SBA 7(a) lenders in Horry, SC

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

96 institutions have SBA 7(a) loans on record in Horry, together $392.7M across 661 loans. Live Oak Banking Company is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	24	$29.5M	7.5%	0.00%
2	Pinnacle Bank	32	$28.0M	7.1%	7.86%
3	United Community Bank	23	$25.6M	6.5%	0.00%
4	TD Bank, National Association	109	$25.6M	6.5%	3.87%
5	The Huntington National Bank	28	$22.7M	5.8%	0.00%
6	South Atlantic Bank	9	$20.5M	5.2%	0.21%
7	GBank	4	$18.5M	4.7%	0.00%
8	Wells Fargo Bank National Association	59	$17.1M	4.4%	2.65%
9	The Citizens Bank	11	$16.0M	4.1%	0.00%
10	SouthState Bank, National Association	22	$15.7M	4.0%	0.00%
11	Readycap Lending, LLC	19	$10.8M	2.7%	10.58%
12	PromiseOne Bank	7	$10.3M	2.6%	0.00%
13	Newtek Small Business Finance, Inc.	18	$10.1M	2.6%	20.75%
14	Capital Bank, National Association	12	$8.1M	2.1%	5.64%
15	Wallis Bank	3	$7.7M	2.0%	0.00%
16	BankUnited, National Association	2	$6.8M	1.7%	0.00%
17	BayFirst National Bank	18	$6.6M	1.7%	0.00%
18	Truist Bank	27	$6.1M	1.5%	0.00%
19	First National Bank of Pennsylvania	7	$6.0M	1.5%	0.00%
20	Business Development Corporation of South Carolina	11	$5.2M	1.3%	0.00%
21	Peoples Bank	1	$4.9M	1.2%	0.00%
22	Bank of America, National Association	9	$4.6M	1.2%	0.44%
23	First Bank of the Lake	4	$3.8M	1.0%	0.00%
24	Newtek Bank, National Association	10	$3.6M	0.9%	0.00%
25	First Community Bank	1	$3.5M	0.9%	27.70%
26	Harvest Small Business Finance, LLC	3	$3.4M	0.9%	0.00%
27	First Utah Bank	1	$3.2M	0.8%	0.00%
28	First Guaranty Bank	1	$3.1M	0.8%	0.00%
29	Hanover Community Bank	2	$2.8M	0.7%	0.00%
30	Citizens Bank, National Association	1	$2.7M	0.7%	0.00%
31	American Pride Bank	1	$2.6M	0.7%	0.00%
32	Pathward National Association	1	$2.6M	0.7%	0.00%
33	Byline Bank	1	$2.4M	0.6%	75.86%
34	First Bank	2	$2.0M	0.5%	0.00%
35	United FCU	1	$2.0M	0.5%	0.00%
36	First Internet Bank of Indiana	4	$1.9M	0.5%	0.00%
37	First-Citizens Bank & Trust Company	3	$1.8M	0.5%	0.00%
38	TowneBank	4	$1.8M	0.5%	0.00%
39	Coastal Carolina National Bank	8	$1.8M	0.5%	0.00%
40	Stearns Bank National Association	9	$1.7M	0.4%	5.84%
41	Meridian Bank	1	$1.5M	0.4%	0.00%
42	Ameris Bank	3	$1.5M	0.4%	15.83%
43	FDIC - Community Bank & Trust-West Georgia	2	$1.5M	0.4%	0.00%
44	First Bank of Central Ohio	1	$1.4M	0.4%	0.00%
45	Five Star Bank	3	$1.4M	0.4%	0.00%
46	United Midwest Savings Bank National Association	7	$1.4M	0.4%	10.49%
47	Popular Bank	4	$1.3M	0.3%	10.61%
48	Wilmington Savings Fund Society FSB	2	$1.2M	0.3%	0.00%
49	FinWise Bank	2	$1.2M	0.3%	0.00%
50	Small Business Loan Source, LLC	1	$1.2M	0.3%	0.00%
51	The Bank of Houston	2	$1.1M	0.3%	0.00%
52	First Merchants Bank	2	$1.1M	0.3%	0.00%
53	Seacoast National Bank	1	$1.1M	0.3%	0.00%
54	Old National Bank	2	$1.1M	0.3%	63.25%
55	Truliant FCU	1	$1.0M	0.3%	0.00%
56	Colony Bank	1	$1.0M	0.3%	0.00%
57	Bank of Hope	2	$960K	0.2%	0.00%
58	Northeast Bank	9	$897K	0.2%	19.71%
59	Celtic Bank Corporation	8	$881K	0.2%	19.92%
60	Evolve Bank and Trust	1	$865K	0.2%	0.00%
61	Citizens Bank	2	$828K	0.2%	32.56%
62	United Bank	2	$827K	0.2%	0.00%
63	The Bancorp Bank National Association	1	$791K	0.2%	0.00%
64	Customers Bank	2	$725K	0.2%	0.00%
65	Bankwell Bank	1	$700K	0.2%	0.00%
66	Manufacturers and Traders Trust Company	1	$700K	0.2%	0.00%
67	CRF Small Business Loan Company, LLC	1	$700K	0.2%	0.00%
68	Georgia Banking Company	2	$652K	0.2%	0.00%
69	Midwest BankCentre	1	$622K	0.2%	0.00%
70	Midwest Regional Bank	1	$619K	0.2%	0.00%
71	HomeTrust Bank	1	$600K	0.2%	0.00%
72	Happen Bank	1	$593K	0.2%	0.00%
73	Northwest FCU	3	$575K	0.1%	0.00%
74	The First Bank and Trust Company	1	$559K	0.1%	0.00%
75	Regions Bank	2	$555K	0.1%	0.00%
76	Columbia Bank	14	$536K	0.1%	26.24%
77	Climate First Bank	1	$500K	0.1%	0.00%
78	Milestone Bank	1	$480K	0.1%	0.00%
79	First Reliance Bank	1	$450K	0.1%	0.00%
80	JPMorgan Chase Bank, National Association	1	$429K	0.1%	0.00%
81	Independence Bank	5	$425K	0.1%	66.75%
82	First Federal Bank	1	$356K	0.1%	0.00%
83	Magnifi Financial CU	1	$350K	0.1%	0.00%
84	Shoreham Bank	2	$337K	0.1%	0.00%
85	VelocitySBA, LLC	31	$305K	0.1%	18.31%
86	PNC Bank, National Association	1	$288K	0.1%	0.00%
87	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$250K	0.1%	0.00%
88	22nd State Bank, A Division of 22nd State Banking Company	1	$199K	0.1%	0.00%
89	CDC Small Business Finance Corp.	1	$189K	0.0%	0.00%
90	Lendistry SBLC, LLC	1	$150K	0.0%	0.00%
91	Business Carolina, Inc.	2	$130K	0.0%	0.00%
92	Capital One National Association	2	$125K	0.0%	0.00%
93	Community Bank of Mississippi	1	$115K	0.0%	0.00%
94	First Business Bank	1	$96K	0.0%	0.00%
95	Banc of California	1	$80K	0.0%	0.00%
96	U.S. Bank, National Association	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	142	$152.2M	38.8%
2	Health care & social assistance	75	$44.0M	11.2%
3	Arts, entertainment & recreation	42	$29.9M	7.6%
4	Other services	72	$28.2M	7.2%
5	Retail trade	54	$26.8M	6.8%
6	Construction	68	$20.1M	5.1%
7	Professional & technical services	38	$19.5M	5.0%
8	Administrative & waste services	44	$11.3M	2.9%
9	Real estate & leasing	14	$10.0M	2.5%
10	Wholesale trade	19	$8.0M	2.0%
11	Retail trade	29	$7.8M	2.0%
12	Manufacturing	8	$6.9M	1.8%
13	Manufacturing	10	$5.6M	1.4%
14	Manufacturing	5	$4.9M	1.2%
15	Finance & insurance	7	$4.8M	1.2%
16	Transportation & warehousing	21	$4.8M	1.2%
17	Information	4	$3.7M	0.9%
18	Management of companies	1	$3.6M	0.9%
19	Educational services	3	$301K	0.1%
20	Agriculture, forestry & fishing	4	$290K	0.1%
21	Transportation & warehousing	1	$80K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.