SBA 7(a) lenders in ND

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

159 institutions have SBA 7(a) loans on record in ND, together $913.2M across 3,181 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

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Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Old National Bank	250	$86.8M	9.5%	0.65%
2	Bravera Bank	309	$44.7M	4.9%	2.86%
3	Wells Fargo Bank National Association	117	$44.1M	4.8%	2.37%
4	Alerus Financial, National Association	77	$43.4M	4.8%	1.64%
5	First Western Bank & Trust	171	$43.1M	4.7%	0.13%
6	Choice Financial Group	168	$38.9M	4.3%	0.02%
7	U.S. Bank, National Association	231	$37.3M	4.1%	0.52%
8	Capital Credit Union	234	$29.5M	3.2%	0.10%
9	Starion Bank	178	$23.8M	2.6%	0.05%
10	Bank Forward	68	$23.8M	2.6%	0.00%
11	Red River State Bank	45	$22.1M	2.4%	0.00%
12	Aspire Bank	96	$21.5M	2.4%	0.00%
13	Bell Bank	94	$19.2M	2.1%	0.99%
14	Cornerstone Bank	83	$16.8M	1.8%	1.76%
15	First Community CU	41	$16.7M	1.8%	0.51%
16	Readycap Lending, LLC	15	$15.8M	1.7%	0.00%
17	Town and Country CU	98	$15.7M	1.7%	1.07%
18	First State Bank & Trust	48	$13.4M	1.5%	0.27%
19	Stearns Bank National Association	13	$13.3M	1.5%	2.17%
20	Frandsen Bank and Trust	21	$13.2M	1.4%	0.00%
21	First International Bank and Trust	38	$13.0M	1.4%	0.00%
22	The Union Bank	47	$12.0M	1.3%	0.00%
23	Live Oak Banking Company	13	$11.2M	1.2%	0.00%
24	BNC National Bank	34	$11.1M	1.2%	0.00%
25	Border Bank	72	$10.6M	1.2%	2.28%
26	Commonwealth Business Bank	4	$10.2M	1.1%	0.00%
27	Newtek Small Business Finance, Inc.	14	$10.2M	1.1%	6.39%
28	Dacotah Bank	26	$9.9M	1.1%	0.00%
29	Wallis Bank	11	$8.8M	1.0%	0.00%
30	First State Bank	14	$8.2M	0.9%	0.71%
31	Shoreham Bank	3	$7.4M	0.8%	0.00%
32	Dakota Western Bank	13	$7.2M	0.8%	0.00%
33	Byline Bank	3	$7.0M	0.8%	0.00%
34	American State Bank and Trust Company of Williston	43	$7.0M	0.8%	0.38%
35	Security First Bank of North Dakota	20	$6.4M	0.7%	0.00%
36	First Bank of the Lake	2	$6.3M	0.7%	0.00%
37	Port 51 Lending LLC	2	$5.9M	0.6%	0.00%
38	First United Bank	6	$5.8M	0.6%	0.00%
39	Bank of Hope	3	$5.7M	0.6%	0.00%
40	Northeast Bank	18	$5.6M	0.6%	0.00%
41	First Internet Bank of Indiana	4	$5.2M	0.6%	0.00%
42	Everwise Credit Union	1	$5.0M	0.5%	0.00%
43	Open Bank	1	$5.0M	0.5%	0.00%
44	Newtek Bank, National Association	9	$4.9M	0.5%	0.00%
45	GBank	3	$4.9M	0.5%	0.00%
46	Enterprise Bank & Trust	1	$4.9M	0.5%	0.00%
47	Farmers & Merchants Bank of North Dakota	15	$4.8M	0.5%	2.45%
48	Equity Bank	3	$4.7M	0.5%	0.00%
49	First Western SBLC, LLC	5	$4.6M	0.5%	0.00%
50	Centerstone SBA Lending, Inc.	2	$4.1M	0.5%	0.00%
51	American Federal Bank	14	$4.1M	0.4%	0.00%
52	Celtic Bank Corporation	16	$3.8M	0.4%	0.59%
53	United Midwest Savings Bank National Association	8	$3.6M	0.4%	0.00%
54	BayFirst National Bank	18	$3.6M	0.4%	21.23%
55	The Yellowstone Bank	2	$3.5M	0.4%	0.00%
56	Unison Bank	4	$3.4M	0.4%	0.00%
57	Western State Bank	12	$3.3M	0.4%	10.75%
58	Metro City Bank	2	$3.3M	0.4%	0.00%
59	Capital Bank, National Association	1	$3.3M	0.4%	0.00%
60	United Valley Bank	4	$3.0M	0.3%	0.00%
61	Dakota Business Lending	21	$3.0M	0.3%	5.83%
62	Peoples Bank	1	$2.8M	0.3%	0.00%
63	BankVista	12	$2.5M	0.3%	0.00%
64	Vantage Bank	2	$2.3M	0.3%	0.00%
65	Union State Bank of Hazen	24	$2.3M	0.3%	0.00%
66	Kirkwood Bank and Trust Co	10	$2.3M	0.3%	0.00%
67	Dakota Community Bank & Trust, National Association	26	$2.3M	0.3%	1.09%
68	Ultima Bank Minnesota	6	$2.3M	0.2%	0.00%
69	Simmons Bank	1	$2.0M	0.2%	0.00%
70	Glenwood State Bank Incorporated	1	$2.0M	0.2%	0.00%
71	The Huntington National Bank	10	$2.0M	0.2%	12.25%
72	Merchants Bank	12	$1.9M	0.2%	0.00%
73	CIBM Bank	1	$1.9M	0.2%	0.00%
74	Midwest Regional Bank	1	$1.8M	0.2%	47.45%
75	Peoples State Bank	2	$1.8M	0.2%	0.00%
76	BankUnited, National Association	1	$1.7M	0.2%	65.61%
77	Bank Five Nine	1	$1.7M	0.2%	0.00%
78	BankNorth	14	$1.7M	0.2%	5.18%
79	United Community Bank	1	$1.6M	0.2%	0.00%
80	Banc of California	1	$1.5M	0.2%	0.00%
81	Dakota Heritage Bank	2	$1.4M	0.2%	0.00%
82	KodaBank	9	$1.4M	0.2%	2.81%
83	Deerwood Bank	1	$1.4M	0.2%	0.00%
84	Security Bank USA	11	$1.3M	0.1%	0.00%
85	Lincoln State Bank	6	$1.2M	0.1%	0.00%
86	Minnwest Bank	1	$1.1M	0.1%	0.00%
87	Peoples State Bank of Velva	2	$1.0M	0.1%	0.00%
88	Strasburg State Bank	1	$1.0M	0.1%	0.00%
89	OptimumBank	1	$980K	0.1%	0.00%
90	Platinum Bank	1	$967K	0.1%	0.00%
91	Stockman Bank of Montana	4	$944K	0.1%	0.00%
92	Horizon Financial Bank	5	$855K	0.1%	0.00%
93	Timberline Bank	5	$831K	0.1%	0.00%
94	Ameris Bank	1	$826K	0.1%	0.00%
95	Bridgewater Bank	1	$800K	0.1%	0.00%
96	KeyBank National Association	1	$792K	0.1%	0.00%
97	BOKF, National Association	1	$733K	0.1%	0.00%
98	Magnifi Financial CU	2	$731K	0.1%	0.00%
99	Citizens State Bank of Lankin	8	$728K	0.1%	0.00%
100	Seacoast National Bank	4	$705K	0.1%	0.00%
101	Grasshopper Bank National Association	2	$700K	0.1%	0.00%
102	The Goose River Bank	6	$700K	0.1%	0.00%
103	Horizon Bank SSB	1	$650K	0.1%	0.00%
104	Meridian Bank	1	$648K	0.1%	0.00%
105	Evolve Bank and Trust	1	$645K	0.1%	0.00%
106	Northwestern Bank, National Association	3	$592K	0.1%	0.00%
107	The Bank of Tioga	2	$520K	0.1%	0.00%
108	Park State Bank	1	$500K	0.1%	0.00%
109	Plains Commerce Bank	4	$492K	0.1%	0.00%
110	Gate City Bank	4	$484K	0.1%	40.47%
111	The Bank of Missouri	1	$462K	0.1%	0.00%
112	Milestone Bank	1	$462K	0.1%	0.00%
113	Farmers and Merchants State Bank	6	$456K	0.0%	0.00%
114	First Merchants Bank	1	$455K	0.0%	0.00%
115	Associated Bank National Association	3	$450K	0.0%	0.00%
116	State Bank of Bottineau	1	$450K	0.0%	0.00%
117	BMO Bank National Association	1	$435K	0.0%	0.00%
118	Hometown Credit Union	4	$431K	0.0%	0.00%
119	The Citizens National Bank of Park Rapids	1	$400K	0.0%	0.00%
120	Columbia Bank	1	$373K	0.0%	0.00%
121	Pathward National Association	1	$360K	0.0%	0.00%
122	Five Star Bank	1	$350K	0.0%	0.00%
123	Luminate Bank	1	$314K	0.0%	0.00%
124	First Interstate Bank	1	$307K	0.0%	0.00%
125	The Bancorp Bank National Association	1	$302K	0.0%	0.00%
126	The Citizens State Bank at Mohall	2	$269K	0.0%	0.00%
127	Lendistry SBLC, LLC	1	$250K	0.0%	0.00%
128	Independence Bank	2	$250K	0.0%	39.91%
129	North Star Community Credit Union	5	$241K	0.0%	0.00%
130	First National Bank and Trust Co. of Bottineau	2	$238K	0.0%	0.00%
131	First Bank	1	$210K	0.0%	0.00%
132	Heartland State Bank	2	$206K	0.0%	0.00%
133	Mortgage Capital Development Corporation	1	$200K	0.0%	0.00%
134	First National Bank	1	$187K	0.0%	0.00%
135	Peoples State Bank	1	$177K	0.0%	0.00%
136	Granite Bank	1	$176K	0.0%	0.00%
137	Commercial Bank of Mott	1	$169K	0.0%	0.00%
138	McKenzie County Bank	1	$155K	0.0%	0.00%
139	The First National Bank of Tom Bean	1	$150K	0.0%	144.88%
140	PNC Bank, National Association	1	$150K	0.0%	0.00%
141	Colony Bank	1	$150K	0.0%	0.00%
142	Heritage Bank Inc	1	$150K	0.0%	0.00%
143	First Savings Bank	1	$120K	0.0%	0.00%
144	Viking Bank National Association	1	$113K	0.0%	0.00%
145	Florida Capital Bank, National Association	1	$110K	0.0%	0.00%
146	Capital One National Association	2	$100K	0.0%	46.88%
147	Zions Bank, A Division of	1	$100K	0.0%	0.00%
148	First Citizens Bank	1	$95K	0.0%	0.00%
149	United Community Bank	1	$75K	0.0%	0.00%
150	Bank of America, National Association	1	$74K	0.0%	0.00%
151	VelocitySBA, LLC	6	$70K	0.0%	0.00%
152	First Command Bank	1	$65K	0.0%	0.00%
153	Black Hills FCU	1	$50K	0.0%	0.00%
154	First Children's Finance	1	$50K	0.0%	0.00%
155	JPMorgan Chase Bank, National Association	1	$50K	0.0%	0.00%
156	Randolph-Brooks FCU	1	$50K	0.0%	0.00%
157	Levo Federal Credit Union	1	$40K	0.0%	0.00%
158	Midwest Bank	1	$25K	0.0%	0.00%
159	Mountain America FCU	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Cass	81	1,211	$304.8M
2	Burleigh	44	490	$122.5M
3	Grand Forks	34	299	$104.2M
4	Williams	31	154	$62.9M
5	Ward	30	133	$48.0M
6	Morton	21	203	$32.7M
7	Mckenzie	24	30	$30.6M
8	Stark	20	78	$23.9M
9	Stutsman	15	33	$22.4M
10	Mountrail	16	33	$19.8M
11	Walsh	11	41	$17.1M
12	Dunn	8	23	$10.0M
13	Richland	17	42	$9.8M
14	Bottineau	5	16	$9.5M
15	Mclean	10	27	$9.1M
16	Traill	10	37	$6.7M
17	Oliver	5	23	$6.6M
18	Bowman	3	12	$6.6M
19	Barnes	13	27	$6.6M
20	Foster	2	6	$5.8M
21	Ramsey	9	31	$5.0M
22	Divide	2	5	$4.4M
23	Mercer	8	40	$4.0M
24	Towner	3	7	$3.5M
25	Ransom	3	12	$3.0M
26	Pembina	5	14	$2.7M
27	Emmons	7	10	$2.5M
28	Pierce	3	13	$2.4M
29	Wells	6	8	$2.3M
30	Griggs	3	9	$2.3M
31	Billings	3	4	$2.1M
32	Cavalier	5	18	$1.9M
33	Steele	3	8	$1.9M
34	Kidder	3	7	$1.8M
35	Lamoure	3	15	$1.7M
36	Dickey	3	4	$1.4M
37	Sargent	5	6	$1.4M
38	Rolette	3	6	$1.4M
39	Burke	2	2	$1.3M
40	Benson	3	4	$852K
41	Mcintosh	2	4	$818K
42	Hettinger	3	4	$808K
43	Adams	3	5	$793K
44	Logan	3	3	$759K
45	Sioux	2	2	$725K
46	Grant	2	5	$683K
47	Mchenry	6	7	$451K
48	Renville	2	3	$369K
49	Slope	1	2	$149K
50	Eddy	1	1	$145K
51	Sheridan	1	1	$140K
52	Golden Valley	1	1	$100K
53	Nelson	1	2	$85K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.