SBA 7(a) lenders in Pickens, SC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

57 institutions have SBA 7(a) loans on record in Pickens, together $117.5M across 212 loans. TD Bank, National Association is the largest, with 13% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	TD Bank, National Association	60	$14.9M	12.7%	0.25%
2	Bank of Oak Ridge	3	$10.3M	8.8%	0.00%
3	United Community Bank	9	$7.9M	6.7%	3.91%
4	Pinnacle Bank	2	$7.6M	6.4%	0.00%
5	Countybank	7	$7.3M	6.2%	0.00%
6	First Bank	4	$7.0M	6.0%	0.00%
7	New Millennium Bank	1	$5.0M	4.3%	0.00%
8	Touchmark National Bank	1	$4.4M	3.7%	0.00%
9	Truist Bank	8	$4.0M	3.4%	0.83%
10	BayFirst National Bank	2	$4.0M	3.4%	0.00%
11	Live Oak Banking Company	7	$3.9M	3.3%	0.00%
12	Celtic Bank Corporation	3	$3.2M	2.7%	0.00%
13	Wells Fargo Bank National Association	26	$3.2M	2.7%	0.15%
14	SouthState Bank, National Association	6	$3.1M	2.6%	11.84%
15	First Federal Bank	1	$2.5M	2.1%	0.00%
16	Old National Bank	1	$2.4M	2.1%	0.00%
17	North State Bank	1	$2.3M	2.0%	0.00%
18	HomeTrust Bank	4	$2.3M	2.0%	0.00%
19	First-Citizens Bank & Trust Company	3	$2.2M	1.9%	0.00%
20	Regions Bank	2	$2.2M	1.8%	0.00%
21	Northeast Bank	4	$2.0M	1.7%	0.00%
22	The Fidelity Bank	2	$2.0M	1.7%	0.00%
23	The Huntington National Bank	2	$1.6M	1.4%	0.00%
24	Harvest Small Business Finance, LLC	2	$1.4M	1.2%	0.00%
25	Stearns Bank National Association	4	$1.1M	0.9%	0.00%
26	Newtek Small Business Finance, Inc.	4	$914K	0.8%	0.00%
27	Thread Bank	1	$845K	0.7%	0.00%
28	Pathward National Association	2	$750K	0.6%	0.00%
29	TowneBank	2	$696K	0.6%	0.00%
30	Hanover Community Bank	1	$616K	0.5%	0.00%
31	Bank of Travelers Rest	2	$601K	0.5%	0.00%
32	First Business Bank	1	$550K	0.5%	0.00%
33	First Bank of the Lake	1	$500K	0.4%	0.00%
34	Newtek Bank, National Association	3	$425K	0.4%	0.00%
35	United Midwest Savings Bank National Association	3	$400K	0.3%	29.58%
36	The Park National Bank	1	$332K	0.3%	0.00%
37	Capital Bank, National Association	1	$326K	0.3%	0.00%
38	Meridian Bank	1	$300K	0.3%	0.00%
39	Business Development Corporation of South Carolina	2	$275K	0.2%	0.00%
40	The Bancorp Bank National Association	1	$259K	0.2%	0.00%
41	Magnifi Financial CU	1	$252K	0.2%	0.00%
42	Federal Deposit Insurance Corporation	1	$241K	0.2%	0.00%
43	Hanmi Bank	1	$218K	0.2%	0.00%
44	Queensborough National Bank and Trust Company	1	$200K	0.2%	0.00%
45	Readycap Lending, LLC	1	$169K	0.1%	83.67%
46	Independence Bank	1	$150K	0.1%	74.31%
47	Bank Five Nine	1	$135K	0.1%	0.00%
48	PNC Bank, National Association	1	$123K	0.1%	0.00%
49	U.S. Bank, National Association	2	$110K	0.1%	0.00%
50	Optus Bank	1	$100K	0.1%	0.00%
51	Shoreham Bank	1	$60K	0.1%	0.00%
52	VelocitySBA, LLC	4	$53K	0.0%	30.67%
53	First National Bank of Pennsylvania	1	$50K	0.0%	0.00%
54	JPMorgan Chase Bank, National Association	1	$39K	0.0%	0.00%
55	Columbia Bank	1	$25K	0.0%	0.00%
56	Bank of America, National Association	1	$15K	0.0%	37.59%
57	Bank of Hope	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	32	$28.9M	24.6%
2	Retail trade	25	$11.7M	10.0%
3	Arts, entertainment & recreation	5	$11.0M	9.4%
4	Other services	26	$10.0M	8.5%
5	Construction	21	$8.3M	7.1%
6	Wholesale trade	6	$7.4M	6.3%
7	Manufacturing	6	$7.2M	6.1%
8	Health care & social assistance	14	$5.8M	4.9%
9	Professional & technical services	12	$5.3M	4.5%
10	Transportation & warehousing	8	$4.8M	4.0%
11	Administrative & waste services	20	$4.7M	4.0%
12	Manufacturing	6	$3.6M	3.0%
13	Manufacturing	3	$3.1M	2.6%
14	Retail trade	10	$2.7M	2.3%
15	Real estate & leasing	2	$1.3M	1.1%
16	Finance & insurance	5	$797K	0.7%
17	Information	2	$563K	0.5%
18	Agriculture, forestry & fishing	3	$138K	0.1%
19	Educational services	4	$138K	0.1%
20	Transportation & warehousing	1	$50K	0.0%
21	Utilities	1	$20K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.