SBA 7(a) lenders in Scott, IA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

73 institutions have SBA 7(a) loans on record in Scott, together $206.0M across 600 loans. Quad City Bank and Trust Company is the largest, with 20% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Quad City Bank and Trust Company	95	$40.4M	19.6%	3.36%
2	First Central State Bank	84	$21.3M	10.3%	1.34%
3	Time Bank	109	$19.8M	9.6%	5.80%
4	Wells Fargo Bank National Association	36	$10.3M	5.0%	0.87%
5	Fortress Bank	11	$10.2M	5.0%	0.00%
6	Live Oak Banking Company	5	$8.8M	4.3%	0.00%
7	TBK Bank, SSB	21	$7.8M	3.8%	0.72%
8	Federal Deposit Insurance Corporation	5	$7.1M	3.5%	3.97%
9	IH Mississippi Valley Credit Union	21	$7.0M	3.4%	2.31%
10	Readycap Lending, LLC	6	$6.4M	3.1%	0.00%
11	CBI Bank and Trust	6	$5.1M	2.5%	25.61%
12	First National Bank	12	$4.3M	2.1%	1.21%
13	T Bank, National Association	3	$4.1M	2.0%	0.00%
14	Northeast Bank	7	$3.4M	1.6%	0.00%
15	BankOrion	4	$3.1M	1.5%	0.00%
16	U.S. Bank, National Association	54	$2.9M	1.4%	0.90%
17	United Community Bank	5	$2.9M	1.4%	0.00%
18	Northwest Bank	3	$2.8M	1.3%	0.00%
19	Farmers and Merchants Savings Bank	4	$2.6M	1.3%	0.00%
20	The Freedom Bank of Virginia	1	$2.5M	1.2%	0.00%
21	Citizens Bank	1	$2.3M	1.1%	0.00%
22	Byline Bank	4	$2.1M	1.0%	0.00%
23	Lincoln Savings Bank	2	$1.9M	0.9%	0.00%
24	First Citizens Bank	2	$1.8M	0.9%	0.00%
25	Midstates Bank, National Association	1	$1.7M	0.8%	0.00%
26	Citizens First Bank	8	$1.6M	0.8%	23.80%
27	First Financial Bank	1	$1.5M	0.7%	0.00%
28	OakStar Bank	1	$1.4M	0.7%	0.00%
29	The Huntington National Bank	3	$1.4M	0.7%	3.92%
30	First Mid Bank & Trust, National Association	3	$1.3M	0.6%	0.00%
31	Newtek Bank, National Association	9	$1.2M	0.6%	0.00%
32	Harvest Small Business Finance, LLC	1	$1.2M	0.6%	0.00%
33	Capital Bank, National Association	2	$979K	0.5%	0.00%
34	The Fidelity Bank	1	$977K	0.5%	0.00%
35	Liberty Trust & Savings Bank	2	$890K	0.4%	0.00%
36	Old National Bank	1	$746K	0.4%	0.00%
37	Ascentra CU	9	$726K	0.4%	0.00%
38	PNC Bank, National Association	1	$707K	0.3%	0.00%
39	TowneBank	1	$676K	0.3%	0.00%
40	JPMorgan Chase Bank, National Association	3	$634K	0.3%	0.00%
41	Morton Community Bank	1	$511K	0.2%	0.00%
42	Celtic Bank Corporation	4	$475K	0.2%	0.00%
43	DuTrac Community Credit Union	5	$430K	0.2%	0.00%
44	Hills Bank and Trust Company	4	$425K	0.2%	0.00%
45	United Midwest Savings Bank National Association	2	$406K	0.2%	0.00%
46	Lendistry SBLC, LLC	3	$403K	0.2%	0.00%
47	De Witt Bank & Trust Co.	2	$382K	0.2%	0.00%
48	Merchants Bank of Indiana	1	$350K	0.2%	0.00%
49	Fidelity Bank & Trust	1	$280K	0.1%	78.61%
50	Sterling Federal Bank, F.S.B.	1	$279K	0.1%	0.00%
51	Independence Bank	2	$275K	0.1%	53.23%
52	Sauk Valley Bank & Trust Company	1	$268K	0.1%	0.00%
53	Blackhawk Bank & Trust	1	$268K	0.1%	0.00%
54	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$265K	0.1%	0.00%
55	The Clinton National Bank	2	$261K	0.1%	0.00%
56	Farmers State Bank	1	$240K	0.1%	0.00%
57	United Bank of Iowa	1	$225K	0.1%	0.00%
58	First American Bank	1	$206K	0.1%	0.00%
59	Bankers Trust Company	2	$205K	0.1%	0.00%
60	Alerus Financial, National Association	1	$200K	0.1%	0.00%
61	Nicolet National Bank	1	$175K	0.1%	0.00%
62	First Trust & Savings Bank of Albany, Illinois	1	$145K	0.1%	100.00%
63	BMO Bank National Association	1	$143K	0.1%	0.00%
64	Stearns Bank National Association	1	$135K	0.1%	0.00%
65	Heritage Bank Inc	1	$131K	0.1%	0.00%
66	CDC Small Business Finance Corp.	1	$130K	0.1%	0.00%
67	BayFirst National Bank	1	$125K	0.1%	0.00%
68	Blue Grass Savings Bank	1	$81K	0.0%	0.00%
69	American Bank and Trust Company, National Association	1	$80K	0.0%	0.00%
70	Heartland Bank and Trust Company	1	$73K	0.0%	0.00%
71	Newtek Small Business Finance, LLC	1	$63K	0.0%	0.00%
72	VelocitySBA, LLC	3	$40K	0.0%	88.76%
73	Bank of Hope	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Retail trade	78	$32.0M	15.5%
2	Accommodation & food services	94	$31.9M	15.5%
3	Professional & technical services	49	$25.8M	12.5%
4	Manufacturing	23	$20.3M	9.9%
5	Health care & social assistance	71	$18.4M	8.9%
6	Other services	56	$13.2M	6.4%
7	Construction	69	$10.5M	5.1%
8	Wholesale trade	26	$10.4M	5.0%
9	Arts, entertainment & recreation	27	$8.7M	4.2%
10	Manufacturing	15	$8.2M	4.0%
11	Administrative & waste services	22	$7.4M	3.6%
12	Real estate & leasing	15	$5.5M	2.6%
13	Retail trade	18	$3.9M	1.9%
14	Manufacturing	6	$2.8M	1.4%
15	Information	2	$2.2M	1.1%
16	Finance & insurance	8	$1.9M	0.9%
17	Transportation & warehousing	12	$1.2M	0.6%
18	Management of companies	1	$665K	0.3%
19	Transportation & warehousing	2	$450K	0.2%
20	Agriculture, forestry & fishing	2	$275K	0.1%
21	Educational services	3	$275K	0.1%
22	Utilities	1	$15K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.