SBA 7(a) lenders in Westchester, NY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

154 institutions have SBA 7(a) loans on record in Westchester, together $1.00B across 3,095 loans. JPMorgan Chase Bank, National Association is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	JPMorgan Chase Bank, National Association	576	$75.4M	7.5%	5.07%
2	TD Bank, National Association	348	$61.9M	6.2%	1.99%
3	Manufacturers and Traders Trust Company	414	$58.9M	5.9%	5.03%
4	Live Oak Banking Company	44	$56.8M	5.7%	0.00%
5	Lender 2057189	47	$42.7M	4.2%	2.46%
6	Santander Bank, National Association	114	$36.8M	3.7%	0.91%
7	Wells Fargo Bank National Association	115	$36.4M	3.6%	0.16%
8	New York Business Development Corporation	74	$36.3M	3.6%	10.72%
9	KeyBank National Association	124	$32.9M	3.3%	0.30%
10	NewBank	49	$32.6M	3.2%	0.93%
11	Bank of Hope	59	$31.1M	3.1%	0.62%
12	Newtek Bank, National Association	59	$22.3M	2.2%	0.00%
13	Readycap Lending, LLC	49	$20.4M	2.0%	4.48%
14	New Millennium Bank	35	$20.1M	2.0%	1.76%
15	The Huntington National Bank	47	$18.4M	1.8%	1.73%
16	Banc of California	9	$14.7M	1.5%	4.31%
17	Capital One National Association	26	$14.5M	1.4%	0.34%
18	The Bank of Princeton	20	$13.6M	1.4%	0.84%
19	Hanmi Bank	9	$13.3M	1.3%	0.00%
20	BayFirst National Bank	67	$13.0M	1.3%	10.50%
21	Northeast Bank	73	$12.2M	1.2%	1.35%
22	Bank of America, National Association	41	$12.1M	1.2%	1.41%
23	Celtic Bank Corporation	47	$12.0M	1.2%	2.12%
24	Harvest Small Business Finance, LLC	8	$10.2M	1.0%	0.00%
25	Provident Bank	26	$9.5M	0.9%	0.00%
26	Hana Bank USA National Association	26	$9.4M	0.9%	4.17%
27	The Bancorp Bank National Association	6	$9.4M	0.9%	0.00%
28	BCB Community Bank	7	$8.6M	0.9%	0.00%
29	Hanover Community Bank	9	$8.6M	0.9%	0.00%
30	Valley National Bank	7	$8.1M	0.8%	0.00%
31	Spring Bank	6	$8.0M	0.8%	0.00%
32	Dime Commercial Bank	4	$7.8M	0.8%	0.00%
33	Beacon Bank and Trust	9	$7.8M	0.8%	0.00%
34	East West Bank	6	$7.7M	0.8%	0.00%
35	Stearns Bank National Association	16	$7.2M	0.7%	3.67%
36	Woori America Bank	6	$7.2M	0.7%	1.18%
37	Pathward National Association	6	$7.1M	0.7%	0.00%
38	United Community Bank	7	$6.4M	0.6%	0.00%
39	Western Alliance Bank	4	$6.4M	0.6%	0.00%
40	United Midwest Savings Bank National Association	12	$6.3M	0.6%	0.00%
41	Citizens Bank, National Association	15	$5.7M	0.6%	1.98%
42	Peapack Private Bank and Trust	8	$5.4M	0.5%	0.00%
43	North State Bank	12	$5.1M	0.5%	0.00%
44	Empire State Bank	5	$5.0M	0.5%	0.97%
45	Alma Bank	2	$5.0M	0.5%	0.00%
46	First Merchants Bank	5	$5.0M	0.5%	0.00%
47	First Bank	5	$4.9M	0.5%	0.00%
48	Citibank, N.A.	65	$4.8M	0.5%	2.90%
49	Happen Bank	2	$4.5M	0.4%	0.00%
50	First Internet Bank of Indiana	4	$4.5M	0.4%	0.00%
51	Metro City Bank	2	$4.4M	0.4%	0.00%
52	Servbank National Association	2	$4.4M	0.4%	0.00%
53	City National Bank of Florida	3	$4.2M	0.4%	0.00%
54	Tompkins Community Bank	16	$4.2M	0.4%	0.00%
55	Hudson Valley Federal Credit Union	9	$4.0M	0.4%	0.00%
56	Royal Business Bank	2	$4.0M	0.4%	0.00%
57	FinWise Bank	2	$3.9M	0.4%	0.00%
58	Capital Bank, National Association	7	$3.9M	0.4%	0.00%
59	Seacoast National Bank	2	$3.8M	0.4%	0.00%
60	First Bank of the Lake	7	$3.6M	0.4%	0.00%
61	North Valley Bank	2	$3.5M	0.4%	0.00%
62	ConnectOne Bank	10	$3.3M	0.3%	0.00%
63	BankUnited, National Association	2	$3.2M	0.3%	0.00%
64	Lendistry SBLC, LLC	21	$3.1M	0.3%	0.00%
65	HSBC Bank USA National Association	25	$3.0M	0.3%	4.98%
66	Centerstone SBA Lending, Inc.	2	$3.0M	0.3%	0.00%
67	Community Capital New York, Inc.	18	$2.7M	0.3%	0.00%
68	OceanFirst Bank, National Association	7	$2.6M	0.3%	0.00%
69	The Fidelity Bank	2	$2.5M	0.2%	0.00%
70	PNC Bank, National Association	7	$2.4M	0.2%	8.02%
71	Truliant FCU	3	$2.2M	0.2%	0.00%
72	First Financial Bank	1	$2.2M	0.2%	0.00%
73	Five Star Bank	7	$2.1M	0.2%	2.87%
74	Customers Bank	5	$2.1M	0.2%	0.00%
75	Unity Bank	5	$1.8M	0.2%	0.00%
76	Wilmington Savings Fund Society FSB	5	$1.8M	0.2%	0.00%
77	Sunnyside Federal Savings and Loan Association of Irvington	2	$1.8M	0.2%	0.00%
78	Quaint Oak Bank	2	$1.8M	0.2%	0.00%
79	Genesis Bank	1	$1.7M	0.2%	0.00%
80	Magyar Bank	1	$1.6M	0.2%	0.00%
81	Wilmington Trust, National Association	1	$1.5M	0.1%	0.00%
82	Simmons Bank	6	$1.5M	0.1%	0.00%
83	Firstrust Savings Bank	2	$1.5M	0.1%	0.00%
84	Bristol County Savings Bank	2	$1.4M	0.1%	0.00%
85	Independence Bank	9	$1.2M	0.1%	52.06%
86	Lafayette Square SBLC, LLC	2	$1.1M	0.1%	0.00%
87	First Bank	3	$1.1M	0.1%	0.00%
88	PCB Bank	2	$1.1M	0.1%	0.00%
89	Ives Bank	3	$1.1M	0.1%	0.00%
90	Bank Five Nine	2	$1.1M	0.1%	0.00%
91	VelocitySBA, LLC	18	$1.1M	0.1%	2.59%
92	Cross River Bank	2	$1.0M	0.1%	0.00%
93	Colony Bank	6	$986K	0.1%	14.04%
94	Shinhan Bank America	3	$975K	0.1%	0.00%
95	Grow America Fund, Incorporated	3	$971K	0.1%	0.00%
96	Trustco Bank	3	$924K	0.1%	0.00%
97	Shoreham Bank	2	$888K	0.1%	0.00%
98	Fifth Third Bank	1	$860K	0.1%	0.00%
99	IncredibleBank	1	$858K	0.1%	0.00%
100	First National Bank of Pennsylvania	2	$829K	0.1%	0.00%
101	United Bank of Philadelphia	1	$713K	0.1%	0.00%
102	Federal Deposit Insurance Corporation	1	$705K	0.1%	0.00%
103	First Commonwealth Bank	1	$693K	0.1%	0.00%
104	Poppy Bank	1	$683K	0.1%	0.00%
105	CenTrust Bank, A Division of SmartBiz Bank National Association	5	$665K	0.1%	0.00%
106	Empire State Certified Development Corporation	5	$649K	0.1%	2.79%
107	City National Bank	2	$646K	0.1%	0.00%
108	Carver State Bank	3	$639K	0.1%	0.00%
109	Mid Penn Bank	1	$599K	0.1%	0.00%
110	Popular Bank	18	$585K	0.1%	45.65%
111	Columbia Bank	5	$576K	0.1%	0.81%
112	Stone Bank	3	$575K	0.1%	42.32%
113	Milestone Bank	1	$574K	0.1%	0.00%
114	First-Citizens Bank & Trust Company	1	$562K	0.1%	0.00%
115	Ameris Bank	1	$530K	0.1%	0.00%
116	Associated Bank National Association	1	$500K	0.0%	0.00%
117	CIBC Bank USA	1	$499K	0.0%	0.00%
118	Evolve Bank and Trust	1	$493K	0.0%	0.00%
119	FDIC - Community Bank & Trust-West Georgia	1	$484K	0.0%	0.00%
120	Open Bank	3	$465K	0.0%	0.00%
121	Patriot Bank, National Association	1	$435K	0.0%	0.00%
122	Webster Bank National Association	3	$410K	0.0%	0.00%
123	NBT Bank, National Association	1	$400K	0.0%	0.00%
124	Old National Bank	1	$387K	0.0%	0.00%
125	CRF Small Business Loan Company, LLC	1	$340K	0.0%	0.00%
126	Republic Bank & Trust Company	1	$335K	0.0%	0.00%
127	Heritage Bank Inc	2	$300K	0.0%	0.00%
128	Fairfield County Bank	3	$300K	0.0%	0.00%
129	TowneBank	1	$300K	0.0%	0.00%
130	Citizens Bank	1	$297K	0.0%	0.00%
131	Fulton Bank, National Association	1	$281K	0.0%	0.00%
132	USAlliance FCU	3	$260K	0.0%	0.00%
133	Accompany Capital	1	$250K	0.0%	0.00%
134	Amerasia Bank	1	$250K	0.0%	0.00%
135	Financial Resources Federal Credit Union	1	$250K	0.0%	0.00%
136	Gulf Coast Bank and Trust Company	1	$236K	0.0%	0.00%
137	Equity Bank	1	$204K	0.0%	0.00%
138	Ridgewood Savings Bank	3	$190K	0.0%	0.00%
139	Rhinebeck Bank	3	$180K	0.0%	7.71%
140	Florida Capital Bank, National Association	1	$175K	0.0%	55.74%
141	TruFund Financial Services Inc	2	$175K	0.0%	68.65%
142	CDC Small Business Finance Corp.	3	$155K	0.0%	0.00%
143	Affinity FCU	1	$150K	0.0%	92.58%
144	Valley Economic Development Corp.	1	$150K	0.0%	0.00%
145	First Business Bank	1	$132K	0.0%	0.00%
146	Millennium bcpbank, N.A.	2	$120K	0.0%	76.06%
147	Neighborhood Trust Federal Credit Union	1	$120K	0.0%	0.00%
148	U.S. Bank, National Association	2	$113K	0.0%	0.00%
149	National Credit Union Administration	2	$106K	0.0%	0.00%
150	Newtown Savings Bank	1	$92K	0.0%	0.00%
151	Accion Opportunity Fund Community Development	1	$75K	0.0%	0.00%
152	Brooklyn Cooperative Federal Credit Union	2	$60K	0.0%	2.58%
153	Union Settlement FCU	1	$35K	0.0%	0.00%
154	Lower East Side People's Federal Credit Union	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	318	$121.2M	12.6%
2	Other services	325	$111.2M	11.6%
3	Retail trade	305	$110.1M	11.5%
4	Professional & technical services	376	$94.7M	9.9%
5	Health care & social assistance	269	$89.0M	9.3%
6	Construction	405	$84.3M	8.8%
7	Wholesale trade	179	$60.1M	6.3%
8	Arts, entertainment & recreation	112	$56.2M	5.9%
9	Administrative & waste services	152	$42.3M	4.4%
10	Retail trade	107	$32.7M	3.4%
11	Real estate & leasing	65	$31.4M	3.3%
12	Manufacturing	45	$30.1M	3.1%
13	Finance & insurance	72	$19.5M	2.0%
14	Transportation & warehousing	87	$19.2M	2.0%
15	Manufacturing	53	$18.7M	1.9%
16	Educational services	63	$15.4M	1.6%
17	Information	39	$10.8M	1.1%
18	Manufacturing	18	$4.7M	0.5%
19	Transportation & warehousing	15	$3.0M	0.3%
20	Agriculture, forestry & fishing	8	$1.9M	0.2%
21	Mining & extraction	5	$1.7M	0.2%
22	Public administration	3	$645K	0.1%
23	Utilities	1	$250K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.