SBA 7(a) lenders in UT

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

235 institutions have SBA 7(a) loans on record in UT, together $7.26B across 22,110 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Zions Bank, A Division of	5,725	$813.8M	11.2%	4.04%
2	Mountain America FCU	3,076	$538.4M	7.4%	2.27%
3	Community Banks of Colorado, A Division of NBH Bank	434	$398.6M	5.5%	0.19%
4	Celtic Bank Corporation	660	$386.3M	5.3%	2.47%
5	America First Federal Credit Union	905	$373.9M	5.1%	0.42%
6	Wells Fargo Bank National Association	1,135	$363.2M	5.0%	4.32%
7	Live Oak Banking Company	237	$314.9M	4.3%	0.54%
8	U.S. Bank, National Association	1,066	$293.2M	4.0%	1.97%
9	First Utah Bank	349	$267.4M	3.7%	0.35%
10	Glacier Bank	610	$260.6M	3.6%	3.77%
11	Central Bank	889	$259.7M	3.6%	0.46%
12	JPMorgan Chase Bank, National Association	857	$229.9M	3.2%	3.33%
13	Bank of Utah	268	$207.3M	2.9%	1.34%
14	KeyBank National Association	451	$186.9M	2.6%	1.74%
15	Cache Valley Bank	452	$166.0M	2.3%	0.44%
16	BMO Bank National Association	192	$115.1M	1.6%	1.52%
17	T Bank, National Association	58	$108.0M	1.5%	0.34%
18	Byline Bank	73	$105.2M	1.4%	1.41%
19	State Bank of Southern Utah	603	$101.6M	1.4%	1.32%
20	The Huntington National Bank	216	$87.7M	1.2%	1.84%
21	Canyon View Federal Credit Union	374	$72.5M	1.0%	2.36%
22	Capital Community Bank	102	$69.8M	1.0%	0.33%
23	Citizens Bank	79	$64.6M	0.9%	1.24%
24	Readycap Lending, LLC	117	$62.9M	0.9%	3.81%
25	Newtek Bank, National Association	119	$53.2M	0.7%	0.00%
26	Brighton Bank	112	$52.2M	0.7%	0.00%
27	Northwest Bank	59	$47.7M	0.7%	0.00%
28	First Internet Bank of Indiana	27	$47.5M	0.7%	0.10%
29	Enterprise Bank & Trust	53	$46.5M	0.6%	0.00%
30	Newtek Small Business Finance, Inc.	48	$43.9M	0.6%	4.20%
31	United Midwest Savings Bank National Association	111	$37.7M	0.5%	0.60%
32	UMB Bank, National Association	47	$33.6M	0.5%	0.00%
33	Gulf Coast Bank and Trust Company	23	$30.5M	0.4%	0.00%
34	Bank of America, National Association	19	$26.6M	0.4%	0.04%
35	Pathward National Association	11	$26.2M	0.4%	0.00%
36	BayFirst National Bank	153	$25.8M	0.4%	7.99%
37	Northeast Bank	131	$25.8M	0.4%	1.36%
38	Fortis Bank	15	$24.5M	0.3%	0.00%
39	First Bank of the Lake	35	$22.6M	0.3%	0.00%
40	Popular Bank	51	$22.5M	0.3%	30.76%
41	Stearns Bank National Association	68	$21.2M	0.3%	0.61%
42	Utah First FCU	68	$21.0M	0.3%	2.16%
43	Continental Bank	22	$20.8M	0.3%	0.00%
44	Harvest Small Business Finance, LLC	12	$20.4M	0.3%	0.00%
45	Evolve Bank and Trust	14	$20.1M	0.3%	0.00%
46	Columbia Bank	22	$20.0M	0.3%	0.42%
47	Banc of California	9	$19.9M	0.3%	0.00%
48	FinWise Bank	28	$18.7M	0.3%	0.00%
49	MidFirst Bank	13	$18.2M	0.3%	0.00%
50	Bank Five Nine	21	$18.1M	0.2%	6.85%
51	GBC International Bank	6	$16.6M	0.2%	0.00%
52	Wasatch Peaks FCU	125	$16.4M	0.2%	1.59%
53	Commonwealth Business Bank	11	$16.1M	0.2%	0.00%
54	First Merchants Bank	10	$14.8M	0.2%	0.00%
55	Stone Bank	7	$14.1M	0.2%	0.00%
56	Banner Bank	60	$13.3M	0.2%	1.76%
57	First-Citizens Bank & Trust Company	8	$13.0M	0.2%	22.03%
58	Bank of Hope	10	$12.7M	0.2%	0.00%
59	Beal Bank USA	20	$12.3M	0.2%	12.39%
60	Mountain West Small Business Finance	72	$12.2M	0.2%	2.29%
61	Peoples Bank	3	$11.8M	0.2%	0.00%
62	Coastal States Bank	4	$10.6M	0.1%	3.02%
63	Goldenwest Federal Credit Union	145	$10.4M	0.1%	4.25%
64	Redemption Bank	15	$9.8M	0.1%	4.78%
65	PNC Bank, National Association	15	$9.4M	0.1%	2.73%
66	Happen Bank	9	$9.3M	0.1%	8.61%
67	Security Service FCU	19	$9.2M	0.1%	0.00%
68	FDIC - Community Bank & Trust-West Georgia	6	$9.2M	0.1%	6.43%
69	Jordan Federal Credit Union	157	$9.0M	0.1%	7.63%
70	Federal Deposit Insurance Corporation	31	$9.0M	0.1%	1.30%
71	Royal Business Bank	3	$8.7M	0.1%	0.00%
72	Sunwest Bank	9	$8.5M	0.1%	0.00%
73	Chartway FCU	138	$8.4M	0.1%	8.56%
74	Heritage Bank Inc	12	$8.3M	0.1%	2.91%
75	WebBank	25	$7.9M	0.1%	31.57%
76	Cyprus Federal Credit Union	109	$7.9M	0.1%	2.10%
77	First Bank	7	$7.6M	0.1%	0.00%
78	GBank	5	$7.2M	0.1%	0.00%
79	United Business Bank	3	$7.1M	0.1%	0.00%
80	Milestone Bank	2	$7.0M	0.1%	0.00%
81	Beacon Bank and Trust	7	$6.9M	0.1%	0.00%
82	Alerus Financial, National Association	7	$6.9M	0.1%	0.00%
83	US Metro Bank	6	$6.8M	0.1%	0.00%
84	American United FCU	8	$6.2M	0.1%	0.00%
85	City National Bank	8	$6.2M	0.1%	13.26%
86	Prime Alliance Bank	8	$6.1M	0.1%	0.00%
87	The Bancorp Bank National Association	10	$5.7M	0.1%	0.00%
88	Centerstone SBA Lending, Inc.	3	$5.6M	0.1%	0.00%
89	Busey Bank	3	$5.6M	0.1%	0.00%
90	First Business Bank	3	$5.6M	0.1%	0.00%
91	Merchants Bank of Indiana	4	$5.4M	0.1%	0.00%
92	FFB Bank	3	$5.3M	0.1%	0.00%
93	Summit State Bank	2	$5.2M	0.1%	0.00%
94	The Yellowstone Bank	1	$5.0M	0.1%	0.00%
95	Blue Ridge Bank National Association	1	$5.0M	0.1%	0.00%
96	NewBank	1	$5.0M	0.1%	0.00%
97	Washington Trust Bank	2	$5.0M	0.1%	0.00%
98	Grow America Fund, Incorporated	8	$4.8M	0.1%	0.00%
99	Capital Bank, National Association	9	$4.7M	0.1%	0.00%
100	Grand Valley Bank	26	$4.7M	0.1%	0.00%
101	Park State Bank	6	$4.7M	0.1%	0.00%
102	Tanager Bank	1	$4.6M	0.1%	0.00%
103	Open Bank	3	$4.6M	0.1%	0.00%
104	Lendistry SBLC, LLC	20	$4.5M	0.1%	0.00%
105	Encore Bank	1	$4.5M	0.1%	0.00%
106	Simmons Bank	23	$4.3M	0.1%	12.33%
107	Old National Bank	2	$4.3M	0.1%	0.00%
108	Midwest Regional Bank	1	$4.3M	0.1%	0.00%
109	Five Star Bank	19	$4.2M	0.1%	0.00%
110	Hanover Community Bank	2	$4.2M	0.1%	0.00%
111	Western Alliance Bank	3	$4.0M	0.1%	0.00%
112	United Community Bank	9	$3.7M	0.1%	5.19%
113	Poppy Bank	2	$3.7M	0.1%	0.00%
114	Mission Valley Bank	2	$3.7M	0.1%	0.00%
115	American Momentum Bank	2	$3.7M	0.1%	0.00%
116	Liberty Bank, Inc.	16	$3.6M	0.0%	0.00%
117	Banterra Bank	5	$3.5M	0.0%	0.00%
118	Titan Bank, National Association	7	$3.4M	0.0%	1.27%
119	Montana Community Development Corp.	25	$3.4M	0.0%	0.00%
120	Deseret First FCU	84	$3.3M	0.0%	22.25%
121	IncredibleBank	2	$3.3M	0.0%	53.72%
122	Paragon Bank	5	$3.3M	0.0%	0.00%
123	22nd State Bank, A Division of 22nd State Banking Company	5	$3.1M	0.0%	0.00%
124	Grasshopper Bank National Association	5	$3.1M	0.0%	0.00%
125	Banesco USA	3	$3.0M	0.0%	0.00%
126	1st Financial Bank USA	3	$3.0M	0.0%	0.00%
127	Utah Independent Bank	1	$3.0M	0.0%	0.00%
128	First Bank of Central Ohio	1	$2.9M	0.0%	0.00%
129	TowneBank	4	$2.9M	0.0%	0.00%
130	Port 51 Lending LLC	2	$2.9M	0.0%	0.00%
131	North State Bank	4	$2.9M	0.0%	0.00%
132	Beehive CU	83	$2.8M	0.0%	33.47%
133	CCFBank National Association	1	$2.7M	0.0%	0.00%
134	PromiseOne Bank	1	$2.6M	0.0%	0.00%
135	OneWest Bank, A Division of	2	$2.4M	0.0%	0.00%
136	US Eagle FCU	1	$2.4M	0.0%	0.00%
137	CenTrust Bank, A Division of SmartBiz Bank National Association	14	$2.3M	0.0%	0.00%
138	VelocitySBA, LLC	58	$2.3M	0.0%	9.20%
139	Northwest Bank	3	$2.2M	0.0%	0.00%
140	Pinnacle Bank	3	$2.2M	0.0%	0.00%
141	Customers Bank	4	$2.1M	0.0%	0.00%
142	Connecticut Community Bank, National Association	3	$2.1M	0.0%	0.00%
143	Centennial Bank	5	$2.1M	0.0%	0.00%
144	Independence Bank	17	$2.1M	0.0%	42.67%
145	BancFirst	8	$2.1M	0.0%	0.00%
146	Community West Bank	3	$2.0M	0.0%	0.00%
147	Granite FCU	30	$1.9M	0.0%	14.08%
148	Bankwell Bank	2	$1.9M	0.0%	0.00%
149	Associated Bank National Association	5	$1.9M	0.0%	0.00%
150	The Bank of Commerce	8	$1.9M	0.0%	0.00%
151	BankUnited, National Association	3	$1.8M	0.0%	0.00%
152	Fifth Third Bank	2	$1.8M	0.0%	0.00%
153	Colony Bank	11	$1.8M	0.0%	0.00%
154	Meadows Bank	1	$1.8M	0.0%	79.06%
155	East West Bank	2	$1.8M	0.0%	0.00%
156	Plumas Bank	3	$1.7M	0.0%	0.00%
157	Luminate Bank	1	$1.7M	0.0%	0.00%
158	Climate First Bank	3	$1.7M	0.0%	0.00%
159	The Fidelity Bank	2	$1.7M	0.0%	0.00%
160	Truliant FCU	2	$1.6M	0.0%	0.00%
161	Seacoast National Bank	2	$1.5M	0.0%	15.32%
162	The Bank of Princeton	1	$1.5M	0.0%	0.00%
163	First Financial Bank	4	$1.5M	0.0%	0.00%
164	Desert Rivers FCU	5	$1.4M	0.0%	7.16%
165	OakStar Bank	1	$1.4M	0.0%	0.00%
166	Capital One National Association	26	$1.3M	0.0%	58.31%
167	FWBank	1	$1.3M	0.0%	0.00%
168	Freedom Bank	2	$1.3M	0.0%	0.00%
169	Firstrust Savings Bank	1	$1.3M	0.0%	0.00%
170	First National Bank of Coffee County	2	$1.2M	0.0%	30.78%
171	PCB Bank	1	$1.2M	0.0%	0.00%
172	CIBC Bank USA	2	$1.2M	0.0%	0.00%
173	Salt Lake City CU	3	$1.2M	0.0%	0.00%
174	Falcon National Bank	1	$1.2M	0.0%	0.00%
175	SouthState Bank, National Association	3	$1.2M	0.0%	0.00%
176	Genesis Bank	2	$1.0M	0.0%	0.00%
177	BankVista	1	$1.0M	0.0%	0.00%
178	Waukesha State Bank	1	$1.0M	0.0%	64.60%
179	Hanmi Bank	2	$990K	0.0%	0.00%
180	Ameris Bank	3	$974K	0.0%	0.00%
181	Primis Bank	1	$952K	0.0%	0.00%
182	Eastern Utah Community FCU	3	$921K	0.0%	0.00%
183	CDC Small Business Finance Corp.	4	$910K	0.0%	0.00%
184	Mercer Savings Bank	1	$900K	0.0%	0.00%
185	First Commonwealth Bank	2	$867K	0.0%	0.00%
186	Atlantic Union Bank	1	$865K	0.0%	0.00%
187	HomeTrust Bank	2	$837K	0.0%	0.00%
188	Vision One CU	2	$818K	0.0%	0.00%
189	Midwest BankCentre	1	$814K	0.0%	0.00%
190	Third Coast Bank	2	$775K	0.0%	0.00%
191	Horizon Utah FCU d/b/a Horizon CU	21	$748K	0.0%	19.87%
192	Hana Small Business Lending, Inc.	1	$700K	0.0%	0.00%
193	ACC Capital	1	$678K	0.0%	0.00%
194	First Federal Bank	1	$675K	0.0%	0.00%
195	Wilmington Savings Fund Society FSB	2	$664K	0.0%	0.00%
196	Magnifi Financial CU	3	$637K	0.0%	0.00%
197	Aurora Interim National Bank	2	$606K	0.0%	0.00%
198	SoFi Bank, National Association	5	$575K	0.0%	19.54%
199	Business Lenders, LLC	1	$550K	0.0%	81.53%
200	Fund-Ex Solutions Group, LLC	1	$536K	0.0%	0.00%

The 200 largest shown, of 235 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Salt Lake	164	8,220	$3.03B
2	Utah	135	4,353	$1.45B
3	Davis	101	1,917	$582.3M
4	Washington	86	1,531	$441.0M
5	Weber	87	1,285	$403.6M
6	Cache	54	749	$187.9M
7	Summit	56	473	$166.1M
8	Tooele	51	361	$125.5M
9	Uintah	30	478	$124.9M
10	Iron	38	498	$104.7M
11	Wasatch	43	327	$93.9M
12	Box Elder	38	318	$74.7M
13	Grand	17	151	$65.4M
14	Duchesne	24	250	$47.9M
15	Sevier	25	294	$45.9M
16	Sanpete	24	227	$41.1M
17	Millard	15	72	$35.8M
18	Carbon	28	88	$28.6M
19	Garfield	14	54	$27.0M
20	San Juan	13	40	$26.3M
21	Piute	5	16	$23.4M
22	Kane	12	135	$22.5M
23	Juab	16	48	$19.7M
24	Emery	18	47	$19.6M
25	Beaver	15	26	$17.8M
26	Morgan	19	57	$17.2M
27	Wayne	11	36	$17.0M
28	Rich	16	49	$11.4M
29	Daggett	6	10	$8.7M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.