SBA 7(a) lenders in York, SC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

94 institutions have SBA 7(a) loans on record in York, together $333.2M across 624 loans. Live Oak Banking Company is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	23	$31.8M	9.5%	0.00%
2	Pinnacle Bank	27	$27.6M	8.3%	0.35%
3	Wells Fargo Bank National Association	89	$26.0M	7.8%	9.16%
4	GBank	5	$17.7M	5.3%	0.00%
5	The Huntington National Bank	40	$14.7M	4.4%	1.12%
6	Readycap Lending, LLC	21	$12.3M	3.7%	0.00%
7	SouthState Bank, National Association	20	$12.1M	3.6%	0.00%
8	HomeTrust Bank	7	$8.2M	2.5%	0.00%
9	TowneBank	7	$8.0M	2.4%	0.00%
10	Truist Bank	26	$8.0M	2.4%	0.00%
11	TD Bank, National Association	46	$7.0M	2.1%	0.61%
12	Regions Bank	6	$6.9M	2.1%	17.87%
13	Bank of America, National Association	9	$6.8M	2.1%	0.00%
14	Fifth Third Bank	7	$6.5M	2.0%	0.00%
15	Evolve Bank and Trust	2	$6.2M	1.9%	0.00%
16	Newtek Bank, National Association	9	$6.0M	1.8%	0.00%
17	Thread Bank	2	$5.7M	1.7%	0.00%
18	PNC Bank, National Association	17	$5.6M	1.7%	0.32%
19	Celtic Bank Corporation	17	$4.8M	1.4%	1.91%
20	Newtek Small Business Finance, Inc.	10	$4.6M	1.4%	0.00%
21	First National Bank of Pennsylvania	12	$4.5M	1.4%	0.00%
22	North State Bank	2	$4.4M	1.3%	0.00%
23	Citizens Bank	6	$4.3M	1.3%	0.00%
24	American Pride Bank	1	$4.2M	1.3%	0.00%
25	Stearns Bank National Association	17	$4.1M	1.2%	0.00%
26	Harvest Small Business Finance, LLC	3	$4.0M	1.2%	0.00%
27	Federal Deposit Insurance Corporation	2	$3.4M	1.0%	20.87%
28	Ameris Bank	3	$3.4M	1.0%	0.00%
29	Truliant FCU	4	$3.3M	1.0%	0.00%
30	Peoples Bank	2	$3.3M	1.0%	0.00%
31	United Community Bank	7	$3.2M	1.0%	0.00%
32	Capital Bank, National Association	2	$2.8M	0.8%	0.00%
33	Business Development Corporation of South Carolina	10	$2.8M	0.8%	0.00%
34	Bank of Oak Ridge	1	$2.7M	0.8%	0.00%
35	Embassy National Bank	3	$2.5M	0.7%	0.00%
36	Bank Five Nine	2	$2.3M	0.7%	0.00%
37	First Horizon Bank	2	$2.3M	0.7%	56.63%
38	United Midwest Savings Bank National Association	14	$2.2M	0.7%	18.43%
39	First Federal Bank	1	$2.2M	0.7%	0.00%
40	First-Citizens Bank & Trust Company	5	$1.9M	0.6%	0.00%
41	Northeast Bank	17	$1.9M	0.6%	0.00%
42	First Merchants Bank	1	$1.8M	0.5%	0.00%
43	Bank of Hope	7	$1.7M	0.5%	1.15%
44	BayFirst National Bank	11	$1.6M	0.5%	0.00%
45	Merchants Bank of Indiana	1	$1.6M	0.5%	0.00%
46	South State Bank	4	$1.6M	0.5%	13.24%
47	First Commonwealth Bank	2	$1.6M	0.5%	0.00%
48	BankUnited, National Association	1	$1.5M	0.4%	0.00%
49	Gulf Coast Bank and Trust Company	3	$1.4M	0.4%	0.00%
50	Byline Bank	1	$1.4M	0.4%	0.00%
51	Business Carolina, Inc.	1	$1.3M	0.4%	0.00%
52	United Bank	1	$1.3M	0.4%	0.00%
53	Industrial Bank	1	$1.3M	0.4%	0.00%
54	The Citizens Bank	1	$1.2M	0.3%	0.00%
55	Happen Bank	1	$1.1M	0.3%	0.00%
56	First Bank of the Lake	2	$1.1M	0.3%	0.00%
57	First Internet Bank of Indiana	3	$1.1M	0.3%	0.00%
58	Paragon Bank	1	$1.0M	0.3%	0.00%
59	Port 51 Lending LLC	1	$1.0M	0.3%	0.00%
60	Five Star Bank	1	$960K	0.3%	0.00%
61	The Bancorp Bank National Association	2	$958K	0.3%	6.14%
62	First Bank	2	$916K	0.3%	0.00%
63	The Fidelity Bank	3	$846K	0.3%	0.00%
64	Metro City Bank	1	$795K	0.2%	0.00%
65	Platinum Bank	1	$782K	0.2%	0.00%
66	American Momentum Bank	1	$750K	0.2%	0.00%
67	Leader Bank, National Association	1	$717K	0.2%	0.00%
68	JPMorgan Chase Bank, National Association	3	$700K	0.2%	0.00%
69	Mechanics and Farmers Bank	2	$682K	0.2%	0.00%
70	Popular Bank	2	$631K	0.2%	82.06%
71	MVB Bank, Inc.	1	$617K	0.2%	0.00%
72	Florida Capital Bank, National Association	2	$582K	0.2%	0.00%
73	Milestone Bank	1	$580K	0.2%	0.00%
74	Banc of California	1	$553K	0.2%	0.00%
75	CRF Small Business Loan Company, LLC	2	$553K	0.2%	0.00%
76	Hometown Bank	1	$524K	0.2%	0.00%
77	Lendistry SBLC, LLC	3	$503K	0.2%	0.00%
78	Independence Bank	3	$375K	0.1%	55.92%
79	Bank of Travelers Rest	2	$370K	0.1%	0.00%
80	Renasant Bank	1	$369K	0.1%	0.00%
81	Third Coast Bank	1	$355K	0.1%	0.00%
82	SNB Bank National Association	1	$330K	0.1%	0.00%
83	Associated Bank National Association	1	$295K	0.1%	0.00%
84	Columbia Bank	8	$275K	0.1%	54.96%
85	America First Federal Credit Union	1	$261K	0.1%	0.00%
86	Uwharrie Bank	1	$217K	0.1%	0.00%
87	Seacoast National Bank	1	$215K	0.1%	0.00%
88	VelocitySBA, LLC	18	$165K	0.0%	46.80%
89	Georgia's Own Credit Union	1	$150K	0.0%	0.00%
90	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
91	Citizens First Bank	1	$135K	0.0%	0.00%
92	U.S. Bank, National Association	2	$63K	0.0%	0.00%
93	Wilmington Savings Fund Society FSB	1	$50K	0.0%	0.00%
94	Carolina Small Business Development Fund	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	120	$99.3M	29.8%
2	Health care & social assistance	72	$64.0M	19.2%
3	Other services	56	$23.3M	7.0%
4	Construction	60	$20.0M	6.0%
5	Retail trade	42	$19.8M	5.9%
6	Arts, entertainment & recreation	29	$19.1M	5.7%
7	Wholesale trade	30	$16.0M	4.8%
8	Real estate & leasing	17	$14.5M	4.4%
9	Professional & technical services	56	$13.4M	4.0%
10	Finance & insurance	11	$8.2M	2.5%
11	Administrative & waste services	34	$7.3M	2.2%
12	Educational services	18	$5.8M	1.7%
13	Transportation & warehousing	23	$5.2M	1.6%
14	Retail trade	23	$4.6M	1.4%
15	Transportation & warehousing	8	$4.1M	1.2%
16	Information	5	$3.4M	1.0%
17	Manufacturing	7	$3.1M	0.9%
18	Manufacturing	7	$1.4M	0.4%
19	Manufacturing	6	$751K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.