SBA 7(a) lenders in Ward, ND

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

30 institutions have SBA 7(a) loans on record in Ward, together $48.0M across 133 loans. Enterprise Bank & Trust is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Enterprise Bank & Trust	1	$4.9M	10.2%	0.00%
2	Commonwealth Business Bank	2	$4.3M	8.9%	0.00%
3	First Western SBLC, LLC	3	$3.3M	6.9%	0.00%
4	Capital Bank, National Association	1	$3.3M	6.8%	0.00%
5	Wells Fargo Bank National Association	9	$2.9M	6.0%	4.20%
6	Town and Country CU	27	$2.8M	5.8%	0.00%
7	Dacotah Bank	7	$2.5M	5.3%	0.00%
8	Shoreham Bank	1	$2.5M	5.3%	0.00%
9	United Midwest Savings Bank National Association	1	$2.3M	4.8%	0.00%
10	First International Bank and Trust	12	$2.2M	4.5%	0.00%
11	Old National Bank	8	$2.1M	4.4%	0.00%
12	Simmons Bank	1	$2.0M	4.2%	0.00%
13	U.S. Bank, National Association	23	$2.0M	4.2%	1.48%
14	Midwest Regional Bank	1	$1.8M	3.8%	47.45%
15	First Western Bank & Trust	7	$1.7M	3.6%	3.33%
16	First Bank of the Lake	1	$1.3M	2.7%	0.00%
17	Peoples State Bank of Velva	2	$1.0M	2.1%	0.00%
18	Bravera Bank	5	$769K	1.6%	17.36%
19	Celtic Bank Corporation	3	$684K	1.4%	0.00%
20	Horizon Bank SSB	1	$650K	1.4%	0.00%
21	Dakota Business Lending	3	$554K	1.2%	0.00%
22	Wallis Bank	1	$532K	1.1%	0.00%
23	Northeast Bank	3	$390K	0.8%	0.00%
24	Grasshopper Bank National Association	1	$350K	0.7%	0.00%
25	BayFirst National Bank	3	$350K	0.7%	54.97%
26	Choice Financial Group	1	$278K	0.6%	0.00%
27	Starion Bank	2	$208K	0.4%	0.00%
28	Capital Credit Union	1	$150K	0.3%	0.00%
29	First Command Bank	1	$65K	0.1%	0.00%
30	Newtek Bank, National Association	1	$55K	0.1%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	31	$23.7M	49.4%
2	Wholesale trade	4	$4.4M	9.2%
3	Construction	20	$4.1M	8.5%
4	Retail trade	15	$3.4M	7.2%
5	Retail trade	10	$2.4M	5.0%
6	Manufacturing	1	$2.0M	4.2%
7	Manufacturing	4	$1.6M	3.4%
8	Other services	9	$1.3M	2.7%
9	Health care & social assistance	6	$1.0M	2.1%
10	Professional & technical services	7	$896K	1.9%
11	Mining & extraction	2	$698K	1.5%
12	Administrative & waste services	7	$686K	1.4%
13	Transportation & warehousing	6	$664K	1.4%
14	Arts, entertainment & recreation	4	$500K	1.0%
15	Real estate & leasing	1	$198K	0.4%
16	Information	3	$160K	0.3%
17	Manufacturing	2	$110K	0.2%
18	Finance & insurance	1	$65K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.