SBA 7(a) lenders in NY

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

405 institutions have SBA 7(a) loans on record in NY, together $19.83B across 67,881 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	10,533	$1.29B	6.5%	4.22%
2	NewBank	1,163	$1.24B	6.3%	1.81%
3	JPMorgan Chase Bank, National Association	8,746	$1.10B	5.5%	4.82%
4	TD Bank, National Association	8,454	$1.09B	5.5%	4.73%
5	Live Oak Banking Company	674	$801.0M	4.0%	0.79%
6	KeyBank National Association	3,421	$735.0M	3.7%	2.21%
7	Lender 2057189	760	$570.7M	2.9%	0.98%
8	FinWise Bank	484	$546.7M	2.8%	0.85%
9	Bank of Hope	1,187	$535.0M	2.7%	2.29%
10	Dime Commercial Bank	575	$507.4M	2.6%	0.79%
11	The Bank of Princeton	466	$463.2M	2.3%	2.45%
12	New York Business Development Corporation	875	$461.8M	2.3%	4.53%
13	Newtek Bank, National Association	985	$443.2M	2.2%	0.00%
14	Readycap Lending, LLC	942	$374.1M	1.9%	2.41%
15	Wells Fargo Bank National Association	831	$369.5M	1.9%	2.86%
16	New Millennium Bank	341	$272.3M	1.4%	1.09%
17	Hanover Community Bank	215	$258.3M	1.3%	1.89%
18	Celtic Bank Corporation	644	$250.4M	1.3%	2.94%
19	Santander Bank, National Association	1,351	$250.3M	1.3%	4.04%
20	NBT Bank, National Association	1,269	$245.1M	1.2%	3.23%
21	The Huntington National Bank	565	$236.2M	1.2%	2.78%
22	Beacon Bank and Trust	1,009	$230.4M	1.2%	0.91%
23	Northeast Bank	1,148	$223.7M	1.1%	1.41%
24	BayFirst National Bank	1,088	$211.1M	1.1%	6.48%
25	Metro City Bank	107	$210.3M	1.1%	0.83%
26	Five Star Bank	2,172	$200.1M	1.0%	2.97%
27	Woori America Bank	213	$184.8M	0.9%	2.68%
28	Cross River Bank	180	$178.8M	0.9%	1.46%
29	Capital One National Association	436	$178.7M	0.9%	2.00%
30	Bank of America, National Association	725	$176.8M	0.9%	3.75%
31	Hana Bank USA National Association	326	$176.5M	0.9%	2.00%
32	Provident Bank	239	$151.6M	0.8%	0.73%
33	Citibank, N.A.	915	$150.3M	0.8%	1.95%
34	Harvest Small Business Finance, LLC	117	$149.3M	0.8%	0.42%
35	Hanmi Bank	99	$143.7M	0.7%	0.29%
36	Genesee Regional Bank	451	$140.6M	0.7%	0.64%
37	Byline Bank	111	$137.6M	0.7%	1.64%
38	Banc of California	94	$124.9M	0.6%	3.20%
39	OceanFirst Bank, National Association	211	$122.8M	0.6%	1.78%
40	Citizens Bank, National Association	891	$114.4M	0.6%	1.99%
41	First Bank of the Lake	122	$112.7M	0.6%	0.26%
42	Peapack Private Bank and Trust	80	$111.2M	0.6%	0.00%
43	Community Bank, National Association	722	$109.9M	0.6%	2.42%
44	United Midwest Savings Bank National Association	204	$97.2M	0.5%	2.17%
45	ESL FCU	914	$97.2M	0.5%	1.44%
46	Arrow Bank National Association	609	$96.0M	0.5%	2.38%
47	East West Bank	110	$87.2M	0.4%	1.24%
48	Tompkins Community Bank	580	$78.0M	0.4%	1.12%
49	ConnectOne Bank	83	$76.5M	0.4%	0.00%
50	Lendistry SBLC, LLC	371	$72.4M	0.4%	0.12%
51	The Canandaigua National Bank and Trust Company	369	$70.0M	0.4%	0.78%
52	The Lyons National Bank	303	$69.0M	0.3%	2.80%
53	BCB Community Bank	68	$68.1M	0.3%	1.96%
54	First Internet Bank of Indiana	47	$67.6M	0.3%	0.00%
55	Stearns Bank National Association	145	$65.1M	0.3%	3.73%
56	The Bancorp Bank National Association	49	$64.1M	0.3%	2.42%
57	Spring Bank	60	$62.0M	0.3%	1.94%
58	Shoreham Bank	75	$61.5M	0.3%	3.97%
59	First Merchants Bank	50	$61.1M	0.3%	0.24%
60	Grow America Fund, Incorporated	102	$60.1M	0.3%	9.28%
61	Valley National Bank	61	$59.3M	0.3%	1.82%
62	Happen Bank	58	$58.4M	0.3%	4.81%
63	Unity Bank	70	$58.1M	0.3%	2.40%
64	Empire State Bank	72	$56.0M	0.3%	3.14%
65	Northwest Bank	272	$54.5M	0.3%	0.30%
66	PCB Bank	54	$51.6M	0.3%	1.10%
67	Lafayette Square SBLC, LLC	50	$51.5M	0.3%	1.05%
68	First National Bank of Pennsylvania	51	$50.9M	0.3%	0.44%
69	City National Bank	50	$50.6M	0.3%	1.17%
70	Pathward National Association	38	$50.3M	0.3%	0.00%
71	Customers Bank	57	$50.2M	0.3%	0.67%
72	Commonwealth Business Bank	38	$49.7M	0.3%	0.00%
73	First Bank	51	$49.1M	0.2%	2.26%
74	BankUnited, National Association	27	$48.7M	0.2%	0.00%
75	HSBC Bank USA National Association	481	$46.7M	0.2%	3.47%
76	Shinhan Bank America	111	$45.9M	0.2%	4.98%
77	The Adirondack Trust Company	490	$42.7M	0.2%	0.64%
78	FDIC - Community Bank & Trust-West Georgia	28	$42.0M	0.2%	0.00%
79	Truist Bank	23	$40.5M	0.2%	3.42%
80	Empire State Certified Development Corporation	268	$37.5M	0.2%	6.11%
81	United Community Bank	43	$37.3M	0.2%	1.62%
82	TowneBank	46	$36.5M	0.2%	0.00%
83	PNC Bank, National Association	123	$36.0M	0.2%	5.55%
84	Capital Bank, National Association	49	$34.8M	0.2%	0.33%
85	Firstrust Savings Bank	27	$34.6M	0.2%	0.00%
86	Five Star Bank	113	$34.0M	0.2%	6.70%
87	Alma Bank	35	$32.5M	0.2%	1.91%
88	Citizens Bank	51	$32.3M	0.2%	0.44%
89	CNB Bank	111	$31.4M	0.2%	1.06%
90	Fifth Third Bank	25	$31.2M	0.2%	6.03%
91	Solvay Bank	111	$31.1M	0.2%	1.59%
92	Financial Resources Federal Credit Union	24	$31.0M	0.2%	4.07%
93	Fulton Bank, National Association	25	$30.4M	0.2%	0.84%
94	The MINT National Bank	13	$28.8M	0.1%	1.38%
95	Port 51 Lending LLC	13	$28.6M	0.1%	0.00%
96	T Bank, National Association	13	$27.5M	0.1%	1.41%
97	PromiseOne Bank	30	$26.1M	0.1%	0.00%
98	Centerstone SBA Lending, Inc.	14	$25.0M	0.1%	0.00%
99	US Eagle FCU	10	$24.6M	0.1%	0.00%
100	First Financial Bank	25	$24.6M	0.1%	0.00%
101	HomeTrust Bank	20	$24.4M	0.1%	0.00%
102	Chemung Canal Trust Company	139	$23.8M	0.1%	0.17%
103	Popular Bank	326	$23.7M	0.1%	28.91%
104	Stone Bank	44	$22.3M	0.1%	1.09%
105	Rhinebeck Bank	144	$22.2M	0.1%	2.30%
106	Columbia Bank	53	$22.0M	0.1%	5.12%
107	Watertown Savings Bank	117	$21.4M	0.1%	3.96%
108	Gulf Coast Bank and Trust Company	24	$20.8M	0.1%	2.16%
109	Grasshopper Bank National Association	30	$20.3M	0.1%	0.00%
110	Colony Bank	108	$20.3M	0.1%	0.68%
111	VelocitySBA, LLC	287	$20.0M	0.1%	2.71%
112	Bankwell Bank	14	$19.9M	0.1%	0.00%
113	Cathay Bank	29	$19.4M	0.1%	3.95%
114	IncredibleBank	13	$18.9M	0.1%	0.00%
115	First Bank	17	$18.5M	0.1%	2.44%
116	Corning FCU	150	$18.5M	0.1%	2.58%
117	Seacoast National Bank	27	$18.3M	0.1%	2.08%
118	NYBDC Local Development Corporation dba Pursuit Community Finance	101	$18.0M	0.1%	3.13%
119	Royal Business Bank	10	$17.8M	0.1%	0.00%
120	Wilmington Savings Fund Society FSB	20	$17.8M	0.1%	0.00%
121	Truliant FCU	11	$17.1M	0.1%	0.00%
122	Bank Five Nine	27	$17.0M	0.1%	0.92%
123	Hudson Valley Federal Credit Union	58	$16.3M	0.1%	0.12%
124	Evolve Bank and Trust	15	$16.2M	0.1%	0.00%
125	CenTrust Bank, A Division of SmartBiz Bank National Association	82	$16.0M	0.1%	0.00%
126	North State Bank	37	$15.9M	0.1%	0.00%
127	Heritage Bank Inc	46	$15.2M	0.1%	0.00%
128	Ulster Savings Bank	19	$15.1M	0.1%	0.62%
129	Hyperion Bank	9	$14.9M	0.1%	0.00%
130	Independence Bank	103	$14.7M	0.1%	23.77%
131	22nd State Bank, A Division of 22nd State Banking Company	11	$14.4M	0.1%	0.00%
132	Accompany Capital	60	$14.0M	0.1%	8.45%
133	Simmons Bank	43	$13.8M	0.1%	3.32%
134	Mid Penn Bank	13	$13.6M	0.1%	0.00%
135	Lender 2582371	9	$13.3M	0.1%	0.00%
136	Wayne Bank	35	$13.2M	0.1%	0.74%
137	Ponce Bank National Association	11	$12.7M	0.1%	0.00%
138	CRF Small Business Loan Company, LLC	27	$12.3M	0.1%	1.77%
139	CTBC Bank Corp. (USA)	14	$11.8M	0.1%	0.00%
140	North Valley Bank	8	$11.8M	0.1%	0.00%
141	Hana Small Business Lending, Inc.	17	$11.5M	0.1%	0.00%
142	Meridian Bank	12	$11.3M	0.1%	10.09%
143	Servbank National Association	7	$10.9M	0.1%	0.00%
144	Tioga State Bank, National Association	65	$10.8M	0.1%	0.43%
145	Brooklyn Cooperative Federal Credit Union	381	$10.7M	0.1%	6.37%
146	Old National Bank	7	$10.2M	0.1%	0.00%
147	Genisys CU	2	$10.0M	0.1%	0.00%
148	Pathfinder Bank	58	$9.6M	0.0%	0.36%
149	Open Bank	12	$9.6M	0.0%	0.00%
150	CIBC Bank USA	17	$9.5M	0.0%	0.00%
151	SouthState Bank, National Association	9	$9.3M	0.0%	0.00%
152	Ameris Bank	7	$9.3M	0.0%	0.00%
153	MVB Bank, Inc.	7	$9.0M	0.0%	4.88%
154	First Horizon Bank	3	$9.0M	0.0%	0.00%
155	Americu CU	6	$8.9M	0.0%	0.00%
156	Poppy Bank	6	$8.6M	0.0%	0.00%
157	Coastal States Bank	5	$8.5M	0.0%	0.00%
158	Fountainhead SBF LLC	7	$8.5M	0.0%	0.00%
159	Columbia Bank	11	$8.3M	0.0%	0.00%
160	US Metro Bank	6	$8.3M	0.0%	0.00%
161	First Heritage Federal Credit Union	41	$8.2M	0.0%	0.00%
162	Atlantic Union Bank	5	$8.2M	0.0%	0.00%
163	First Commonwealth Bank	8	$8.1M	0.0%	0.00%
164	Mission Valley Bank	5	$8.1M	0.0%	0.00%
165	Peoples Bank	3	$7.9M	0.0%	0.00%
166	Climate First Bank	6	$7.9M	0.0%	0.00%
167	City National Bank of Florida	11	$7.5M	0.0%	0.00%
168	Webster Bank National Association	57	$7.3M	0.0%	5.02%
169	Citizens & Northern Bank	26	$7.2M	0.0%	0.00%
170	U.S. Bank, National Association	32	$7.1M	0.0%	0.00%
171	Patriot Bank, National Association	8	$6.9M	0.0%	0.00%
172	Hometown Bank	3	$6.9M	0.0%	0.00%
173	Community Capital New York, Inc.	53	$6.9M	0.0%	0.00%
174	Quaint Oak Bank	11	$6.8M	0.0%	0.00%
175	Ballston Spa National Bank	72	$6.8M	0.0%	2.92%
176	Habib American Bank	9	$6.8M	0.0%	0.00%
177	Genesis Bank	7	$6.6M	0.0%	0.00%
178	Milestone Bank	3	$6.4M	0.0%	0.00%
179	Western Alliance Bank	4	$6.4M	0.0%	0.00%
180	First American Bank	3	$6.4M	0.0%	0.00%
181	USAlliance FCU	56	$6.3M	0.0%	0.71%
182	Commercial Bank of California	3	$6.3M	0.0%	0.00%
183	Accion Opportunity Fund Community Development	20	$5.5M	0.0%	0.00%
184	Pioneer Bank, National Association	4	$5.5M	0.0%	0.00%
185	Lower East Side People's Federal Credit Union	119	$5.4M	0.0%	4.92%
186	America First Federal Credit Union	5	$5.4M	0.0%	0.00%
187	Crown Bank	10	$5.2M	0.0%	0.00%
188	The Freedom Bank of Virginia	6	$5.1M	0.0%	0.00%
189	Cogent Bank	1	$5.0M	0.0%	0.00%
190	Lake Michigan CU	1	$5.0M	0.0%	0.00%
191	Bank of Clarke	2	$5.0M	0.0%	0.00%
192	InBank	3	$4.9M	0.0%	0.00%
193	Luminate Bank	2	$4.8M	0.0%	0.00%
194	Magyar Bank	6	$4.7M	0.0%	0.00%
195	The Fidelity Bank	4	$4.7M	0.0%	0.00%
196	Rockland Trust Company	3	$4.7M	0.0%	0.00%
197	BMO Bank National Association	6	$4.7M	0.0%	0.00%
198	First National Bank of Scotia	30	$4.5M	0.0%	0.11%
199	Ridgewood Savings Bank	26	$4.5M	0.0%	0.00%
200	State Bank of Texas	1	$4.3M	0.0%	0.00%

The 200 largest shown, of 405 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	New York	210	8,349	$2.87B
2	Kings	172	8,013	$2.55B
3	Queens	158	5,710	$1.93B
4	Suffolk	176	5,201	$1.85B
5	Nassau	173	4,848	$1.73B
6	Westchester	154	3,095	$1.00B
7	Erie	95	4,280	$879.4M
8	Monroe	89	4,350	$821.8M
9	Rockland	113	2,173	$685.9M
10	Bronx	109	1,716	$658.3M
11	Orange	118	1,720	$609.1M
12	Onondaga	92	1,842	$473.8M
13	Albany	78	1,055	$338.9M
14	Richmond	92	1,083	$326.3M
15	Dutchess	82	871	$234.6M
16	Saratoga	58	1,146	$212.6M
17	Oneida	48	860	$153.6M
18	Ulster	70	486	$152.1M
19	Broome	51	621	$140.3M
20	Niagara	45	720	$136.8M
21	Sullivan	54	247	$128.6M
22	Ontario	45	619	$128.4M
23	Rensselaer	42	451	$111.5M
24	Warren	45	430	$100.0M
25	Steuben	37	551	$99.3M
26	Chautauqua	41	428	$95.9M
27	Schenectady	48	360	$89.8M
28	Putnam	55	324	$82.2M
29	Tompkins	42	300	$80.0M
30	Jefferson	30	274	$73.1M
31	Wayne	31	392	$71.7M
32	Chemung	31	349	$57.4M
33	Genesee	29	392	$55.1M
34	Oswego	32	262	$51.0M
35	Washington	28	202	$50.0M
36	Madison	27	204	$46.3M
37	Cayuga	37	237	$46.1M
38	Columbia	39	220	$45.1M
39	Livingston	25	453	$44.5M
40	Essex	33	126	$44.3M
41	Herkimer	26	232	$43.9M
42	Cattaraugus	22	303	$39.3M
43	Clinton	25	196	$38.6M
44	Cortland	23	121	$35.9M
45	Otsego	21	117	$35.9M
46	Saint Lawrence	27	123	$31.9M
47	Greene	27	93	$31.8M
48	Fulton	23	137	$30.4M
49	Schoharie	19	50	$30.0M
50	Wyoming	13	335	$27.6M
51	Orleans	20	203	$27.2M
52	Delaware	19	49	$24.6M
53	Seneca	17	142	$23.3M
54	Tioga	19	124	$21.7M
55	Allegany	23	133	$21.2M
56	Franklin	21	78	$20.8M
57	Schuyler	21	75	$19.8M
58	Chenango	16	103	$19.3M
59	Yates	19	151	$19.1M
60	Montgomery	16	86	$15.1M
61	Lewis	18	51	$10.9M
62	Hamilton	7	19	$5.5M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.