SBA 7(a) lenders in IA

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

418 institutions have SBA 7(a) loans on record in IA, together $2.95B across 8,127 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

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Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Cedar Rapids Bank and Trust Company	291	$126.0M	4.3%	2.95%
2	Lincoln Savings Bank	192	$113.0M	3.8%	0.83%
3	Live Oak Banking Company	80	$104.9M	3.6%	0.00%
4	Wells Fargo Bank National Association	412	$97.4M	3.3%	4.35%
5	First Interstate Bank	181	$92.5M	3.1%	7.32%
6	U.S. Bank, National Association	791	$86.9M	2.9%	1.52%
7	Northwest Bank	238	$82.3M	2.8%	3.32%
8	Farmers and Merchants Savings Bank	148	$75.7M	2.6%	3.81%
9	Farmers State Bank	279	$61.1M	2.1%	2.02%
10	Bankers Trust Company	201	$60.6M	2.1%	1.35%
11	Nicolet National Bank	170	$57.9M	2.0%	1.88%
12	First American Bank	141	$54.9M	1.9%	17.05%
13	Byline Bank	45	$48.4M	1.6%	0.68%
14	Quad City Bank and Trust Company	99	$40.9M	1.4%	4.01%
15	Lender 2057189	46	$40.8M	1.4%	2.15%
16	Celtic Bank Corporation	72	$38.5M	1.3%	6.74%
17	The Huntington National Bank	74	$34.8M	1.2%	0.53%
18	Central Bank	51	$34.5M	1.2%	0.94%
19	NSB Bank	76	$34.2M	1.2%	0.66%
20	Readycap Lending, LLC	51	$33.5M	1.1%	3.02%
21	City State Bank	60	$31.0M	1.1%	1.74%
22	First Mid Bank & Trust, National Association	58	$29.4M	1.0%	1.68%
23	Hills Bank and Trust Company	217	$28.9M	1.0%	1.28%
24	Community State Bank	27	$28.3M	1.0%	10.99%
25	Clear Lake Bank & Trust Company	177	$27.8M	0.9%	0.00%
26	First Central State Bank	117	$27.8M	0.9%	1.43%
27	Community Savings Bank	62	$26.8M	0.9%	3.74%
28	United Bank of Iowa	109	$26.3M	0.9%	4.16%
29	TruBank	110	$24.7M	0.8%	4.67%
30	BMO Bank National Association	65	$24.2M	0.8%	0.38%
31	First Citizens Bank	66	$24.0M	0.8%	11.84%
32	Community 1st CU	187	$22.7M	0.8%	1.97%
33	Farmers State Bank	131	$22.1M	0.7%	2.61%
34	VisionBank of Iowa	39	$21.9M	0.7%	4.63%
35	Newtek Bank, National Association	54	$21.8M	0.7%	0.00%
36	Liberty Bank, FSB	58	$21.1M	0.7%	16.97%
37	Time Bank	119	$21.0M	0.7%	7.10%
38	CBI Bank and Trust	37	$20.0M	0.7%	7.52%
39	Northeast Bank	77	$19.8M	0.7%	5.16%
40	GBank	9	$19.5M	0.7%	0.00%
41	United Midwest Savings Bank National Association	49	$18.4M	0.6%	1.39%
42	South Story Bank & Trust	18	$17.9M	0.6%	7.03%
43	First Bank	63	$17.7M	0.6%	2.19%
44	West Bank	58	$16.9M	0.6%	0.82%
45	Kerndt Brothers Savings Bank	28	$16.2M	0.5%	18.78%
46	Bank Iowa	62	$15.9M	0.5%	2.91%
47	Citizens Bank	9	$15.8M	0.5%	0.00%
48	Home State Bank	23	$15.5M	0.5%	0.00%
49	Federal Deposit Insurance Corporation	22	$15.0M	0.5%	14.54%
50	Fortress Bank	17	$14.6M	0.5%	0.00%
51	UMB Bank, National Association	20	$13.7M	0.5%	1.35%
52	Stearns Bank National Association	32	$13.4M	0.5%	0.00%
53	Pathward National Association	6	$13.3M	0.4%	0.00%
54	Liberty National Bank	41	$13.2M	0.4%	2.23%
55	First Internet Bank of Indiana	10	$13.2M	0.4%	0.72%
56	Availa Bank	29	$12.6M	0.4%	0.44%
57	BankUnited, National Association	11	$12.1M	0.4%	6.01%
58	Lender 2582371	10	$12.0M	0.4%	8.34%
59	Ohnward Bank & Trust	22	$11.8M	0.4%	1.29%
60	OakStar Bank	9	$11.5M	0.4%	0.00%
61	Raccoon Valley Bank	32	$11.5M	0.4%	0.00%
62	Heritage Bank, National Association	43	$11.1M	0.4%	7.45%
63	Shoreham Bank	7	$11.1M	0.4%	0.00%
64	TBK Bank, SSB	24	$10.9M	0.4%	0.52%
65	Citizens State Bank	32	$10.6M	0.4%	16.91%
66	Associated Bank National Association	30	$10.5M	0.4%	1.00%
67	First National Bank	29	$10.5M	0.4%	0.50%
68	American State Bank	20	$10.3M	0.4%	0.00%
69	Midstates Bank, National Association	22	$9.5M	0.3%	0.00%
70	Citizens First Bank	42	$9.2M	0.3%	5.87%
71	Northbrook Bank & Trust Company, National Association	10	$9.2M	0.3%	13.93%
72	First National Bank Ames, Iowa	41	$9.2M	0.3%	18.49%
73	PNC Bank, National Association	13	$9.1M	0.3%	0.00%
74	Columbia Bank	6	$8.9M	0.3%	4.39%
75	Harvest Small Business Finance, LLC	8	$8.9M	0.3%	0.00%
76	GreenState CU	19	$8.7M	0.3%	13.25%
77	BankIowa	29	$8.6M	0.3%	0.00%
78	Charter Bank	17	$8.6M	0.3%	0.96%
79	Freedom Financial Bank	19	$8.6M	0.3%	7.81%
80	Iowa State Bank	27	$8.5M	0.3%	1.66%
81	IH Mississippi Valley Credit Union	25	$8.5M	0.3%	1.91%
82	Everwise Credit Union	3	$8.5M	0.3%	0.00%
83	Truliant FCU	6	$8.5M	0.3%	0.00%
84	First Iowa State Bank	15	$8.4M	0.3%	16.81%
85	First Bank & Trust	7	$8.4M	0.3%	0.00%
86	The Clinton National Bank	39	$8.4M	0.3%	2.66%
87	BayFirst National Bank	48	$8.0M	0.3%	12.73%
88	United Community Bank	11	$7.9M	0.3%	0.00%
89	Iowa State Bank	18	$7.9M	0.3%	0.00%
90	Climate First Bank	5	$7.7M	0.3%	0.00%
91	Green Belt Bank & Trust	32	$7.6M	0.3%	0.59%
92	Community State Bank	19	$7.6M	0.3%	0.00%
93	Midwest Heritage Bank, F.S.B.	34	$7.5M	0.3%	4.66%
94	Peoples Savings Bank	19	$7.5M	0.3%	1.19%
95	Bank Midwest	44	$7.4M	0.3%	0.00%
96	First National Bank of Omaha	44	$7.4M	0.2%	0.40%
97	Capital Bank, National Association	8	$7.2M	0.2%	0.00%
98	BANK	26	$7.2M	0.2%	15.73%
99	State Savings Bank	9	$6.8M	0.2%	1.35%
100	CIBC Bank USA	4	$6.7M	0.2%	0.00%
101	Bank Five Nine	8	$6.6M	0.2%	0.00%
102	Leighton State Bank	10	$6.4M	0.2%	9.17%
103	Happen Bank	5	$6.1M	0.2%	0.00%
104	South Ottumwa Savings Bank	18	$5.8M	0.2%	3.62%
105	Iowa Trust and Savings Bank	12	$5.8M	0.2%	0.00%
106	Fairfax State Savings Bank	24	$5.7M	0.2%	2.18%
107	The Bancorp Bank National Association	7	$5.6M	0.2%	16.65%
108	Central State Bank	17	$5.6M	0.2%	14.97%
109	Guthrie County State Bank	12	$5.5M	0.2%	0.00%
110	Banc of California	7	$5.5M	0.2%	25.25%
111	Regent Bank	4	$5.4M	0.2%	0.00%
112	Merchants Bank of Indiana	2	$5.3M	0.2%	0.00%
113	Core Bank	4	$5.2M	0.2%	25.06%
114	Falcon National Bank	5	$5.2M	0.2%	15.74%
115	Iowa State Savings Bank	2	$5.0M	0.2%	0.00%
116	First Business Bank	6	$4.9M	0.2%	2.51%
117	TD Bank, National Association	2	$4.9M	0.2%	0.00%
118	Central State Bank	4	$4.9M	0.2%	0.00%
119	The Fidelity Bank	4	$4.9M	0.2%	0.00%
120	Colony Bank	5	$4.8M	0.2%	2.08%
121	Fidelity Bank & Trust	32	$4.7M	0.2%	5.82%
122	East West Bank	3	$4.7M	0.2%	0.00%
123	BankFirst	7	$4.7M	0.2%	0.00%
124	First Financial Bank	5	$4.5M	0.2%	0.00%
125	Beacon Bank and Trust	3	$4.5M	0.2%	0.00%
126	TS Bank	7	$4.4M	0.2%	28.78%
127	Westside State Bank	13	$4.3M	0.1%	33.05%
128	Farmers Savings Bank	8	$4.3M	0.1%	0.00%
129	FNNB Bank	6	$4.2M	0.1%	0.00%
130	Millennium Bank	4	$4.2M	0.1%	0.00%
131	Collins Community Credit Union	28	$4.2M	0.1%	6.49%
132	Peoples Bank	11	$4.2M	0.1%	7.78%
133	T Bank, National Association	3	$4.1M	0.1%	0.00%
134	Veridian Credit Union	16	$4.0M	0.1%	20.80%
135	Bank Iowa	7	$3.9M	0.1%	2.63%
136	Lendistry SBLC, LLC	17	$3.9M	0.1%	0.00%
137	Old National Bank	6	$3.9M	0.1%	0.00%
138	Enterprise Bank	2	$3.9M	0.1%	0.00%
139	Union Bank and Trust Company	13	$3.8M	0.1%	4.39%
140	Alerus Financial, National Association	3	$3.7M	0.1%	0.00%
141	Security Savings Bank	13	$3.7M	0.1%	0.00%
142	Touchmark National Bank	1	$3.6M	0.1%	0.00%
143	Bell Bank	4	$3.6M	0.1%	0.00%
144	Heartland Bank	11	$3.6M	0.1%	0.00%
145	Denver Savings Bank	8	$3.6M	0.1%	0.00%
146	First Bank	2	$3.5M	0.1%	0.00%
147	Great Southern Bank	34	$3.4M	0.1%	8.81%
148	Keystone Savings Bank	3	$3.4M	0.1%	0.00%
149	IncredibleBank	4	$3.4M	0.1%	0.00%
150	Farmers and Merchants State Bank	10	$3.2M	0.1%	0.00%
151	FDIC - Community Bank & Trust-West Georgia	1	$3.2M	0.1%	0.00%
152	Royal Business Bank	1	$3.2M	0.1%	50.97%
153	American Bank and Trust	2	$3.1M	0.1%	0.00%
154	BankOrion	4	$3.1M	0.1%	0.00%
155	GBC International Bank	2	$3.0M	0.1%	0.00%
156	HomeTrust Bank	3	$2.9M	0.1%	0.00%
157	Pioneer Bank	2	$2.9M	0.1%	0.00%
158	First State Bank	4	$2.8M	0.1%	0.00%
159	Farmers Savings Bank & Trust	9	$2.8M	0.1%	1.28%
160	OptimumBank	1	$2.8M	0.1%	0.00%
161	CRF Small Business Loan Company, LLC	3	$2.7M	0.1%	59.73%
162	US Metro Bank	1	$2.6M	0.1%	0.00%
163	Security National Bank of Omaha	6	$2.6M	0.1%	0.00%
164	Glenwood State Bank	5	$2.5M	0.1%	0.00%
165	TowneBank	4	$2.5M	0.1%	0.00%
166	Citizens Savings Bank	2	$2.5M	0.1%	0.00%
167	The Freedom Bank of Virginia	1	$2.5M	0.1%	0.00%
168	Peoples Savings Bank	5	$2.5M	0.1%	20.55%
169	First State Bank	19	$2.5M	0.1%	0.00%
170	22nd State Bank, A Division of 22nd State Banking Company	2	$2.5M	0.1%	0.00%
171	Security State Bank	4	$2.5M	0.1%	0.00%
172	Adams Bank & Trust	3	$2.4M	0.1%	0.00%
173	De Witt Bank & Trust Co.	8	$2.4M	0.1%	0.00%
174	Premier CU	3	$2.4M	0.1%	0.00%
175	Fund-Ex Solutions Group, LLC	4	$2.4M	0.1%	0.00%
176	Bridge Community Bank	18	$2.4M	0.1%	15.16%
177	Gulf Coast Bank and Trust Company	3	$2.4M	0.1%	0.00%
178	GreatAmerica Bank National Association	17	$2.3M	0.1%	0.00%
179	Luana Savings Bank	11	$2.3M	0.1%	0.00%
180	Genesis Bank	3	$2.3M	0.1%	0.00%
181	State Bank and Trust Co	4	$2.3M	0.1%	5.06%
182	Twin Cedars Bank	7	$2.3M	0.1%	0.00%
183	Independence Bank	18	$2.2M	0.1%	46.58%
184	Marion County State Bank	6	$2.2M	0.1%	0.00%
185	Metro City Bank	2	$2.2M	0.1%	0.00%
186	American Bank, National Association	8	$2.2M	0.1%	0.00%
187	GNB Bank	6	$2.2M	0.1%	14.86%
188	Citizens State Bank	6	$2.2M	0.1%	2.32%
189	Access Bank	3	$2.1M	0.1%	0.00%
190	Pioneer Bank	2	$2.1M	0.1%	0.00%
191	Primebank	10	$2.1M	0.1%	5.12%
192	FWBank	3	$2.1M	0.1%	0.00%
193	BankVista	5	$2.1M	0.1%	0.00%
194	Iowa State Bank	4	$2.1M	0.1%	0.00%
195	Community Bank of Oelwein	3	$2.0M	0.1%	0.00%
196	Bank of Hope	5	$2.0M	0.1%	1.02%
197	Cedar Valley Bank & Trust	1	$2.0M	0.1%	0.00%
198	First-Citizens Bank & Trust Company	6	$2.0M	0.1%	8.82%
199	Four States Bank, Inc.	3	$1.9M	0.1%	0.00%
200	FreedomBank	5	$1.9M	0.1%	13.40%

The 200 largest shown, of 418 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Polk	177	1,795	$705.7M
2	Linn	83	835	$314.7M
3	Scott	73	593	$197.1M
4	Johnson	67	417	$126.9M
5	Black Hawk	48	391	$123.9M
6	Dallas	73	245	$86.9M
7	Woodbury	47	200	$78.0M
8	Story	58	193	$70.5M
9	Cerro Gordo	28	252	$68.9M
10	Pottawattamie	47	156	$52.7M
11	Warren	45	160	$50.9M
12	Dubuque	46	180	$48.4M
13	Clinton	24	122	$40.7M
14	Webster	23	70	$36.2M
15	Jasper	34	73	$34.5M
16	Dickinson	14	97	$25.0M
17	Boone	23	56	$24.9M
18	Wapello	17	68	$24.4M
19	Des Moines	16	53	$22.5M
20	Marshall	17	40	$19.5M
21	Muscatine	19	62	$18.9M
22	Iowa	19	51	$18.6M
23	Benton	21	57	$17.5M
24	Marion	27	66	$17.0M
25	Van Buren	8	20	$16.6M
26	Henry	16	29	$16.5M
27	Madison	18	60	$16.0M
28	Grundy	10	36	$15.5M
29	Appanoose	10	59	$15.1M
30	Fayette	20	35	$14.9M
31	Jones	15	43	$14.5M
32	Emmet	12	18	$14.5M
33	Shelby	8	21	$14.2M
34	Ida	6	53	$13.7M
35	Sioux	16	42	$13.6M
36	Washington	12	48	$13.3M
37	Carroll	12	26	$13.3M
38	Plymouth	16	36	$12.9M
39	Buchanan	14	47	$12.8M
40	Hancock	8	43	$12.7M
41	Cedar	23	47	$12.5M
42	Delaware	15	38	$12.1M
43	Bremer	12	57	$11.8M
44	Hamilton	15	31	$11.8M
45	Jefferson	13	28	$11.8M
46	Clay	18	44	$11.8M
47	Crawford	7	25	$11.7M
48	Allamakee	11	23	$11.1M
49	Chickasaw	7	33	$11.0M
50	Winneshiek	10	18	$10.3M
51	Buena Vista	10	24	$10.3M
52	Greene	10	25	$10.1M
53	Clayton	10	21	$10.0M
54	Audubon	4	7	$10.0M
55	Lee	15	18	$9.9M
56	Clarke	12	21	$9.9M
57	Floyd	11	25	$9.9M
58	Poweshiek	14	27	$9.8M
59	Montgomery	8	15	$9.7M
60	Butler	9	30	$9.4M
61	Jackson	13	34	$9.3M
62	Humboldt	10	22	$9.2M
63	Howard	8	10	$9.2M
64	Pocahontas	5	11	$8.8M
65	Davis	8	18	$8.5M
66	Ringgold	6	19	$8.4M
67	Hardin	11	35	$8.0M
68	Obrien	10	18	$7.8M
69	Guthrie	14	26	$7.8M
70	Monroe	6	24	$7.7M
71	Mahaska	15	36	$7.5M
72	Louisa	8	10	$6.9M
73	Franklin	8	12	$6.7M
74	Mills	12	35	$6.6M
75	Calhoun	7	11	$6.2M
76	Page	6	12	$6.1M
77	Winnebago	7	18	$6.0M
78	Taylor	8	14	$5.9M
79	Kossuth	11	20	$5.7M
80	Tama	12	21	$5.6M
81	Harrison	13	19	$5.5M
82	Decatur	8	11	$5.5M
83	Wright	8	21	$5.1M
84	Union	5	12	$5.0M
85	Lyon	9	27	$4.8M
86	Cherokee	6	10	$4.4M
87	Palo Alto	9	13	$4.1M
88	Cass	8	8	$4.0M
89	Mitchell	7	10	$3.9M
90	Adair	7	13	$3.7M
91	Keokuk	5	20	$3.6M
92	Monona	7	10	$3.5M
93	Osceola	7	8	$3.2M
94	Sac	5	13	$3.1M
95	Lucas	4	5	$2.7M
96	Fremont	7	8	$2.4M
97	Worth	4	13	$1.3M
98	Wayne	3	8	$869K
99	Adams	1	1	$90K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.