SBA 7(a) lenders in Tompkins, NY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

41 institutions have SBA 7(a) loans on record in Tompkins, together $77.6M across 297 loans. Manufacturers and Traders Trust Company is the largest, with 16% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	129	$12.2M	15.7%	11.03%
2	Tompkins Community Bank	63	$6.4M	8.3%	1.36%
3	New York Business Development Corporation	7	$5.7M	7.3%	5.48%
4	United Midwest Savings Bank National Association	2	$5.5M	7.2%	0.00%
5	The Huntington National Bank	4	$5.5M	7.1%	0.00%
6	Live Oak Banking Company	2	$5.3M	6.8%	0.00%
7	Valley National Bank	1	$5.0M	6.4%	0.00%
8	KeyBank National Association	10	$4.0M	5.1%	0.00%
9	Americu CU	1	$3.6M	4.6%	0.00%
10	First Merchants Bank	2	$3.2M	4.1%	0.00%
11	Firstrust Savings Bank	3	$2.9M	3.7%	0.00%
12	Hanover Community Bank	2	$2.5M	3.2%	0.00%
13	Celtic Bank Corporation	3	$1.9M	2.5%	0.00%
14	Five Star Bank	2	$1.8M	2.3%	0.00%
15	Banc of California	1	$1.6M	2.1%	0.00%
16	TD Bank, National Association	2	$1.5M	2.0%	0.00%
17	Chemung Canal Trust Company	8	$1.0M	1.3%	3.94%
18	Shinhan Bank America	1	$1.0M	1.3%	70.82%
19	First National Bank of Pennsylvania	1	$967K	1.2%	0.00%
20	Community Bank, National Association	11	$850K	1.1%	0.00%
21	Readycap Lending, LLC	3	$590K	0.8%	0.00%
22	JPMorgan Chase Bank, National Association	2	$535K	0.7%	0.00%
23	Paragon Bank	1	$480K	0.6%	0.00%
24	BayFirst National Bank	2	$436K	0.6%	0.00%
25	Popular Bank	2	$430K	0.6%	85.03%
26	Eastern Bank	4	$400K	0.5%	0.00%
27	Northeast Bank	4	$365K	0.5%	0.00%
28	Citizens Bank, National Association	7	$345K	0.4%	7.85%
29	First Bank	1	$321K	0.4%	3.82%
30	Unity Bank	1	$200K	0.3%	80.32%
31	Corning FCU	3	$166K	0.2%	0.00%
32	Citizens & Northern Bank	1	$155K	0.2%	0.00%
33	PCB Bank	1	$150K	0.2%	0.00%
34	Wayne Bank	1	$150K	0.2%	0.00%
35	Independence Bank	1	$125K	0.2%	99.45%
36	Five Star Bank	1	$120K	0.2%	0.00%
37	Wells Fargo Bank National Association	2	$80K	0.1%	0.00%
38	The First National Bank of Dryden	1	$63K	0.1%	0.00%
39	Lendistry SBLC, LLC	1	$41K	0.1%	0.00%
40	VelocitySBA, LLC	2	$25K	0.0%	0.00%
41	Alternatives FCU	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	77	$25.6M	33.0%
2	Manufacturing	14	$9.9M	12.8%
3	Construction	41	$8.2M	10.6%
4	Retail trade	29	$7.9M	10.2%
5	Other services	11	$7.4M	9.6%
6	Professional & technical services	22	$5.2M	6.7%
7	Health care & social assistance	22	$3.1M	4.0%
8	Transportation & warehousing	8	$2.7M	3.5%
9	Arts, entertainment & recreation	9	$1.8M	2.3%
10	Manufacturing	8	$1.3M	1.7%
11	Retail trade	21	$1.2M	1.5%
12	Real estate & leasing	4	$1.0M	1.3%
13	Information	8	$865K	1.1%
14	Administrative & waste services	8	$597K	0.8%
15	Wholesale trade	5	$325K	0.4%
16	Manufacturing	4	$195K	0.3%
17	Educational services	6	$179K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.