Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Ulster, NY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

70 institutions have SBA 7(a) loans on record in Ulster, together $152.1M across 486 loans. New York Business Development Corporation is the largest, with 7% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1New York Business Development Corporation15$10.2M6.7%0.00%
2First Merchants Bank4$10.0M6.6%0.00%
3Manufacturers and Traders Trust Company179$9.6M6.3%3.92%
4Celtic Bank Corporation5$8.0M5.3%0.00%
5Lender 205718910$7.5M4.9%7.16%
6FinWise Bank2$7.0M4.6%0.00%
7Bank of Hope3$7.0M4.6%0.00%
8Hanover Community Bank3$6.6M4.3%0.00%
9Wells Fargo Bank National Association13$5.4M3.6%0.45%
10KeyBank National Association27$5.4M3.5%0.00%
11Cross River Bank3$5.3M3.5%0.00%
12Live Oak Banking Company7$5.0M3.3%0.00%
13Ulster Savings Bank11$3.8M2.5%2.47%
14Citizens Bank3$3.4M2.2%0.00%
15First Bank of the Lake2$3.3M2.2%0.00%
16The Huntington National Bank7$2.5M1.6%0.00%
17Empire State Bank10$2.4M1.6%3.11%
18SouthState Bank, National Association3$2.3M1.5%0.00%
19Readycap Lending, LLC8$2.3M1.5%28.83%
20Byline Bank1$2.3M1.5%0.00%
21The Honesdale National Bank1$2.1M1.4%0.00%
22TD Bank, National Association11$2.0M1.3%4.41%
23North Valley Bank1$2.0M1.3%0.00%
24Hyperion Bank1$2.0M1.3%0.00%
25Hudson Valley Federal Credit Union8$1.9M1.3%0.00%
26Rhinebeck Bank18$1.9M1.2%1.19%
27Newtek Bank, National Association6$1.9M1.2%0.00%
28Northeast Bank12$1.7M1.1%0.00%
29Sawyer Savings Bank4$1.7M1.1%0.00%
30The Bank of Princeton2$1.6M1.0%0.00%
31First Commonwealth Bank1$1.5M1.0%0.00%
32Fulton Bank, National Association2$1.4M0.9%0.00%
33Banc of California1$1.4M0.9%0.00%
34Community Bank, National Association6$1.4M0.9%0.00%
35Citizens Bank, National Association16$1.3M0.8%0.00%
36NBT Bank, National Association6$1.3M0.8%0.00%
37T Bank, National Association1$1.3M0.8%0.00%
38Commonwealth Business Bank1$1.2M0.8%0.00%
39TowneBank1$1.1M0.7%0.00%
40Grow America Fund, Incorporated2$985K0.6%0.00%
41Dime Commercial Bank2$980K0.6%0.00%
42BayFirst National Bank6$974K0.6%0.00%
43Bank of America, National Association5$920K0.6%0.00%
44NYBDC Local Development Corporation dba Pursuit Community Finance5$760K0.5%0.00%
45Lendistry SBLC, LLC4$703K0.5%0.00%
46JPMorgan Chase Bank, National Association6$685K0.5%0.00%
47Rondout Savings Bank5$674K0.4%0.00%
48Mid-Hudson Valley FCU6$512K0.3%0.00%
49East West Bank1$500K0.3%0.00%
50United Midwest Savings Bank National Association3$450K0.3%0.00%
51Provident Bank1$400K0.3%0.00%
52Stearns Bank National Association2$360K0.2%0.00%
53Five Star Bank1$350K0.2%0.00%
54Webster Bank National Association1$350K0.2%0.00%
55Community Capital New York, Inc.2$305K0.2%0.00%
56CRF Small Business Loan Company, LLC1$300K0.2%0.00%
57PNC Bank, National Association1$294K0.2%0.00%
58Republic Bank & Trust Company1$263K0.2%0.00%
59NewBank2$225K0.1%0.00%
60Empire State Certified Development Corporation3$218K0.1%0.00%
61ConnectOne Bank1$198K0.1%0.00%
62Beacon Bank and Trust2$175K0.1%0.00%
63Shoreham Bank1$166K0.1%0.00%
64Capital Bank, National Association1$145K0.1%79.87%
65Millennium bcpbank, N.A.1$100K0.1%59.42%
66Colony Bank1$100K0.1%0.00%
67Citibank, N.A.1$50K0.0%0.00%
68HSBC Bank USA National Association1$25K0.0%0.00%
69VelocitySBA, LLC1$20K0.0%0.00%
70Santander Bank, National Association1$15K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services69$23.7M15.6%
2Retail trade59$23.1M15.2%
3Manufacturing15$19.6M12.9%
4Professional & technical services47$12.3M8.1%
5Other services45$11.4M7.5%
6Retail trade24$11.2M7.4%
7Wholesale trade20$10.7M7.1%
8Construction68$10.4M6.8%
9Health care & social assistance25$9.0M5.9%
10Manufacturing26$5.5M3.6%
11Real estate & leasing10$3.3M2.1%
12Manufacturing14$3.0M2.0%
13Arts, entertainment & recreation11$2.8M1.8%
14Transportation & warehousing3$2.3M1.5%
15Administrative & waste services22$1.7M1.1%
16Finance & insurance5$726K0.5%
17Information5$415K0.3%
18Transportation & warehousing10$353K0.2%
19Agriculture, forestry & fishing7$328K0.2%
20Educational services1$115K0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.