SBA 7(a) lenders in Cayuga, NY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

37 institutions have SBA 7(a) loans on record in Cayuga, together $44.6M across 234 loans. KeyBank National Association is the largest, with 26% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	KeyBank National Association	54	$11.6M	26.0%	0.75%
2	Manufacturers and Traders Trust Company	62	$6.0M	13.5%	3.98%
3	Adirondack Bank	1	$4.7M	10.5%	0.00%
4	Five Star Bank	41	$2.6M	5.9%	0.57%
5	Wells Fargo Bank National Association	2	$2.6M	5.9%	0.00%
6	New Millennium Bank	1	$1.9M	4.1%	0.00%
7	VelocitySBA, LLC	1	$1.8M	4.1%	0.00%
8	The Bancorp Bank National Association	1	$1.5M	3.4%	0.00%
9	United Midwest Savings Bank National Association	2	$1.5M	3.3%	0.00%
10	Hanover Community Bank	1	$1.4M	3.2%	0.00%
11	Community Bank, National Association	10	$1.2M	2.6%	14.08%
12	Readycap Lending, LLC	2	$1.1M	2.6%	0.00%
13	NBT Bank, National Association	6	$855K	1.9%	0.00%
14	New York Business Development Corporation	1	$700K	1.6%	0.00%
15	The Lyons National Bank	13	$691K	1.5%	0.00%
16	Cayuga Lake National Bank	3	$638K	1.4%	0.00%
17	Tompkins Community Bank	7	$586K	1.3%	0.00%
18	Solvay Bank	1	$500K	1.1%	0.00%
19	Live Oak Banking Company	1	$280K	0.6%	0.00%
20	Wayne Bank	2	$266K	0.6%	0.00%
21	Grow America Fund, Incorporated	2	$263K	0.6%	0.00%
22	Empire State Certified Development Corporation	2	$235K	0.5%	0.00%
23	Tioga State Bank, National Association	1	$225K	0.5%	0.00%
24	The Huntington National Bank	1	$210K	0.5%	0.00%
25	Newtek Small Business Finance, Inc.	1	$200K	0.4%	0.00%
26	BayFirst National Bank	1	$200K	0.4%	0.00%
27	TD Bank, National Association	2	$153K	0.3%	0.00%
28	Empower FCU	1	$142K	0.3%	0.00%
29	Northeast Bank	2	$126K	0.3%	0.00%
30	Corning FCU	1	$100K	0.2%	0.00%
31	Pathfinder Bank	1	$96K	0.2%	0.00%
32	Beacon Bank and Trust	2	$60K	0.1%	80.95%
33	U.S. Bank, National Association	1	$30K	0.1%	0.00%
34	JPMorgan Chase Bank, National Association	1	$30K	0.1%	0.00%
35	PNC Bank, National Association	1	$30K	0.1%	0.00%
36	Citizens Bank, National Association	1	$25K	0.1%	0.00%
37	Bank of America, National Association	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	29	$11.2M	25.0%
2	Professional & technical services	12	$6.7M	15.0%
3	Retail trade	25	$4.2M	9.3%
4	Construction	39	$3.9M	8.8%
5	Manufacturing	6	$3.7M	8.4%
6	Manufacturing	11	$3.3M	7.3%
7	Manufacturing	9	$2.6M	5.8%
8	Wholesale trade	9	$1.7M	3.8%
9	Other services	19	$1.3M	2.9%
10	Transportation & warehousing	1	$1.1M	2.4%
11	Real estate & leasing	9	$988K	2.2%
12	Administrative & waste services	12	$675K	1.5%
13	Retail trade	13	$620K	1.4%
14	Transportation & warehousing	10	$616K	1.4%
15	Arts, entertainment & recreation	5	$525K	1.2%
16	Health care & social assistance	11	$500K	1.1%
17	Finance & insurance	4	$460K	1.0%
18	Agriculture, forestry & fishing	8	$392K	0.9%
19	Information	2	$210K	0.5%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.