SBA 7(a) lenders in Dubuque, IA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

46 institutions have SBA 7(a) loans on record in Dubuque, together $48.4M across 180 loans. UMB Bank, National Association is the largest, with 23% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	UMB Bank, National Association	14	$10.9M	22.5%	1.69%
2	Nicolet National Bank	33	$4.9M	10.2%	0.00%
3	Everwise Credit Union	2	$3.5M	7.2%	0.00%
4	U.S. Bank, National Association	21	$2.5M	5.1%	12.01%
5	Cedar Rapids Bank and Trust Company	2	$1.5M	3.2%	0.00%
6	Clare Bank, National Association	2	$1.5M	3.1%	0.00%
7	Hometown Bank	1	$1.4M	2.9%	0.00%
8	PNC Bank, National Association	2	$1.3M	2.8%	0.00%
9	Readycap Lending, LLC	2	$1.3M	2.6%	0.00%
10	Celtic Bank Corporation	3	$1.3M	2.6%	6.18%
11	Community Savings Bank	5	$1.2M	2.4%	0.00%
12	First Western SBLC, LLC	1	$1.1M	2.3%	0.00%
13	Harvest Small Business Finance, LLC	1	$1.1M	2.3%	0.00%
14	Wells Fargo Bank National Association	3	$1.0M	2.2%	0.00%
15	The Huntington National Bank	6	$1.0M	2.1%	0.00%
16	Farmers State Bank	4	$1.0M	2.1%	0.00%
17	Liberty Bank, FSB	4	$800K	1.7%	0.00%
18	Newtek Bank, National Association	1	$700K	1.4%	0.00%
19	Dupaco Community CU	17	$689K	1.4%	17.69%
20	Northbrook Bank & Trust Company, National Association	1	$673K	1.4%	84.41%
21	DuTrac Community Credit Union	6	$644K	1.3%	0.00%
22	Fidelity Bank & Trust	10	$609K	1.3%	0.00%
23	The First National Bank in Amboy	1	$600K	1.2%	0.00%
24	First Central State Bank	3	$585K	1.2%	19.55%
25	State Central Bank	1	$520K	1.1%	0.00%
26	Mound City Bank	1	$500K	1.0%	0.00%
27	Ohnward Bank & Trust	2	$500K	1.0%	12.58%
28	Premier Bank	3	$484K	1.0%	21.84%
29	United Midwest Savings Bank National Association	3	$450K	0.9%	31.09%
30	Stearns Bank National Association	1	$431K	0.9%	0.00%
31	Lincoln Savings Bank	1	$400K	0.8%	0.00%
32	Vision One CU	2	$375K	0.8%	0.00%
33	BayFirst National Bank	3	$354K	0.7%	0.00%
34	United Community Bank	1	$350K	0.7%	0.00%
35	BankIowa	1	$350K	0.7%	0.00%
36	Central Bank	1	$250K	0.5%	0.00%
37	Citizens State Bank	1	$242K	0.5%	0.00%
38	Farmers State Bank	2	$216K	0.4%	0.00%
39	Bankers Trust Company	2	$200K	0.4%	0.00%
40	Northeast Bank	4	$200K	0.4%	0.00%
41	Lendistry SBLC, LLC	1	$183K	0.4%	0.00%
42	Collins Community Credit Union	1	$165K	0.3%	0.00%
43	Village Bank and Trust, National Association	1	$144K	0.3%	0.00%
44	Apple River State Bank	1	$75K	0.2%	0.00%
45	GreatAmerica Bank National Association	1	$60K	0.1%	0.00%
46	Farmers and Merchants Savings Bank	1	$37K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Manufacturing	10	$10.5M	21.6%
2	Accommodation & food services	19	$8.3M	17.2%
3	Health care & social assistance	23	$6.6M	13.6%
4	Retail trade	20	$6.5M	13.4%
5	Wholesale trade	12	$4.1M	8.4%
6	Other services	19	$3.6M	7.3%
7	Arts, entertainment & recreation	9	$1.8M	3.7%
8	Construction	13	$1.3M	2.6%
9	Professional & technical services	13	$1.1M	2.3%
10	Administrative & waste services	13	$972K	2.0%
11	Manufacturing	2	$800K	1.7%
12	Agriculture, forestry & fishing	4	$691K	1.4%
13	Manufacturing	2	$501K	1.0%
14	Transportation & warehousing	3	$413K	0.9%
15	Retail trade	5	$303K	0.6%
16	Real estate & leasing	3	$275K	0.6%
17	Management of companies	1	$217K	0.4%
18	Educational services	1	$213K	0.4%
19	Transportation & warehousing	2	$200K	0.4%
20	Finance & insurance	5	$169K	0.3%
21	Information	1	$17K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.