SBA 7(a) lenders in Nassau, NY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

173 institutions have SBA 7(a) loans on record in Nassau, together $1.73B across 4,848 loans. Dime Commercial Bank is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Dime Commercial Bank	169	$138.8M	8.0%	0.96%
2	TD Bank, National Association	1,183	$136.0M	7.9%	5.32%
3	JPMorgan Chase Bank, National Association	802	$119.0M	6.9%	4.48%
4	Live Oak Banking Company	72	$84.5M	4.9%	4.13%
5	Lender 2057189	120	$71.9M	4.2%	0.45%
6	NewBank	79	$70.2M	4.1%	1.14%
7	Newtek Bank, National Association	118	$63.0M	3.6%	0.00%
8	Bank of Hope	132	$61.4M	3.6%	1.68%
9	Hanover Community Bank	31	$43.2M	2.5%	0.00%
10	New Millennium Bank	44	$37.6M	2.2%	1.00%
11	Readycap Lending, LLC	79	$37.1M	2.1%	1.69%
12	Manufacturers and Traders Trust Company	292	$31.0M	1.8%	6.18%
13	The Huntington National Bank	59	$28.9M	1.7%	0.00%
14	OceanFirst Bank, National Association	34	$27.4M	1.6%	0.00%
15	Capital One National Association	83	$26.5M	1.5%	1.88%
16	Harvest Small Business Finance, LLC	19	$26.1M	1.5%	2.38%
17	The Bank of Princeton	35	$25.8M	1.5%	3.64%
18	Wells Fargo Bank National Association	62	$25.3M	1.5%	4.71%
19	Provident Bank	28	$25.3M	1.5%	0.00%
20	Santander Bank, National Association	114	$25.2M	1.5%	2.83%
21	Celtic Bank Corporation	64	$22.7M	1.3%	9.30%
22	Northeast Bank	120	$21.0M	1.2%	3.65%
23	Citibank, N.A.	116	$20.8M	1.2%	1.02%
24	Hana Bank USA National Association	48	$20.8M	1.2%	2.89%
25	Bank of America, National Association	75	$17.8M	1.0%	6.32%
26	Lafayette Square SBLC, LLC	17	$16.8M	1.0%	0.00%
27	New York Business Development Corporation	35	$16.4M	1.0%	3.42%
28	BayFirst National Bank	99	$16.3M	0.9%	5.35%
29	KeyBank National Association	23	$16.2M	0.9%	6.48%
30	Hanmi Bank	12	$15.8M	0.9%	0.00%
31	FinWise Bank	14	$13.8M	0.8%	0.00%
32	Cross River Bank	11	$13.6M	0.8%	0.00%
33	Grow America Fund, Incorporated	13	$12.5M	0.7%	0.00%
34	First Bank of the Lake	20	$11.6M	0.7%	0.00%
35	Unity Bank	11	$11.3M	0.7%	0.24%
36	First Internet Bank of Indiana	8	$11.3M	0.7%	0.00%
37	City National Bank	7	$10.7M	0.6%	0.00%
38	Shoreham Bank	12	$10.7M	0.6%	7.18%
39	Capital Bank, National Association	7	$10.4M	0.6%	0.00%
40	PCB Bank	9	$10.3M	0.6%	0.00%
41	Byline Bank	10	$9.4M	0.5%	0.00%
42	Banc of California	10	$9.2M	0.5%	0.00%
43	First Bank	8	$8.8M	0.5%	0.00%
44	Happen Bank	10	$8.7M	0.5%	0.00%
45	Woori America Bank	9	$8.3M	0.5%	0.00%
46	Evolve Bank and Trust	5	$8.2M	0.5%	0.00%
47	Fulton Bank, National Association	4	$7.8M	0.5%	0.00%
48	First Merchants Bank	6	$7.4M	0.4%	0.00%
49	Customers Bank	7	$7.3M	0.4%	0.00%
50	East West Bank	10	$7.0M	0.4%	0.00%
51	BCB Community Bank	6	$7.0M	0.4%	1.87%
52	Stone Bank	9	$6.8M	0.4%	0.00%
53	Beacon Bank and Trust	11	$6.2M	0.4%	0.00%
54	TowneBank	11	$6.1M	0.4%	0.00%
55	Firstrust Savings Bank	3	$6.0M	0.4%	0.00%
56	PromiseOne Bank	6	$6.0M	0.3%	0.00%
57	Metro City Bank	3	$5.8M	0.3%	0.00%
58	Truist Bank	2	$5.3M	0.3%	0.00%
59	First National Bank of Pennsylvania	4	$5.2M	0.3%	0.00%
60	Lake Michigan CU	1	$5.0M	0.3%	0.00%
61	VelocitySBA, LLC	25	$5.0M	0.3%	1.12%
62	First Financial Bank	2	$5.0M	0.3%	0.00%
63	Stearns Bank National Association	19	$4.9M	0.3%	2.49%
64	Luminate Bank	1	$4.8M	0.3%	0.00%
65	Seacoast National Bank	11	$4.7M	0.3%	4.97%
66	Citizens Bank, National Association	12	$4.5M	0.3%	0.94%
67	Lendistry SBLC, LLC	28	$4.5M	0.3%	0.00%
68	The Bancorp Bank National Association	6	$4.5M	0.3%	0.00%
69	Fifth Third Bank	2	$4.5M	0.3%	0.00%
70	ConnectOne Bank	13	$4.4M	0.3%	0.00%
71	Rockland Trust Company	2	$4.3M	0.3%	0.00%
72	BankUnited, National Association	4	$4.2M	0.2%	0.00%
73	United Midwest Savings Bank National Association	13	$4.2M	0.2%	0.00%
74	Citizens Bank	7	$4.2M	0.2%	0.00%
75	HSBC Bank USA National Association	23	$4.1M	0.2%	4.90%
76	CTBC Bank Corp. (USA)	2	$3.9M	0.2%	0.00%
77	Grasshopper Bank National Association	4	$3.8M	0.2%	0.00%
78	Alma Bank	9	$3.8M	0.2%	0.00%
79	TransPecos Banks, SSB.	1	$3.6M	0.2%	0.00%
80	Simmons Bank	10	$3.6M	0.2%	0.00%
81	Five Star Bank	10	$3.6M	0.2%	0.00%
82	Bank Five Nine	6	$3.4M	0.2%	4.66%
83	Peapack Private Bank and Trust	1	$3.3M	0.2%	0.00%
84	Spring Bank	4	$3.3M	0.2%	8.06%
85	Empire State Certified Development Corporation	22	$3.2M	0.2%	0.00%
86	Financial Resources Federal Credit Union	2	$3.2M	0.2%	0.00%
87	PNC Bank, National Association	8	$3.1M	0.2%	6.66%
88	Old National Bank	1	$2.9M	0.2%	0.00%
89	Valley National Bank	1	$2.8M	0.2%	0.00%
90	T Bank, National Association	2	$2.6M	0.2%	0.00%
91	Commonwealth Business Bank	3	$2.5M	0.1%	0.00%
92	Genesee Regional Bank	1	$2.4M	0.1%	0.00%
93	Servbank National Association	1	$2.3M	0.1%	0.00%
94	North Valley Bank	1	$2.3M	0.1%	0.00%
95	HomeTrust Bank	3	$2.2M	0.1%	0.00%
96	Cathay Bank	2	$2.1M	0.1%	0.00%
97	FDIC - Community Bank & Trust-West Georgia	2	$2.1M	0.1%	0.00%
98	Northwest FCU	1	$2.0M	0.1%	0.00%
99	Colony Bank	9	$1.9M	0.1%	0.00%
100	22nd State Bank, A Division of 22nd State Banking Company	2	$1.9M	0.1%	0.00%
101	Bankwell Bank	1	$1.9M	0.1%	0.00%
102	MVB Bank, Inc.	2	$1.7M	0.1%	25.68%
103	CenTrust Bank, A Division of SmartBiz Bank National Association	8	$1.6M	0.1%	0.00%
104	Centerstone SBA Lending, Inc.	1	$1.6M	0.1%	0.00%
105	Shinhan Bank America	8	$1.5M	0.1%	7.17%
106	Community Building Fund, LLC	7	$1.4M	0.1%	0.00%
107	Popular Bank	14	$1.2M	0.1%	51.26%
108	United Community Bank	2	$1.2M	0.1%	0.00%
109	Banner Bank	2	$1.2M	0.1%	0.00%
110	First Commonwealth Bank	2	$1.2M	0.1%	0.00%
111	The Citizens Bank of Edmond	1	$1.0M	0.1%	0.00%
112	Accion Opportunity Fund Community Development	3	$1.0M	0.1%	0.00%
113	Independence Bank	7	$1.0M	0.1%	0.00%
114	Truliant FCU	1	$984K	0.1%	0.00%
115	American Momentum Bank	2	$957K	0.1%	0.00%
116	First Bank	2	$950K	0.1%	10.42%
117	US Eagle FCU	1	$930K	0.1%	0.00%
118	Quaint Oak Bank	2	$910K	0.1%	0.00%
119	Accompany Capital	4	$864K	0.1%	0.00%
120	Wilmington Savings Fund Society FSB	3	$855K	0.0%	0.00%
121	FourLeaf Federal Credit Union	1	$850K	0.0%	0.00%
122	Heritage Bank Inc	6	$812K	0.0%	0.00%
123	Climate First Bank	1	$791K	0.0%	0.00%
124	Kearny Bank	1	$684K	0.0%	0.00%
125	Webster Bank National Association	7	$615K	0.0%	0.00%
126	Columbia Bank	1	$605K	0.0%	0.00%
127	Sunnyside Federal Savings and Loan Association of Irvington	1	$575K	0.0%	0.00%
128	First Utah Bank	1	$530K	0.0%	0.00%
129	NYBDC Local Development Corporation dba Pursuit Community Finance	3	$523K	0.0%	0.00%
130	Trenton Business Assistance Corporation	3	$515K	0.0%	0.00%
131	Industrial Bank	1	$500K	0.0%	0.00%
132	City National Bank of Florida	1	$500K	0.0%	0.00%
133	Empire State Bank	1	$500K	0.0%	0.00%
134	Ameris Bank	1	$495K	0.0%	0.00%
135	Pinnacle Bank	1	$465K	0.0%	0.00%
136	Fund-Ex Solutions Group, LLC	1	$465K	0.0%	0.00%
137	Community West Bank	1	$463K	0.0%	0.00%
138	Meridian Bank	1	$456K	0.0%	0.00%
139	North State Bank	1	$454K	0.0%	0.00%
140	Ridgewood Savings Bank	4	$450K	0.0%	0.00%
141	First-Citizens Bank & Trust Company	1	$441K	0.0%	0.00%
142	Open Bank	2	$400K	0.0%	0.00%
143	First Central Savings Bank	2	$350K	0.0%	0.00%
144	United Bank of Philadelphia	1	$350K	0.0%	0.00%
145	Ponce Bank National Association	1	$350K	0.0%	0.00%
146	Vision One CU	2	$302K	0.0%	0.00%
147	The Freedom Bank of Virginia	1	$270K	0.0%	0.00%
148	Melrose CU	2	$250K	0.0%	0.00%
149	Community Development Transportation Lending Services, Inc.	1	$250K	0.0%	0.00%
150	Centennial Bank	1	$250K	0.0%	0.00%
151	Hana Small Business Lending, Inc.	1	$250K	0.0%	0.00%
152	Ascendus, Inc.	2	$229K	0.0%	0.00%
153	Amerasia Bank	1	$180K	0.0%	0.00%
154	Pathward National Association	1	$175K	0.0%	0.00%
155	Brooklyn Cooperative Federal Credit Union	5	$175K	0.0%	13.25%
156	Small Business Bank	1	$174K	0.0%	0.00%
157	Magnifi Financial CU	1	$150K	0.0%	0.00%
158	SoFi Bank, National Association	2	$150K	0.0%	0.00%
159	Eastern Bank	1	$150K	0.0%	48.31%
160	Millennium bcpbank, N.A.	2	$125K	0.0%	74.66%
161	Carver State Bank	1	$108K	0.0%	0.00%
162	TruFund Financial Services Inc	1	$106K	0.0%	0.00%
163	CommerceWest Bank	1	$100K	0.0%	0.00%
164	Columbia Bank	3	$100K	0.0%	0.00%
165	Somerset Regal Bank	1	$75K	0.0%	0.00%
166	CDC Small Business Finance Corp.	1	$75K	0.0%	0.00%
167	USAlliance FCU	1	$70K	0.0%	0.00%
168	U.S. Bank, National Association	2	$65K	0.0%	0.00%
169	Teachers Federal Credit Union	3	$63K	0.0%	0.00%
170	Prestamos CDFI, LLC	1	$50K	0.0%	0.00%
171	Community Trust Bank, Inc.	1	$45K	0.0%	0.00%
172	Empire Financial Federal Credit Union	2	$40K	0.0%	0.00%
173	Jovia Financial FCU	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	480	$232.0M	13.4%
2	Other services	493	$206.6M	12.0%
3	Wholesale trade	466	$199.5M	11.6%
4	Accommodation & food services	448	$193.0M	11.2%
5	Health care & social assistance	434	$183.9M	10.6%
6	Professional & technical services	622	$140.2M	8.1%
7	Construction	551	$123.9M	7.2%
8	Arts, entertainment & recreation	146	$79.1M	4.6%
9	Retail trade	233	$71.0M	4.1%
10	Manufacturing	91	$45.8M	2.7%
11	Transportation & warehousing	159	$41.1M	2.4%
12	Finance & insurance	124	$40.2M	2.3%
13	Real estate & leasing	95	$39.0M	2.3%
14	Administrative & waste services	213	$38.7M	2.2%
15	Manufacturing	49	$26.3M	1.5%
16	Educational services	83	$22.7M	1.3%
17	Manufacturing	63	$16.9M	1.0%
18	Information	56	$15.1M	0.9%
19	Transportation & warehousing	28	$8.8M	0.5%
20	Management of companies	5	$2.5M	0.1%
21	Agriculture, forestry & fishing	4	$519K	0.0%
22	Public administration	1	$305K	0.0%
23	Utilities	3	$75K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.