SBA 7(a) lenders in Nassau, NY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

171 institutions have SBA 7(a) loans on record in Nassau, together $1.69B across 4,767 loans. Dime Commercial Bank is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Dime Commercial Bank	169	$138.8M	8.2%	0.96%
2	TD Bank, National Association	1,171	$134.9M	8.0%	5.14%
3	JPMorgan Chase Bank, National Association	797	$117.8M	7.0%	4.11%
4	Live Oak Banking Company	69	$81.9M	4.9%	4.26%
5	Newtek Small Business Finance, Inc.	120	$71.9M	4.3%	0.45%
6	NewBank	79	$70.2M	4.2%	1.14%
7	Newtek Bank, National Association	105	$60.7M	3.6%	0.00%
8	Bank of Hope	128	$53.3M	3.2%	1.94%
9	Hanover Community Bank	31	$43.2M	2.6%	0.00%
10	New Millennium Bank	44	$37.6M	2.2%	1.00%
11	Readycap Lending, LLC	77	$36.9M	2.2%	1.70%
12	Manufacturers and Traders Trust Company	283	$30.1M	1.8%	6.41%
13	OceanFirst Bank, National Association	34	$27.4M	1.6%	0.00%
14	The Bank of Princeton	35	$25.8M	1.5%	3.64%
15	Capital One National Association	82	$25.4M	1.5%	1.97%
16	Wells Fargo Bank National Association	62	$25.3M	1.5%	4.71%
17	Provident Bank	28	$25.3M	1.5%	0.00%
18	Harvest Small Business Finance, LLC	18	$25.0M	1.5%	2.48%
19	The Huntington National Bank	53	$22.7M	1.3%	0.00%
20	Celtic Bank Corporation	63	$21.8M	1.3%	9.70%
21	Citibank, N.A.	116	$20.8M	1.2%	1.02%
22	Hana Bank USA National Association	48	$20.8M	1.2%	2.89%
23	Northeast Bank	113	$19.8M	1.2%	3.81%
24	Webster Bank National Association	55	$19.2M	1.1%	0.00%
25	Bank of America, National Association	75	$17.8M	1.1%	6.32%
26	Lafayette Square SBLC, LLC	17	$16.8M	1.0%	0.00%
27	New York Business Development Corporation	35	$16.4M	1.0%	3.42%
28	BayFirst National Bank	99	$16.3M	1.0%	5.35%
29	KeyBank National Association	23	$16.2M	1.0%	6.48%
30	FinWise Bank	14	$13.8M	0.8%	0.00%
31	Cross River Bank	11	$13.6M	0.8%	0.00%
32	Hanmi Bank	9	$12.8M	0.8%	0.00%
33	Grow America Fund, Incorporated	13	$12.5M	0.7%	0.00%
34	Unity Bank	11	$11.3M	0.7%	0.24%
35	First Internet Bank of Indiana	8	$11.3M	0.7%	0.00%
36	City National Bank	7	$10.7M	0.6%	0.00%
37	Shoreham Bank	12	$10.7M	0.6%	7.18%
38	PCB Bank	9	$10.3M	0.6%	0.00%
39	First Bank of the Lake	18	$9.6M	0.6%	0.00%
40	Byline Bank	10	$9.4M	0.6%	0.00%
41	Banc of California	10	$9.2M	0.5%	0.00%
42	First Bank	8	$8.8M	0.5%	0.00%
43	Happen Bank	10	$8.7M	0.5%	0.00%
44	Evolve Bank and Trust	5	$8.2M	0.5%	0.00%
45	Capital Bank, National Association	6	$7.9M	0.5%	0.00%
46	Fulton Bank, National Association	4	$7.8M	0.5%	0.00%
47	First Merchants Bank	6	$7.4M	0.4%	0.00%
48	Customers Bank	7	$7.3M	0.4%	0.00%
49	East West Bank	10	$7.0M	0.4%	0.00%
50	BCB Community Bank	6	$7.0M	0.4%	1.87%
51	Santander Bank, National Association	66	$6.6M	0.4%	9.74%
52	Woori America Bank	8	$6.5M	0.4%	0.00%
53	Stone Bank	7	$6.4M	0.4%	0.00%
54	Beacon Bank and Trust	11	$6.2M	0.4%	0.00%
55	Firstrust Savings Bank	3	$6.0M	0.4%	0.00%
56	PromiseOne Bank	6	$6.0M	0.4%	0.00%
57	TowneBank	10	$6.0M	0.4%	0.00%
58	Metro City Bank	3	$5.8M	0.3%	0.00%
59	Truist Bank	2	$5.3M	0.3%	0.00%
60	First National Bank of Pennsylvania	4	$5.2M	0.3%	0.00%
61	Lake Michigan CU	1	$5.0M	0.3%	0.00%
62	First Financial Bank	2	$5.0M	0.3%	0.00%
63	Stearns Bank National Association	19	$4.9M	0.3%	2.49%
64	Luminate Bank	1	$4.8M	0.3%	0.00%
65	Seacoast National Bank	11	$4.7M	0.3%	4.97%
66	VelocitySBA, LLC	24	$4.6M	0.3%	1.22%
67	Citizens Bank, National Association	12	$4.5M	0.3%	0.94%
68	The Bancorp Bank National Association	6	$4.5M	0.3%	0.00%
69	Fifth Third Bank	2	$4.5M	0.3%	0.00%
70	Lendistry SBLC, LLC	27	$4.5M	0.3%	0.00%
71	ConnectOne Bank	13	$4.4M	0.3%	0.00%
72	Rockland Trust Company	2	$4.3M	0.3%	0.00%
73	BankUnited, National Association	4	$4.2M	0.3%	0.00%
74	United Midwest Savings Bank National Association	13	$4.2M	0.2%	0.00%
75	HSBC Bank USA National Association	23	$4.1M	0.2%	4.90%
76	CTBC Bank Corp. (USA)	2	$3.9M	0.2%	0.00%
77	Grasshopper Bank National Association	4	$3.8M	0.2%	0.00%
78	Alma Bank	9	$3.8M	0.2%	0.00%
79	TransPecos Banks, SSB.	1	$3.6M	0.2%	0.00%
80	Simmons Bank	10	$3.6M	0.2%	0.00%
81	Five Star Bank	10	$3.6M	0.2%	0.00%
82	Bank Five Nine	6	$3.4M	0.2%	4.66%
83	Spring Bank	4	$3.3M	0.2%	8.06%
84	Peapack Private Bank and Trust	1	$3.3M	0.2%	0.00%
85	Empire State Certified Development Corporation	22	$3.2M	0.2%	0.00%
86	Financial Resources Federal Credit Union	2	$3.2M	0.2%	0.00%
87	PNC Bank, National Association	8	$3.1M	0.2%	6.66%
88	Old National Bank	1	$2.9M	0.2%	0.00%
89	Valley National Bank	1	$2.8M	0.2%	0.00%
90	T Bank, National Association	2	$2.6M	0.2%	0.00%
91	Commonwealth Business Bank	3	$2.5M	0.2%	0.00%
92	Citizens Bank	6	$2.4M	0.1%	0.00%
93	Genesee Regional Bank	1	$2.4M	0.1%	0.00%
94	Servbank National Association	1	$2.3M	0.1%	0.00%
95	North Valley Bank	1	$2.3M	0.1%	0.00%
96	HomeTrust Bank	3	$2.2M	0.1%	0.00%
97	FDIC - Community Bank & Trust-West Georgia	2	$2.1M	0.1%	0.00%
98	Northwest FCU	1	$2.0M	0.1%	0.00%
99	Colony Bank	9	$1.9M	0.1%	0.00%
100	22nd State Bank, A Division of 22nd State Banking Company	2	$1.9M	0.1%	0.00%
101	Bankwell Bank	1	$1.9M	0.1%	0.00%
102	MVB Bank, Inc.	2	$1.7M	0.1%	25.68%
103	CenTrust Bank, A Division of SmartBiz Bank National Association	8	$1.6M	0.1%	0.00%
104	Centerstone SBA Lending, Inc.	1	$1.6M	0.1%	0.00%
105	Shinhan Bank America	8	$1.5M	0.1%	7.17%
106	Community Building Fund, LLC	7	$1.4M	0.1%	0.00%
107	Popular Bank	14	$1.2M	0.1%	51.26%
108	United Community Bank	2	$1.2M	0.1%	0.00%
109	Banner Bank	2	$1.2M	0.1%	0.00%
110	First Commonwealth Bank	2	$1.2M	0.1%	0.00%
111	The Citizens Bank of Edmond	1	$1.0M	0.1%	0.00%
112	Accion Opportunity Fund Community Development	3	$1.0M	0.1%	0.00%
113	Independence Bank	7	$1.0M	0.1%	0.00%
114	Truliant FCU	1	$984K	0.1%	0.00%
115	American Momentum Bank	2	$957K	0.1%	0.00%
116	First Bank	2	$950K	0.1%	10.42%
117	US Eagle FCU	1	$930K	0.1%	0.00%
118	Quaint Oak Bank	2	$910K	0.1%	0.00%
119	Accompany Capital	4	$864K	0.1%	0.00%
120	Wilmington Savings Fund Society FSB	3	$855K	0.1%	0.00%
121	FourLeaf Federal Credit Union	1	$850K	0.1%	0.00%
122	Heritage Bank Inc	6	$812K	0.0%	0.00%
123	Kearny Bank	1	$684K	0.0%	0.00%
124	Sunnyside Federal Savings and Loan Association of Irvington	1	$575K	0.0%	0.00%
125	First Utah Bank	1	$530K	0.0%	0.00%
126	NYBDC Local Development Corporation dba Pursuit Community Finance	3	$523K	0.0%	0.00%
127	Trenton Business Assistance Corporation	3	$515K	0.0%	0.00%
128	Empire State Bank	1	$500K	0.0%	0.00%
129	City National Bank of Florida	1	$500K	0.0%	0.00%
130	Industrial Bank	1	$500K	0.0%	0.00%
131	Ameris Bank	1	$495K	0.0%	0.00%
132	Pinnacle Bank	1	$465K	0.0%	0.00%
133	Fund-Ex Solutions Group, LLC	1	$465K	0.0%	0.00%
134	Community West Bank	1	$463K	0.0%	0.00%
135	Meridian Bank	1	$456K	0.0%	0.00%
136	North State Bank	1	$454K	0.0%	0.00%
137	First-Citizens Bank & Trust Company	1	$441K	0.0%	0.00%
138	Ridgewood Savings Bank	3	$400K	0.0%	0.00%
139	Open Bank	2	$400K	0.0%	0.00%
140	First Central Savings Bank	2	$350K	0.0%	0.00%
141	United Bank of Philadelphia	1	$350K	0.0%	0.00%
142	Ponce Bank National Association	1	$350K	0.0%	0.00%
143	Vision One CU	2	$302K	0.0%	0.00%
144	Cathay Bank	1	$300K	0.0%	0.00%
145	The Freedom Bank of Virginia	1	$270K	0.0%	0.00%
146	Melrose CU	2	$250K	0.0%	0.00%
147	Community Development Transportation Lending Services, Inc.	1	$250K	0.0%	0.00%
148	Hana Small Business Lending, Inc.	1	$250K	0.0%	0.00%
149	Centennial Bank	1	$250K	0.0%	0.00%
150	Ascendus, Inc.	2	$229K	0.0%	0.00%
151	Amerasia Bank	1	$180K	0.0%	0.00%
152	Pathward National Association	1	$175K	0.0%	0.00%
153	Brooklyn Cooperative Federal Credit Union	5	$175K	0.0%	13.25%
154	Small Business Bank	1	$174K	0.0%	0.00%
155	SoFi Bank, National Association	2	$150K	0.0%	0.00%
156	Eastern Bank	1	$150K	0.0%	48.31%
157	Magnifi Financial CU	1	$150K	0.0%	0.00%
158	Millennium bcpbank, N.A.	2	$125K	0.0%	74.66%
159	Carver State Bank	1	$108K	0.0%	0.00%
160	TruFund Financial Services Inc	1	$106K	0.0%	0.00%
161	Columbia Bank	3	$100K	0.0%	0.00%
162	CommerceWest Bank	1	$100K	0.0%	0.00%
163	Somerset Regal Bank	1	$75K	0.0%	0.00%
164	CDC Small Business Finance Corp.	1	$75K	0.0%	0.00%
165	USAlliance FCU	1	$70K	0.0%	0.00%
166	U.S. Bank, National Association	2	$65K	0.0%	0.00%
167	Teachers Federal Credit Union	3	$63K	0.0%	0.00%
168	Prestamos CDFI, LLC	1	$50K	0.0%	0.00%
169	Community Trust Bank, Inc.	1	$45K	0.0%	0.00%
170	Empire Financial Federal Credit Union	2	$40K	0.0%	0.00%
171	Jovia Financial FCU	1	$30K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	474	$226.0M	13.4%
2	Other services	483	$202.6M	12.0%
3	Wholesale trade	460	$196.2M	11.6%
4	Accommodation & food services	440	$188.9M	11.2%
5	Health care & social assistance	423	$175.3M	10.4%
6	Professional & technical services	613	$132.5M	7.9%
7	Construction	542	$121.2M	7.2%
8	Arts, entertainment & recreation	143	$76.6M	4.5%
9	Retail trade	228	$69.7M	4.1%
10	Manufacturing	90	$45.8M	2.7%
11	Transportation & warehousing	159	$41.1M	2.4%
12	Finance & insurance	122	$39.1M	2.3%
13	Real estate & leasing	95	$39.0M	2.3%
14	Administrative & waste services	209	$38.3M	2.3%
15	Manufacturing	49	$26.3M	1.6%
16	Educational services	81	$22.5M	1.3%
17	Manufacturing	60	$16.6M	1.0%
18	Information	54	$15.0M	0.9%
19	Transportation & warehousing	28	$8.8M	0.5%
20	Management of companies	5	$2.5M	0.1%
21	Agriculture, forestry & fishing	4	$519K	0.0%
22	Public administration	1	$305K	0.0%
23	Utilities	3	$75K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.