SBA 7(a) lenders in Washington, TN

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

59 institutions have SBA 7(a) loans on record in Washington, together $98.9M across 156 loans. Citizens Bank is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Citizens Bank	12	$9.7M	9.8%	0.90%
2	Live Oak Banking Company	6	$9.2M	9.3%	0.00%
3	The First Bank and Trust Company	11	$6.4M	6.4%	0.00%
4	HomeTrust Bank	6	$6.1M	6.2%	6.15%
5	Newtek Bank, National Association	2	$6.0M	6.0%	0.00%
6	Community Trust Bank, Inc.	1	$4.1M	4.2%	0.00%
7	North State Bank	1	$4.0M	4.1%	0.00%
8	Fund-Ex Solutions Group, LLC	1	$4.0M	4.0%	0.00%
9	First Community Bank	3	$3.8M	3.8%	0.00%
10	U.S. Bank, National Association	6	$3.7M	3.7%	0.00%
11	Stone Bank	1	$3.4M	3.4%	0.00%
12	Readycap Lending, LLC	6	$2.9M	2.9%	24.61%
13	First Financial Bank	2	$2.8M	2.8%	0.00%
14	Gulf Coast Bank and Trust Company	2	$2.6M	2.6%	0.00%
15	Peoples Bank	1	$2.5M	2.5%	0.00%
16	Centennial Bank	13	$2.1M	2.1%	7.89%
17	SmartBank	1	$1.9M	1.9%	0.00%
18	Simmons Bank	2	$1.9M	1.9%	0.00%
19	First-Citizens Bank & Trust Company	1	$1.4M	1.4%	0.00%
20	Metro City Bank	1	$1.3M	1.3%	0.00%
21	Community Bank of Pickens County	1	$1.3M	1.3%	0.00%
22	BayFirst National Bank	4	$1.1M	1.1%	27.82%
23	Bank Five Nine	1	$999K	1.0%	0.00%
24	Bank of America, National Association	1	$952K	1.0%	0.00%
25	First United Bank and Trust Company	1	$848K	0.9%	0.00%
26	Banesco USA	1	$840K	0.8%	0.00%
27	Stearns Bank National Association	1	$832K	0.8%	0.00%
28	Renasant Bank	2	$788K	0.8%	0.00%
29	First Horizon Bank	3	$782K	0.8%	0.00%
30	Northwest Bank	2	$776K	0.8%	0.00%
31	Bank of Hope	1	$768K	0.8%	0.00%
32	The Huntington National Bank	5	$755K	0.8%	41.40%
33	Eclipse Bank Inc	3	$680K	0.7%	0.00%
34	Wells Fargo Bank National Association	1	$612K	0.6%	0.00%
35	Titan Bank, National Association	1	$590K	0.6%	0.00%
36	Old National Bank	2	$555K	0.6%	0.00%
37	Bank of Tennessee	4	$524K	0.5%	51.11%
38	Truist Bank	2	$517K	0.5%	0.00%
39	Regions Bank	1	$480K	0.5%	0.00%
40	Celtic Bank Corporation	4	$475K	0.5%	0.00%
41	Oconee State Bank	1	$475K	0.5%	0.00%
42	Magnifi Financial CU	1	$380K	0.4%	0.00%
43	Five Star Bank	1	$350K	0.4%	93.59%
44	CDC Small Business Finance Corp.	1	$350K	0.4%	0.00%
45	Coastal States Bank	1	$334K	0.3%	0.00%
46	First Bank of the Lake	2	$300K	0.3%	0.00%
47	United Midwest Savings Bank National Association	2	$300K	0.3%	46.98%
48	CRF Small Business Loan Company, LLC	1	$296K	0.3%	0.00%
49	The Fidelity Bank	1	$255K	0.3%	0.00%
50	Farmers State Bank of Alto Pass, Illinois	2	$225K	0.2%	0.00%
51	ConnectOne Bank	1	$150K	0.2%	0.00%
52	Commercial Bank	1	$110K	0.1%	0.00%
53	VelocitySBA, LLC	13	$108K	0.1%	21.34%
54	SouthState Bank, National Association	1	$100K	0.1%	0.00%
55	Lendistry SBLC, LLC	1	$95K	0.1%	0.00%
56	State of Franklin Bancshares	1	$75K	0.1%	0.00%
57	Columbia Bank	2	$75K	0.1%	63.41%
58	Clear Mountain Bank, Inc.	2	$72K	0.1%	0.00%
59	Capital One National Association	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	21	$17.8M	18.5%
2	Health care & social assistance	11	$11.7M	12.1%
3	Construction	22	$11.2M	11.7%
4	Other services	9	$9.2M	9.6%
5	Real estate & leasing	7	$9.1M	9.5%
6	Retail trade	16	$7.3M	7.6%
7	Arts, entertainment & recreation	8	$7.1M	7.4%
8	Wholesale trade	4	$5.6M	5.8%
9	Manufacturing	1	$4.2M	4.4%
10	Professional & technical services	12	$3.4M	3.6%
11	Retail trade	15	$2.9M	3.0%
12	Administrative & waste services	10	$2.6M	2.8%
13	Manufacturing	2	$1.0M	1.1%
14	Finance & insurance	5	$1.0M	1.1%
15	Transportation & warehousing	2	$862K	0.9%
16	Manufacturing	1	$350K	0.4%
17	Transportation & warehousing	2	$237K	0.2%
18	Educational services	1	$236K	0.2%
19	Information	2	$13K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.