Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Putnam, NY

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

52 institutions have SBA 7(a) loans on record in Putnam, together $77.0M across 316 loans. Manufacturers and Traders Trust Company is the largest, with 9% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Manufacturers and Traders Trust Company78$7.1M9.2%1.55%
2Live Oak Banking Company6$6.4M8.3%0.00%
3TD Bank, National Association31$5.7M7.4%3.07%
4JPMorgan Chase Bank, National Association45$4.8M6.3%7.64%
5Celtic Bank Corporation7$4.5M5.9%0.00%
6Hanover Community Bank1$4.3M5.6%0.00%
7New York Business Development Corporation10$4.2M5.4%2.99%
8Wells Fargo Bank National Association20$4.0M5.2%0.12%
9KeyBank National Association19$3.9M5.0%0.61%
10The Huntington National Bank5$3.4M4.4%0.00%
11Webster Bank National Association13$2.9M3.8%0.00%
12First Financial Bank2$2.8M3.6%0.00%
13Hana Bank USA National Association2$1.8M2.3%0.00%
14Stearns Bank National Association2$1.7M2.2%0.00%
15Titan Bank, National Association2$1.7M2.2%0.00%
16NewBank2$1.7M2.2%0.00%
17United Community Bank1$1.3M1.7%0.00%
18Peapack Private Bank and Trust1$1.3M1.7%0.00%
19Beacon Bank and Trust1$1.0M1.4%0.00%
20Ameris Bank1$968K1.3%0.00%
21ConnectOne Bank1$925K1.2%0.00%
22Provident Bank1$850K1.1%0.00%
23Shoreham Bank1$800K1.0%0.00%
24BayFirst National Bank6$792K1.0%11.76%
25Woori America Bank2$750K1.0%0.00%
26HomeTrust Bank1$655K0.9%0.00%
27Northeast Bank7$573K0.7%0.00%
28Citibank, N.A.6$540K0.7%30.25%
29Tompkins Community Bank4$467K0.6%0.00%
30Ives Bank3$450K0.6%0.00%
31North State Bank1$434K0.6%0.00%
32Bank of America, National Association2$400K0.5%0.00%
33Happen Bank1$400K0.5%82.86%
34Bankwell Bank3$400K0.5%0.00%
35Readycap Lending, LLC3$331K0.4%0.00%
36Harvest Small Business Finance, LLC1$328K0.4%0.00%
37Newtek Small Business Finance, Inc.3$310K0.4%0.00%
38PNC Bank, National Association1$306K0.4%0.00%
39Community Capital New York, Inc.3$302K0.4%0.00%
40Rhinebeck Bank1$257K0.3%0.00%
41The Bank of Princeton1$250K0.3%0.00%
42First Merchants Bank1$150K0.2%0.00%
43Newtek Bank, National Association1$150K0.2%0.00%
44United Midwest Savings Bank National Association1$150K0.2%0.00%
45Bank of Hope3$110K0.1%39.42%
46Capital One National Association1$100K0.1%0.00%
47NYBDC Local Development Corporation dba Pursuit Community Finance1$100K0.1%0.00%
48Union Savings Bank1$75K0.1%0.00%
49SoFi Bank, National Association1$60K0.1%0.00%
50NBT Bank, National Association1$50K0.1%0.00%
51VelocitySBA, LLC3$35K0.0%0.00%
52Unity Bank1$30K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Other services40$18.4M24.0%
2Construction73$13.3M17.3%
3Accommodation & food services22$9.5M12.3%
4Professional & technical services44$8.0M10.4%
5Administrative & waste services28$7.3M9.5%
6Retail trade19$6.4M8.4%
7Arts, entertainment & recreation15$3.9M5.1%
8Health care & social assistance15$2.6M3.4%
9Wholesale trade15$2.4M3.1%
10Educational services12$1.3M1.7%
11Transportation & warehousing7$1.1M1.4%
12Retail trade14$1.0M1.4%
13Manufacturing3$559K0.7%
14Manufacturing4$475K0.6%
15Finance & insurance1$400K0.5%
16Information2$170K0.2%
17Agriculture, forestry & fishing1$25K0.0%
18Real estate & leasing1$10K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.