0.2%	0.00%
51	Prosperity Bank	1	$280K	0.2%	0.00%
52	Capital Bank, National Association	1	$250K	0.2%	0.00%
53	Columbia Bank	2	$190K	0.1%	0.00%
54	First Command Bank	1	$161K	0.1%	0.00%
55	VelocitySBA, LLC	17	$148K	0.1%	29.95%
56	The Citizens National Bank of Meridian	1	$144K	0.1%	0.00%
57	First Vision Bank of Tennessee	1	$120K	0.1%	0.00%
58	BankTennessee	1	$100K	0.1%	0.00%
59	FM Bank and Trust	1	$83K	0.1%	0.00%
60	Enbright CU	1	$81K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	41	$31.0M	23.2%
2	Accommodation & food services	33	$22.8M	17.1%
3	Construction	27	$11.2M	8.4%
4	Professional & technical services	29	$11.2M	8.4%
5	Other services	31	$10.6M	7.9%
6	Arts, entertainment & recreation	19	$9.0M	6.7%
7	Manufacturing	4	$6.4M	4.8%
8	Real estate & leasing	5	$6.2M	4.6%
9	Retail trade	16	$5.1M	3.9%
10	Manufacturing	4	$4.9M	3.7%
11	Transportation & warehousing	6	$4.2M	3.1%
12	Finance & insurance	5	$3.0M	2.3%
13	Administrative & waste services	16	$2.6M	2.0%
14	Wholesale trade	11	$2.1M	1.6%
15	Educational services	6	$1.1M	0.8%
16	Retail trade	8	$981K	0.7%
17	Information	4	$420K	0.3%
18	Transportation & warehousing	1	$350K	0.3%
19	Manufacturing	2	$264K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.