SBA 7(a) lenders in Grand, UT
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
17 institutions have SBA 7(a) loans on record in Grand, together $65.4M across 151 loans. Mountain America FCU is the largest, with 40% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Mountain America FCU | 60 | $25.9M | 39.7% | 1.30% |
| 2 | America First Federal Credit Union | 5 | $7.9M | 12.1% | 0.00% |
| 3 | Zions Bank, A Division of | 55 | $7.5M | 11.5% | 6.40% |
| 4 | Community Banks of Colorado, A Division of NBH Bank | 2 | $5.5M | 8.4% | 0.00% |
| 5 | Celtic Bank Corporation | 2 | $5.3M | 8.1% | 0.00% |
| 6 | Readycap Lending, LLC | 3 | $3.5M | 5.4% | 0.00% |
| 7 | Wells Fargo Bank National Association | 10 | $3.2M | 4.9% | 0.00% |
| 8 | First Utah Bank | 1 | $3.0M | 4.7% | 0.00% |
| 9 | Bank Five Nine | 1 | $855K | 1.3% | 0.00% |
| 10 | Desert Rivers FCU | 2 | $625K | 1.0% | 15.91% |
| 11 | US Metro Bank | 1 | $585K | 0.9% | 0.00% |
| 12 | Capital Community Bank | 1 | $518K | 0.8% | 0.00% |
| 13 | Northeast Bank | 4 | $369K | 0.6% | 0.00% |
| 14 | Eastern Utah Community FCU | 1 | $248K | 0.4% | 0.00% |
| 15 | Wasatch Peaks FCU | 1 | $180K | 0.3% | 0.00% |
| 16 | BayFirst National Bank | 1 | $130K | 0.2% | 0.00% |
| 17 | VelocitySBA, LLC | 1 | $15K | 0.0% | 66.15% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Accommodation & food services | 54 | $40.3M | 61.6% |
| 2 | Retail trade | 14 | $4.2M | 6.5% |
| 3 | Arts, entertainment & recreation | 5 | $3.2M | 5.0% |
| 4 | Health care & social assistance | 6 | $3.1M | 4.7% |
| 5 | Real estate & leasing | 9 | $2.7M | 4.1% |
| 6 | Professional & technical services | 7 | $2.1M | 3.1% |
| 7 | Construction | 14 | $2.0M | 3.1% |
| 8 | Retail trade | 6 | $1.6M | 2.5% |
| 9 | Other services | 12 | $1.5M | 2.3% |
| 10 | Manufacturing | 4 | $1.3M | 2.0% |
| 11 | Manufacturing | 5 | $1.2M | 1.9% |
| 12 | Transportation & warehousing | 6 | $940K | 1.4% |
| 13 | Administrative & waste services | 4 | $923K | 1.4% |
| 14 | Wholesale trade | 1 | $100K | 0.2% |
| 15 | Information | 2 | $45K | 0.1% |
| 16 | Transportation & warehousing | 1 | $20K | 0.0% |
| 17 | Manufacturing | 1 | $15K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.