SBA 7(a) lenders in NY

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

402 institutions have SBA 7(a) loans on record in NY, together $19.35B across 66,912 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	10,321	$1.26B	6.5%	4.15%
2	NewBank	1,163	$1.24B	6.4%	1.65%
3	JPMorgan Chase Bank, National Association	8,716	$1.09B	5.6%	4.79%
4	TD Bank, National Association	8,357	$1.07B	5.5%	4.40%
5	Live Oak Banking Company	638	$774.4M	4.0%	0.82%
6	KeyBank National Association	3,387	$716.7M	3.7%	2.14%
7	Newtek Small Business Finance, Inc.	760	$570.7M	2.9%	0.98%
8	FinWise Bank	476	$542.1M	2.8%	0.46%
9	Bank of Hope	1,174	$517.9M	2.7%	2.36%
10	Dime Commercial Bank	575	$507.4M	2.6%	0.79%
11	The Bank of Princeton	466	$463.2M	2.4%	2.45%
12	New York Business Development Corporation	874	$460.6M	2.4%	4.36%
13	Newtek Bank, National Association	892	$412.2M	2.1%	0.00%
14	Readycap Lending, LLC	923	$365.6M	1.9%	2.15%
15	Wells Fargo Bank National Association	822	$350.4M	1.8%	3.01%
16	New Millennium Bank	340	$271.9M	1.4%	1.09%
17	Hanover Community Bank	214	$257.7M	1.3%	1.90%
18	NBT Bank, National Association	1,267	$244.3M	1.3%	3.24%
19	Celtic Bank Corporation	632	$241.4M	1.2%	3.05%
20	The Huntington National Bank	544	$219.8M	1.1%	2.62%
21	Beacon Bank and Trust	1,003	$218.9M	1.1%	0.94%
22	Northeast Bank	1,083	$211.9M	1.1%	1.48%
23	BayFirst National Bank	1,088	$211.1M	1.1%	6.03%
24	Metro City Bank	106	$207.2M	1.1%	0.84%
25	Five Star Bank	2,166	$198.2M	1.0%	2.98%
26	Woori America Bank	209	$180.4M	0.9%	2.75%
27	Capital One National Association	435	$177.5M	0.9%	2.01%
28	Hana Bank USA National Association	326	$176.5M	0.9%	2.00%
29	Cross River Bank	177	$174.8M	0.9%	1.50%
30	Bank of America, National Association	713	$162.2M	0.8%	4.09%
31	Webster Bank National Association	457	$154.4M	0.8%	0.67%
32	Provident Bank	239	$151.6M	0.8%	0.73%
33	Citibank, N.A.	909	$149.8M	0.8%	1.96%
34	Genesee Regional Bank	450	$140.5M	0.7%	0.64%
35	Harvest Small Business Finance, LLC	110	$138.7M	0.7%	0.45%
36	Hanmi Bank	90	$136.5M	0.7%	0.31%
37	Byline Bank	105	$125.8M	0.7%	1.80%
38	OceanFirst Bank, National Association	211	$122.8M	0.6%	1.78%
39	Banc of California	92	$122.3M	0.6%	3.27%
40	Citizens Bank, National Association	891	$114.4M	0.6%	1.99%
41	Peapack Private Bank and Trust	80	$111.2M	0.6%	0.00%
42	First Bank of the Lake	113	$103.5M	0.5%	0.28%
43	Community Bank, National Association	714	$101.4M	0.5%	2.19%
44	Santander Bank, National Association	938	$98.1M	0.5%	9.17%
45	ESL FCU	890	$94.9M	0.5%	1.01%
46	United Midwest Savings Bank National Association	201	$94.1M	0.5%	2.24%
47	East West Bank	110	$87.2M	0.5%	1.24%
48	Tompkins Community Bank	574	$76.4M	0.4%	0.91%
49	The Lyons National Bank	303	$69.0M	0.4%	2.80%
50	The Canandaigua National Bank and Trust Company	366	$68.9M	0.4%	0.79%
51	ConnectOne Bank	79	$68.8M	0.4%	0.00%
52	BCB Community Bank	68	$68.1M	0.4%	1.96%
53	Lendistry SBLC, LLC	350	$67.8M	0.4%	0.13%
54	First Internet Bank of Indiana	45	$66.2M	0.3%	0.00%
55	Stearns Bank National Association	145	$65.1M	0.3%	3.73%
56	The Bancorp Bank National Association	47	$62.5M	0.3%	1.71%
57	Spring Bank	60	$62.0M	0.3%	1.94%
58	First Merchants Bank	49	$60.5M	0.3%	0.24%
59	Grow America Fund, Incorporated	101	$59.7M	0.3%	8.86%
60	Happen Bank	57	$57.3M	0.3%	4.90%
61	Unity Bank	68	$56.2M	0.3%	2.48%
62	Empire State Bank	72	$56.0M	0.3%	3.14%
63	Shoreham Bank	73	$55.8M	0.3%	4.37%
64	Northwest Bank	270	$53.7M	0.3%	0.26%
65	Adirondack Bank	194	$52.9M	0.3%	4.33%
66	PCB Bank	54	$51.6M	0.3%	1.10%
67	Valley National Bank	59	$51.6M	0.3%	2.09%
68	Lafayette Square SBLC, LLC	50	$51.5M	0.3%	1.05%
69	First National Bank of Pennsylvania	51	$50.9M	0.3%	0.44%
70	Customers Bank	57	$50.2M	0.3%	0.67%
71	First Bank	51	$49.1M	0.3%	2.26%
72	City National Bank	47	$48.4M	0.2%	1.22%
73	Commonwealth Business Bank	35	$47.3M	0.2%	0.00%
74	HSBC Bank USA National Association	481	$46.7M	0.2%	3.47%
75	Shinhan Bank America	111	$45.9M	0.2%	4.98%
76	Pathward National Association	35	$44.8M	0.2%	0.00%
77	BankUnited, National Association	25	$44.4M	0.2%	0.00%
78	Arrow Bank National Association	409	$42.7M	0.2%	0.00%
79	The Adirondack Trust Company	487	$42.3M	0.2%	0.65%
80	FDIC - Community Bank & Trust-West Georgia	28	$42.0M	0.2%	0.00%
81	Empire State Certified Development Corporation	268	$37.5M	0.2%	6.11%
82	United Community Bank	42	$37.0M	0.2%	1.63%
83	Truist Bank	22	$35.5M	0.2%	3.91%
84	PNC Bank, National Association	122	$35.1M	0.2%	5.65%
85	Firstrust Savings Bank	27	$34.6M	0.2%	0.00%
86	Five Star Bank	113	$34.0M	0.2%	4.97%
87	Capital Bank, National Association	48	$32.3M	0.2%	0.36%
88	TowneBank	42	$32.1M	0.2%	0.00%
89	CNB Bank	111	$31.4M	0.2%	1.05%
90	Fifth Third Bank	24	$29.3M	0.2%	6.41%
91	The MINT National Bank	13	$28.8M	0.1%	1.38%
92	Financial Resources Federal Credit Union	22	$28.7M	0.1%	4.41%
93	Citizens Bank	47	$28.4M	0.1%	0.50%
94	Solvay Bank	110	$27.8M	0.1%	1.78%
95	T Bank, National Association	13	$27.5M	0.1%	1.41%
96	Alma Bank	33	$27.4M	0.1%	2.26%
97	PromiseOne Bank	30	$26.1M	0.1%	0.00%
98	Fulton Bank, National Association	23	$25.3M	0.1%	1.01%
99	Centerstone SBA Lending, Inc.	14	$25.0M	0.1%	0.00%
100	US Eagle FCU	10	$24.6M	0.1%	0.00%
101	First Financial Bank	23	$23.8M	0.1%	0.00%
102	Popular Bank	326	$23.7M	0.1%	28.91%
103	Chemung Canal Trust Company	138	$23.7M	0.1%	0.17%
104	HomeTrust Bank	19	$23.5M	0.1%	0.00%
105	Columbia Bank	53	$22.0M	0.1%	5.12%
106	Watertown Savings Bank	115	$21.2M	0.1%	3.99%
107	Stone Bank	39	$21.2M	0.1%	0.00%
108	Colony Bank	107	$20.1M	0.1%	0.69%
109	Grasshopper Bank National Association	28	$19.6M	0.1%	0.00%
110	IncredibleBank	13	$18.9M	0.1%	0.00%
111	VelocitySBA, LLC	284	$18.8M	0.1%	2.87%
112	Corning FCU	150	$18.5M	0.1%	2.58%
113	Seacoast National Bank	27	$18.3M	0.1%	2.08%
114	Gulf Coast Bank and Trust Company	20	$18.0M	0.1%	2.50%
115	Bankwell Bank	13	$17.9M	0.1%	0.00%
116	Wilmington Savings Fund Society FSB	20	$17.8M	0.1%	0.00%
117	Cathay Bank	28	$17.6M	0.1%	4.35%
118	Royal Business Bank	9	$17.2M	0.1%	0.00%
119	NYBDC Local Development Corporation dba Pursuit Community Finance	97	$17.1M	0.1%	3.31%
120	Bank Five Nine	27	$17.0M	0.1%	0.92%
121	Evolve Bank and Trust	15	$16.2M	0.1%	0.00%
122	First Bank	15	$16.1M	0.1%	2.81%
123	Heritage Bank Inc	46	$15.2M	0.1%	0.00%
124	Rhinebeck Bank	140	$15.2M	0.1%	3.35%
125	Ulster Savings Bank	19	$15.1M	0.1%	0.62%
126	Hyperion Bank	9	$14.9M	0.1%	0.00%
127	CenTrust Bank, A Division of SmartBiz Bank National Association	78	$14.9M	0.1%	0.00%
128	Independence Bank	103	$14.7M	0.1%	23.77%
129	Port 51 Lending LLC	8	$14.7M	0.1%	0.00%
130	North State Bank	36	$14.3M	0.1%	0.00%
131	22nd State Bank, A Division of 22nd State Banking Company	10	$13.9M	0.1%	0.00%
132	Simmons Bank	43	$13.8M	0.1%	3.32%
133	Hudson Valley Federal Credit Union	48	$13.6M	0.1%	0.15%
134	Mid Penn Bank	13	$13.6M	0.1%	0.00%
135	Accompany Capital	58	$13.3M	0.1%	7.72%
136	First Western SBLC, LLC	9	$13.3M	0.1%	0.00%
137	Wayne Bank	35	$13.2M	0.1%	0.74%
138	Truliant FCU	7	$12.9M	0.1%	0.00%
139	CRF Small Business Loan Company, LLC	26	$12.0M	0.1%	1.81%
140	Ponce Bank National Association	9	$12.0M	0.1%	0.00%
141	CTBC Bank Corp. (USA)	14	$11.8M	0.1%	0.00%
142	North Valley Bank	8	$11.8M	0.1%	0.00%
143	Hana Small Business Lending, Inc.	17	$11.5M	0.1%	0.00%
144	Meridian Bank	12	$11.3M	0.1%	10.09%
145	Tioga State Bank, National Association	65	$10.8M	0.1%	0.43%
146	Brooklyn Cooperative Federal Credit Union	378	$10.7M	0.1%	5.47%
147	Old National Bank	7	$10.2M	0.1%	0.00%
148	Genisys CU	2	$10.0M	0.1%	0.00%
149	Open Bank	12	$9.6M	0.0%	0.00%
150	CIBC Bank USA	17	$9.5M	0.0%	0.00%
151	SouthState Bank, National Association	9	$9.3M	0.0%	0.00%
152	Ameris Bank	7	$9.3M	0.0%	0.00%
153	Pathfinder Bank	57	$9.1M	0.0%	0.38%
154	MVB Bank, Inc.	7	$9.0M	0.0%	4.88%
155	First Horizon Bank	3	$9.0M	0.0%	0.00%
156	Americu CU	5	$8.8M	0.0%	0.00%
157	Poppy Bank	6	$8.6M	0.0%	0.00%
158	Fountainhead SBF LLC	7	$8.5M	0.0%	0.00%
159	First Heritage Federal Credit Union	41	$8.2M	0.0%	0.00%
160	Atlantic Union Bank	5	$8.2M	0.0%	0.00%
161	First Commonwealth Bank	8	$8.1M	0.0%	0.00%
162	Mission Valley Bank	5	$8.1M	0.0%	0.00%
163	Peoples Bank	3	$7.9M	0.0%	0.00%
164	City National Bank of Florida	11	$7.5M	0.0%	0.00%
165	Citizens & Northern Bank	26	$7.2M	0.0%	0.00%
166	U.S. Bank, National Association	32	$7.1M	0.0%	0.00%
167	Patriot Bank, National Association	8	$6.9M	0.0%	0.00%
168	Hometown Bank	3	$6.9M	0.0%	0.00%
169	Community Capital New York, Inc.	53	$6.9M	0.0%	0.00%
170	Quaint Oak Bank	11	$6.8M	0.0%	0.00%
171	Ballston Spa National Bank	72	$6.8M	0.0%	2.92%
172	Habib American Bank	9	$6.8M	0.0%	0.00%
173	Genesis Bank	7	$6.6M	0.0%	0.00%
174	Climate First Bank	3	$6.4M	0.0%	0.00%
175	Coastal States Bank	4	$6.4M	0.0%	0.00%
176	Western Alliance Bank	4	$6.4M	0.0%	0.00%
177	First American Bank	3	$6.4M	0.0%	0.00%
178	USAlliance FCU	56	$6.3M	0.0%	0.71%
179	Commercial Bank of California	3	$6.3M	0.0%	0.00%
180	Pioneer Bank, National Association	4	$5.5M	0.0%	0.00%
181	Lower East Side People's Federal Credit Union	119	$5.4M	0.0%	4.92%
182	America First Federal Credit Union	5	$5.4M	0.0%	0.00%
183	Crown Bank	10	$5.2M	0.0%	0.00%
184	The Freedom Bank of Virginia	6	$5.1M	0.0%	0.00%
185	Northfield Bank	5	$5.1M	0.0%	0.00%
186	Cogent Bank	1	$5.0M	0.0%	0.00%
187	Lake Michigan CU	1	$5.0M	0.0%	0.00%
188	Bank of Clarke	2	$5.0M	0.0%	0.00%
189	Accion Opportunity Fund Community Development	18	$5.0M	0.0%	0.00%
190	InBank	3	$4.9M	0.0%	0.00%
191	Luminate Bank	2	$4.8M	0.0%	0.00%
192	Magyar Bank	6	$4.7M	0.0%	0.00%
193	Rockland Trust Company	3	$4.7M	0.0%	0.00%
194	BMO Bank National Association	6	$4.7M	0.0%	0.00%
195	First National Bank of Scotia	30	$4.5M	0.0%	0.11%
196	State Bank of Texas	1	$4.3M	0.0%	0.00%
197	Trustco Bank	33	$4.2M	0.0%	0.00%
198	Millennium Bank	3	$4.1M	0.0%	0.00%
199	First Business Bank	6	$4.1M	0.0%	0.00%
200	Ascendus, Inc.	31	$4.0M	0.0%	7.53%

The 200 largest shown, of 402 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	New York	208	8,257	$2.80B
2	Kings	169	7,896	$2.49B
3	Queens	155	5,656	$1.91B
4	Suffolk	174	5,080	$1.80B
5	Nassau	171	4,767	$1.69B
6	Westchester	152	3,022	$959.1M
7	Erie	94	4,236	$860.0M
8	Monroe	89	4,306	$810.8M
9	Rockland	112	2,118	$671.1M
10	Bronx	108	1,695	$652.7M
11	Orange	116	1,686	$579.1M
12	Onondaga	90	1,809	$452.5M
13	Albany	76	1,038	$331.0M
14	Richmond	93	1,068	$321.9M
15	Dutchess	82	854	$224.9M
16	Saratoga	58	1,140	$211.5M
17	Oneida	48	856	$153.0M
18	Ulster	70	474	$148.6M
19	Broome	49	617	$134.9M
20	Niagara	44	713	$133.9M
21	Sullivan	54	244	$127.8M
22	Ontario	45	615	$127.7M
23	Rensselaer	40	444	$101.9M
24	Warren	45	428	$99.8M
25	Steuben	37	549	$99.1M
26	Schenectady	48	356	$89.2M
27	Chautauqua	41	421	$88.6M
28	Tompkins	41	297	$77.6M
29	Putnam	52	316	$77.0M
30	Jefferson	29	271	$70.0M
31	Wayne	31	384	$69.2M
32	Chemung	31	345	$56.9M
33	Genesee	28	389	$54.2M
34	Oswego	32	258	$50.4M
35	Washington	29	198	$49.7M
36	Cayuga	37	234	$44.6M
37	Livingston	25	449	$44.0M
38	Columbia	39	217	$43.8M
39	Herkimer	26	229	$42.7M
40	Essex	33	123	$41.9M
41	Madison	27	199	$41.4M
42	Clinton	26	195	$38.5M
43	Cattaraugus	22	296	$38.4M
44	Cortland	23	120	$35.8M
45	Otsego	21	116	$35.5M
46	Greene	27	93	$31.8M
47	Saint Lawrence	25	120	$31.5M
48	Schoharie	18	49	$29.6M
49	Fulton	24	135	$28.5M
50	Wyoming	13	335	$27.6M
51	Orleans	20	203	$27.2M
52	Seneca	16	140	$23.3M
53	Delaware	17	47	$22.8M
54	Tioga	19	124	$21.7M
55	Franklin	21	78	$20.8M
56	Allegany	22	130	$19.4M
57	Yates	19	150	$18.9M
58	Schuyler	20	73	$17.4M
59	Chenango	14	100	$15.6M
60	Montgomery	16	86	$15.1M
61	Lewis	18	49	$10.8M
62	Hamilton	7	19	$5.5M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.