SBA 7(a) lenders in York, SC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

101 institutions have SBA 7(a) loans on record in York, together $340.9M across 643 loans. Live Oak Banking Company is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	24	$31.9M	9.3%	0.00%
2	Pinnacle Bank	27	$27.6M	8.1%	0.35%
3	Wells Fargo Bank National Association	89	$26.0M	7.6%	9.18%
4	GBank	5	$17.7M	5.2%	0.00%
5	The Huntington National Bank	41	$15.1M	4.4%	1.08%
6	Readycap Lending, LLC	22	$12.4M	3.6%	0.00%
7	SouthState Bank, National Association	20	$12.1M	3.5%	0.00%
8	HomeTrust Bank	7	$8.2M	2.4%	0.00%
9	TowneBank	7	$8.0M	2.3%	0.00%
10	Truist Bank	26	$8.0M	2.3%	0.00%
11	TD Bank, National Association	46	$7.0M	2.1%	0.61%
12	Regions Bank	6	$6.9M	2.0%	17.87%
13	Bank of America, National Association	9	$6.8M	2.0%	0.00%
14	Fifth Third Bank	7	$6.5M	1.9%	0.00%
15	Evolve Bank and Trust	2	$6.2M	1.8%	0.00%
16	Newtek Bank, National Association	9	$6.0M	1.8%	0.00%
17	Thread Bank	2	$5.7M	1.7%	0.00%
18	PNC Bank, National Association	17	$5.6M	1.6%	0.32%
19	Celtic Bank Corporation	17	$4.8M	1.4%	1.91%
20	Citizens Bank	7	$4.6M	1.3%	0.00%
21	Lender 2057189	10	$4.6M	1.3%	0.00%
22	First National Bank of Pennsylvania	12	$4.5M	1.3%	0.00%
23	North State Bank	2	$4.4M	1.3%	0.00%
24	American Pride Bank	1	$4.2M	1.2%	0.00%
25	Stearns Bank National Association	17	$4.1M	1.2%	0.00%
26	Harvest Small Business Finance, LLC	3	$4.0M	1.2%	0.00%
27	Federal Deposit Insurance Corporation	2	$3.4M	1.0%	20.87%
28	Ameris Bank	3	$3.4M	1.0%	0.00%
29	Truliant FCU	4	$3.3M	1.0%	0.00%
30	Peoples Bank	2	$3.3M	1.0%	0.00%
31	United Community Bank	7	$3.2M	0.9%	0.00%
32	Capital Bank, National Association	2	$2.8M	0.8%	0.00%
33	Business Development Corporation of South Carolina	10	$2.8M	0.8%	0.00%
34	First Horizon Bank	4	$2.8M	0.8%	46.58%
35	Bank of Oak Ridge	1	$2.7M	0.8%	0.00%
36	Embassy National Bank	3	$2.5M	0.7%	0.00%
37	Northeast Bank	21	$2.5M	0.7%	0.00%
38	Bank Five Nine	2	$2.3M	0.7%	0.00%
39	Commonwealth Business Bank	1	$2.2M	0.7%	0.00%
40	United Midwest Savings Bank National Association	14	$2.2M	0.7%	18.43%
41	First Federal Bank	1	$2.2M	0.6%	0.00%
42	First-Citizens Bank & Trust Company	5	$1.9M	0.6%	0.00%
43	First Merchants Bank	1	$1.8M	0.5%	0.00%
44	Bank of Hope	7	$1.7M	0.5%	1.15%
45	BayFirst National Bank	11	$1.6M	0.5%	0.00%
46	South State Bank	4	$1.6M	0.5%	13.24%
47	Merchants Bank of Indiana	1	$1.6M	0.5%	0.00%
48	First Commonwealth Bank	2	$1.6M	0.5%	0.00%
49	BankUnited, National Association	1	$1.5M	0.4%	0.00%
50	Gulf Coast Bank and Trust Company	3	$1.4M	0.4%	0.00%
51	Byline Bank	1	$1.4M	0.4%	0.00%
52	Business Carolina, Inc.	1	$1.3M	0.4%	0.00%
53	United Bank	1	$1.3M	0.4%	0.00%
54	Industrial Bank	1	$1.3M	0.4%	0.00%
55	First Bank of Central Ohio	1	$1.3M	0.4%	0.00%
56	The Citizens Bank	1	$1.2M	0.3%	0.00%
57	Happen Bank	1	$1.1M	0.3%	0.00%
58	First Bank of the Lake	2	$1.1M	0.3%	0.00%
59	First Internet Bank of Indiana	3	$1.1M	0.3%	0.00%
60	Paragon Bank	1	$1.0M	0.3%	0.00%
61	Port 51 Lending LLC	1	$1.0M	0.3%	0.00%
62	Five Star Bank	1	$960K	0.3%	0.00%
63	The Bancorp Bank National Association	2	$958K	0.3%	6.14%
64	First Bank	2	$916K	0.3%	0.00%
65	The Fidelity Bank	3	$846K	0.2%	0.00%
66	Metro City Bank	1	$795K	0.2%	0.00%
67	Platinum Bank	1	$782K	0.2%	0.00%
68	American Momentum Bank	1	$750K	0.2%	0.00%
69	Leader Bank, National Association	1	$717K	0.2%	0.00%
70	JPMorgan Chase Bank, National Association	3	$700K	0.2%	0.00%
71	Mechanics and Farmers Bank	2	$682K	0.2%	0.00%
72	Popular Bank	2	$631K	0.2%	82.06%
73	MVB Bank, Inc.	1	$617K	0.2%	0.00%
74	Bankwell Bank	1	$588K	0.2%	0.00%
75	Florida Capital Bank, National Association	2	$582K	0.2%	0.00%
76	Milestone Bank	1	$580K	0.2%	0.00%
77	First Community Bank	2	$570K	0.2%	0.00%
78	Banc of California	1	$553K	0.2%	0.00%
79	CRF Small Business Loan Company, LLC	2	$553K	0.2%	0.00%
80	Hometown Bank	1	$524K	0.2%	0.00%
81	Lendistry SBLC, LLC	3	$503K	0.1%	0.00%
82	Heritage Bank Inc	1	$410K	0.1%	0.00%
83	Independence Bank	3	$375K	0.1%	55.92%
84	Bank of Travelers Rest	2	$370K	0.1%	0.00%
85	Renasant Bank	1	$369K	0.1%	0.00%
86	Third Coast Bank	1	$355K	0.1%	0.00%
87	SNB Bank National Association	1	$330K	0.1%	0.00%
88	Institute Capital, Inc.	1	$314K	0.1%	0.00%
89	Associated Bank National Association	1	$295K	0.1%	0.00%
90	Columbia Bank	8	$275K	0.1%	54.96%
91	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$275K	0.1%	0.00%
92	America First Federal Credit Union	1	$261K	0.1%	0.00%
93	Uwharrie Bank	1	$217K	0.1%	0.00%
94	Seacoast National Bank	1	$215K	0.1%	0.00%
95	Grow America Fund, Incorporated	1	$200K	0.1%	0.00%
96	VelocitySBA, LLC	18	$165K	0.0%	46.80%
97	Georgia's Own Credit Union	1	$150K	0.0%	0.00%
98	Citizens First Bank	1	$135K	0.0%	0.00%
99	U.S. Bank, National Association	2	$63K	0.0%	0.00%
100	Wilmington Savings Fund Society FSB	1	$50K	0.0%	0.00%
101	Carolina Small Business Development Fund	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	124	$102.8M	30.2%
2	Health care & social assistance	72	$64.0M	18.8%
3	Other services	59	$23.9M	7.0%
4	Construction	62	$20.9M	6.1%
5	Arts, entertainment & recreation	31	$20.7M	6.1%
6	Retail trade	42	$19.8M	5.8%
7	Wholesale trade	31	$16.1M	4.7%
8	Real estate & leasing	17	$14.5M	4.3%
9	Professional & technical services	60	$14.1M	4.1%
10	Finance & insurance	11	$8.2M	2.4%
11	Administrative & waste services	35	$7.4M	2.2%
12	Educational services	18	$5.8M	1.7%
13	Transportation & warehousing	23	$5.2M	1.5%
14	Retail trade	24	$4.7M	1.4%
15	Transportation & warehousing	8	$4.1M	1.2%
16	Information	5	$3.4M	1.0%
17	Manufacturing	8	$3.2M	0.9%
18	Manufacturing	7	$1.4M	0.4%
19	Manufacturing	6	$751K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.