SBA 7(a) lenders in Rich, UT
Approvals in SBA fiscal years 2008–2025. Source data as of 2026-06-30.
Lenders
16 institutions have SBA 7(a) loans on record in Rich, together $11.4M across 49 loans. Mountain America FCU is the largest, with 17% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Mountain America FCU | 11 | $2.0M | 17.2% | 1.51% |
| 2 | WebBank | 2 | $1.9M | 16.6% | 0.00% |
| 3 | Live Oak Banking Company | 1 | $1.7M | 15.2% | 0.00% |
| 4 | Zions Bank, A Division of | 14 | $1.6M | 14.0% | 0.00% |
| 5 | Bank of Utah | 1 | $1.1M | 9.7% | 0.00% |
| 6 | JPMorgan Chase Bank, National Association | 1 | $866K | 7.6% | 0.00% |
| 7 | Cache Valley Bank | 6 | $564K | 4.9% | 0.00% |
| 8 | BMO Bank National Association | 2 | $500K | 4.4% | 0.00% |
| 9 | Celtic Bank Corporation | 3 | $450K | 3.9% | 0.00% |
| 10 | The Bank of Commerce | 1 | $350K | 3.1% | 0.00% |
| 11 | Stearns Bank National Association | 1 | $200K | 1.8% | 0.00% |
| 12 | Deseret First FCU | 2 | $80K | 0.7% | 48.65% |
| 13 | U.S. Bank, National Association | 1 | $33K | 0.3% | 0.00% |
| 14 | America First Federal Credit Union | 1 | $25K | 0.2% | 0.00% |
| 15 | Goldenwest Federal Credit Union | 1 | $20K | 0.2% | 0.00% |
| 16 | Jordan Federal Credit Union | 1 | $20K | 0.2% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Real estate & leasing | 18 | $3.1M | 27.1% |
| 2 | Arts, entertainment & recreation | 7 | $2.8M | 24.5% |
| 3 | Accommodation & food services | 7 | $2.6M | 23.2% |
| 4 | Manufacturing | 2 | $1.1M | 10.1% |
| 5 | Retail trade | 1 | $1.1M | 9.7% |
| 6 | Construction | 3 | $305K | 2.7% |
| 7 | Health care & social assistance | 3 | $90K | 0.8% |
| 8 | Transportation & warehousing | 4 | $77K | 0.7% |
| 9 | Professional & technical services | 2 | $60K | 0.5% |
| 10 | Retail trade | 1 | $50K | 0.4% |
| 11 | Manufacturing | 1 | $33K | 0.3% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.