SBA 7(a) lenders in ND

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

161 institutions have SBA 7(a) loans on record in ND, together $939.1M across 3,205 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

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Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Old National Bank	250	$86.8M	9.2%	1.41%
2	Bravera Bank	309	$44.7M	4.8%	2.86%
3	Wells Fargo Bank National Association	117	$44.1M	4.7%	2.37%
4	First Western Bank & Trust	172	$43.6M	4.6%	0.13%
5	Alerus Financial, National Association	77	$43.4M	4.6%	1.64%
6	Choice Financial Group	169	$42.1M	4.5%	0.03%
7	U.S. Bank, National Association	235	$39.9M	4.3%	0.48%
8	Capital Credit Union	234	$29.5M	3.1%	0.10%
9	Starion Bank	178	$23.8M	2.5%	0.05%
10	Bank Forward	68	$23.8M	2.5%	0.00%
11	Red River State Bank	45	$22.1M	2.4%	0.00%
12	Aspire Bank	96	$21.5M	2.3%	0.00%
13	Bell Bank	94	$19.2M	2.0%	0.99%
14	Cornerstone Bank	84	$16.9M	1.8%	1.74%
15	First Community CU	41	$16.7M	1.8%	0.51%
16	Readycap Lending, LLC	15	$15.8M	1.7%	0.00%
17	Town and Country CU	99	$15.7M	1.7%	1.06%
18	First State Bank & Trust	48	$13.4M	1.4%	0.27%
19	Stearns Bank National Association	13	$13.3M	1.4%	2.17%
20	Frandsen Bank and Trust	21	$13.2M	1.4%	0.00%
21	First International Bank and Trust	38	$13.0M	1.4%	0.00%
22	Byline Bank	4	$12.0M	1.3%	0.00%
23	The Union Bank	47	$12.0M	1.3%	0.00%
24	Live Oak Banking Company	13	$11.2M	1.2%	0.00%
25	BNC National Bank	34	$11.1M	1.2%	0.00%
26	Border Bank	72	$10.6M	1.1%	2.28%
27	Commonwealth Business Bank	4	$10.2M	1.1%	0.00%
28	Lender 2057189	14	$10.2M	1.1%	6.39%
29	Dacotah Bank	27	$10.1M	1.1%	0.00%
30	Wallis Bank	11	$8.8M	0.9%	0.00%
31	First State Bank	14	$8.2M	0.9%	0.71%
32	Shoreham Bank	3	$7.4M	0.8%	0.00%
33	Dakota Western Bank	13	$7.2M	0.8%	0.00%
34	American State Bank and Trust Company of Williston	43	$7.0M	0.7%	0.38%
35	Security First Bank of North Dakota	20	$6.4M	0.7%	0.00%
36	First Bank of the Lake	2	$6.3M	0.7%	0.00%
37	Northeast Bank	21	$6.1M	0.7%	0.00%
38	Port 51 Lending LLC	2	$5.9M	0.6%	0.00%
39	First United Bank	6	$5.8M	0.6%	0.00%
40	Bank of Hope	3	$5.7M	0.6%	0.00%
41	Pathward National Association	2	$5.4M	0.6%	0.00%
42	Centerstone SBA Lending, Inc.	3	$5.3M	0.6%	0.00%
43	First Internet Bank of Indiana	4	$5.2M	0.6%	0.00%
44	Newtek Bank, National Association	10	$5.2M	0.6%	0.00%
45	Everwise Credit Union	1	$5.0M	0.5%	0.00%
46	Open Bank	1	$5.0M	0.5%	0.00%
47	GBank	3	$4.9M	0.5%	0.00%
48	Enterprise Bank & Trust	1	$4.9M	0.5%	0.00%
49	Farmers & Merchants Bank of North Dakota	15	$4.8M	0.5%	2.45%
50	Equity Bank	3	$4.7M	0.5%	0.00%
51	Lender 2582371	5	$4.6M	0.5%	0.00%
52	Associated Bank National Association	5	$4.4M	0.5%	0.00%
53	American Federal Bank	14	$4.1M	0.4%	0.00%
54	Celtic Bank Corporation	18	$4.1M	0.4%	0.56%
55	United Midwest Savings Bank National Association	8	$3.6M	0.4%	0.00%
56	BayFirst National Bank	18	$3.6M	0.4%	21.23%
57	The Yellowstone Bank	2	$3.5M	0.4%	0.00%
58	Unison Bank	4	$3.4M	0.4%	0.00%
59	Western State Bank	12	$3.3M	0.4%	10.75%
60	Metro City Bank	2	$3.3M	0.3%	0.00%
61	Capital Bank, National Association	1	$3.3M	0.3%	0.00%
62	United Valley Bank	4	$3.0M	0.3%	0.00%
63	Dakota Business Lending	21	$3.0M	0.3%	5.83%
64	Peoples Bank	1	$2.8M	0.3%	0.00%
65	Merchants Bank of Indiana	1	$2.7M	0.3%	0.00%
66	BankVista	12	$2.5M	0.3%	0.00%
67	Vantage Bank	2	$2.3M	0.2%	0.00%
68	Union State Bank of Hazen	24	$2.3M	0.2%	0.00%
69	Kirkwood Bank and Trust Co	10	$2.3M	0.2%	0.00%
70	Dakota Community Bank & Trust, National Association	26	$2.3M	0.2%	1.09%
71	Ultima Bank Minnesota	6	$2.3M	0.2%	0.00%
72	Simmons Bank	1	$2.0M	0.2%	0.00%
73	Glenwood State Bank Incorporated	1	$2.0M	0.2%	0.00%
74	The Huntington National Bank	10	$2.0M	0.2%	12.25%
75	Merchants Bank	12	$1.9M	0.2%	0.00%
76	CIBM Bank	1	$1.9M	0.2%	0.00%
77	Midwest Regional Bank	1	$1.8M	0.2%	47.45%
78	Peoples State Bank	2	$1.8M	0.2%	0.00%
79	BankUnited, National Association	1	$1.7M	0.2%	65.61%
80	Bank Five Nine	1	$1.7M	0.2%	0.00%
81	BankNorth	14	$1.7M	0.2%	5.18%
82	United Community Bank	1	$1.6M	0.2%	0.00%
83	Banc of California	1	$1.5M	0.2%	0.00%
84	Dakota Heritage Bank	2	$1.4M	0.2%	0.00%
85	KodaBank	9	$1.4M	0.2%	2.81%
86	Deerwood Bank	1	$1.4M	0.1%	0.00%
87	Security Bank USA	11	$1.3M	0.1%	0.00%
88	Lincoln State Bank	6	$1.2M	0.1%	0.00%
89	Minnwest Bank	1	$1.1M	0.1%	0.00%
90	Peoples State Bank of Velva	2	$1.0M	0.1%	0.00%
91	Strasburg State Bank	1	$1.0M	0.1%	0.00%
92	OptimumBank	1	$980K	0.1%	0.00%
93	Platinum Bank	1	$967K	0.1%	0.00%
94	Stockman Bank of Montana	4	$944K	0.1%	0.00%
95	Horizon Financial Bank	5	$855K	0.1%	0.00%
96	Timberline Bank	5	$831K	0.1%	0.00%
97	Ameris Bank	1	$826K	0.1%	0.00%
98	Bridgewater Bank	1	$800K	0.1%	0.00%
99	KeyBank National Association	1	$792K	0.1%	0.00%
100	BOKF, National Association	1	$733K	0.1%	0.00%
101	Magnifi Financial CU	2	$731K	0.1%	0.00%
102	Citizens State Bank of Lankin	8	$728K	0.1%	0.00%
103	Seacoast National Bank	4	$705K	0.1%	0.00%
104	Grasshopper Bank National Association	2	$700K	0.1%	0.00%
105	The Goose River Bank	6	$700K	0.1%	0.00%
106	Horizon Bank SSB	1	$650K	0.1%	0.00%
107	Meridian Bank	1	$648K	0.1%	0.00%
108	Evolve Bank and Trust	1	$645K	0.1%	0.00%
109	Northwestern Bank, National Association	3	$592K	0.1%	0.00%
110	The Bank of Tioga	2	$520K	0.1%	0.00%
111	Park State Bank	1	$500K	0.1%	0.00%
112	Plains Commerce Bank	4	$492K	0.1%	0.00%
113	Gate City Bank	4	$484K	0.1%	40.47%
114	The Bank of Missouri	1	$462K	0.0%	0.00%
115	Milestone Bank	1	$462K	0.0%	0.00%
116	Farmers and Merchants State Bank	6	$456K	0.0%	0.00%
117	First Merchants Bank	1	$455K	0.0%	0.00%
118	State Bank of Bottineau	1	$450K	0.0%	0.00%
119	Hometown Credit Union	5	$447K	0.0%	0.00%
120	BMO Bank National Association	1	$435K	0.0%	0.00%
121	The Citizens National Bank of Park Rapids	1	$400K	0.0%	0.00%
122	Columbia Bank	1	$373K	0.0%	0.00%
123	Five Star Bank	1	$350K	0.0%	0.00%
124	Citizens Bank	1	$341K	0.0%	0.00%
125	Lendistry SBLC, LLC	2	$330K	0.0%	0.00%
126	Luminate Bank	1	$314K	0.0%	0.00%
127	First Interstate Bank	1	$307K	0.0%	0.00%
128	The Bancorp Bank National Association	1	$302K	0.0%	0.00%
129	The Citizens State Bank at Mohall	2	$269K	0.0%	0.00%
130	Independence Bank	2	$250K	0.0%	39.91%
131	North Star Community Credit Union	5	$241K	0.0%	0.00%
132	First National Bank and Trust Co. of Bottineau	2	$238K	0.0%	0.00%
133	First Bank	1	$210K	0.0%	0.00%
134	Heartland State Bank	2	$206K	0.0%	0.00%
135	Lender 2796041	1	$200K	0.0%	0.00%
136	First National Bank	1	$187K	0.0%	0.00%
137	Peoples State Bank	1	$177K	0.0%	0.00%
138	Granite Bank	1	$176K	0.0%	0.00%
139	Commercial Bank of Mott	1	$169K	0.0%	0.00%
140	McKenzie County Bank	1	$155K	0.0%	0.00%
141	The First National Bank of Tom Bean	1	$150K	0.0%	144.88%
142	PNC Bank, National Association	1	$150K	0.0%	0.00%
143	Colony Bank	1	$150K	0.0%	0.00%
144	Heritage Bank Inc	1	$150K	0.0%	0.00%
145	First Savings Bank	1	$120K	0.0%	0.00%
146	Viking Bank National Association	1	$113K	0.0%	0.00%
147	Florida Capital Bank, National Association	1	$110K	0.0%	0.00%
148	Capital One National Association	2	$100K	0.0%	46.88%
149	Zions Bank, A Division of	1	$100K	0.0%	0.00%
150	First Citizens Bank	1	$95K	0.0%	0.00%
151	United Community Bank	1	$75K	0.0%	0.00%
152	Bank of America, National Association	1	$74K	0.0%	0.00%
153	VelocitySBA, LLC	6	$70K	0.0%	0.00%
154	First Command Bank	1	$65K	0.0%	0.00%
155	Black Hills FCU	1	$50K	0.0%	0.00%
156	First Children's Finance	1	$50K	0.0%	0.00%
157	JPMorgan Chase Bank, National Association	1	$50K	0.0%	0.00%
158	Randolph-Brooks FCU	1	$50K	0.0%	0.00%
159	Levo Federal Credit Union	1	$40K	0.0%	0.00%
160	Midwest Bank	1	$25K	0.0%	0.00%
161	Mountain America FCU	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Cass	81	1,211	$304.8M
2	Burleigh	44	490	$122.5M
3	Grand Forks	34	299	$104.2M
4	Williams	31	154	$62.9M
5	Ward	30	133	$48.0M
6	Morton	21	203	$32.7M
7	Mckenzie	24	30	$30.6M
8	Stark	20	78	$23.9M
9	Stutsman	15	33	$22.4M
10	Mountrail	16	33	$19.8M
11	Walsh	11	41	$17.1M
12	Dunn	8	23	$10.0M
13	Richland	17	42	$9.8M
14	Bottineau	5	16	$9.5M
15	Mclean	10	27	$9.1M
16	Traill	10	37	$6.7M
17	Oliver	5	23	$6.6M
18	Bowman	3	12	$6.6M
19	Barnes	13	27	$6.6M
20	Foster	2	6	$5.8M
21	Ramsey	9	31	$5.0M
22	Divide	2	5	$4.4M
23	Mercer	8	40	$4.0M
24	Towner	3	7	$3.5M
25	Ransom	3	12	$3.0M
26	Pembina	5	14	$2.7M
27	Emmons	7	10	$2.5M
28	Pierce	3	13	$2.4M
29	Wells	6	8	$2.3M
30	Griggs	3	9	$2.3M
31	Billings	3	4	$2.1M
32	Cavalier	5	18	$1.9M
33	Steele	3	8	$1.9M
34	Kidder	3	7	$1.8M
35	Lamoure	3	15	$1.7M
36	Dickey	3	4	$1.4M
37	Sargent	5	6	$1.4M
38	Rolette	3	6	$1.4M
39	Burke	2	2	$1.3M
40	Benson	3	4	$852K
41	Mcintosh	2	4	$818K
42	Hettinger	3	4	$808K
43	Adams	3	5	$793K
44	Logan	3	3	$759K
45	Sioux	2	2	$725K
46	Grant	2	5	$683K
47	Mchenry	6	7	$451K
48	Renville	2	3	$369K
49	Slope	1	2	$149K
50	Eddy	1	1	$145K
51	Sheridan	1	1	$140K
52	Golden Valley	1	1	$100K
53	Nelson	1	2	$85K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.