SBA 7(a) lenders in Cattaraugus, NY
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
22 institutions have SBA 7(a) loans on record in Cattaraugus, together $38.4M across 296 loans. KeyBank National Association is the largest, with 23% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | KeyBank National Association | 19 | $8.9M | 23.3% | 0.00% |
| 2 | Manufacturers and Traders Trust Company | 90 | $7.7M | 20.2% | 3.93% |
| 3 | Newtek Small Business Finance, Inc. | 3 | $5.3M | 13.8% | 0.00% |
| 4 | Five Star Bank | 116 | $5.0M | 13.0% | 0.20% |
| 5 | Community Bank, National Association | 18 | $2.2M | 5.8% | 2.10% |
| 6 | High Point Federal Credit Union | 9 | $1.5M | 3.8% | 2.25% |
| 7 | The Canandaigua National Bank and Trust Company | 2 | $1.3M | 3.4% | 0.00% |
| 8 | Newtek Bank, National Association | 2 | $1.0M | 2.6% | 0.00% |
| 9 | Live Oak Banking Company | 1 | $900K | 2.3% | 40.40% |
| 10 | Tompkins Community Bank | 7 | $742K | 1.9% | 0.00% |
| 11 | Northeast Bank | 4 | $670K | 1.7% | 0.00% |
| 12 | Celtic Bank Corporation | 2 | $514K | 1.3% | 0.00% |
| 13 | NBT Bank, National Association | 8 | $505K | 1.3% | 48.91% |
| 14 | Northwest Bank | 4 | $499K | 1.3% | 0.00% |
| 15 | New York Business Development Corporation | 2 | $450K | 1.2% | 0.00% |
| 16 | PNC Bank, National Association | 1 | $398K | 1.0% | 0.00% |
| 17 | BayFirst National Bank | 2 | $300K | 0.8% | 0.00% |
| 18 | CNB Bank | 1 | $206K | 0.5% | 0.00% |
| 19 | FinWise Bank | 1 | $150K | 0.4% | 0.00% |
| 20 | Citizens Bank, National Association | 2 | $55K | 0.1% | 0.00% |
| 21 | HSBC Bank USA National Association | 1 | $25K | 0.1% | 0.00% |
| 22 | VelocitySBA, LLC | 1 | $15K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 49 | $8.9M | 23.1% |
| 2 | Retail trade | 36 | $6.4M | 16.8% |
| 3 | Manufacturing | 7 | $5.7M | 14.9% |
| 4 | Manufacturing | 17 | $4.9M | 12.8% |
| 5 | Construction | 45 | $1.9M | 4.9% |
| 6 | Other services | 26 | $1.6M | 4.3% |
| 7 | Mining & extraction | 3 | $1.6M | 4.0% |
| 8 | Professional & technical services | 19 | $1.4M | 3.5% |
| 9 | Transportation & warehousing | 17 | $1.1M | 2.8% |
| 10 | Retail trade | 22 | $1.1M | 2.8% |
| 11 | Health care & social assistance | 10 | $890K | 2.3% |
| 12 | Agriculture, forestry & fishing | 10 | $719K | 1.9% |
| 13 | Manufacturing | 4 | $515K | 1.3% |
| 14 | Administrative & waste services | 8 | $394K | 1.0% |
| 15 | Wholesale trade | 8 | $391K | 1.0% |
| 16 | Transportation & warehousing | 3 | $390K | 1.0% |
| 17 | Arts, entertainment & recreation | 4 | $306K | 0.8% |
| 18 | Information | 3 | $198K | 0.5% |
| 19 | Real estate & leasing | 2 | $58K | 0.2% |
| 20 | Finance & insurance | 2 | $13K | 0.0% |
| 21 | Educational services | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.