SBA 7(a) lenders in Johnson, IA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

67 institutions have SBA 7(a) loans on record in Johnson, together $126.9M across 417 loans. Nicolet National Bank is the largest, with 15% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Nicolet National Bank	51	$19.3M	15.2%	2.35%
2	Hills Bank and Trust Company	116	$11.6M	9.1%	3.20%
3	Cedar Rapids Bank and Trust Company	16	$8.9M	7.0%	10.25%
4	First Interstate Bank	13	$7.6M	6.0%	12.52%
5	Live Oak Banking Company	5	$6.6M	5.2%	0.00%
6	U.S. Bank, National Association	40	$6.5M	5.1%	0.18%
7	Farmers and Merchants Savings Bank	16	$5.7M	4.5%	27.60%
8	Merchants Bank of Indiana	1	$5.0M	3.9%	0.00%
9	First Western SBLC, LLC	2	$4.6M	3.6%	0.00%
10	First American Bank	11	$4.6M	3.6%	36.96%
11	Central State Bank	11	$3.6M	2.8%	23.33%
12	Lincoln Savings Bank	3	$3.6M	2.8%	0.00%
13	Byline Bank	3	$3.2M	2.5%	0.00%
14	Columbia Bank	1	$3.2M	2.5%	0.00%
15	Wells Fargo Bank National Association	16	$2.7M	2.1%	0.19%
16	The Huntington National Bank	5	$1.9M	1.5%	0.00%
17	Farmers State Bank	10	$1.7M	1.4%	4.81%
18	Gulf Coast Bank and Trust Company	1	$1.5M	1.2%	0.00%
19	Farmers State Bank	3	$1.5M	1.2%	0.00%
20	West Bank	1	$1.5M	1.2%	0.00%
21	First Citizens Bank	2	$1.5M	1.2%	6.99%
22	Community Savings Bank	3	$1.5M	1.2%	55.34%
23	Northeast Bank	8	$1.4M	1.1%	2.21%
24	Heartland Bank and Trust Company	2	$1.3M	1.1%	0.00%
25	First Internet Bank of Indiana	1	$1.2M	1.0%	0.00%
26	First Mid Bank & Trust, National Association	3	$896K	0.7%	0.00%
27	PNC Bank, National Association	1	$866K	0.7%	0.00%
28	Northbrook Bank & Trust Company, National Association	1	$847K	0.7%	84.23%
29	Stearns Bank National Association	3	$682K	0.5%	0.00%
30	Bridge Community Bank	9	$663K	0.5%	15.71%
31	Bankers Trust Company	5	$638K	0.5%	15.53%
32	Happen Bank	1	$625K	0.5%	0.00%
33	Falcon National Bank	1	$620K	0.5%	0.00%
34	United Midwest Savings Bank National Association	4	$585K	0.5%	0.00%
35	Heritage Bank, National Association	1	$576K	0.5%	33.51%
36	OakStar Bank	2	$570K	0.4%	0.00%
37	TruBank	1	$565K	0.4%	0.00%
38	Newtek Small Business Finance, Inc.	2	$495K	0.4%	0.00%
39	Citizens Bank	1	$477K	0.4%	0.00%
40	First-Citizens Bank & Trust Company	1	$450K	0.4%	0.00%
41	Community State Bank	1	$450K	0.4%	0.00%
42	Centerstone SBA Lending, Inc.	1	$395K	0.3%	0.00%
43	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$350K	0.3%	0.00%
44	Clear Lake Bank & Trust Company	1	$330K	0.3%	0.00%
45	First FCU	1	$320K	0.3%	0.00%
46	Farmers and Merchants Savings Bank	2	$310K	0.2%	0.00%
47	Popular Bank	2	$310K	0.2%	0.00%
48	CIBM Bank	1	$310K	0.2%	0.00%
49	Liberty Bank, FSB	3	$300K	0.2%	0.00%
50	Bank Five Nine	1	$300K	0.2%	0.00%
51	WNB Financial, National Association	1	$279K	0.2%	0.00%
52	Celtic Bank Corporation	3	$250K	0.2%	15.66%
53	Accion Opportunity Fund Community Development	1	$226K	0.2%	0.00%
54	Readycap Lending, LLC	1	$210K	0.2%	0.00%
55	Fund-Ex Solutions Group, LLC	1	$182K	0.1%	0.00%
56	Florida Capital Bank, National Association	1	$165K	0.1%	0.00%
57	Five Star Bank	1	$150K	0.1%	0.00%
58	Libertyville Savings Bank	1	$128K	0.1%	0.00%
59	Ohnward Bank & Trust	4	$113K	0.1%	0.00%
60	The Bancorp Bank National Association	1	$100K	0.1%	0.00%
61	BayFirst National Bank	2	$100K	0.1%	0.00%
62	Community 1st CU	2	$100K	0.1%	0.00%
63	The Exchange State Bank	1	$74K	0.1%	0.00%
64	Community Bank and Trust Company	2	$70K	0.1%	0.00%
65	Collins Community Credit Union	1	$70K	0.1%	0.00%
66	CBI Bank and Trust	1	$68K	0.1%	0.00%
67	VelocitySBA, LLC	2	$23K	0.0%	42.58%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	85	$31.7M	25.0%
2	Construction	38	$20.1M	15.8%
3	Retail trade	42	$15.3M	12.1%
4	Health care & social assistance	47	$14.1M	11.1%
5	Arts, entertainment & recreation	30	$9.8M	7.7%
6	Retail trade	33	$6.5M	5.1%
7	Manufacturing	14	$4.1M	3.2%
8	Administrative & waste services	18	$4.0M	3.1%
9	Other services	28	$3.6M	2.9%
10	Professional & technical services	20	$3.4M	2.7%
11	Manufacturing	8	$3.2M	2.5%
12	Real estate & leasing	5	$2.7M	2.2%
13	Manufacturing	6	$2.5M	2.0%
14	Wholesale trade	9	$1.4M	1.1%
15	Educational services	7	$1.3M	1.0%
16	Information	9	$1.2M	1.0%
17	Finance & insurance	7	$748K	0.6%
18	Agriculture, forestry & fishing	2	$510K	0.4%
19	Transportation & warehousing	5	$438K	0.3%
20	Mining & extraction	1	$100K	0.1%
21	Transportation & warehousing	3	$67K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.