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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Livingston, NY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

25 institutions have SBA 7(a) loans on record in Livingston, together $44.0M across 449 loans. Five Star Bank is the largest, with 24% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Five Star Bank207$10.7M24.4%2.13%
2Manufacturers and Traders Trust Company54$9.4M21.3%2.66%
3Tompkins Community Bank69$6.8M15.5%0.83%
4KeyBank National Association25$3.2M7.3%0.28%
5The Canandaigua National Bank and Trust Company12$2.6M6.0%0.00%
6Community Bank, National Association15$2.6M5.9%0.00%
7ESL FCU36$2.6M5.9%2.26%
8Genesee Regional Bank5$1.5M3.4%5.84%
9Live Oak Banking Company1$970K2.2%0.00%
10Banc of California1$515K1.2%0.00%
11Celtic Bank Corporation4$450K1.0%0.00%
12Wells Fargo Bank National Association2$351K0.8%0.00%
13Citizens Bank, National Association4$342K0.8%0.00%
14New York Business Development Corporation1$320K0.7%0.00%
15BayFirst National Bank2$300K0.7%0.00%
16JPMorgan Chase Bank, National Association1$254K0.6%0.00%
17HSBC Bank USA National Association2$225K0.5%0.00%
18Five Star Bank1$200K0.5%0.00%
19Shoreham Bank1$160K0.4%0.00%
20The Lyons National Bank1$150K0.3%0.00%
21Corning FCU1$100K0.2%0.00%
22Northeast Bank1$80K0.2%0.00%
23Readycap Lending, LLC1$54K0.1%0.00%
24Capital One National Association1$50K0.1%0.00%
25U.S. Bank, National Association1$18K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services65$6.3M14.3%
2Manufacturing8$5.8M13.1%
3Manufacturing22$4.5M10.3%
4Construction67$3.7M8.4%
5Transportation & warehousing44$3.5M7.9%
6Professional & technical services26$3.3M7.4%
7Wholesale trade24$2.6M5.9%
8Retail trade33$2.4M5.5%
9Real estate & leasing15$2.4M5.4%
10Retail trade18$1.9M4.3%
11Health care & social assistance21$1.7M4.0%
12Other services34$1.7M3.8%
13Agriculture, forestry & fishing14$1.1M2.4%
14Manufacturing22$982K2.2%
15Administrative & waste services20$803K1.8%
16Finance & insurance4$517K1.2%
17Educational services4$450K1.0%
18Arts, entertainment & recreation6$335K0.8%
19Information2$87K0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.