SBA 7(a) lenders in Rutherford, TN

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

88 institutions have SBA 7(a) loans on record in Rutherford, together $257.1M across 530 loans. Pinnacle Bank is the largest, with 11% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Pinnacle Bank	32	$28.3M	11.0%	0.41%
2	U.S. Bank, National Association	85	$20.4M	7.9%	0.95%
3	Live Oak Banking Company	13	$17.0M	6.6%	0.00%
4	The Huntington National Bank	26	$12.4M	4.8%	1.93%
5	Old National Bank	11	$9.8M	3.8%	0.00%
6	Truist Bank	21	$8.9M	3.4%	1.33%
7	GBank	3	$8.7M	3.4%	0.00%
8	Regions Bank	19	$8.4M	3.3%	8.22%
9	Newtek Small Business Finance, LLC	8	$7.8M	3.0%	0.00%
10	Falcon National Bank	3	$7.3M	2.9%	0.00%
11	Celtic Bank Corporation	14	$6.4M	2.5%	2.85%
12	Readycap Lending, LLC	13	$5.8M	2.3%	0.43%
13	Wells Fargo Bank National Association	22	$5.7M	2.2%	6.72%
14	Firstrust Savings Bank	2	$5.6M	2.2%	0.00%
15	United Community Bank	8	$5.4M	2.1%	0.00%
16	Paragon Bank	1	$5.0M	1.9%	0.00%
17	Peoples Bank	2	$4.9M	1.9%	0.00%
18	Ameris Bank	5	$4.6M	1.8%	6.69%
19	Newtek Bank, National Association	17	$4.4M	1.7%	0.00%
20	United Midwest Savings Bank National Association	15	$4.1M	1.6%	3.39%
21	Merchants & Marine Bank	4	$3.9M	1.5%	0.00%
22	MVB Bank, Inc.	1	$3.8M	1.5%	0.00%
23	FDIC - Community Bank & Trust-West Georgia	2	$3.5M	1.4%	81.14%
24	Fifth Third Bank	6	$3.3M	1.3%	0.00%
25	Bank of America, National Association	12	$3.3M	1.3%	0.31%
26	Popular Bank	8	$3.2M	1.3%	48.73%
27	BankUnited, National Association	2	$3.2M	1.2%	0.00%
28	Stearns Bank National Association	11	$3.0M	1.2%	1.51%
29	First Internet Bank of Indiana	2	$2.7M	1.0%	0.00%
30	First Horizon Bank	7	$2.4M	1.0%	0.00%
31	Simmons Bank	4	$2.4M	1.0%	10.48%
32	First National Bank of Pennsylvania	1	$2.4M	0.9%	0.00%
33	Avadian Credit Union	2	$2.3M	0.9%	0.00%
34	Harvest Small Business Finance, LLC	1	$2.3M	0.9%	0.00%
35	BayFirst National Bank	10	$2.1M	0.8%	0.00%
36	Republic Bank & Trust Company	9	$1.9M	0.8%	0.00%
37	Citizens Bank	5	$1.8M	0.7%	0.00%
38	Renasant Bank	1	$1.7M	0.7%	0.00%
39	Northeast Bank	15	$1.7M	0.6%	0.00%
40	First Financial Bank	2	$1.4M	0.6%	0.00%
41	First Business Bank	1	$1.3M	0.5%	0.00%
42	IncredibleBank	3	$1.2M	0.5%	0.00%
43	PNC Bank, National Association	3	$1.1M	0.4%	0.00%
44	Bank Five Nine	2	$1.1M	0.4%	0.00%
45	TD Bank, National Association	3	$1.0M	0.4%	0.00%
46	Columbia Bank	2	$1.0M	0.4%	0.00%
47	Wilson Bank & Trust	3	$931K	0.4%	0.00%
48	First-Citizens Bank & Trust Company	2	$904K	0.4%	0.00%
49	Village Bank and Trust, National Association	2	$858K	0.3%	0.00%
50	Stone Bank	3	$852K	0.3%	0.00%
51	First Bank of the Lake	5	$851K	0.3%	0.00%
52	FWBank	1	$839K	0.3%	0.00%
53	Accordia Bank	1	$761K	0.3%	0.00%
54	Telhio Credit Union Inc	1	$751K	0.3%	0.00%
55	Truliant FCU	1	$686K	0.3%	0.00%
56	First Vision Bank of Tennessee	2	$655K	0.3%	0.00%
57	JPMorgan Chase Bank, National Association	3	$650K	0.3%	0.00%
58	SouthState Bank, National Association	2	$600K	0.2%	0.00%
59	Brightbridge, Inc.	2	$531K	0.2%	0.00%
60	The Bancorp Bank National Association	2	$514K	0.2%	0.00%
61	First Commonwealth Bank	1	$500K	0.2%	0.00%
62	First Bank of Central Ohio	1	$500K	0.2%	0.00%
63	Byline Bank	1	$460K	0.2%	60.90%
64	Encore Bank	1	$442K	0.2%	0.00%
65	Business Loan Center, LLC	1	$428K	0.2%	0.00%
66	Volunteer Bank, A Division of Lawrence Bank	1	$413K	0.2%	0.00%
67	Shinhan Bank America	1	$380K	0.1%	0.00%
68	FM Bank and Trust	2	$378K	0.1%	0.00%
69	SNB Bank National Association	1	$347K	0.1%	0.00%
70	BMO Bank National Association	1	$315K	0.1%	89.83%
71	Community West Bank	1	$313K	0.1%	4.03%
72	VelocitySBA, LLC	27	$288K	0.1%	11.32%
73	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$276K	0.1%	0.00%
74	Capital Bank, National Association	2	$260K	0.1%	0.00%
75	Hancock Whitney Bank	1	$250K	0.1%	0.00%
76	Independence Bank	2	$175K	0.1%	13.54%
77	Cumberland Valley National Bank and Trust Company	1	$150K	0.1%	0.00%
78	First National Bank of Pulaski	1	$150K	0.1%	0.00%
79	Lendistry SBLC, LLC	1	$150K	0.1%	0.00%
80	FirstBank	2	$145K	0.1%	25.79%
81	Legends Bank	2	$125K	0.0%	0.00%
82	First Bank	1	$115K	0.0%	0.00%
83	Capital One National Association	2	$100K	0.0%	0.00%
84	Planters Bank Inc	1	$61K	0.0%	0.00%
85	CDC Small Business Finance Corp.	1	$50K	0.0%	0.00%
86	Continental Bank	1	$25K	0.0%	0.00%
87	Bank of Hope	1	$15K	0.0%	34.46%
88	Redstone FCU	1	$10K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	57	$35.3M	13.7%
2	Other services	70	$34.1M	13.2%
3	Health care & social assistance	43	$32.5M	12.6%
4	Wholesale trade	30	$26.8M	10.4%
5	Professional & technical services	45	$21.9M	8.5%
6	Construction	60	$17.1M	6.6%
7	Transportation & warehousing	26	$13.5M	5.3%
8	Administrative & waste services	45	$13.4M	5.2%
9	Retail trade	28	$12.7M	4.9%
10	Arts, entertainment & recreation	20	$9.9M	3.8%
11	Retail trade	29	$9.3M	3.6%
12	Manufacturing	13	$7.7M	3.0%
13	Real estate & leasing	13	$5.4M	2.1%
14	Manufacturing	11	$5.2M	2.0%
15	Information	8	$3.6M	1.4%
16	Finance & insurance	14	$2.6M	1.0%
17	Educational services	10	$2.5M	1.0%
18	Manufacturing	4	$2.0M	0.8%
19	Transportation & warehousing	4	$1.7M	0.7%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.