SBA 7(a) lenders in SC

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

275 institutions have SBA 7(a) loans on record in SC, together $5.33B across 9,411 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	363	$444.8M	8.3%	0.09%
2	Pinnacle Bank	370	$366.6M	6.9%	1.56%
3	TD Bank, National Association	1,306	$327.9M	6.2%	2.57%
4	United Community Bank	280	$253.0M	4.7%	2.78%
5	Wells Fargo Bank National Association	1,020	$221.8M	4.2%	6.12%
6	The Huntington National Bank	352	$184.7M	3.5%	0.92%
7	GBank	65	$171.6M	3.2%	0.48%
8	Countybank	181	$165.7M	3.1%	0.00%
9	Truist Bank	423	$145.4M	2.7%	2.50%
10	SouthState Bank, National Association	203	$124.0M	2.3%	1.46%
11	Readycap Lending, LLC	203	$107.7M	2.0%	2.82%
12	First-Citizens Bank & Trust Company	120	$107.6M	2.0%	1.03%
13	Business Development Corporation of South Carolina	263	$86.4M	1.6%	2.55%
14	Celtic Bank Corporation	201	$76.1M	1.4%	3.69%
15	BankUnited, National Association	50	$73.2M	1.4%	0.73%
16	Newtek Bank, National Association	173	$71.1M	1.3%	0.00%
17	Ameris Bank	63	$67.8M	1.3%	1.71%
18	Regions Bank	79	$66.9M	1.3%	2.40%
19	Bank of Travelers Rest	109	$65.8M	1.2%	0.00%
20	PromiseOne Bank	40	$61.6M	1.2%	0.00%
21	First Bank	55	$58.6M	1.1%	3.27%
22	First National Bank of Pennsylvania	73	$56.8M	1.1%	0.82%
23	Citizens Bank	59	$55.2M	1.0%	2.11%
24	Newtek Small Business Finance, Inc.	117	$54.2M	1.0%	4.15%
25	Peoples Bank	16	$48.9M	0.9%	0.00%
26	HomeTrust Bank	48	$48.3M	0.9%	0.00%
27	United Midwest Savings Bank National Association	185	$47.8M	0.9%	5.87%
28	Bank of America, National Association	130	$46.0M	0.9%	1.05%
29	Metro City Bank	47	$41.6M	0.8%	0.00%
30	Capital Bank, National Association	51	$41.5M	0.8%	2.77%
31	Byline Bank	28	$41.4M	0.8%	10.26%
32	BayFirst National Bank	184	$41.4M	0.8%	2.41%
33	TowneBank	46	$41.4M	0.8%	0.10%
34	Embassy National Bank	26	$40.5M	0.8%	0.00%
35	Northeast Bank	196	$37.2M	0.7%	1.82%
36	Fifth Third Bank	32	$37.0M	0.7%	0.00%
37	Harvest Small Business Finance, LLC	36	$36.8M	0.7%	0.00%
38	Bank of Oak Ridge	25	$34.4M	0.6%	0.00%
39	Banc of California	18	$31.5M	0.6%	0.11%
40	Columbia Bank	136	$30.7M	0.6%	2.87%
41	First Financial Bank	57	$29.8M	0.6%	0.18%
42	First Bank of the Lake	31	$29.1M	0.5%	0.00%
43	First Horizon Bank	38	$28.2M	0.5%	4.96%
44	Bank of Hope	100	$27.5M	0.5%	1.20%
45	PNC Bank, National Association	56	$26.9M	0.5%	0.10%
46	Commonwealth Business Bank	10	$26.8M	0.5%	0.00%
47	First Internet Bank of Indiana	24	$26.7M	0.5%	0.00%
48	North State Bank	16	$26.3M	0.5%	0.00%
49	Coastal States Bank	35	$25.3M	0.5%	2.64%
50	Business Carolina, Inc.	40	$24.5M	0.5%	0.30%
51	First Federal Bank	34	$23.7M	0.4%	0.13%
52	The Bancorp Bank National Association	28	$21.4M	0.4%	4.05%
53	Stearns Bank National Association	89	$21.3M	0.4%	5.20%
54	South Atlantic Bank	15	$21.1M	0.4%	0.88%
55	Gulf Coast Bank and Trust Company	20	$20.7M	0.4%	0.00%
56	The Citizens Bank	14	$20.3M	0.4%	0.00%
57	American Pride Bank	9	$20.0M	0.4%	0.00%
58	Touchmark National Bank	7	$19.0M	0.4%	0.00%
59	Milestone Bank	11	$17.4M	0.3%	0.00%
60	First Merchants Bank	15	$16.6M	0.3%	8.11%
61	First Western SBLC, LLC	14	$16.3M	0.3%	0.00%
62	VelocitySBA, LLC	375	$15.9M	0.3%	4.83%
63	Simmons Bank	25	$15.9M	0.3%	1.88%
64	Evolve Bank and Trust	12	$15.4M	0.3%	3.88%
65	Truliant FCU	24	$14.5M	0.3%	0.00%
66	Pathward National Association	17	$14.4M	0.3%	0.98%
67	Renasant Bank	12	$14.4M	0.3%	0.00%
68	The Park National Bank	23	$13.9M	0.3%	0.00%
69	The MINT National Bank	10	$13.5M	0.3%	0.00%
70	1st Financial Bank USA	4	$13.5M	0.3%	0.00%
71	Bank Five Nine	14	$12.9M	0.2%	0.00%
72	FDIC - Community Bank & Trust-West Georgia	8	$12.1M	0.2%	0.00%
73	Wallis Bank	6	$11.9M	0.2%	0.00%
74	The Fidelity Bank	18	$11.5M	0.2%	0.00%
75	Climate First Bank	6	$11.5M	0.2%	0.00%
76	Customers Bank	13	$11.1M	0.2%	7.91%
77	Genesis Bank	10	$11.1M	0.2%	15.09%
78	Bank OZK	6	$10.7M	0.2%	0.00%
79	New Millennium Bank	4	$10.6M	0.2%	0.00%
80	Georgia Banking Company	10	$10.6M	0.2%	0.00%
81	Centerstone SBA Lending, Inc.	5	$10.2M	0.2%	0.00%
82	United Bank	12	$10.1M	0.2%	3.48%
83	ServisFirst Bank	5	$9.6M	0.2%	0.00%
84	Port 51 Lending LLC	10	$9.3M	0.2%	0.00%
85	Firstrust Savings Bank	6	$9.3M	0.2%	0.00%
86	Thread Bank	5	$8.9M	0.2%	0.00%
87	Open Bank	5	$8.8M	0.2%	0.00%
88	PCB Bank	7	$8.7M	0.2%	0.00%
89	Seacoast National Bank	10	$8.7M	0.2%	0.00%
90	FinWise Bank	8	$8.6M	0.2%	0.00%
91	Old National Bank	6	$8.6M	0.2%	8.04%
92	Lendistry SBLC, LLC	35	$8.3M	0.2%	0.00%
93	Beacon Bank and Trust	8	$8.2M	0.2%	0.00%
94	JPMorgan Chase Bank, National Association	22	$8.2M	0.2%	1.22%
95	Federal Deposit Insurance Corporation	11	$8.0M	0.1%	20.42%
96	Hanover Community Bank	7	$7.9M	0.1%	0.00%
97	Security Federal Bank	26	$7.9M	0.1%	0.00%
98	AgSouth Farm Credit, FLCA	4	$7.9M	0.1%	0.00%
99	Coastal Carolina National Bank	16	$7.8M	0.1%	0.00%
100	Popular Bank	23	$7.7M	0.1%	36.86%
101	Banesco USA	4	$7.0M	0.1%	0.00%
102	Loyal Trust Bank	3	$6.8M	0.1%	0.00%
103	IncredibleBank	6	$6.8M	0.1%	0.00%
104	United FCU	3	$6.7M	0.1%	0.00%
105	Enterprise Bank of South Carolina	4	$6.6M	0.1%	0.00%
106	Meridian Bank	7	$6.3M	0.1%	0.00%
107	Pineland Bank	7	$6.1M	0.1%	0.00%
108	First Community Bank	7	$5.8M	0.1%	0.00%
109	U.S. Bank, National Association	23	$5.7M	0.1%	0.00%
110	Five Star Bank	18	$5.6M	0.1%	5.15%
111	Northwest FCU	7	$5.5M	0.1%	0.00%
112	Stone Bank	4	$5.3M	0.1%	0.00%
113	Beacon Community Bank	12	$5.3M	0.1%	0.00%
114	Vallant Bank	3	$5.2M	0.1%	4.90%
115	KeyBank National Association	4	$5.2M	0.1%	0.00%
116	MVB Bank, Inc.	2	$5.0M	0.1%	0.00%
117	Central Bank	1	$5.0M	0.1%	0.00%
118	American Bank	1	$5.0M	0.1%	0.00%
119	Shoreham Bank	10	$5.0M	0.1%	0.00%
120	First Bank	6	$4.9M	0.1%	33.62%
121	Riverside Bank of Dublin	1	$4.7M	0.1%	0.00%
122	American Momentum Bank	2	$4.6M	0.1%	0.00%
123	Colony Bank	12	$4.6M	0.1%	0.00%
124	FWBank	2	$4.6M	0.1%	0.00%
125	Hana Small Business Lending, Inc.	3	$4.5M	0.1%	0.00%
126	Paragon Bank	4	$4.4M	0.1%	0.00%
127	Independence Bank	37	$4.3M	0.1%	42.68%
128	Oconee State Bank	4	$4.3M	0.1%	0.00%
129	Happen Bank	4	$4.2M	0.1%	0.00%
130	Midwest Regional Bank	6	$4.2M	0.1%	0.00%
131	Genisys CU	1	$4.1M	0.1%	0.00%
132	Fund-Ex Solutions Group, LLC	2	$3.9M	0.1%	0.00%
133	Farmers State Bank of Alto Pass, Illinois	1	$3.6M	0.1%	0.00%
134	State Bank of Texas	1	$3.6M	0.1%	0.00%
135	BizCapital BIDCO I, LLC	2	$3.5M	0.1%	0.00%
136	First Community Bank	1	$3.5M	0.1%	27.70%
137	Platinum Bank	8	$3.5M	0.1%	0.00%
138	CRF Small Business Loan Company, LLC	6	$3.3M	0.1%	0.00%
139	First Commonwealth Bank	5	$3.3M	0.1%	0.00%
140	22nd State Bank, A Division of 22nd State Banking Company	6	$3.2M	0.1%	0.00%
141	First Utah Bank	1	$3.2M	0.1%	0.00%
142	Woori America Bank	4	$3.2M	0.1%	0.00%
143	T Bank, National Association	2	$3.1M	0.1%	0.00%
144	North Valley Bank	1	$3.1M	0.1%	0.00%
145	Leader Bank, National Association	4	$3.1M	0.1%	0.00%
146	First Guaranty Bank	1	$3.1M	0.1%	0.00%
147	Cogent Bank	4	$3.0M	0.1%	0.00%
148	Optus Bank	3	$3.0M	0.1%	0.00%
149	Southern First Bank	2	$3.0M	0.1%	0.00%
150	Hanmi Bank	4	$2.9M	0.1%	0.00%
151	Heritage Bank Inc	8	$2.9M	0.1%	0.00%
152	First Reliance Bank	6	$2.9M	0.1%	0.00%
153	Merchants Bank of Indiana	4	$2.9M	0.1%	0.00%
154	Poppy Bank	2	$2.9M	0.1%	0.00%
155	Commercial Bank of California	1	$2.8M	0.1%	0.00%
156	Unity Bank	3	$2.8M	0.1%	0.00%
157	Citizens Bank, National Association	1	$2.7M	0.1%	0.00%
158	Peapack Private Bank and Trust	1	$2.6M	0.0%	0.00%
159	Enterprise Bank & Trust	3	$2.6M	0.0%	0.00%
160	Luminate Bank	4	$2.5M	0.0%	0.00%
161	Affinity Bank, National Association	1	$2.5M	0.0%	0.00%
162	CenTrust Bank, A Division of SmartBiz Bank National Association	13	$2.4M	0.0%	0.00%
163	Florida Capital Bank, National Association	4	$2.4M	0.0%	0.00%
164	Queensborough National Bank and Trust Company	11	$2.3M	0.0%	0.00%
165	Community West Bank	7	$2.2M	0.0%	9.77%
166	Small Business Loan Source, LLC	2	$2.1M	0.0%	0.00%
167	PS Bank	3	$2.1M	0.0%	0.00%
168	Mechanics and Farmers Bank	7	$2.0M	0.0%	0.00%
169	Craft Bank	2	$2.0M	0.0%	0.00%
170	Summit State Bank	1	$2.0M	0.0%	0.00%
171	Uwharrie Bank	2	$2.0M	0.0%	0.00%
172	Quaint Oak Bank	3	$1.9M	0.0%	0.00%
173	Magnifi Financial CU	6	$1.9M	0.0%	0.00%
174	National Cooperative Bank, National Association	1	$1.9M	0.0%	0.00%
175	US Metro Bank	1	$1.9M	0.0%	0.00%
176	Bank of Springfield	3	$1.8M	0.0%	0.00%
177	Grasshopper Bank National Association	3	$1.8M	0.0%	0.00%
178	CIBM Bank	1	$1.8M	0.0%	0.00%
179	Small Business Assistance Corporation	10	$1.7M	0.0%	1.87%
180	Oakworth Capital Bank	1	$1.7M	0.0%	0.00%
181	CIBC Bank USA	3	$1.7M	0.0%	19.12%
182	Lincoln Savings Bank	2	$1.6M	0.0%	0.00%
183	Equity Bank	1	$1.6M	0.0%	0.00%
184	Blue Ridge Bank National Association	3	$1.6M	0.0%	0.00%
185	South State Bank	4	$1.6M	0.0%	13.24%
186	Foresight Bank	1	$1.6M	0.0%	0.00%
187	First National Bank of Coffee County	1	$1.6M	0.0%	0.00%
188	East West Bank	3	$1.4M	0.0%	0.00%
189	First Bank of Central Ohio	1	$1.4M	0.0%	0.00%
190	The Commercial Bank	3	$1.4M	0.0%	0.00%
191	Shinhan Bank America	2	$1.4M	0.0%	5.49%
192	First Business Bank	4	$1.4M	0.0%	0.00%
193	Bankwell Bank	3	$1.3M	0.0%	0.00%
194	Wilmington Savings Fund Society FSB	3	$1.3M	0.0%	0.00%
195	InBank	1	$1.3M	0.0%	0.00%
196	Industrial Bank	1	$1.3M	0.0%	0.00%
197	CDC Small Business Finance Corp.	7	$1.2M	0.0%	0.00%
198	BankSouth	2	$1.2M	0.0%	0.00%
199	ACC Capital	2	$1.1M	0.0%	0.00%
200	The Bank of Houston	2	$1.1M	0.0%	0.00%

The 200 largest shown, of 275 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Greenville	125	1,494	$767.0M
2	Charleston	112	1,239	$660.3M
3	Richland	93	790	$396.0M
4	Horry	96	661	$392.7M
5	York	94	624	$333.2M
6	Lexington	94	588	$332.3M
7	Beaufort	82	558	$301.2M
8	Spartanburg	83	469	$287.7M
9	Berkeley	72	374	$209.8M
10	Aiken	55	209	$148.2M
11	Anderson	68	333	$145.0M
12	Pickens	57	212	$117.5M
13	Lancaster	49	172	$111.7M
14	Dorchester	58	243	$107.1M
15	Florence	47	162	$104.1M
16	Orangeburg	38	99	$101.6M
17	Jasper	44	84	$89.2M
18	Sumter	37	87	$85.3M
19	Oconee	40	120	$69.0M
20	Colleton	29	54	$54.4M
21	Cherokee	26	48	$52.8M
22	Greenwood	24	69	$46.5M
23	Kershaw	29	87	$43.2M
24	Laurens	26	91	$38.6M
25	Georgetown	29	82	$38.3M
26	Newberry	24	64	$31.0M
27	Darlington	18	31	$27.0M
28	Chesterfield	21	35	$24.7M
29	Williamsburg	14	20	$24.2M
30	Chester	21	31	$22.7M
31	Calhoun	11	30	$21.7M
32	Dillon	14	15	$20.0M
33	Saluda	11	19	$17.3M
34	Marion	13	25	$13.6M
35	Hampton	12	17	$13.4M
36	Fairfield	12	22	$11.7M
37	Edgefield	21	36	$10.6M
38	Barnwell	11	18	$10.6M
39	Clarendon	12	16	$10.5M
40	Bamberg	12	13	$8.6M
41	Marlboro	13	18	$8.3M
42	Allendale	6	7	$5.4M
43	Lee	9	12	$5.2M
44	Union	11	14	$4.0M
45	Abbeville	10	16	$2.9M
46	Mccormick	3	3	$1.3M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.