SBA 7(a) lenders in Davis, UT

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

101 institutions have SBA 7(a) loans on record in Davis, together $582.3M across 1,917 loans. Zions Bank, A Division of is the largest, with 11% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Zions Bank, A Division of	453	$65.2M	11.2%	6.53%
2	Wells Fargo Bank National Association	109	$37.8M	6.5%	2.59%
3	America First Federal Credit Union	155	$37.4M	6.4%	0.75%
4	Mountain America FCU	202	$36.4M	6.2%	2.61%
5	Celtic Bank Corporation	54	$29.0M	5.0%	1.89%
6	Bank of Utah	31	$25.4M	4.4%	2.24%
7	U.S. Bank, National Association	105	$23.9M	4.1%	0.42%
8	Live Oak Banking Company	24	$21.3M	3.7%	0.00%
9	Community Banks of Colorado, A Division of NBH Bank	21	$21.2M	3.6%	0.00%
10	Glacier Bank	63	$18.5M	3.2%	0.00%
11	T Bank, National Association	8	$17.4M	3.0%	0.00%
12	KeyBank National Association	55	$17.3M	3.0%	0.81%
13	Cache Valley Bank	34	$16.0M	2.7%	0.28%
14	Byline Bank	9	$13.5M	2.3%	4.38%
15	JPMorgan Chase Bank, National Association	75	$12.0M	2.1%	3.98%
16	Readycap Lending, LLC	15	$11.8M	2.0%	12.99%
17	Brighton Bank	13	$10.7M	1.8%	0.00%
18	The Huntington National Bank	26	$10.7M	1.8%	0.00%
19	First Utah Bank	17	$10.1M	1.7%	0.00%
20	BMO Bank National Association	22	$9.6M	1.7%	0.00%
21	Northwest Bank	7	$8.8M	1.5%	0.00%
22	United Midwest Savings Bank National Association	15	$5.9M	1.0%	0.00%
23	Capital Community Bank	4	$5.7M	1.0%	0.00%
24	Canyon View Federal Credit Union	44	$5.5M	0.9%	0.45%
25	Goldenwest Federal Credit Union	53	$4.9M	0.8%	4.22%
26	Tanager Bank	1	$4.6M	0.8%	0.00%
27	Continental Bank	7	$4.6M	0.8%	0.00%
28	Stone Bank	2	$4.5M	0.8%	0.00%
29	Stearns Bank National Association	14	$4.5M	0.8%	0.00%
30	Bank of Hope	1	$4.3M	0.7%	0.00%
31	Bank of America, National Association	4	$4.0M	0.7%	0.00%
32	First Internet Bank of Indiana	4	$3.8M	0.7%	0.00%
33	Newtek Small Business Finance, Inc.	7	$3.7M	0.6%	0.00%
34	Commonwealth Business Bank	2	$3.6M	0.6%	0.00%
35	BayFirst National Bank	21	$3.2M	0.6%	11.91%
36	Citizens Bank	6	$3.2M	0.5%	0.00%
37	Federal Deposit Insurance Corporation	6	$3.1M	0.5%	3.71%
38	Newtek Bank, National Association	12	$3.0M	0.5%	0.00%
39	Enterprise Bank & Trust	4	$2.9M	0.5%	0.00%
40	Central Bank	12	$2.7M	0.5%	2.79%
41	First Bank of the Lake	7	$2.6M	0.4%	0.00%
42	Popular Bank	8	$2.5M	0.4%	17.03%
43	UMB Bank, National Association	4	$2.4M	0.4%	0.00%
44	Beal Bank USA	8	$2.4M	0.4%	19.12%
45	Happen Bank	2	$2.3M	0.4%	0.00%
46	FDIC - Community Bank & Trust-West Georgia	1	$2.1M	0.4%	0.00%
47	Northeast Bank	8	$1.7M	0.3%	0.00%
48	Evolve Bank and Trust	3	$1.6M	0.3%	0.00%
49	Wasatch Peaks FCU	12	$1.5M	0.3%	4.09%
50	Capital Bank, National Association	3	$1.5M	0.3%	0.00%
51	VelocitySBA, LLC	8	$1.4M	0.2%	3.15%
52	Prime Alliance Bank	3	$1.4M	0.2%	0.00%
53	Mountain West Small Business Finance	10	$1.4M	0.2%	0.00%
54	Utah First FCU	16	$1.4M	0.2%	1.98%
55	The Bancorp Bank National Association	3	$1.3M	0.2%	0.00%
56	Truliant FCU	1	$1.3M	0.2%	0.00%
57	Merchants Bank of Indiana	1	$1.2M	0.2%	0.00%
58	FinWise Bank	2	$1.0M	0.2%	0.00%
59	CenTrust Bank, A Division of SmartBiz Bank National Association	5	$995K	0.2%	0.00%
60	22nd State Bank, A Division of 22nd State Banking Company	1	$991K	0.2%	0.00%
61	WebBank	3	$955K	0.2%	53.34%
62	The Fidelity Bank	1	$915K	0.2%	0.00%
63	GBank	1	$894K	0.2%	0.00%
64	Bank Five Nine	1	$887K	0.2%	30.25%
65	Banner Bank	4	$846K	0.1%	0.00%
66	United Community Bank	3	$786K	0.1%	0.00%
67	Lendistry SBLC, LLC	3	$750K	0.1%	0.00%
68	Liberty Bank, Inc.	2	$650K	0.1%	0.00%
69	Centennial Bank	3	$626K	0.1%	0.00%
70	Montana Community Development Corp.	4	$607K	0.1%	0.00%
71	Horizon Utah FCU d/b/a Horizon CU	16	$588K	0.1%	15.27%
72	Grow America Fund, Incorporated	2	$568K	0.1%	0.00%
73	Independence Bank	4	$550K	0.1%	86.52%
74	CDC Small Business Finance Corp.	2	$550K	0.1%	0.00%
75	PNC Bank, National Association	1	$539K	0.1%	0.00%
76	Simmons Bank	2	$537K	0.1%	0.00%
77	Fund-Ex Solutions Group, LLC	1	$536K	0.1%	0.00%
78	Five Star Bank	2	$535K	0.1%	0.00%
79	United FCU	1	$532K	0.1%	0.00%
80	Harvest Small Business Finance, LLC	1	$504K	0.1%	0.00%
81	Climate First Bank	1	$498K	0.1%	0.00%
82	Heritage Bank Inc	3	$398K	0.1%	60.54%
83	ConnectOne Bank	1	$395K	0.1%	0.00%
84	State Bank of Southern Utah	2	$355K	0.1%	0.00%
85	Seacoast National Bank	1	$350K	0.1%	66.46%
86	BankUnited, National Association	1	$318K	0.1%	0.00%
87	Cyprus Federal Credit Union	5	$279K	0.0%	0.00%
88	Beacon Bank and Trust	2	$260K	0.0%	0.00%
89	Bankwell Bank	1	$250K	0.0%	0.00%
90	Today's Bank	1	$250K	0.0%	0.00%
91	Redemption Bank	1	$220K	0.0%	0.00%
92	Capital One National Association	3	$200K	0.0%	47.44%
93	Platinum Bank	1	$192K	0.0%	0.00%
94	Deseret First FCU	5	$142K	0.0%	42.46%
95	Beehive CU	3	$115K	0.0%	0.00%
96	National JACL Credit Union	1	$109K	0.0%	0.00%
97	SAFE CU	1	$100K	0.0%	0.00%
98	Bank of Jackson Hole Trust	1	$75K	0.0%	0.00%
99	D. L. Evans Bank	1	$50K	0.0%	0.00%
100	Utah Central CU	1	$50K	0.0%	0.00%
101	SoFi Bank, National Association	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Construction	251	$73.1M	12.5%
2	Health care & social assistance	207	$67.4M	11.6%
3	Accommodation & food services	131	$66.8M	11.5%
4	Other services	192	$54.7M	9.4%
5	Retail trade	140	$44.7M	7.7%
6	Professional & technical services	228	$37.9M	6.5%
7	Wholesale trade	72	$33.4M	5.7%
8	Manufacturing	89	$28.4M	4.9%
9	Administrative & waste services	124	$27.1M	4.7%
10	Arts, entertainment & recreation	73	$26.9M	4.6%
11	Real estate & leasing	49	$26.2M	4.5%
12	Retail trade	102	$25.5M	4.4%
13	Transportation & warehousing	81	$21.5M	3.7%
14	Transportation & warehousing	17	$14.0M	2.4%
15	Finance & insurance	35	$8.8M	1.5%
16	Manufacturing	31	$7.5M	1.3%
17	Manufacturing	41	$6.4M	1.1%
18	Educational services	33	$6.3M	1.1%
19	Management of companies	5	$2.9M	0.5%
20	Information	10	$1.0M	0.2%
21	Agriculture, forestry & fishing	2	$978K	0.2%
22	Utilities	2	$457K	0.1%
23	Mining & extraction	2	$230K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.