SBA 7(a) lenders in Lewis, NY
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
18 institutions have SBA 7(a) loans on record in Lewis, together $10.8M across 49 loans. KeyBank National Association is the largest, with 29% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | KeyBank National Association | 11 | $3.1M | 28.7% | 0.32% |
| 2 | New York Business Development Corporation | 4 | $1.7M | 15.6% | 2.46% |
| 3 | Newtek Small Business Finance, Inc. | 1 | $960K | 8.9% | 0.00% |
| 4 | Community Bank, National Association | 9 | $912K | 8.4% | 0.00% |
| 5 | Live Oak Banking Company | 2 | $850K | 7.9% | 0.00% |
| 6 | Newtek Bank, National Association | 3 | $700K | 6.5% | 0.00% |
| 7 | Northeast Bank | 3 | $393K | 3.6% | 37.15% |
| 8 | Lendistry SBLC, LLC | 1 | $350K | 3.2% | 0.00% |
| 9 | Watertown Savings Bank | 2 | $350K | 3.2% | 0.00% |
| 10 | Five Star Bank | 1 | $350K | 3.2% | 0.00% |
| 11 | Empire State Certified Development Corporation | 1 | $250K | 2.3% | 0.00% |
| 12 | Manufacturers and Traders Trust Company | 4 | $250K | 2.3% | 17.75% |
| 13 | Genesee Regional Bank | 2 | $225K | 2.1% | 0.00% |
| 14 | Shoreham Bank | 1 | $163K | 1.5% | 0.00% |
| 15 | Readycap Lending, LLC | 1 | $143K | 1.3% | 0.00% |
| 16 | TD Bank, National Association | 1 | $60K | 0.6% | 0.00% |
| 17 | BayFirst National Bank | 1 | $58K | 0.5% | 84.32% |
| 18 | HSBC Bank USA National Association | 1 | $15K | 0.1% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Mining & extraction | 3 | $3.2M | 29.7% |
| 2 | Construction | 15 | $3.1M | 28.2% |
| 3 | Retail trade | 7 | $1.6M | 14.6% |
| 4 | Accommodation & food services | 8 | $1.3M | 11.6% |
| 5 | Health care & social assistance | 6 | $963K | 8.9% |
| 6 | Manufacturing | 1 | $307K | 2.8% |
| 7 | Retail trade | 2 | $225K | 2.1% |
| 8 | Other services | 5 | $168K | 1.6% |
| 9 | Arts, entertainment & recreation | 1 | $50K | 0.5% |
| 10 | Transportation & warehousing | 1 | $10K | 0.1% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.