SBA 7(a) lenders in Yates, NY
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
19 institutions have SBA 7(a) loans on record in Yates, together $18.9M across 150 loans. The Lyons National Bank is the largest, with 31% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | The Lyons National Bank | 27 | $5.8M | 30.8% | 0.00% |
| 2 | Five Star Bank | 91 | $4.6M | 24.3% | 1.84% |
| 3 | KeyBank National Association | 3 | $3.8M | 20.0% | 0.00% |
| 4 | Community Bank, National Association | 3 | $995K | 5.3% | 0.00% |
| 5 | Wayne Bank | 2 | $900K | 4.8% | 0.00% |
| 6 | New York Business Development Corporation | 2 | $690K | 3.6% | 0.00% |
| 7 | BayFirst National Bank | 2 | $450K | 2.4% | 0.00% |
| 8 | United Midwest Savings Bank National Association | 2 | $300K | 1.6% | 0.00% |
| 9 | First Heritage Federal Credit Union | 1 | $293K | 1.5% | 0.00% |
| 10 | Corning FCU | 2 | $280K | 1.5% | 0.00% |
| 11 | Manufacturers and Traders Trust Company | 6 | $272K | 1.4% | 0.00% |
| 12 | Maple City Savings Bank, FSB | 1 | $200K | 1.1% | 0.00% |
| 13 | The Canandaigua National Bank and Trust Company | 2 | $150K | 0.8% | 0.00% |
| 14 | Genesee Regional Bank | 1 | $50K | 0.3% | 0.00% |
| 15 | Chemung Canal Trust Company | 1 | $50K | 0.3% | 0.00% |
| 16 | JPMorgan Chase Bank, National Association | 1 | $45K | 0.2% | 0.00% |
| 17 | ESL FCU | 1 | $20K | 0.1% | 0.00% |
| 18 | Bank of America, National Association | 1 | $10K | 0.1% | 0.00% |
| 19 | VelocitySBA, LLC | 1 | $10K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Manufacturing | 15 | $5.6M | 29.8% |
| 2 | Accommodation & food services | 28 | $3.3M | 17.3% |
| 3 | Other services | 17 | $2.5M | 13.0% |
| 4 | Wholesale trade | 9 | $1.9M | 9.8% |
| 5 | Arts, entertainment & recreation | 13 | $1.5M | 8.0% |
| 6 | Retail trade | 13 | $1.5M | 8.0% |
| 7 | Construction | 27 | $1.4M | 7.3% |
| 8 | Manufacturing | 6 | $411K | 2.2% |
| 9 | Administrative & waste services | 7 | $296K | 1.6% |
| 10 | Agriculture, forestry & fishing | 8 | $224K | 1.2% |
| 11 | Professional & technical services | 3 | $203K | 1.1% |
| 12 | Retail trade | 1 | $100K | 0.5% |
| 13 | Transportation & warehousing | 1 | $50K | 0.3% |
| 14 | Health care & social assistance | 1 | $10K | 0.1% |
| 15 | Real estate & leasing | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.