SBA 7(a) lenders in Washington, UT

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

86 institutions have SBA 7(a) loans on record in Washington, together $441.0M across 1,531 loans. Zions Bank, A Division of is the largest, with 11% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Zions Bank, A Division of	373	$46.6M	10.6%	5.51%
2	Mountain America FCU	267	$39.3M	8.9%	3.72%
3	State Bank of Southern Utah	239	$37.3M	8.5%	1.91%
4	America First Federal Credit Union	40	$30.4M	6.9%	0.20%
5	Community Banks of Colorado, A Division of NBH Bank	37	$29.1M	6.6%	0.00%
6	Celtic Bank Corporation	38	$28.9M	6.5%	0.48%
7	Cache Valley Bank	70	$24.7M	5.6%	1.01%
8	Wells Fargo Bank National Association	60	$20.7M	4.7%	5.20%
9	Glacier Bank	51	$14.8M	3.3%	0.32%
10	Capital Community Bank	18	$12.4M	2.8%	0.00%
11	Live Oak Banking Company	7	$10.9M	2.5%	0.00%
12	First Utah Bank	3	$10.6M	2.4%	0.00%
13	Evolve Bank and Trust	5	$10.0M	2.3%	0.00%
14	T Bank, National Association	3	$9.0M	2.0%	0.00%
15	First Internet Bank of Indiana	4	$7.9M	1.8%	0.00%
16	Byline Bank	4	$6.5M	1.5%	0.00%
17	BMO Bank National Association	7	$5.8M	1.3%	0.00%
18	The Huntington National Bank	19	$5.2M	1.2%	4.52%
19	U.S. Bank, National Association	36	$4.8M	1.1%	9.64%
20	JPMorgan Chase Bank, National Association	17	$4.8M	1.1%	0.94%
21	Utah First FCU	2	$4.6M	1.0%	0.00%
22	Harvest Small Business Finance, LLC	2	$4.5M	1.0%	0.00%
23	Chartway FCU	63	$4.4M	1.0%	3.42%
24	First Bank of the Lake	3	$4.4M	1.0%	0.00%
25	Western Alliance Bank	2	$3.7M	0.8%	0.00%
26	Commonwealth Business Bank	1	$3.6M	0.8%	0.00%
27	Banc of California	2	$3.5M	0.8%	0.00%
28	Alerus Financial, National Association	1	$3.3M	0.8%	0.00%
29	KeyBank National Association	4	$2.9M	0.7%	0.00%
30	CCFBank National Association	1	$2.7M	0.6%	0.00%
31	Beacon Bank and Trust	2	$2.7M	0.6%	0.00%
32	Bank of Utah	5	$2.2M	0.5%	0.00%
33	American Momentum Bank	1	$2.1M	0.5%	0.00%
34	Stearns Bank National Association	5	$2.0M	0.5%	0.00%
35	Fortis Bank	1	$1.9M	0.4%	0.00%
36	Readycap Lending, LLC	7	$1.7M	0.4%	0.00%
37	Luminate Bank	1	$1.7M	0.4%	0.00%
38	Royal Business Bank	1	$1.6M	0.4%	0.00%
39	Park State Bank	1	$1.5M	0.3%	0.00%
40	Newtek Bank, National Association	4	$1.4M	0.3%	0.00%
41	BayFirst National Bank	9	$1.4M	0.3%	0.00%
42	Northeast Bank	6	$1.4M	0.3%	8.31%
43	Gulf Coast Bank and Trust Company	1	$1.2M	0.3%	0.00%
44	Pathward National Association	1	$1.2M	0.3%	0.00%
45	First Merchants Bank	1	$1.2M	0.3%	0.00%
46	Seacoast National Bank	1	$1.2M	0.3%	0.00%
47	Bank of Hope	1	$1.1M	0.3%	0.00%
48	Citizens Bank	2	$947K	0.2%	0.00%
49	Northwest Bank	1	$900K	0.2%	0.00%
50	Cyprus Federal Credit Union	2	$900K	0.2%	0.00%
51	US Metro Bank	1	$880K	0.2%	0.00%
52	Atlantic Union Bank	1	$865K	0.2%	0.00%
53	Beehive CU	25	$845K	0.2%	37.66%
54	Happen Bank	1	$681K	0.2%	46.33%
55	Mountain West Small Business Finance	4	$650K	0.1%	0.00%
56	Newtek Small Business Finance, Inc.	3	$648K	0.1%	0.00%
57	Canyon View Federal Credit Union	4	$592K	0.1%	0.00%
58	SouthState Bank, National Association	1	$565K	0.1%	0.00%
59	Montana Community Development Corp.	5	$545K	0.1%	0.00%
60	Brighton Bank	2	$526K	0.1%	0.00%
61	Central Bank	1	$517K	0.1%	0.00%
62	Colony Bank	1	$510K	0.1%	0.00%
63	Security Service FCU	5	$487K	0.1%	0.00%
64	United Midwest Savings Bank National Association	3	$450K	0.1%	0.00%
65	Deseret First FCU	12	$412K	0.1%	21.78%
66	WebBank	2	$410K	0.1%	36.90%
67	Popular Bank	2	$382K	0.1%	62.30%
68	First Financial Bank	1	$375K	0.1%	0.00%
69	UMB Bank, National Association	1	$334K	0.1%	0.00%
70	Vision One CU	1	$328K	0.1%	0.00%
71	Five Star Bank	2	$325K	0.1%	0.00%
72	Magnifi Financial CU	1	$211K	0.0%	0.00%
73	Capital Bank, National Association	1	$187K	0.0%	0.00%
74	Banner Bank	2	$186K	0.0%	16.52%
75	SouthWest Community FCU	2	$176K	0.0%	75.51%
76	Shoreham Bank	1	$150K	0.0%	0.00%
77	Sunwest Bank	1	$150K	0.0%	0.00%
78	Heritage Bank Inc	1	$150K	0.0%	0.00%
79	Simmons Bank	1	$144K	0.0%	0.00%
80	Goldenwest Federal Credit Union	3	$130K	0.0%	0.00%
81	Associated Bank National Association	1	$123K	0.0%	0.00%
82	Capital One National Association	1	$100K	0.0%	69.77%
83	Bank of America, National Association	1	$100K	0.0%	0.00%
84	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$100K	0.0%	0.00%
85	Redemption Bank	1	$58K	0.0%	0.00%
86	VelocitySBA, LLC	3	$45K	0.0%	51.21%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	124	$85.3M	19.3%
2	Construction	243	$54.6M	12.4%
3	Health care & social assistance	133	$41.1M	9.3%
4	Professional & technical services	164	$30.7M	7.0%
5	Other services	140	$30.0M	6.8%
6	Wholesale trade	87	$27.0M	6.1%
7	Real estate & leasing	54	$26.9M	6.1%
8	Arts, entertainment & recreation	33	$26.3M	6.0%
9	Manufacturing	72	$21.7M	4.9%
10	Retail trade	104	$20.3M	4.6%
11	Retail trade	68	$19.3M	4.4%
12	Manufacturing	36	$14.8M	3.4%
13	Administrative & waste services	107	$10.0M	2.3%
14	Educational services	28	$9.5M	2.2%
15	Transportation & warehousing	56	$8.2M	1.9%
16	Transportation & warehousing	17	$6.8M	1.5%
17	Information	17	$2.5M	0.6%
18	Finance & insurance	23	$2.4M	0.5%
19	Manufacturing	12	$2.3M	0.5%
20	Mining & extraction	7	$567K	0.1%
21	Agriculture, forestry & fishing	4	$375K	0.1%
22	Utilities	1	$200K	0.0%
23	Management of companies	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.