SBA 7(a) lenders in Salt Lake, UT

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

164 institutions have SBA 7(a) loans on record in Salt Lake, together $3.03B across 8,220 loans. Zions Bank, A Division of is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Zions Bank, A Division of	1,861	$286.6M	9.4%	4.18%
2	Mountain America FCU	1,117	$243.9M	8.0%	1.50%
3	Celtic Bank Corporation	353	$195.1M	6.4%	3.04%
4	First Utah Bank	270	$189.4M	6.2%	0.49%
5	America First Federal Credit Union	355	$171.5M	5.7%	0.16%
6	U.S. Bank, National Association	550	$166.1M	5.5%	1.94%
7	Wells Fargo Bank National Association	459	$155.7M	5.1%	3.70%
8	Live Oak Banking Company	85	$128.2M	4.2%	0.00%
9	JPMorgan Chase Bank, National Association	412	$126.5M	4.2%	3.46%
10	KeyBank National Association	245	$106.3M	3.5%	0.88%
11	Glacier Bank	229	$105.6M	3.5%	4.65%
12	Community Banks of Colorado, A Division of NBH Bank	92	$89.0M	2.9%	0.68%
13	Bank of Utah	77	$79.3M	2.6%	0.44%
14	BMO Bank National Association	108	$68.7M	2.3%	2.30%
15	Central Bank	155	$57.5M	1.9%	0.34%
16	Byline Bank	32	$55.5M	1.8%	1.60%
17	Canyon View Federal Credit Union	261	$46.1M	1.5%	3.08%
18	Cache Valley Bank	53	$43.1M	1.4%	0.17%
19	T Bank, National Association	23	$42.3M	1.4%	0.00%
20	The Huntington National Bank	91	$38.5M	1.3%	0.00%
21	Enterprise Bank & Trust	33	$32.6M	1.1%	0.00%
22	Citizens Bank	32	$29.4M	1.0%	0.98%
23	Brighton Bank	77	$27.8M	0.9%	0.00%
24	Capital Community Bank	19	$21.6M	0.7%	0.00%
25	Northwest Bank	28	$21.6M	0.7%	0.00%
26	Newtek Small Business Finance, Inc.	19	$19.7M	0.7%	0.00%
27	UMB Bank, National Association	29	$19.3M	0.6%	0.00%
28	Fortis Bank	9	$17.4M	0.6%	0.00%
29	Readycap Lending, LLC	38	$17.4M	0.6%	4.95%
30	Gulf Coast Bank and Trust Company	17	$17.0M	0.6%	0.00%
31	United Midwest Savings Bank National Association	51	$15.5M	0.5%	1.46%
32	FinWise Bank	16	$15.2M	0.5%	0.00%
33	Newtek Bank, National Association	38	$15.1M	0.5%	0.00%
34	Pathward National Association	4	$14.1M	0.5%	0.00%
35	Bank of America, National Association	10	$13.7M	0.5%	0.07%
36	First Internet Bank of Indiana	6	$12.2M	0.4%	0.00%
37	Popular Bank	29	$12.2M	0.4%	35.14%
38	Harvest Small Business Finance, LLC	5	$10.9M	0.4%	0.00%
39	Northeast Bank	49	$10.4M	0.3%	1.24%
40	MidFirst Bank	5	$10.4M	0.3%	0.00%
41	Stearns Bank National Association	24	$9.7M	0.3%	1.34%
42	GBC International Bank	4	$9.6M	0.3%	0.00%
43	Redemption Bank	10	$8.8M	0.3%	5.31%
44	BayFirst National Bank	57	$8.5M	0.3%	4.77%
45	Jordan Federal Credit Union	136	$8.1M	0.3%	7.86%
46	Evolve Bank and Trust	5	$7.8M	0.3%	0.00%
47	Banner Bank	27	$7.4M	0.2%	0.26%
48	First Bank of the Lake	15	$6.9M	0.2%	0.00%
49	Security Service FCU	11	$6.4M	0.2%	0.00%
50	Utah First FCU	33	$6.4M	0.2%	5.35%
51	Coastal States Bank	3	$6.4M	0.2%	5.03%
52	Sunwest Bank	5	$5.9M	0.2%	0.00%
53	Heritage Bank Inc	5	$5.8M	0.2%	0.00%
54	United Business Bank	2	$5.4M	0.2%	0.00%
55	First Bank	5	$5.3M	0.2%	0.00%
56	City National Bank	6	$5.0M	0.2%	16.21%
57	Bank Five Nine	6	$5.0M	0.2%	0.00%
58	NewBank	1	$5.0M	0.2%	0.00%
59	The Yellowstone Bank	1	$5.0M	0.2%	0.00%
60	Washington Trust Bank	1	$4.8M	0.2%	0.00%
61	FFB Bank	1	$4.6M	0.2%	0.00%
62	Mountain West Small Business Finance	27	$4.5M	0.1%	0.62%
63	Cyprus Federal Credit Union	73	$4.4M	0.1%	2.80%
64	Columbia Bank	10	$4.4M	0.1%	0.00%
65	First Merchants Bank	3	$4.4M	0.1%	0.00%
66	First-Citizens Bank & Trust Company	3	$4.3M	0.1%	0.00%
67	American United FCU	4	$4.3M	0.1%	0.00%
68	PNC Bank, National Association	7	$4.0M	0.1%	0.00%
69	Beacon Bank and Trust	3	$3.9M	0.1%	0.00%
70	Grow America Fund, Incorporated	5	$3.9M	0.1%	0.00%
71	Stone Bank	2	$3.6M	0.1%	0.00%
72	Bank of Hope	2	$3.3M	0.1%	0.00%
73	Commonwealth Business Bank	2	$3.3M	0.1%	0.00%
74	First Business Bank	2	$3.1M	0.1%	0.00%
75	The Bancorp Bank National Association	4	$3.1M	0.1%	0.00%
76	Happen Bank	4	$3.1M	0.1%	0.00%
77	First Bank of Central Ohio	1	$2.9M	0.1%	0.00%
78	Beal Bank USA	5	$2.9M	0.1%	36.93%
79	Paragon Bank	4	$2.8M	0.1%	0.00%
80	Merchants Bank of Indiana	2	$2.8M	0.1%	0.00%
81	Liberty Bank, Inc.	12	$2.5M	0.1%	0.00%
82	Federal Deposit Insurance Corporation	11	$2.4M	0.1%	0.00%
83	Simmons Bank	11	$2.2M	0.1%	24.09%
84	Prime Alliance Bank	4	$2.2M	0.1%	0.00%
85	WebBank	8	$2.2M	0.1%	54.67%
86	Lendistry SBLC, LLC	9	$2.1M	0.1%	0.00%
87	North State Bank	3	$2.1M	0.1%	0.00%
88	Milestone Bank	1	$1.9M	0.1%	0.00%
89	Alerus Financial, National Association	4	$1.9M	0.1%	0.00%
90	Pinnacle Bank	2	$1.8M	0.1%	0.00%
91	Meadows Bank	1	$1.8M	0.1%	79.06%
92	East West Bank	2	$1.8M	0.1%	0.00%
93	Park State Bank	2	$1.8M	0.1%	0.00%
94	Associated Bank National Association	4	$1.7M	0.1%	0.00%
95	Granite FCU	26	$1.7M	0.1%	13.72%
96	Plumas Bank	3	$1.7M	0.1%	0.00%
97	United Community Bank	3	$1.7M	0.1%	0.00%
98	TowneBank	2	$1.7M	0.1%	0.00%
99	Community West Bank	2	$1.7M	0.1%	0.00%
100	Continental Bank	5	$1.5M	0.0%	0.00%
101	Port 51 Lending LLC	1	$1.5M	0.0%	0.00%
102	Beehive CU	41	$1.5M	0.0%	30.15%
103	Montana Community Development Corp.	10	$1.4M	0.0%	0.00%
104	Deseret First FCU	32	$1.4M	0.0%	18.02%
105	FWBank	1	$1.3M	0.0%	0.00%
106	Centennial Bank	1	$1.3M	0.0%	0.00%
107	Customers Bank	2	$1.2M	0.0%	0.00%
108	CIBC Bank USA	2	$1.2M	0.0%	0.00%
109	BankVista	1	$1.0M	0.0%	0.00%
110	Banc of California	1	$997K	0.0%	0.00%
111	Hanmi Bank	2	$990K	0.0%	0.00%
112	Chartway FCU	19	$970K	0.0%	26.65%
113	Titan Bank, National Association	3	$945K	0.0%	0.00%
114	Colony Bank	7	$942K	0.0%	0.00%
115	Freedom Bank	1	$900K	0.0%	0.00%
116	Five Star Bank	4	$880K	0.0%	0.00%
117	GBank	2	$800K	0.0%	0.00%
118	First National Bank of Coffee County	1	$750K	0.0%	0.00%
119	First Financial Bank	2	$750K	0.0%	0.00%
120	The Fidelity Bank	1	$745K	0.0%	0.00%
121	Climate First Bank	1	$715K	0.0%	0.00%
122	ACC Capital	1	$678K	0.0%	0.00%
123	First Federal Bank	1	$675K	0.0%	0.00%
124	Wasatch Peaks FCU	4	$667K	0.0%	0.00%
125	Grasshopper Bank National Association	2	$625K	0.0%	0.00%
126	Capital Bank, National Association	2	$625K	0.0%	0.00%
127	Aurora Interim National Bank	2	$606K	0.0%	0.00%
128	Summit State Bank	1	$600K	0.0%	0.00%
129	VelocitySBA, LLC	24	$582K	0.0%	9.37%
130	FDIC - Community Bank & Trust-West Georgia	1	$574K	0.0%	0.00%
131	Busey Bank	1	$569K	0.0%	0.00%
132	The Bank of Commerce	2	$565K	0.0%	0.00%
133	22nd State Bank, A Division of 22nd State Banking Company	2	$558K	0.0%	0.00%
134	Business Lenders, LLC	1	$550K	0.0%	81.53%
135	Craft Bank	1	$525K	0.0%	0.00%
136	HomeTrust Bank	1	$522K	0.0%	0.00%
137	Capital One National Association	11	$520K	0.0%	69.03%
138	Kinecta FCU	1	$500K	0.0%	0.00%
139	Banesco USA	1	$489K	0.0%	0.00%
140	Goldenwest Federal Credit Union	12	$486K	0.0%	0.50%
141	TransPecos Banks, SSB.	1	$477K	0.0%	0.00%
142	SouthState Bank, National Association	1	$441K	0.0%	0.00%
143	Genesis Bank	1	$413K	0.0%	0.00%
144	SoFi Bank, National Association	3	$400K	0.0%	28.10%
145	Nicolet National Bank	2	$379K	0.0%	0.00%
146	First American Bank	1	$350K	0.0%	0.00%
147	SNB Bank National Association	1	$350K	0.0%	0.00%
148	Centerstone SBA Lending, Inc.	1	$305K	0.0%	0.00%
149	BankUnited, National Association	1	$301K	0.0%	0.00%
150	Western Alliance Bank	1	$250K	0.0%	0.00%
151	Pathfinder Bank	1	$200K	0.0%	0.00%
152	Bank of Jackson Hole Trust	1	$200K	0.0%	0.00%
153	Independence Bank	3	$200K	0.0%	11.32%
154	First National Bank of Pennsylvania	1	$200K	0.0%	0.00%
155	State Bank of Southern Utah	3	$187K	0.0%	0.00%
156	Magnifi Financial CU	1	$176K	0.0%	0.00%
157	D. L. Evans Bank	3	$170K	0.0%	0.00%
158	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
159	Fifth Third Bank	1	$150K	0.0%	0.00%
160	Idaho Central CU	1	$140K	0.0%	0.00%
161	First State Bank Nebraska	1	$121K	0.0%	0.00%
162	Horizon Utah FCU d/b/a Horizon CU	4	$110K	0.0%	53.52%
163	Northwest Bank	1	$50K	0.0%	0.00%
164	American Savings Bank, National Association	1	$50K	0.0%	99.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	835	$406.2M	13.4%
2	Construction	1,030	$320.5M	10.6%
3	Accommodation & food services	704	$311.2M	10.3%
4	Wholesale trade	480	$257.2M	8.5%
5	Professional & technical services	990	$244.6M	8.1%
6	Other services	696	$234.4M	7.7%
7	Retail trade	549	$203.1M	6.7%
8	Manufacturing	373	$194.5M	6.4%
9	Administrative & waste services	473	$138.4M	4.6%
10	Retail trade	393	$120.8M	4.0%
11	Real estate & leasing	277	$106.3M	3.5%
12	Arts, entertainment & recreation	216	$90.5M	3.0%
13	Transportation & warehousing	321	$82.5M	2.7%
14	Manufacturing	159	$72.8M	2.4%
15	Manufacturing	176	$68.5M	2.3%
16	Educational services	162	$58.0M	1.9%
17	Finance & insurance	200	$47.9M	1.6%
18	Information	110	$38.2M	1.3%
19	Transportation & warehousing	24	$15.2M	0.5%
20	Management of companies	10	$7.4M	0.2%
21	Mining & extraction	14	$6.8M	0.2%
22	Agriculture, forestry & fishing	18	$4.2M	0.1%
23	Utilities	5	$2.4M	0.1%
24	Public administration	5	$777K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.