SBA 7(a) lenders in Westchester, NY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

152 institutions have SBA 7(a) loans on record in Westchester, together $959.1M across 3,022 loans. JPMorgan Chase Bank, National Association is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	JPMorgan Chase Bank, National Association	575	$75.3M	7.9%	5.08%
2	TD Bank, National Association	344	$61.7M	6.4%	1.68%
3	Manufacturers and Traders Trust Company	404	$58.3M	6.1%	4.92%
4	Live Oak Banking Company	40	$52.1M	5.4%	0.00%
5	Newtek Small Business Finance, Inc.	47	$42.7M	4.4%	2.46%
6	New York Business Development Corporation	74	$36.3M	3.8%	10.72%
7	Webster Bank National Association	101	$35.1M	3.7%	0.67%
8	Wells Fargo Bank National Association	114	$34.0M	3.5%	0.17%
9	KeyBank National Association	123	$32.9M	3.4%	0.30%
10	NewBank	49	$32.6M	3.4%	0.93%
11	Bank of Hope	59	$31.1M	3.2%	0.62%
12	Readycap Lending, LLC	49	$20.4M	2.1%	4.48%
13	New Millennium Bank	34	$19.8M	2.1%	1.79%
14	Newtek Bank, National Association	52	$17.2M	1.8%	0.00%
15	The Huntington National Bank	45	$17.2M	1.8%	1.85%
16	Banc of California	9	$14.7M	1.5%	4.31%
17	Capital One National Association	26	$14.5M	1.5%	0.34%
18	The Bank of Princeton	20	$13.6M	1.4%	0.84%
19	BayFirst National Bank	67	$13.0M	1.4%	10.50%
20	Hanmi Bank	8	$12.7M	1.3%	0.00%
21	Bank of America, National Association	41	$12.1M	1.3%	1.41%
22	Northeast Bank	63	$10.6M	1.1%	1.54%
23	Provident Bank	26	$9.5M	1.0%	0.00%
24	Hana Bank USA National Association	26	$9.4M	1.0%	4.17%
25	The Bancorp Bank National Association	6	$9.4M	1.0%	0.00%
26	Harvest Small Business Finance, LLC	7	$9.1M	1.0%	0.00%
27	Celtic Bank Corporation	44	$8.7M	0.9%	2.92%
28	BCB Community Bank	7	$8.6M	0.9%	0.00%
29	Hanover Community Bank	9	$8.6M	0.9%	0.00%
30	Valley National Bank	7	$8.1M	0.8%	0.00%
31	Spring Bank	6	$8.0M	0.8%	0.00%
32	Dime Commercial Bank	4	$7.8M	0.8%	0.00%
33	East West Bank	6	$7.7M	0.8%	0.00%
34	Stearns Bank National Association	16	$7.2M	0.8%	3.67%
35	Woori America Bank	6	$7.2M	0.8%	1.18%
36	Pathward National Association	6	$7.1M	0.7%	0.00%
37	Beacon Bank and Trust	8	$6.4M	0.7%	0.00%
38	Western Alliance Bank	4	$6.4M	0.7%	0.00%
39	United Community Bank	6	$6.1M	0.6%	0.00%
40	Citizens Bank, National Association	15	$5.7M	0.6%	1.98%
41	Peapack Private Bank and Trust	8	$5.4M	0.6%	0.00%
42	North State Bank	12	$5.1M	0.5%	0.00%
43	Empire State Bank	5	$5.0M	0.5%	0.97%
44	First Bank	5	$4.9M	0.5%	0.00%
45	Citibank, N.A.	64	$4.7M	0.5%	2.97%
46	Happen Bank	2	$4.5M	0.5%	0.00%
47	First Internet Bank of Indiana	4	$4.5M	0.5%	0.00%
48	First Merchants Bank	4	$4.3M	0.4%	0.00%
49	City National Bank of Florida	3	$4.2M	0.4%	0.00%
50	United Midwest Savings Bank National Association	11	$4.1M	0.4%	0.00%
51	Royal Business Bank	2	$4.0M	0.4%	0.00%
52	FinWise Bank	2	$3.9M	0.4%	0.00%
53	Capital Bank, National Association	7	$3.9M	0.4%	0.00%
54	Seacoast National Bank	2	$3.8M	0.4%	0.00%
55	First Bank of the Lake	7	$3.6M	0.4%	0.00%
56	North Valley Bank	2	$3.5M	0.4%	0.00%
57	ConnectOne Bank	10	$3.3M	0.3%	0.00%
58	BankUnited, National Association	2	$3.2M	0.3%	0.00%
59	Tompkins Community Bank	12	$3.2M	0.3%	0.00%
60	HSBC Bank USA National Association	25	$3.0M	0.3%	4.98%
61	Centerstone SBA Lending, Inc.	2	$3.0M	0.3%	0.00%
62	Lendistry SBLC, LLC	19	$2.9M	0.3%	0.00%
63	Hudson Valley Federal Credit Union	3	$2.8M	0.3%	0.00%
64	Community Capital New York, Inc.	18	$2.7M	0.3%	0.00%
65	OceanFirst Bank, National Association	7	$2.6M	0.3%	0.00%
66	PNC Bank, National Association	7	$2.4M	0.3%	8.02%
67	First Financial Bank	1	$2.2M	0.2%	0.00%
68	Five Star Bank	7	$2.1M	0.2%	2.87%
69	Customers Bank	5	$2.1M	0.2%	0.00%
70	Santander Bank, National Association	15	$2.0M	0.2%	4.86%
71	Wilmington Savings Fund Society FSB	5	$1.8M	0.2%	0.00%
72	Sunnyside Federal Savings and Loan Association of Irvington	2	$1.8M	0.2%	0.00%
73	Quaint Oak Bank	2	$1.8M	0.2%	0.00%
74	Genesis Bank	1	$1.7M	0.2%	0.00%
75	Magyar Bank	1	$1.6M	0.2%	0.00%
76	Wilmington Trust, National Association	1	$1.5M	0.2%	0.00%
77	Simmons Bank	6	$1.5M	0.2%	0.00%
78	Firstrust Savings Bank	2	$1.5M	0.2%	0.00%
79	Bristol County Savings Bank	2	$1.4M	0.1%	0.00%
80	Metro City Bank	1	$1.3M	0.1%	0.00%
81	Independence Bank	9	$1.2M	0.1%	52.06%
82	Lafayette Square SBLC, LLC	2	$1.1M	0.1%	0.00%
83	First Bank	3	$1.1M	0.1%	0.00%
84	PCB Bank	2	$1.1M	0.1%	0.00%
85	Ives Bank	3	$1.1M	0.1%	0.00%
86	Bank Five Nine	2	$1.1M	0.1%	0.00%
87	VelocitySBA, LLC	18	$1.1M	0.1%	2.59%
88	Cross River Bank	2	$1.0M	0.1%	0.00%
89	Alma Bank	1	$1.0M	0.1%	0.00%
90	Colony Bank	6	$986K	0.1%	14.04%
91	Shinhan Bank America	3	$975K	0.1%	0.00%
92	Grow America Fund, Incorporated	3	$971K	0.1%	0.00%
93	Trustco Bank	3	$924K	0.1%	0.00%
94	Shoreham Bank	2	$888K	0.1%	0.00%
95	Fifth Third Bank	1	$860K	0.1%	0.00%
96	IncredibleBank	1	$858K	0.1%	0.00%
97	First National Bank of Pennsylvania	2	$829K	0.1%	0.00%
98	United Bank of Philadelphia	1	$713K	0.1%	0.00%
99	Federal Deposit Insurance Corporation	1	$705K	0.1%	0.00%
100	Unity Bank	4	$704K	0.1%	0.00%
101	First Commonwealth Bank	1	$693K	0.1%	0.00%
102	Truliant FCU	1	$685K	0.1%	0.00%
103	Poppy Bank	1	$683K	0.1%	0.00%
104	CenTrust Bank, A Division of SmartBiz Bank National Association	5	$665K	0.1%	0.00%
105	Empire State Certified Development Corporation	5	$649K	0.1%	2.79%
106	City National Bank	2	$646K	0.1%	0.00%
107	Carver State Bank	3	$639K	0.1%	0.00%
108	Mid Penn Bank	1	$599K	0.1%	0.00%
109	Popular Bank	18	$585K	0.1%	45.65%
110	Columbia Bank	5	$576K	0.1%	0.81%
111	Stone Bank	3	$575K	0.1%	0.00%
112	Milestone Bank	1	$574K	0.1%	0.00%
113	First-Citizens Bank & Trust Company	1	$562K	0.1%	0.00%
114	Ameris Bank	1	$530K	0.1%	0.00%
115	Associated Bank National Association	1	$500K	0.1%	0.00%
116	CIBC Bank USA	1	$499K	0.1%	0.00%
117	Evolve Bank and Trust	1	$493K	0.1%	0.00%
118	FDIC - Community Bank & Trust-West Georgia	1	$484K	0.1%	0.00%
119	Open Bank	3	$465K	0.0%	0.00%
120	Patriot Bank, National Association	1	$435K	0.0%	0.00%
121	NBT Bank, National Association	1	$400K	0.0%	0.00%
122	Old National Bank	1	$387K	0.0%	0.00%
123	CRF Small Business Loan Company, LLC	1	$340K	0.0%	0.00%
124	Republic Bank & Trust Company	1	$335K	0.0%	0.00%
125	Heritage Bank Inc	2	$300K	0.0%	0.00%
126	Fairfield County Bank	3	$300K	0.0%	0.00%
127	TowneBank	1	$300K	0.0%	0.00%
128	Citizens Bank	1	$297K	0.0%	0.00%
129	Fulton Bank, National Association	1	$281K	0.0%	0.00%
130	USAlliance FCU	3	$260K	0.0%	0.00%
131	Accompany Capital	1	$250K	0.0%	0.00%
132	Financial Resources Federal Credit Union	1	$250K	0.0%	0.00%
133	Amerasia Bank	1	$250K	0.0%	0.00%
134	Gulf Coast Bank and Trust Company	1	$236K	0.0%	0.00%
135	Equity Bank	1	$204K	0.0%	0.00%
136	Ridgewood Savings Bank	3	$190K	0.0%	0.00%
137	Rhinebeck Bank	3	$180K	0.0%	7.71%
138	Florida Capital Bank, National Association	1	$175K	0.0%	55.74%
139	TruFund Financial Services Inc	2	$175K	0.0%	68.65%
140	CDC Small Business Finance Corp.	3	$155K	0.0%	0.00%
141	Affinity FCU	1	$150K	0.0%	92.58%
142	Valley Economic Development Corp.	1	$150K	0.0%	0.00%
143	First Business Bank	1	$132K	0.0%	0.00%
144	Millennium bcpbank, N.A.	2	$120K	0.0%	76.06%
145	Neighborhood Trust Federal Credit Union	1	$120K	0.0%	0.00%
146	U.S. Bank, National Association	2	$113K	0.0%	0.00%
147	National Credit Union Administration	2	$106K	0.0%	0.00%
148	Newtown Savings Bank	1	$92K	0.0%	0.00%
149	Accion Opportunity Fund Community Development	1	$75K	0.0%	0.00%
150	Brooklyn Cooperative Federal Credit Union	2	$60K	0.0%	2.58%
151	Union Settlement FCU	1	$35K	0.0%	0.00%
152	Lower East Side People's Federal Credit Union	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	318	$121.2M	12.6%
2	Other services	325	$111.2M	11.6%
3	Retail trade	305	$110.1M	11.5%
4	Professional & technical services	376	$94.7M	9.9%
5	Health care & social assistance	269	$89.0M	9.3%
6	Construction	405	$84.3M	8.8%
7	Wholesale trade	179	$60.1M	6.3%
8	Arts, entertainment & recreation	112	$56.2M	5.9%
9	Administrative & waste services	152	$42.3M	4.4%
10	Retail trade	107	$32.7M	3.4%
11	Real estate & leasing	65	$31.4M	3.3%
12	Manufacturing	45	$30.1M	3.1%
13	Finance & insurance	72	$19.5M	2.0%
14	Transportation & warehousing	87	$19.2M	2.0%
15	Manufacturing	53	$18.7M	1.9%
16	Educational services	63	$15.4M	1.6%
17	Information	39	$10.8M	1.1%
18	Manufacturing	18	$4.7M	0.5%
19	Transportation & warehousing	15	$3.0M	0.3%
20	Agriculture, forestry & fishing	8	$1.9M	0.2%
21	Mining & extraction	5	$1.7M	0.2%
22	Public administration	3	$645K	0.1%
23	Utilities	1	$250K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.