SBA 7(a) lenders in Utah, UT

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

136 institutions have SBA 7(a) loans on record in Utah, together $1.49B across 4,432 loans. Central Bank is the largest, with 13% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Central Bank	708	$192.2M	12.9%	0.46%
2	Community Banks of Colorado, A Division of NBH Bank	209	$182.8M	12.2%	0.00%
3	Zions Bancorporation, National Association	999	$130.9M	8.8%	5.28%
4	Glacier Bank	174	$79.8M	5.3%	1.29%
5	Mountain America FCU	510	$77.8M	5.2%	3.82%
6	Wells Fargo Bank National Association	259	$75.6M	5.1%	6.26%
7	Live Oak Banking Company	60	$67.9M	4.5%	1.10%
8	Celtic Bank Corporation	80	$56.5M	3.8%	1.90%
9	U.S. Bank, National Association	204	$54.6M	3.7%	2.62%
10	JPMorgan Chase Bank, National Association	201	$53.4M	3.6%	3.71%
11	America First Federal Credit Union	137	$41.9M	2.8%	1.48%
12	Bank of Utah	56	$32.4M	2.2%	0.72%
13	First Utah Bank	33	$29.3M	2.0%	0.00%
14	Newtek Bank, National Association	41	$24.7M	1.7%	0.00%
15	Accordia Bank	54	$23.5M	1.6%	0.99%
16	BMO Bank National Association	33	$21.9M	1.5%	0.75%
17	KeyBank National Association	53	$18.5M	1.2%	4.25%
18	T Bank, National Association	9	$17.7M	1.2%	0.00%
19	The Huntington National Bank	43	$17.6M	1.2%	0.00%
20	Byline Bank	13	$14.7M	1.0%	0.00%
21	Canyon View Federal Credit Union	31	$14.1M	0.9%	0.46%
22	Citizens Bank	16	$13.9M	0.9%	2.67%
23	Readycap Lending, LLC	25	$13.8M	0.9%	0.00%
24	Northwest Bank	14	$13.3M	0.9%	0.00%
25	Gulf Coast Bank and Trust Company	5	$12.2M	0.8%	0.00%
26	Brighton Bank	13	$10.6M	0.7%	0.00%
27	First Internet Bank of Indiana	7	$9.6M	0.6%	0.00%
28	United Midwest Savings Bank National Association	26	$9.4M	0.6%	0.00%
29	UMB Bank, National Association	7	$9.3M	0.6%	0.00%
30	BayFirst National Bank	40	$8.3M	0.6%	14.46%
31	Newtek Small Business Finance, LLC	9	$7.9M	0.5%	0.00%
32	Pathward National Association	4	$7.8M	0.5%	0.00%
33	Bank of America, National Association	3	$7.5M	0.5%	0.00%
34	Northeast Bank	37	$7.1M	0.5%	0.00%
35	FDIC - Community Bank & Trust-West Georgia	3	$5.9M	0.4%	0.00%
36	GBank	1	$5.0M	0.3%	0.00%
37	Cache Valley Bank	11	$4.9M	0.3%	3.73%
38	Bank Five Nine	5	$4.8M	0.3%	20.40%
39	First Bank of the Lake	5	$4.7M	0.3%	0.00%
40	Columbia Bank	3	$4.0M	0.3%	2.07%
41	Hanover Community Bank	1	$4.0M	0.3%	0.00%
42	First Merchants Bank	1	$3.9M	0.3%	0.00%
43	Popular Bank	4	$3.7M	0.2%	25.10%
44	Banterra Bank	5	$3.5M	0.2%	0.00%
45	IncredibleBank	2	$3.3M	0.2%	53.72%
46	Happen Bank	2	$3.3M	0.2%	14.79%
47	Fortis Bank	3	$3.1M	0.2%	0.00%
48	Redemption Bank	6	$3.1M	0.2%	0.00%
49	Banner Bank	20	$3.0M	0.2%	6.05%
50	United FCU	1	$2.8M	0.2%	0.00%
51	MidFirst Bank	4	$2.7M	0.2%	0.00%
52	Grasshopper Bank National Association	4	$2.6M	0.2%	0.00%
53	TowneBank	3	$2.6M	0.2%	0.00%
54	Enterprise Bank & Trust	3	$2.6M	0.2%	0.00%
55	Banesco USA	2	$2.5M	0.2%	0.00%
56	Mountain West Small Business Finance	16	$2.5M	0.2%	5.16%
57	Prime Alliance Bank	1	$2.5M	0.2%	0.00%
58	First Bank	2	$2.4M	0.2%	0.00%
59	US Eagle FCU	1	$2.4M	0.2%	0.00%
60	PNC Bank, National Association	1	$2.3M	0.2%	0.00%
61	Connecticut Community Bank, National Association	3	$2.1M	0.1%	0.00%
62	Titan Bank, National Association	3	$2.1M	0.1%	0.00%
63	BancFirst	8	$2.1M	0.1%	0.00%
64	American Momentum Bank	1	$1.6M	0.1%	0.00%
65	Stearns Bank National Association	10	$1.5M	0.1%	0.00%
66	The Bank of Princeton	1	$1.5M	0.1%	0.00%
67	Climate First Bank	3	$1.5M	0.1%	0.00%
68	Federal Deposit Insurance Corporation	2	$1.2M	0.1%	0.00%
69	BankUnited, National Association	1	$1.2M	0.1%	0.00%
70	FinWise Bank	5	$1.2M	0.1%	0.00%
71	Falcon National Bank	1	$1.2M	0.1%	0.00%
72	Lexicon Bank	2	$1.1M	0.1%	0.00%
73	Capital Bank, National Association	2	$1.1M	0.1%	0.00%
74	Utah First FCU	9	$1.0M	0.1%	8.19%
75	Waukesha State Bank	1	$1.0M	0.1%	64.60%
76	Continental Bank	1	$949K	0.1%	0.00%
77	Mission Valley Bank	1	$911K	0.1%	0.00%
78	United Community Bank	1	$910K	0.1%	0.00%
79	Five Star Bank	3	$850K	0.1%	0.00%
80	Ameris Bank	2	$828K	0.1%	0.00%
81	Heritage Bank Inc	2	$822K	0.1%	0.00%
82	Deseret First FCU	17	$815K	0.1%	23.76%
83	Midwest BankCentre	1	$814K	0.1%	0.00%
84	North State Bank	1	$808K	0.1%	0.00%
85	Third Coast Bank	2	$775K	0.1%	0.00%
86	Goldenwest Federal Credit Union	2	$749K	0.1%	3.30%
87	First Financial Bank	2	$740K	0.0%	0.00%
88	Chartway FCU	4	$734K	0.0%	10.74%
89	Park State Bank	1	$680K	0.0%	0.00%
90	Cyprus Federal Credit Union	16	$671K	0.0%	6.35%
91	Wilmington Savings Fund Society FSB	2	$664K	0.0%	0.00%
92	Independence Bank	5	$625K	0.0%	18.97%
93	Evolve Bank and Trust	1	$604K	0.0%	0.00%
94	OneWest Bank, A Division of	1	$600K	0.0%	0.00%
95	American United FCU	1	$600K	0.0%	0.00%
96	Customers Bank	1	$584K	0.0%	0.00%
97	Harvest Small Business Finance, LLC	1	$549K	0.0%	0.00%
98	Regent Bank	1	$532K	0.0%	0.00%
99	Commercial Bank of California	1	$500K	0.0%	0.00%
100	Vision One CU	1	$490K	0.0%	0.00%
101	Jordan Federal Credit Union	9	$487K	0.0%	10.29%
102	The Bancorp Bank National Association	1	$452K	0.0%	0.00%
103	Paragon Bank	1	$418K	0.0%	0.00%
104	Montana Community Development Corp.	2	$411K	0.0%	0.00%
105	Capital One National Association	9	$410K	0.0%	63.58%
106	Grow America Fund, Incorporated	1	$405K	0.0%	0.00%
107	Freedom Bank	1	$400K	0.0%	0.00%
108	Wasatch Peaks FCU	3	$392K	0.0%	0.00%
109	Old National Bank	1	$360K	0.0%	0.00%
110	Truliant FCU	1	$350K	0.0%	0.00%
111	City National Bank	1	$350K	0.0%	0.00%
112	Commonwealth Business Bank	1	$343K	0.0%	0.00%
113	HomeTrust Bank	1	$315K	0.0%	0.00%
114	Beehive CU	11	$303K	0.0%	35.01%
115	Centerstone SBA Lending, Inc.	1	$290K	0.0%	0.00%
116	WebBank	2	$285K	0.0%	94.97%
117	Citizens Business Bank National Association	1	$281K	0.0%	0.00%
118	Alerus Financial, National Association	1	$265K	0.0%	0.00%
119	Sunflower Bank National Association	1	$254K	0.0%	0.00%
120	Lendistry SBLC, LLC	2	$253K	0.0%	0.00%
121	Magnifi Financial CU	1	$250K	0.0%	0.00%
122	CDC Small Business Finance Corp.	1	$245K	0.0%	0.00%
123	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$220K	0.0%	0.00%
124	First Commonwealth Bank	1	$200K	0.0%	0.00%
125	Simmons Bank	2	$193K	0.0%	0.00%
126	Liberty Bank, Inc.	1	$180K	0.0%	0.00%
127	CRF Small Business Loan Company, LLC	1	$150K	0.0%	0.00%
128	Colony Bank	1	$150K	0.0%	0.00%
129	SouthState Bank, National Association	1	$150K	0.0%	0.00%
130	VelocitySBA, LLC	13	$148K	0.0%	36.10%
131	First Financial Bank	1	$135K	0.0%	0.00%
132	Utah Community FCU	4	$102K	0.0%	0.00%
133	Security Service FCU	1	$80K	0.0%	0.00%
134	Granite FCU	2	$60K	0.0%	50.00%
135	WaFd Bank	2	$30K	0.0%	0.00%
136	Bank of Hope	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	400	$190.9M	12.8%
2	Professional & technical services	606	$161.5M	10.8%
3	Construction	529	$143.2M	9.6%
4	Accommodation & food services	350	$130.8M	8.7%
5	Retail trade	320	$113.0M	7.6%
6	Manufacturing	248	$108.7M	7.3%
7	Retail trade	262	$89.9M	6.0%
8	Other services	361	$82.2M	5.5%
9	Manufacturing	134	$72.6M	4.9%
10	Administrative & waste services	257	$71.2M	4.8%
11	Wholesale trade	195	$57.6M	3.9%
12	Arts, entertainment & recreation	126	$48.7M	3.3%
13	Educational services	93	$46.8M	3.1%
14	Real estate & leasing	97	$44.6M	3.0%
15	Manufacturing	83	$37.0M	2.5%
16	Transportation & warehousing	131	$25.5M	1.7%
17	Finance & insurance	98	$24.1M	1.6%
18	Information	92	$23.3M	1.6%
19	Transportation & warehousing	18	$14.2M	1.0%
20	Mining & extraction	13	$5.1M	0.3%
21	Management of companies	6	$1.8M	0.1%
22	Agriculture, forestry & fishing	10	$1.7M	0.1%
23	Utilities	2	$285K	0.0%
24	Public administration	1	$71K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.