SBA 7(a) lenders in CA

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

512 institutions have SBA 7(a) loans on record in CA, together $65.38B across 126,397 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	15,065	$5.56B	8.5%	1.27%
2	U.S. Bank, National Association	14,424	$4.78B	7.3%	1.38%
3	Live Oak Banking Company	2,312	$2.95B	4.5%	0.67%
4	Enterprise Bank & Trust	2,975	$2.82B	4.3%	0.39%
5	Bank of Hope	6,200	$2.57B	3.9%	2.64%
6	Columbia Bank	3,734	$2.33B	3.6%	2.04%
7	JPMorgan Chase Bank, National Association	9,370	$1.86B	2.8%	2.32%
8	Open Bank	1,421	$1.65B	2.5%	0.13%
9	Harvest Small Business Finance, LLC	1,278	$1.59B	2.4%	0.01%
10	Celtic Bank Corporation	2,551	$1.57B	2.4%	1.59%
11	Commonwealth Business Bank	1,597	$1.35B	2.1%	0.27%
12	United Business Bank	1,416	$1.33B	2.0%	1.09%
13	East West Bank	1,988	$1.23B	1.9%	0.73%
14	PCB Bank	1,516	$1.20B	1.8%	0.96%
15	BMO Bank National Association	1,579	$1.19B	1.8%	0.59%
16	Citizens Business Bank National Association	1,754	$1.12B	1.7%	2.46%
17	Readycap Lending, LLC	1,907	$997.3M	1.5%	2.78%
18	Newtek Bank, National Association	2,042	$871.5M	1.3%	0.00%
19	US Metro Bank	642	$857.8M	1.3%	0.74%
20	Banc of California	1,016	$812.0M	1.2%	3.07%
21	Hanmi Bank	1,060	$728.8M	1.1%	2.62%
22	Bank of America, National Association	2,279	$717.3M	1.1%	1.46%
23	Newtek Small Business Finance, Inc.	967	$700.1M	1.1%	0.94%
24	Plumas Bank	1,125	$686.5M	1.0%	0.81%
25	Pinnacle Bank	435	$658.5M	1.0%	0.25%
26	CalPrivate Bank	540	$616.0M	0.9%	0.34%
27	City National Bank	956	$613.6M	0.9%	0.20%
28	Zions Bank, A Division of	1,864	$562.1M	0.9%	2.57%
29	Byline Bank	428	$561.8M	0.9%	1.29%
30	The Huntington National Bank	1,706	$560.4M	0.9%	2.35%
31	Commercial Bank of California	530	$557.3M	0.9%	0.83%
32	West Coast Community Bank	732	$507.7M	0.8%	0.40%
33	Hana Small Business Lending, Inc.	505	$467.1M	0.7%	2.51%
34	First-Citizens Bank & Trust Company	570	$451.9M	0.7%	4.25%
35	BayFirst National Bank	2,273	$450.4M	0.7%	10.33%
36	Northeast Bank	2,403	$444.9M	0.7%	2.71%
37	Poppy Bank	309	$430.6M	0.7%	0.94%
38	GBC International Bank	475	$414.5M	0.6%	1.44%
39	Mission Valley Bank	315	$374.1M	0.6%	0.38%
40	Summit State Bank	192	$371.3M	0.6%	0.00%
41	First General Bank	364	$364.5M	0.6%	0.30%
42	California Bank of Commerce, NA	564	$359.9M	0.6%	2.97%
43	VelocitySBA, LLC	1,610	$357.8M	0.5%	2.04%
44	Western Alliance Bank	383	$333.6M	0.5%	0.94%
45	Centerstone SBA Lending, Inc.	269	$327.6M	0.5%	0.07%
46	American Continental Bank	371	$325.8M	0.5%	1.61%
47	FFB Bank	517	$320.8M	0.5%	1.16%
48	Fifth Third Bank	1,129	$315.5M	0.5%	3.91%
49	Royal Business Bank	316	$303.0M	0.5%	2.15%
50	Genesis Bank	377	$295.5M	0.5%	7.64%
51	CDC Small Business Finance Corp.	1,845	$292.6M	0.4%	9.80%
52	Banner Bank	905	$289.6M	0.4%	2.02%
53	Lendistry SBLC, LLC	1,410	$283.2M	0.4%	2.58%
54	PNC Bank, National Association	1,098	$281.8M	0.4%	2.01%
55	First Internet Bank of Indiana	210	$272.5M	0.4%	1.60%
56	Exchange Bank	387	$247.2M	0.4%	0.49%
57	First Bank of the Lake	326	$245.8M	0.4%	0.37%
58	Cathay Bank	306	$234.8M	0.4%	0.32%
59	First Bank	254	$231.2M	0.4%	1.69%
60	Fremont Bank	154	$221.2M	0.3%	0.00%
61	Port 51 Lending LLC	140	$206.6M	0.3%	0.00%
62	United Midwest Savings Bank National Association	531	$204.9M	0.3%	3.13%
63	Mechanics Bank	521	$194.7M	0.3%	2.65%
64	Five Star Bank	645	$194.2M	0.3%	5.84%
65	Sunwest Bank	223	$184.5M	0.3%	9.32%
66	Stearns Bank National Association	477	$179.9M	0.3%	3.70%
67	Shinhan Bank America	214	$179.2M	0.3%	2.10%
68	United Pacific Bank	105	$164.6M	0.3%	0.53%
69	Citibank, N.A.	813	$163.8M	0.3%	3.86%
70	Redwood CU	387	$163.5M	0.3%	2.06%
71	UMB Bank, National Association	435	$157.1M	0.2%	5.88%
72	Community West Bank	455	$156.5M	0.2%	3.14%
73	SMBC MANUBANK	206	$148.7M	0.2%	0.70%
74	Mega Bank	98	$148.5M	0.2%	0.00%
75	CTBC Bank Corp. (USA)	126	$148.0M	0.2%	0.00%
76	Frontwave Credit Union	228	$145.6M	0.2%	2.56%
77	Southwestern National Bank	90	$144.4M	0.2%	0.20%
78	EverTrust Bank	149	$139.7M	0.2%	0.00%
79	Bank of the Sierra	602	$139.6M	0.2%	2.39%
80	American Business Bank	177	$135.4M	0.2%	0.31%
81	Woori America Bank	137	$132.5M	0.2%	0.04%
82	Pathward National Association	88	$131.1M	0.2%	0.10%
83	Sunflower Bank National Association	195	$130.3M	0.2%	1.09%
84	The Bancorp Bank National Association	186	$130.2M	0.2%	2.36%
85	Monterey County Bank	279	$127.6M	0.2%	5.05%
86	America First Federal Credit Union	134	$125.0M	0.2%	1.01%
87	Pacific Alliance Bank	118	$124.4M	0.2%	1.65%
88	Citizens Bank	192	$117.1M	0.2%	2.89%
89	KeyPoint CU	141	$116.7M	0.2%	0.30%
90	Mission Bank	147	$115.0M	0.2%	0.17%
91	New Omni Bank National Association	79	$113.6M	0.2%	0.00%
92	SoFi Bank, National Association	201	$110.8M	0.2%	2.60%
93	Bank of San Francisco	139	$107.2M	0.2%	0.36%
94	Wallis Bank	111	$102.9M	0.2%	0.30%
95	Tri Counties Bank	336	$101.4M	0.2%	1.72%
96	T Bank, National Association	42	$100.1M	0.2%	0.00%
97	Customers Bank	104	$91.6M	0.1%	0.58%
98	Golden Bank National Association	66	$90.0M	0.1%	1.11%
99	First Business Bank	82	$84.7M	0.1%	0.23%
100	Main Street Launch	502	$84.4M	0.1%	14.72%
101	GBank	47	$84.1M	0.1%	0.00%
102	American Riviera Bank	190	$76.8M	0.1%	5.87%
103	IncredibleBank	53	$76.5M	0.1%	0.59%
104	First Financial Bank	61	$73.8M	0.1%	2.29%
105	FDIC - Community Bank & Trust-West Georgia	35	$72.1M	0.1%	1.54%
106	American Plus Bank National Association	71	$71.6M	0.1%	0.00%
107	First Merchants Bank	118	$71.3M	0.1%	4.40%
108	Beacon Business Bank National Association	62	$69.7M	0.1%	0.24%
109	Kinecta FCU	174	$67.4M	0.1%	3.17%
110	United Community Bank	75	$66.5M	0.1%	2.63%
111	Simmons Bank	210	$65.6M	0.1%	6.31%
112	CommerceWest Bank	217	$64.5M	0.1%	3.96%
113	Grow America Fund, Incorporated	134	$63.6M	0.1%	0.79%
114	Happen Bank	57	$63.6M	0.1%	2.22%
115	Popular Bank	431	$62.8M	0.1%	41.65%
116	Technology Credit Union	79	$62.0M	0.1%	0.07%
117	Colony Bank	139	$61.2M	0.1%	0.56%
118	California International Bank, A National Banking Association	48	$61.2M	0.1%	0.00%
119	Gulf Coast Bank and Trust Company	62	$60.9M	0.1%	2.94%
120	Metro City Bank	35	$58.5M	0.1%	0.53%
121	Bank Five Nine	75	$57.8M	0.1%	1.34%
122	Capital Bank, National Association	91	$57.2M	0.1%	4.41%
123	CRF Small Business Loan Company, LLC	127	$56.9M	0.1%	4.72%
124	Grasshopper Bank National Association	62	$52.5M	0.1%	0.00%
125	World Trade Finance, Inc.	52	$52.2M	0.1%	1.22%
126	BankUnited, National Association	52	$51.2M	0.1%	1.11%
127	Beacon Bank and Trust	47	$49.1M	0.1%	1.64%
128	State Bank of India (California)	35	$47.4M	0.1%	0.43%
129	TowneBank	62	$46.2M	0.1%	0.00%
130	AMPAC Tri-State CDC, Inc.	268	$43.8M	0.1%	1.52%
131	SAFE CU	464	$43.8M	0.1%	3.03%
132	Neighborhood National Bank	88	$43.6M	0.1%	3.46%
133	California Federal Credit Union	159	$43.5M	0.1%	3.53%
134	FinWise Bank	47	$40.1M	0.1%	0.59%
135	Evolve Bank and Trust	49	$38.3M	0.1%	2.57%
136	CenTrust Bank, A Division of SmartBiz Bank National Association	188	$37.4M	0.1%	0.00%
137	MidFirst Bank	25	$36.6M	0.1%	0.00%
138	United Fidelity Bank, FSB	72	$35.4M	0.1%	3.23%
139	Nano Banc	45	$35.3M	0.1%	0.66%
140	Redwood Capital Bank	118	$34.2M	0.1%	0.45%
141	Hanover Community Bank	30	$34.1M	0.1%	1.00%
142	Independence Bank	266	$34.1M	0.1%	28.09%
143	Merchants Bank of California, National Association	39	$33.5M	0.1%	1.19%
144	Truliant FCU	21	$33.2M	0.1%	0.00%
145	Capital One National Association	407	$32.7M	0.1%	24.27%
146	EverBank National Association	20	$32.1M	0.0%	0.00%
147	Ameris Bank	45	$30.8M	0.0%	0.00%
148	Beneficial State Bank	70	$30.6M	0.0%	11.06%
149	CIBC Bank USA	31	$30.3M	0.0%	10.95%
150	Banesco USA	30	$29.7M	0.0%	0.00%
151	Preferred Bank	35	$29.3M	0.0%	0.00%
152	Mortgage Capital Development Corporation	138	$29.2M	0.0%	1.96%
153	HomeTrust Bank	20	$27.8M	0.0%	0.00%
154	First Bank of Central Ohio	18	$27.3M	0.0%	0.00%
155	Stone Bank	66	$27.0M	0.0%	3.57%
156	First U.S. Community CU	126	$26.7M	0.0%	5.05%
157	Partners Bank of California	38	$26.5M	0.0%	1.07%
158	California Business Bank	34	$26.4M	0.0%	1.29%
159	Silvergate Bank	35	$26.3M	0.0%	6.10%
160	InBank	13	$26.1M	0.0%	0.00%
161	Federal Deposit Insurance Corporation	93	$25.7M	0.0%	6.41%
162	22nd State Bank, A Division of 22nd State Banking Company	26	$25.3M	0.0%	0.00%
163	Montecito Bank and Trust	94	$24.6M	0.0%	0.60%
164	Heritage Bank Inc	67	$24.2M	0.0%	2.91%
165	Beach Cities Commercial Bank	21	$24.1M	0.0%	0.00%
166	SouthState Bank, National Association	25	$23.9M	0.0%	1.38%
167	Bankwell Bank	17	$22.9M	0.0%	0.00%
168	Beal Bank USA	28	$21.9M	0.0%	16.04%
169	Icon Business Bank	15	$21.7M	0.0%	0.00%
170	Seacoast National Bank	76	$21.7M	0.0%	12.99%
171	Old National Bank	21	$21.3M	0.0%	4.21%
172	MVB Bank, Inc.	20	$20.4M	0.0%	0.00%
173	Meridian Bank	20	$19.8M	0.0%	0.82%
174	Bank of the Orient	25	$19.2M	0.0%	0.00%
175	Travis CU	47	$19.0M	0.0%	2.51%
176	Coasthills Federal Credit Union	102	$18.9M	0.0%	5.79%
177	First Bank	78	$18.9M	0.0%	10.93%
178	US Eagle FCU	7	$18.8M	0.0%	0.00%
179	Legacy Bank	29	$18.8M	0.0%	0.00%
180	Integro Bank	15	$18.8M	0.0%	0.00%
181	FWBank	13	$18.3M	0.0%	0.00%
182	Climate First Bank	15	$17.7M	0.0%	0.00%
183	Valley Economic Development Corp.	131	$17.4M	0.0%	5.62%
184	Vision One CU	61	$17.4M	0.0%	1.03%
185	KeyBank National Association	26	$17.0M	0.0%	0.00%
186	First National Bank of Pennsylvania	17	$16.6M	0.0%	2.83%
187	Associated Bank National Association	21	$16.3M	0.0%	0.00%
188	California Bank of Commerce	8	$15.8M	0.0%	0.00%
189	Fountainhead SBF LLC	9	$15.7M	0.0%	0.00%
190	North State Bank	27	$15.7M	0.0%	0.00%
191	Santa Cruz Community Credit Union	123	$15.5M	0.0%	1.30%
192	Rize Federal Credit Union	37	$15.5M	0.0%	6.74%
193	Milestone Bank	9	$15.1M	0.0%	0.00%
194	First Northern Bank of Dixon	33	$15.0M	0.0%	2.16%
195	UniBank	18	$14.5M	0.0%	0.00%
196	California Statewide Certified Development Corporation	81	$14.2M	0.0%	2.38%
197	Luminate Bank	15	$14.1M	0.0%	0.00%
198	First Western SBLC, LLC	11	$13.8M	0.0%	0.00%
199	Endeavor Bank	9	$13.6M	0.0%	0.00%
200	Patriot Bank, National Association	7	$13.5M	0.0%	0.00%

The 200 largest shown, of 512 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Los Angeles	308	38,745	$20.45B
2	Orange	256	13,824	$7.35B
3	San Diego	238	11,969	$5.42B
4	San Bernardino	213	6,164	$3.58B
5	Riverside	219	6,867	$3.52B
6	Santa Clara	187	4,806	$2.63B
7	Alameda	179	4,918	$2.39B
8	Sacramento	170	4,790	$2.26B
9	San Francisco	140	3,001	$1.44B
10	Contra Costa	154	2,946	$1.36B
11	Ventura	159	2,622	$1.26B
12	Fresno	138	2,169	$1.18B
13	San Mateo	129	1,979	$1.08B
14	San Joaquin	130	1,512	$959.7M
15	Kern	129	1,613	$932.9M
16	Sonoma	112	1,643	$896.2M
17	Placer	122	1,901	$817.0M
18	San Luis Obispo	99	1,710	$678.9M
19	Monterey	93	1,037	$636.2M
20	Stanislaus	105	988	$602.4M
21	Santa Barbara	118	1,093	$567.6M
22	Solano	109	809	$460.9M
23	Santa Cruz	77	962	$460.7M
24	Tulare	84	757	$427.5M
25	Marin	99	886	$363.8M
26	El Dorado	101	764	$356.9M
27	Yolo	91	539	$319.4M
28	Napa	77	514	$304.0M
29	Shasta	62	637	$299.1M
30	Merced	68	430	$270.5M
31	Imperial	56	342	$221.0M
32	Madera	61	298	$207.3M
33	Butte	76	433	$195.4M
34	Nevada	59	372	$158.5M
35	Mendocino	46	183	$136.4M
36	Humboldt	47	337	$135.9M
37	Kings	59	152	$112.3M
38	Sutter	54	259	$108.8M
39	Tehama	39	173	$100.5M
40	Lake	38	116	$87.3M
41	Yuba	37	120	$75.3M
42	Amador	39	108	$72.3M
43	San Benito	37	123	$70.0M
44	Siskiyou	37	112	$63.9M
45	Tuolumne	37	116	$57.1M
46	Plumas	30	73	$50.1M
47	Calaveras	34	114	$44.6M
48	Mono	26	48	$40.8M
49	Inyo	28	41	$37.9M
50	Glenn	21	61	$25.4M
51	Colusa	19	39	$24.3M
52	Lassen	20	52	$23.2M
53	Del Norte	18	27	$19.5M
54	Mariposa	19	39	$18.7M
55	Trinity	13	30	$14.6M
56	Modoc	10	18	$8.4M
57	Sierra	5	13	$3.1M
58	Alpine	2	3	$348K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.