SBA 7(a) lenders in Davis, UT

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

102 institutions have SBA 7(a) loans on record in Davis, together $592.7M across 1,941 loans. Zions Bancorporation, National Association is the largest, with 11% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Zions Bancorporation, National Association	459	$66.4M	11.2%	6.41%
2	America First Federal Credit Union	156	$38.4M	6.5%	0.73%
3	Wells Fargo Bank National Association	109	$37.8M	6.4%	2.59%
4	Mountain America FCU	203	$36.4M	6.1%	2.61%
5	Celtic Bank Corporation	55	$30.8M	5.2%	1.77%
6	Bank of Utah	31	$25.4M	4.3%	2.24%
7	Community Banks of Colorado, A Division of NBH Bank	22	$24.3M	4.1%	0.00%
8	U.S. Bank, National Association	106	$23.9M	4.0%	0.42%
9	Live Oak Banking Company	27	$22.4M	3.8%	0.00%
10	Glacier Bank	63	$18.4M	3.1%	0.00%
11	T Bank, National Association	8	$17.4M	2.9%	0.00%
12	KeyBank National Association	55	$17.3M	2.9%	0.81%
13	Cache Valley Bank	34	$16.0M	2.7%	0.28%
14	Byline Bank	9	$13.5M	2.3%	4.38%
15	JPMorgan Chase Bank, National Association	75	$12.0M	2.0%	3.98%
16	Readycap Lending, LLC	15	$11.8M	2.0%	12.99%
17	Brighton Bank	13	$10.7M	1.8%	0.00%
18	The Huntington National Bank	26	$10.7M	1.8%	0.00%
19	First Utah Bank	17	$10.1M	1.7%	0.00%
20	BMO Bank National Association	22	$9.6M	1.6%	0.00%
21	Northwest Bank	8	$9.2M	1.6%	0.00%
22	United Midwest Savings Bank National Association	15	$5.9M	1.0%	0.00%
23	Accordia Bank	4	$5.7M	1.0%	0.00%
24	Canyon View Federal Credit Union	45	$5.6M	0.9%	0.45%
25	Goldenwest Federal Credit Union	53	$4.9M	0.8%	5.34%
26	Tanager Bank	1	$4.6M	0.8%	0.00%
27	Continental Bank	7	$4.6M	0.8%	0.00%
28	Stone Bank	2	$4.5M	0.8%	0.00%
29	Stearns Bank National Association	14	$4.5M	0.8%	0.00%
30	Bank of Hope	1	$4.3M	0.7%	0.00%
31	Bank of America, National Association	4	$4.0M	0.7%	0.00%
32	First Internet Bank of Indiana	4	$3.8M	0.6%	0.00%
33	Newtek Bank, National Association	16	$3.8M	0.6%	0.00%
34	Newtek Small Business Finance, LLC	7	$3.7M	0.6%	0.00%
35	Commonwealth Business Bank	2	$3.6M	0.6%	0.00%
36	BayFirst National Bank	21	$3.2M	0.5%	11.91%
37	Citizens Bank	6	$3.2M	0.5%	0.00%
38	Federal Deposit Insurance Corporation	6	$3.1M	0.5%	3.71%
39	Enterprise Bank & Trust	4	$2.9M	0.5%	0.00%
40	Central Bank	13	$2.7M	0.5%	2.76%
41	First Bank of the Lake	7	$2.6M	0.4%	0.00%
42	Popular Bank	8	$2.5M	0.4%	17.03%
43	UMB Bank, National Association	4	$2.4M	0.4%	0.00%
44	Beal Bank USA	8	$2.4M	0.4%	19.12%
45	Happen Bank	2	$2.3M	0.4%	0.00%
46	FDIC - Community Bank & Trust-West Georgia	1	$2.1M	0.4%	0.00%
47	Northeast Bank	9	$1.8M	0.3%	0.00%
48	Evolve Bank and Trust	3	$1.6M	0.3%	0.00%
49	Wasatch Peaks FCU	12	$1.5M	0.2%	4.09%
50	Capital Bank, National Association	3	$1.5M	0.2%	0.00%
51	VelocitySBA, LLC	8	$1.4M	0.2%	3.15%
52	Prime Alliance Bank	3	$1.4M	0.2%	0.00%
53	Mountain West Small Business Finance	10	$1.4M	0.2%	0.00%
54	Utah First FCU	16	$1.4M	0.2%	1.98%
55	CenTrust Bank, A Division of SmartBiz Bank National Association	6	$1.3M	0.2%	0.00%
56	The Bancorp Bank National Association	3	$1.3M	0.2%	0.00%
57	Truliant FCU	1	$1.3M	0.2%	0.00%
58	Merchants Bank of Indiana	1	$1.2M	0.2%	0.00%
59	FinWise Bank	2	$1.0M	0.2%	0.00%
60	22nd State Bank, A Division of 22nd State Banking Company	1	$991K	0.2%	0.00%
61	WebBank	3	$955K	0.2%	53.34%
62	The Fidelity Bank	1	$915K	0.2%	0.00%
63	GBank	1	$894K	0.2%	0.00%
64	Bank Five Nine	1	$887K	0.1%	30.25%
65	Banner Bank	4	$846K	0.1%	0.00%
66	United Community Bank	3	$786K	0.1%	0.00%
67	Lendistry SBLC, LLC	3	$750K	0.1%	0.00%
68	Liberty Bank, Inc.	2	$650K	0.1%	0.00%
69	Centennial Bank	3	$626K	0.1%	0.00%
70	Montana Community Development Corp.	4	$607K	0.1%	0.00%
71	Horizon Utah FCU d/b/a Horizon CU	16	$588K	0.1%	15.27%
72	Grow America Fund, Incorporated	2	$568K	0.1%	0.00%
73	CDC Small Business Finance Corp.	2	$550K	0.1%	0.00%
74	Independence Bank	4	$550K	0.1%	86.52%
75	PNC Bank, National Association	1	$539K	0.1%	0.00%
76	Simmons Bank	2	$537K	0.1%	0.00%
77	Fund-Ex Solutions Group, LLC	1	$536K	0.1%	0.00%
78	Five Star Bank	2	$535K	0.1%	0.00%
79	United FCU	1	$532K	0.1%	0.00%
80	Harvest Small Business Finance, LLC	1	$504K	0.1%	0.00%
81	Climate First Bank	1	$498K	0.1%	0.00%
82	First-Citizens Bank & Trust Company	1	$488K	0.1%	0.00%
83	Heritage Bank Inc	3	$398K	0.1%	60.54%
84	ConnectOne Bank	1	$395K	0.1%	0.00%
85	State Bank of Southern Utah	2	$355K	0.1%	0.00%
86	Seacoast National Bank	1	$350K	0.1%	66.46%
87	BankUnited, National Association	1	$318K	0.1%	0.00%
88	Cyprus Federal Credit Union	5	$279K	0.0%	0.00%
89	Beacon Bank and Trust	2	$260K	0.0%	0.00%
90	Today's Bank	1	$250K	0.0%	0.00%
91	Bankwell Bank	1	$250K	0.0%	0.00%
92	Redemption Bank	1	$220K	0.0%	0.00%
93	Capital One National Association	3	$200K	0.0%	47.44%
94	Platinum Bank	1	$192K	0.0%	0.00%
95	Deseret First FCU	5	$142K	0.0%	42.46%
96	Beehive CU	3	$115K	0.0%	0.00%
97	National JACL Credit Union	1	$109K	0.0%	0.00%
98	SAFE CU	1	$100K	0.0%	0.00%
99	Bank of Jackson Hole Trust	1	$75K	0.0%	0.00%
100	D. L. Evans Bank	1	$50K	0.0%	0.00%
101	Utah Central CU	1	$50K	0.0%	0.00%
102	SoFi Bank, National Association	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Construction	254	$76.7M	12.9%
2	Health care & social assistance	212	$68.6M	11.6%
3	Accommodation & food services	133	$67.3M	11.4%
4	Other services	196	$56.1M	9.5%
5	Retail trade	141	$44.9M	7.6%
6	Professional & technical services	228	$37.9M	6.4%
7	Wholesale trade	72	$33.4M	5.6%
8	Manufacturing	90	$30.3M	5.1%
9	Administrative & waste services	127	$27.9M	4.7%
10	Arts, entertainment & recreation	74	$27.3M	4.6%
11	Real estate & leasing	49	$26.2M	4.4%
12	Retail trade	103	$25.6M	4.3%
13	Transportation & warehousing	82	$21.6M	3.6%
14	Transportation & warehousing	17	$14.0M	2.4%
15	Finance & insurance	36	$9.1M	1.5%
16	Manufacturing	31	$7.5M	1.3%
17	Manufacturing	41	$6.4M	1.1%
18	Educational services	34	$6.3M	1.1%
19	Management of companies	5	$2.9M	0.5%
20	Information	10	$1.0M	0.2%
21	Agriculture, forestry & fishing	2	$978K	0.2%
22	Utilities	2	$457K	0.1%
23	Mining & extraction	2	$230K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.