SBA 7(a) lenders in SC

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

278 institutions have SBA 7(a) loans on record in SC, together $5.50B across 9,619 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	387	$479.5M	8.7%	0.08%
2	Pinnacle Bank	373	$368.2M	6.7%	1.55%
3	TD Bank, National Association	1,324	$338.1M	6.1%	2.51%
4	United Community Bank	282	$254.6M	4.6%	2.76%
5	Wells Fargo Bank National Association	1,024	$225.0M	4.1%	6.04%
6	The Huntington National Bank	358	$190.2M	3.5%	0.91%
7	GBank	67	$177.7M	3.2%	0.46%
8	Countybank	186	$170.3M	3.1%	0.02%
9	Truist Bank	423	$145.4M	2.6%	2.56%
10	SouthState Bank, National Association	207	$124.9M	2.3%	1.45%
11	First-Citizens Bank & Trust Company	129	$114.0M	2.1%	0.97%
12	Readycap Lending, LLC	210	$108.1M	2.0%	2.81%
13	Business Development Corporation of South Carolina	264	$87.6M	1.6%	2.51%
14	Newtek Bank, National Association	191	$76.8M	1.4%	0.00%
15	Celtic Bank Corporation	201	$76.1M	1.4%	3.77%
16	BankUnited, National Association	50	$73.2M	1.3%	0.73%
17	Ameris Bank	63	$67.8M	1.2%	1.71%
18	Regions Bank	80	$67.3M	1.2%	2.39%
19	Bank of Travelers Rest	109	$65.8M	1.2%	0.00%
20	First Bank	58	$63.2M	1.1%	3.03%
21	PromiseOne Bank	40	$61.6M	1.1%	0.00%
22	First National Bank of Pennsylvania	74	$57.3M	1.0%	0.82%
23	Citizens Bank	60	$55.5M	1.0%	2.10%
24	Lender 2057189	117	$54.2M	1.0%	4.15%
25	HomeTrust Bank	50	$50.1M	0.9%	0.00%
26	United Midwest Savings Bank National Association	187	$48.9M	0.9%	5.73%
27	Peoples Bank	16	$48.9M	0.9%	0.00%
28	Bank of America, National Association	132	$48.7M	0.9%	0.99%
29	TowneBank	49	$44.2M	0.8%	0.09%
30	Byline Bank	30	$42.7M	0.8%	9.97%
31	Fifth Third Bank	33	$41.7M	0.8%	0.00%
32	Metro City Bank	47	$41.6M	0.8%	0.00%
33	Capital Bank, National Association	51	$41.5M	0.8%	3.12%
34	BayFirst National Bank	184	$41.4M	0.8%	4.10%
35	Embassy National Bank	26	$40.5M	0.7%	0.00%
36	Northeast Bank	215	$40.5M	0.7%	1.73%
37	Harvest Small Business Finance, LLC	38	$39.3M	0.7%	0.00%
38	Bank of Oak Ridge	27	$36.6M	0.7%	0.00%
39	First Internet Bank of Indiana	26	$31.7M	0.6%	0.00%
40	Banc of California	18	$31.5M	0.6%	0.11%
41	First Bank of the Lake	35	$31.4M	0.6%	0.00%
42	Columbia Bank	136	$30.7M	0.6%	2.87%
43	First Financial Bank	57	$29.8M	0.5%	0.18%
44	Commonwealth Business Bank	11	$29.0M	0.5%	0.00%
45	First Horizon Bank	40	$28.7M	0.5%	4.88%
46	North State Bank	18	$28.4M	0.5%	0.00%
47	Bank of Hope	100	$27.5M	0.5%	1.20%
48	PNC Bank, National Association	56	$26.9M	0.5%	0.10%
49	Coastal States Bank	35	$25.3M	0.5%	2.64%
50	Business Carolina, Inc.	40	$24.5M	0.4%	0.30%
51	First Federal Bank	35	$24.4M	0.4%	0.12%
52	Gulf Coast Bank and Trust Company	21	$22.0M	0.4%	0.00%
53	The Bancorp Bank National Association	28	$21.4M	0.4%	4.05%
54	Stearns Bank National Association	89	$21.3M	0.4%	5.20%
55	South Atlantic Bank	15	$21.1M	0.4%	0.88%
56	First Community Bank	19	$20.3M	0.4%	0.00%
57	The Citizens Bank	14	$20.3M	0.4%	0.00%
58	American Pride Bank	9	$20.0M	0.4%	0.00%
59	Touchmark National Bank	7	$19.0M	0.3%	0.00%
60	Milestone Bank	12	$18.6M	0.3%	0.00%
61	Truliant FCU	26	$17.5M	0.3%	0.00%
62	First Merchants Bank	15	$16.6M	0.3%	8.11%
63	VelocitySBA, LLC	376	$16.4M	0.3%	4.68%
64	Lender 2582371	14	$16.3M	0.3%	0.00%
65	Simmons Bank	25	$15.9M	0.3%	1.88%
66	Evolve Bank and Trust	12	$15.4M	0.3%	3.88%
67	Pathward National Association	18	$14.5M	0.3%	0.97%
68	Renasant Bank	12	$14.4M	0.3%	0.00%
69	The Fidelity Bank	19	$14.0M	0.3%	0.00%
70	Climate First Bank	7	$13.9M	0.3%	0.00%
71	The Park National Bank	23	$13.9M	0.3%	0.00%
72	The MINT National Bank	10	$13.5M	0.2%	0.00%
73	1st Financial Bank USA	4	$13.5M	0.2%	0.00%
74	Bank Five Nine	14	$12.9M	0.2%	0.00%
75	FDIC - Community Bank & Trust-West Georgia	8	$12.1M	0.2%	0.00%
76	Wallis Bank	6	$11.9M	0.2%	0.00%
77	Centerstone SBA Lending, Inc.	6	$11.1M	0.2%	0.00%
78	Customers Bank	13	$11.1M	0.2%	7.91%
79	Genesis Bank	10	$11.1M	0.2%	15.09%
80	Bank OZK	6	$10.7M	0.2%	0.00%
81	New Millennium Bank	4	$10.6M	0.2%	0.00%
82	Georgia Banking Company	10	$10.6M	0.2%	0.00%
83	United Bank	12	$10.1M	0.2%	3.48%
84	Beacon Community Bank	14	$9.6M	0.2%	0.00%
85	ServisFirst Bank	5	$9.6M	0.2%	0.00%
86	Port 51 Lending LLC	10	$9.3M	0.2%	0.00%
87	Firstrust Savings Bank	6	$9.3M	0.2%	0.00%
88	Thread Bank	5	$8.9M	0.2%	0.00%
89	Open Bank	5	$8.8M	0.2%	0.00%
90	PCB Bank	7	$8.7M	0.2%	0.00%
91	Seacoast National Bank	10	$8.7M	0.2%	0.00%
92	FinWise Bank	8	$8.6M	0.2%	0.00%
93	Old National Bank	6	$8.6M	0.2%	8.04%
94	Lendistry SBLC, LLC	37	$8.5M	0.2%	0.00%
95	Beacon Bank and Trust	8	$8.2M	0.1%	0.00%
96	JPMorgan Chase Bank, National Association	22	$8.2M	0.1%	1.22%
97	Security Federal Bank	27	$8.1M	0.1%	0.00%
98	Leader Bank, National Association	5	$8.1M	0.1%	0.00%
99	Federal Deposit Insurance Corporation	11	$8.0M	0.1%	20.42%
100	Hanover Community Bank	7	$7.9M	0.1%	0.00%
101	AgSouth Farm Credit, FLCA	4	$7.9M	0.1%	0.00%
102	Coastal Carolina National Bank	16	$7.8M	0.1%	0.00%
103	Popular Bank	23	$7.7M	0.1%	36.86%
104	Banesco USA	4	$7.0M	0.1%	0.00%
105	Loyal Trust Bank	3	$6.8M	0.1%	0.00%
106	IncredibleBank	6	$6.8M	0.1%	0.00%
107	United FCU	3	$6.7M	0.1%	0.00%
108	Enterprise Bank of South Carolina	4	$6.6M	0.1%	0.00%
109	Meridian Bank	7	$6.3M	0.1%	0.00%
110	Pineland Bank	7	$6.1M	0.1%	0.00%
111	U.S. Bank, National Association	26	$5.8M	0.1%	0.00%
112	Five Star Bank	18	$5.6M	0.1%	5.15%
113	Enterprise Bank & Trust	4	$5.6M	0.1%	0.00%
114	Northwest FCU	7	$5.5M	0.1%	0.00%
115	Stone Bank	4	$5.3M	0.1%	0.00%
116	Vallant Bank	3	$5.2M	0.1%	4.90%
117	KeyBank National Association	4	$5.2M	0.1%	0.00%
118	MVB Bank, Inc.	2	$5.0M	0.1%	0.00%
119	Central Bank	1	$5.0M	0.1%	0.00%
120	Cedar Rapids Bank and Trust Company	1	$5.0M	0.1%	0.00%
121	American Bank	1	$5.0M	0.1%	0.00%
122	Shoreham Bank	10	$5.0M	0.1%	0.00%
123	First Bank	6	$4.9M	0.1%	33.62%
124	NexTier Bank, National Association	1	$4.7M	0.1%	0.00%
125	American Momentum Bank	2	$4.6M	0.1%	0.00%
126	Colony Bank	12	$4.6M	0.1%	0.00%
127	FWBank	2	$4.6M	0.1%	0.00%
128	Hana Small Business Lending, Inc.	3	$4.5M	0.1%	0.00%
129	Paragon Bank	4	$4.4M	0.1%	0.00%
130	Independence Bank	37	$4.3M	0.1%	42.68%
131	Oconee State Bank	4	$4.3M	0.1%	0.00%
132	Happen Bank	4	$4.2M	0.1%	0.00%
133	Midwest Regional Bank	6	$4.2M	0.1%	0.00%
134	Genisys CU	1	$4.1M	0.1%	0.00%
135	Fund-Ex Solutions Group, LLC	2	$3.9M	0.1%	0.00%
136	Farmers State Bank of Alto Pass, Illinois	1	$3.6M	0.1%	0.00%
137	Merchants Bank of Indiana	5	$3.6M	0.1%	0.00%
138	State Bank of Texas	1	$3.6M	0.1%	0.00%
139	BizCapital BIDCO I, LLC	2	$3.5M	0.1%	0.00%
140	First Community Bank	1	$3.5M	0.1%	27.70%
141	Platinum Bank	8	$3.5M	0.1%	0.00%
142	First Commonwealth Bank	6	$3.5M	0.1%	0.00%
143	Heritage Bank Inc	9	$3.3M	0.1%	0.00%
144	CRF Small Business Loan Company, LLC	6	$3.3M	0.1%	0.00%
145	22nd State Bank, A Division of 22nd State Banking Company	6	$3.2M	0.1%	0.00%
146	First Utah Bank	1	$3.2M	0.1%	0.00%
147	Woori America Bank	4	$3.2M	0.1%	0.00%
148	T Bank, National Association	2	$3.1M	0.1%	0.00%
149	North Valley Bank	1	$3.1M	0.1%	0.00%
150	First Guaranty Bank	1	$3.1M	0.1%	0.00%
151	Cogent Bank	4	$3.0M	0.1%	0.00%
152	Optus Bank	3	$3.0M	0.1%	0.00%
153	Southern First Bank	2	$3.0M	0.1%	0.00%
154	Hanmi Bank	4	$2.9M	0.1%	0.00%
155	First Reliance Bank	6	$2.9M	0.1%	0.00%
156	Poppy Bank	2	$2.9M	0.1%	0.00%
157	Commercial Bank of California	1	$2.8M	0.1%	0.00%
158	CenTrust Bank, A Division of SmartBiz Bank National Association	17	$2.8M	0.1%	0.00%
159	Unity Bank	3	$2.8M	0.0%	0.00%
160	Citizens Bank, National Association	1	$2.7M	0.0%	0.00%
161	First Bank of Central Ohio	2	$2.7M	0.0%	0.00%
162	Peapack Private Bank and Trust	1	$2.6M	0.0%	0.00%
163	Luminate Bank	4	$2.5M	0.0%	0.00%
164	Florida Capital Bank, National Association	4	$2.4M	0.0%	0.00%
165	Queensborough National Bank and Trust Company	11	$2.3M	0.0%	0.00%
166	Community West Bank	7	$2.2M	0.0%	9.77%
167	Small Business Loan Source, LLC	2	$2.1M	0.0%	0.00%
168	PS Bank	3	$2.1M	0.0%	0.00%
169	Mechanics and Farmers Bank	7	$2.0M	0.0%	0.00%
170	Craft Bank	2	$2.0M	0.0%	0.00%
171	Summit State Bank	1	$2.0M	0.0%	0.00%
172	Uwharrie Bank	2	$2.0M	0.0%	0.00%
173	Quaint Oak Bank	3	$1.9M	0.0%	0.00%
174	Magnifi Financial CU	6	$1.9M	0.0%	0.00%
175	Bankwell Bank	4	$1.9M	0.0%	0.00%
176	National Cooperative Bank, National Association	1	$1.9M	0.0%	0.00%
177	US Metro Bank	1	$1.9M	0.0%	0.00%
178	Bank of Springfield	3	$1.8M	0.0%	0.00%
179	Grasshopper Bank National Association	3	$1.8M	0.0%	0.00%
180	CIBM Bank	1	$1.8M	0.0%	0.00%
181	Small Business Assistance Corporation	10	$1.7M	0.0%	1.87%
182	Fulton Bank, National Association	2	$1.7M	0.0%	0.00%
183	Oakworth Capital Bank	1	$1.7M	0.0%	0.00%
184	CIBC Bank USA	3	$1.7M	0.0%	19.12%
185	Lincoln Savings Bank	2	$1.6M	0.0%	0.00%
186	Equity Bank	1	$1.6M	0.0%	0.00%
187	Blue Ridge Bank National Association	3	$1.6M	0.0%	0.00%
188	South State Bank	4	$1.6M	0.0%	13.24%
189	Foresight Bank	1	$1.6M	0.0%	0.00%
190	First National Bank of Coffee County	1	$1.6M	0.0%	0.00%
191	East West Bank	3	$1.4M	0.0%	0.00%
192	The Commercial Bank	3	$1.4M	0.0%	0.00%
193	Shinhan Bank America	2	$1.4M	0.0%	5.49%
194	First Business Bank	4	$1.4M	0.0%	0.00%
195	Wilmington Savings Fund Society FSB	3	$1.3M	0.0%	0.00%
196	InBank	1	$1.3M	0.0%	0.00%
197	Industrial Bank	1	$1.3M	0.0%	0.00%
198	CDC Small Business Finance Corp.	7	$1.2M	0.0%	0.00%
199	BankSouth	2	$1.2M	0.0%	0.00%
200	ACC Capital	2	$1.1M	0.0%	0.00%

The 200 largest shown, of 278 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Greenville	127	1,531	$793.8M
2	Charleston	115	1,263	$687.8M
3	Richland	96	801	$408.3M
4	Horry	98	678	$407.4M
5	Lexington	94	606	$346.0M
6	York	101	643	$340.9M
7	Beaufort	86	574	$318.2M
8	Spartanburg	83	471	$288.3M
9	Berkeley	73	386	$215.9M
10	Anderson	68	339	$153.8M
11	Aiken	56	212	$152.6M
12	Pickens	57	217	$118.3M
13	Lancaster	50	176	$114.1M
14	Florence	48	167	$111.3M
15	Dorchester	59	245	$107.4M
16	Orangeburg	39	100	$102.0M
17	Sumter	38	91	$91.9M
18	Jasper	44	88	$91.8M
19	Oconee	41	123	$70.9M
20	Colleton	31	56	$58.1M
21	Cherokee	26	48	$52.8M
22	Greenwood	24	69	$46.5M
23	Kershaw	30	88	$43.4M
24	Laurens	27	92	$38.7M
25	Georgetown	29	83	$38.5M
26	Newberry	25	65	$31.2M
27	Darlington	18	31	$27.0M
28	Chesterfield	22	36	$26.3M
29	Williamsburg	14	20	$24.2M
30	Chester	23	34	$23.0M
31	Calhoun	11	30	$21.7M
32	Dillon	14	15	$20.0M
33	Saluda	11	19	$17.3M
34	Marion	15	27	$16.8M
35	Hampton	12	17	$13.4M
36	Fairfield	12	23	$12.9M
37	Edgefield	21	36	$10.6M
38	Barnwell	11	18	$10.6M
39	Clarendon	12	16	$10.5M
40	Bamberg	12	13	$8.6M
41	Marlboro	13	18	$8.3M
42	Allendale	6	7	$5.4M
43	Lee	9	12	$5.2M
44	Union	12	15	$4.2M
45	Abbeville	10	17	$3.6M
46	Mccormick	3	3	$1.3M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.