SBA 7(a) lenders in Utah, UT

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

135 institutions have SBA 7(a) loans on record in Utah, together $1.45B across 4,353 loans. Community Banks of Colorado, A Division of NBH Bank is the largest, with 13% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Community Banks of Colorado, A Division of NBH Bank	209	$182.8M	12.6%	0.00%
2	Central Bank	688	$182.0M	12.5%	0.49%
3	Zions Bank, A Division of	981	$128.0M	8.8%	5.40%
4	Glacier Bank	174	$79.8M	5.5%	1.29%
5	Mountain America FCU	505	$76.1M	5.2%	3.85%
6	Wells Fargo Bank National Association	259	$75.6M	5.2%	6.20%
7	Live Oak Banking Company	55	$61.3M	4.2%	1.22%
8	Celtic Bank Corporation	80	$56.5M	3.9%	1.90%
9	JPMorgan Chase Bank, National Association	201	$53.4M	3.7%	3.71%
10	U.S. Bank, National Association	197	$51.5M	3.5%	2.74%
11	America First Federal Credit Union	136	$40.5M	2.8%	1.53%
12	Bank of Utah	56	$32.4M	2.2%	0.72%
13	First Utah Bank	33	$29.3M	2.0%	0.00%
14	Newtek Bank, National Association	38	$23.9M	1.6%	0.00%
15	Capital Community Bank	53	$22.8M	1.6%	1.02%
16	BMO Bank National Association	33	$21.9M	1.5%	0.75%
17	KeyBank National Association	53	$18.5M	1.3%	4.25%
18	T Bank, National Association	9	$17.7M	1.2%	0.00%
19	The Huntington National Bank	43	$17.6M	1.2%	0.00%
20	Canyon View Federal Credit Union	31	$14.1M	1.0%	0.46%
21	Byline Bank	12	$13.9M	1.0%	0.00%
22	Readycap Lending, LLC	25	$13.8M	0.9%	0.00%
23	Citizens Bank	15	$13.4M	0.9%	1.83%
24	Gulf Coast Bank and Trust Company	5	$12.2M	0.8%	0.00%
25	Brighton Bank	13	$10.6M	0.7%	0.00%
26	First Internet Bank of Indiana	7	$9.6M	0.7%	0.00%
27	United Midwest Savings Bank National Association	25	$9.2M	0.6%	0.00%
28	Northwest Bank	11	$9.2M	0.6%	0.00%
29	UMB Bank, National Association	6	$8.6M	0.6%	0.00%
30	BayFirst National Bank	40	$8.3M	0.6%	14.46%
31	Newtek Small Business Finance, Inc.	9	$7.9M	0.5%	0.00%
32	Pathward National Association	4	$7.8M	0.5%	0.00%
33	Bank of America, National Association	3	$7.5M	0.5%	0.00%
34	Northeast Bank	35	$6.7M	0.5%	0.00%
35	FDIC - Community Bank & Trust-West Georgia	3	$5.9M	0.4%	0.00%
36	GBank	1	$5.0M	0.3%	0.00%
37	Cache Valley Bank	11	$4.9M	0.3%	3.73%
38	Bank Five Nine	5	$4.8M	0.3%	20.40%
39	First Bank of the Lake	5	$4.7M	0.3%	0.00%
40	Columbia Bank	3	$4.0M	0.3%	2.07%
41	Hanover Community Bank	1	$4.0M	0.3%	0.00%
42	First Merchants Bank	1	$3.9M	0.3%	0.00%
43	Popular Bank	4	$3.7M	0.3%	25.10%
44	Banterra Bank	5	$3.5M	0.2%	0.00%
45	IncredibleBank	2	$3.3M	0.2%	53.72%
46	Happen Bank	2	$3.3M	0.2%	14.79%
47	Fortis Bank	3	$3.1M	0.2%	0.00%
48	Banner Bank	20	$3.0M	0.2%	6.05%
49	MidFirst Bank	4	$2.7M	0.2%	0.00%
50	Enterprise Bank & Trust	3	$2.6M	0.2%	0.00%
51	Banesco USA	2	$2.5M	0.2%	0.00%
52	Grasshopper Bank National Association	3	$2.5M	0.2%	0.00%
53	Mountain West Small Business Finance	16	$2.5M	0.2%	5.16%
54	Prime Alliance Bank	1	$2.5M	0.2%	0.00%
55	First Bank	2	$2.4M	0.2%	0.00%
56	US Eagle FCU	1	$2.4M	0.2%	0.00%
57	PNC Bank, National Association	1	$2.3M	0.2%	0.00%
58	Connecticut Community Bank, National Association	3	$2.1M	0.1%	0.00%
59	Titan Bank, National Association	3	$2.1M	0.1%	0.00%
60	BancFirst	8	$2.1M	0.1%	0.00%
61	American Momentum Bank	1	$1.6M	0.1%	0.00%
62	Stearns Bank National Association	10	$1.5M	0.1%	0.00%
63	The Bank of Princeton	1	$1.5M	0.1%	0.00%
64	TowneBank	2	$1.2M	0.1%	0.00%
65	Federal Deposit Insurance Corporation	2	$1.2M	0.1%	0.00%
66	BankUnited, National Association	1	$1.2M	0.1%	0.00%
67	FinWise Bank	5	$1.2M	0.1%	0.00%
68	Falcon National Bank	1	$1.2M	0.1%	0.00%
69	Capital Bank, National Association	2	$1.1M	0.1%	0.00%
70	Utah First FCU	9	$1.0M	0.1%	8.19%
71	Waukesha State Bank	1	$1.0M	0.1%	64.60%
72	Continental Bank	1	$949K	0.1%	0.00%
73	Mission Valley Bank	1	$911K	0.1%	0.00%
74	United Community Bank	1	$910K	0.1%	0.00%
75	Five Star Bank	3	$850K	0.1%	0.00%
76	Ameris Bank	2	$828K	0.1%	0.00%
77	Heritage Bank Inc	2	$822K	0.1%	0.00%
78	Deseret First FCU	17	$815K	0.1%	23.76%
79	Midwest BankCentre	1	$814K	0.1%	0.00%
80	North State Bank	1	$808K	0.1%	0.00%
81	Third Coast Bank	2	$775K	0.1%	0.00%
82	Goldenwest Federal Credit Union	2	$749K	0.1%	3.30%
83	First Financial Bank	2	$740K	0.1%	0.00%
84	Chartway FCU	4	$734K	0.1%	10.74%
85	Redemption Bank	3	$710K	0.0%	0.00%
86	Park State Bank	1	$680K	0.0%	0.00%
87	Cyprus Federal Credit Union	16	$671K	0.0%	6.35%
88	Wilmington Savings Fund Society FSB	2	$664K	0.0%	0.00%
89	Independence Bank	5	$625K	0.0%	18.97%
90	Evolve Bank and Trust	1	$604K	0.0%	0.00%
91	American United FCU	1	$600K	0.0%	0.00%
92	OneWest Bank, A Division of	1	$600K	0.0%	0.00%
93	Customers Bank	1	$584K	0.0%	0.00%
94	Harvest Small Business Finance, LLC	1	$549K	0.0%	0.00%
95	Lexicon Bank	1	$535K	0.0%	0.00%
96	Regent Bank	1	$532K	0.0%	0.00%
97	Commercial Bank of California	1	$500K	0.0%	0.00%
98	Vision One CU	1	$490K	0.0%	0.00%
99	Jordan Federal Credit Union	9	$487K	0.0%	10.29%
100	Climate First Bank	1	$458K	0.0%	0.00%
101	The Bancorp Bank National Association	1	$452K	0.0%	0.00%
102	Paragon Bank	1	$418K	0.0%	0.00%
103	Montana Community Development Corp.	2	$411K	0.0%	0.00%
104	Capital One National Association	9	$410K	0.0%	63.58%
105	Grow America Fund, Incorporated	1	$405K	0.0%	0.00%
106	Freedom Bank	1	$400K	0.0%	0.00%
107	Wasatch Peaks FCU	3	$392K	0.0%	0.00%
108	Old National Bank	1	$360K	0.0%	0.00%
109	Truliant FCU	1	$350K	0.0%	0.00%
110	City National Bank	1	$350K	0.0%	0.00%
111	Commonwealth Business Bank	1	$343K	0.0%	0.00%
112	HomeTrust Bank	1	$315K	0.0%	0.00%
113	Beehive CU	11	$303K	0.0%	35.01%
114	Centerstone SBA Lending, Inc.	1	$290K	0.0%	0.00%
115	WebBank	2	$285K	0.0%	94.97%
116	Citizens Business Bank National Association	1	$281K	0.0%	0.00%
117	Alerus Financial, National Association	1	$265K	0.0%	0.00%
118	Sunflower Bank National Association	1	$254K	0.0%	0.00%
119	Lendistry SBLC, LLC	2	$253K	0.0%	0.00%
120	Magnifi Financial CU	1	$250K	0.0%	0.00%
121	CDC Small Business Finance Corp.	1	$245K	0.0%	0.00%
122	First Commonwealth Bank	1	$200K	0.0%	0.00%
123	Simmons Bank	2	$193K	0.0%	0.00%
124	Liberty Bank, Inc.	1	$180K	0.0%	0.00%
125	CRF Small Business Loan Company, LLC	1	$150K	0.0%	0.00%
126	SouthState Bank, National Association	1	$150K	0.0%	0.00%
127	Colony Bank	1	$150K	0.0%	0.00%
128	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
129	VelocitySBA, LLC	13	$148K	0.0%	36.10%
130	First Financial Bank	1	$135K	0.0%	0.00%
131	Utah Community FCU	4	$102K	0.0%	0.00%
132	Security Service FCU	1	$80K	0.0%	0.00%
133	Granite FCU	2	$60K	0.0%	50.00%
134	WaFd Bank	2	$30K	0.0%	0.00%
135	Bank of Hope	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	394	$180.8M	12.4%
2	Professional & technical services	601	$159.4M	11.0%
3	Construction	520	$139.8M	9.6%
4	Accommodation & food services	343	$127.0M	8.7%
5	Retail trade	314	$111.0M	7.6%
6	Manufacturing	244	$106.6M	7.3%
7	Retail trade	254	$88.2M	6.1%
8	Other services	353	$79.5M	5.5%
9	Manufacturing	133	$71.2M	4.9%
10	Administrative & waste services	251	$66.1M	4.5%
11	Wholesale trade	194	$57.3M	3.9%
12	Arts, entertainment & recreation	120	$46.2M	3.2%
13	Educational services	91	$46.2M	3.2%
14	Real estate & leasing	96	$44.6M	3.1%
15	Manufacturing	79	$33.6M	2.3%
16	Transportation & warehousing	130	$25.5M	1.8%
17	Finance & insurance	97	$24.0M	1.6%
18	Information	90	$22.5M	1.6%
19	Transportation & warehousing	18	$14.2M	1.0%
20	Mining & extraction	13	$5.1M	0.3%
21	Management of companies	5	$1.8M	0.1%
22	Agriculture, forestry & fishing	10	$1.7M	0.1%
23	Utilities	2	$285K	0.0%
24	Public administration	1	$71K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.