SBA 7(a) lenders in CA

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

515 institutions have SBA 7(a) loans on record in CA, together $66.69B across 128,217 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	15,090	$5.60B	8.4%	1.26%
2	U.S. Bank, National Association	14,676	$4.87B	7.3%	1.42%
3	Live Oak Banking Company	2,416	$3.03B	4.5%	0.85%
4	Enterprise Bank & Trust	2,987	$2.84B	4.3%	0.41%
5	Bank of Hope	6,473	$2.79B	4.2%	2.48%
6	Columbia Bank	3,774	$2.33B	3.5%	2.10%
7	JPMorgan Chase Bank, National Association	9,418	$1.87B	2.8%	2.35%
8	Open Bank	1,447	$1.70B	2.5%	0.13%
9	Harvest Small Business Finance, LLC	1,299	$1.61B	2.4%	0.04%
10	Celtic Bank Corporation	2,582	$1.61B	2.4%	1.56%
11	Commonwealth Business Bank	1,605	$1.36B	2.0%	0.31%
12	United Business Bank	1,426	$1.34B	2.0%	1.09%
13	East West Bank	2,011	$1.25B	1.9%	0.85%
14	PCB Bank	1,540	$1.23B	1.9%	0.93%
15	BMO Bank National Association	1,579	$1.19B	1.8%	0.59%
16	Citizens Business Bank National Association	1,756	$1.12B	1.7%	2.46%
17	Readycap Lending, LLC	1,967	$1.01B	1.5%	2.74%
18	Newtek Bank, National Association	2,233	$924.1M	1.4%	0.00%
19	US Metro Bank	672	$907.1M	1.4%	0.70%
20	Banc of California	1,021	$820.0M	1.2%	2.69%
21	Hanmi Bank	1,074	$743.6M	1.1%	2.57%
22	Bank of America, National Association	2,299	$730.4M	1.1%	1.46%
23	Lender 2057189	967	$700.1M	1.0%	1.00%
24	Plumas Bank	1,130	$688.7M	1.0%	0.81%
25	Pinnacle Bank	437	$660.4M	1.0%	0.25%
26	City National Bank	971	$631.9M	0.9%	0.19%
27	CalPrivate Bank	550	$625.5M	0.9%	0.34%
28	Byline Bank	451	$607.6M	0.9%	1.20%
29	Zions Bank, A Division of	1,908	$581.1M	0.9%	2.58%
30	The Huntington National Bank	1,734	$576.1M	0.9%	2.47%
31	Commercial Bank of California	540	$565.9M	0.8%	0.81%
32	West Coast Community Bank	739	$514.8M	0.8%	0.43%
33	Northeast Bank	2,557	$475.3M	0.7%	2.57%
34	Hana Small Business Lending, Inc.	505	$467.1M	0.7%	2.51%
35	First-Citizens Bank & Trust Company	581	$462.0M	0.7%	4.16%
36	BayFirst National Bank	2,273	$450.4M	0.7%	10.59%
37	Poppy Bank	309	$430.6M	0.6%	0.94%
38	GBC International Bank	484	$428.6M	0.6%	1.39%
39	Mission Valley Bank	322	$394.7M	0.6%	0.36%
40	Summit State Bank	199	$383.8M	0.6%	0.75%
41	VelocitySBA, LLC	1,627	$373.3M	0.6%	1.95%
42	First General Bank	364	$364.5M	0.5%	0.30%
43	California Bank of Commerce, NA	565	$361.1M	0.5%	3.04%
44	Western Alliance Bank	386	$338.5M	0.5%	0.93%
45	American Continental Bank	383	$337.2M	0.5%	1.55%
46	Centerstone SBA Lending, Inc.	270	$330.1M	0.5%	0.07%
47	Fifth Third Bank	1,137	$321.3M	0.5%	3.84%
48	FFB Bank	519	$321.2M	0.5%	1.34%
49	Royal Business Bank	318	$303.3M	0.5%	2.17%
50	Lendistry SBLC, LLC	1,482	$301.5M	0.5%	2.56%
51	Genesis Bank	377	$295.5M	0.4%	7.64%
52	Banner Bank	916	$295.3M	0.4%	1.98%
53	CDC Small Business Finance Corp.	1,853	$293.9M	0.4%	10.23%
54	PNC Bank, National Association	1,099	$284.4M	0.4%	2.00%
55	First Internet Bank of Indiana	217	$279.6M	0.4%	2.68%
56	First Bank of the Lake	336	$257.6M	0.4%	0.55%
57	Exchange Bank	388	$247.7M	0.4%	0.60%
58	Cathay Bank	310	$238.1M	0.4%	0.31%
59	First Bank	254	$231.2M	0.3%	1.69%
60	Fremont Bank	160	$225.1M	0.3%	0.00%
61	Port 51 Lending LLC	148	$221.6M	0.3%	0.00%
62	United Midwest Savings Bank National Association	546	$213.8M	0.3%	3.00%
63	Mechanics Bank	521	$194.7M	0.3%	2.65%
64	Five Star Bank	645	$194.2M	0.3%	5.97%
65	Sunwest Bank	228	$189.2M	0.3%	9.09%
66	Shinhan Bank America	215	$180.6M	0.3%	2.08%
67	Stearns Bank National Association	477	$179.9M	0.3%	3.88%
68	Pathward National Association	100	$168.8M	0.3%	0.36%
69	United Pacific Bank	107	$166.1M	0.2%	0.52%
70	Mega Bank	104	$165.0M	0.2%	0.00%
71	Citibank, N.A.	815	$163.9M	0.2%	3.86%
72	Redwood CU	389	$163.8M	0.2%	2.09%
73	Community West Bank	464	$161.4M	0.2%	3.04%
74	Southwestern National Bank	97	$161.1M	0.2%	0.18%
75	UMB Bank, National Association	435	$157.1M	0.2%	5.81%
76	CTBC Bank Corp. (USA)	126	$148.0M	0.2%	0.00%
77	Frontwave Credit Union	228	$145.6M	0.2%	2.56%
78	American Business Bank	182	$144.1M	0.2%	0.29%
79	EverTrust Bank	149	$139.7M	0.2%	0.00%
80	Bank of the Sierra	602	$139.6M	0.2%	2.39%
81	Woori America Bank	140	$137.9M	0.2%	0.03%
82	The Bancorp Bank National Association	189	$134.4M	0.2%	2.29%
83	Monterey County Bank	283	$131.2M	0.2%	4.91%
84	Sunflower Bank National Association	195	$130.3M	0.2%	1.09%
85	America First Federal Credit Union	135	$127.8M	0.2%	0.99%
86	Pacific Alliance Bank	118	$124.4M	0.2%	1.65%
87	Citizens Bank	196	$120.4M	0.2%	2.81%
88	KeyPoint CU	143	$118.4M	0.2%	0.30%
89	Mission Bank	153	$117.8M	0.2%	0.17%
90	New Omni Bank National Association	79	$113.6M	0.2%	0.00%
91	SoFi Bank, National Association	201	$110.8M	0.2%	2.85%
92	Bank of San Francisco	139	$107.2M	0.2%	0.36%
93	Wallis Bank	115	$105.4M	0.2%	0.29%
94	Tri Counties Bank	336	$101.4M	0.2%	1.72%
95	T Bank, National Association	42	$100.1M	0.2%	0.00%
96	Customers Bank	107	$93.6M	0.1%	0.57%
97	Golden Bank National Association	66	$90.0M	0.1%	1.11%
98	First Business Bank	83	$87.5M	0.1%	0.23%
99	GBank	48	$86.7M	0.1%	0.57%
100	Main Street Launch	507	$85.3M	0.1%	15.03%
101	First Financial Bank	65	$82.5M	0.1%	2.05%
102	American Riviera Bank	191	$77.0M	0.1%	5.85%
103	IncredibleBank	53	$76.5M	0.1%	3.70%
104	Gulf Coast Bank and Trust Company	70	$72.9M	0.1%	2.45%
105	FDIC - Community Bank & Trust-West Georgia	35	$72.1M	0.1%	1.54%
106	First Merchants Bank	119	$71.9M	0.1%	4.36%
107	American Plus Bank National Association	71	$71.6M	0.1%	0.00%
108	Beacon Business Bank National Association	63	$70.0M	0.1%	0.24%
109	Happen Bank	58	$68.6M	0.1%	2.06%
110	Kinecta FCU	174	$67.4M	0.1%	3.17%
111	United Community Bank	75	$66.5M	0.1%	2.63%
112	Simmons Bank	210	$65.6M	0.1%	6.21%
113	CommerceWest Bank	217	$64.5M	0.1%	3.96%
114	Grow America Fund, Incorporated	135	$63.8M	0.1%	0.78%
115	Popular Bank	431	$62.8M	0.1%	41.65%
116	Colony Bank	141	$62.6M	0.1%	0.55%
117	Technology Credit Union	80	$62.4M	0.1%	0.07%
118	California International Bank, A National Banking Association	48	$61.2M	0.1%	0.00%
119	Capital Bank, National Association	93	$59.1M	0.1%	4.26%
120	TowneBank	73	$59.1M	0.1%	0.00%
121	Metro City Bank	36	$58.9M	0.1%	0.52%
122	Bank Five Nine	75	$57.8M	0.1%	1.34%
123	CRF Small Business Loan Company, LLC	127	$56.9M	0.1%	4.72%
124	Grasshopper Bank National Association	67	$53.8M	0.1%	0.00%
125	World Trade Finance, Inc.	52	$52.2M	0.1%	1.22%
126	BankUnited, National Association	52	$51.2M	0.1%	1.11%
127	Beacon Bank and Trust	47	$49.1M	0.1%	1.64%
128	AMPAC Tri-State CDC, Inc.	293	$48.1M	0.1%	1.69%
129	State Bank of India (California)	35	$47.4M	0.1%	0.43%
130	EverBank National Association	27	$45.8M	0.1%	0.00%
131	Neighborhood National Bank	89	$43.8M	0.1%	3.44%
132	SAFE CU	464	$43.8M	0.1%	2.99%
133	California Federal Credit Union	159	$43.5M	0.1%	3.53%
134	CenTrust Bank, A Division of SmartBiz Bank National Association	218	$43.4M	0.1%	0.00%
135	MidFirst Bank	27	$43.2M	0.1%	0.00%
136	FinWise Bank	47	$40.1M	0.1%	0.59%
137	Truliant FCU	26	$38.8M	0.1%	0.00%
138	Evolve Bank and Trust	49	$38.3M	0.1%	2.57%
139	United Fidelity Bank, FSB	72	$35.4M	0.1%	3.23%
140	Nano Banc	45	$35.3M	0.1%	0.66%
141	Capital One National Association	409	$34.7M	0.1%	22.89%
142	Redwood Capital Bank	118	$34.2M	0.1%	0.45%
143	Hanover Community Bank	30	$34.1M	0.1%	1.00%
144	Independence Bank	266	$34.1M	0.1%	28.09%
145	Merchants Bank of California, National Association	39	$33.5M	0.1%	1.19%
146	Ameris Bank	46	$32.3M	0.0%	0.00%
147	Beneficial State Bank	70	$30.6M	0.0%	14.47%
148	CIBC Bank USA	32	$30.6M	0.0%	10.84%
149	Preferred Bank	38	$30.4M	0.0%	0.00%
150	Beach Cities Commercial Bank	24	$30.4M	0.0%	0.00%
151	Lender 2796041	142	$29.9M	0.0%	1.91%
152	Banesco USA	30	$29.7M	0.0%	0.00%
153	22nd State Bank, A Division of 22nd State Banking Company	28	$27.9M	0.0%	0.00%
154	HomeTrust Bank	20	$27.8M	0.0%	0.90%
155	Stone Bank	68	$27.5M	0.0%	3.51%
156	First Bank of Central Ohio	18	$27.3M	0.0%	0.00%
157	First U.S. Community CU	126	$26.7M	0.0%	5.05%
158	Partners Bank of California	38	$26.5M	0.0%	1.07%
159	California Business Bank	34	$26.4M	0.0%	1.29%
160	Silvergate Bank	35	$26.3M	0.0%	6.10%
161	InBank	13	$26.1M	0.0%	0.00%
162	Federal Deposit Insurance Corporation	93	$25.7M	0.0%	6.41%
163	Heritage Bank Inc	68	$25.1M	0.0%	2.80%
164	Seacoast National Bank	77	$25.0M	0.0%	12.16%
165	Montecito Bank and Trust	94	$24.6M	0.0%	0.60%
166	SouthState Bank, National Association	25	$23.9M	0.0%	1.38%
167	Integro Bank	16	$23.8M	0.0%	0.00%
168	Bankwell Bank	18	$23.7M	0.0%	0.00%
169	Icon Business Bank	19	$23.7M	0.0%	0.00%
170	Beal Bank USA	28	$21.9M	0.0%	16.04%
171	Old National Bank	21	$21.3M	0.0%	4.21%
172	Climate First Bank	18	$20.4M	0.0%	0.00%
173	MVB Bank, Inc.	20	$20.4M	0.0%	1.35%
174	FWBank	14	$20.2M	0.0%	0.00%
175	Meridian Bank	20	$19.8M	0.0%	0.82%
176	Travis CU	48	$19.2M	0.0%	2.48%
177	Bank of the Orient	25	$19.2M	0.0%	0.00%
178	Coasthills Federal Credit Union	102	$18.9M	0.0%	5.73%
179	First Bank	78	$18.9M	0.0%	10.93%
180	US Eagle FCU	7	$18.8M	0.0%	0.00%
181	Legacy Bank	29	$18.8M	0.0%	0.00%
182	City National Bank of Florida	28	$18.1M	0.0%	0.00%
183	Valley Economic Development Corp.	131	$17.4M	0.0%	5.62%
184	Milestone Bank	10	$17.4M	0.0%	0.00%
185	KeyBank National Association	27	$17.4M	0.0%	0.00%
186	Vision One CU	61	$17.4M	0.0%	1.03%
187	Merchants Bank of Indiana	15	$17.2M	0.0%	0.00%
188	Associated Bank National Association	22	$16.9M	0.0%	0.00%
189	First National Bank of Pennsylvania	17	$16.6M	0.0%	2.83%
190	Northwest Bank	9	$16.5M	0.0%	0.00%
191	California Bank of Commerce	8	$15.8M	0.0%	0.00%
192	Fountainhead SBF LLC	9	$15.7M	0.0%	0.00%
193	North State Bank	27	$15.7M	0.0%	0.00%
194	Santa Cruz Community Credit Union	123	$15.5M	0.0%	1.30%
195	Rize Federal Credit Union	37	$15.5M	0.0%	6.74%
196	First Northern Bank of Dixon	33	$15.0M	0.0%	2.16%
197	UniBank	18	$14.5M	0.0%	0.00%
198	California Statewide Certified Development Corporation	81	$14.2M	0.0%	2.38%
199	Luminate Bank	15	$14.1M	0.0%	0.00%
200	Lender 2582371	11	$13.8M	0.0%	0.00%

The 200 largest shown, of 515 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Los Angeles	310	39,269	$20.84B
2	Orange	257	14,052	$7.50B
3	San Diego	239	12,137	$5.54B
4	San Bernardino	215	6,267	$3.64B
5	Riverside	220	6,989	$3.59B
6	Santa Clara	190	4,865	$2.66B
7	Alameda	181	4,963	$2.41B
8	Sacramento	172	4,862	$2.32B
9	San Francisco	142	3,035	$1.47B
10	Contra Costa	155	2,992	$1.39B
11	Ventura	162	2,672	$1.29B
12	Fresno	138	2,183	$1.20B
13	San Mateo	130	2,007	$1.10B
14	San Joaquin	131	1,528	$974.2M
15	Kern	128	1,640	$961.8M
16	Sonoma	113	1,664	$911.7M
17	Placer	124	1,928	$830.4M
18	San Luis Obispo	98	1,732	$689.2M
19	Monterey	94	1,056	$651.9M
20	Stanislaus	106	1,005	$610.0M
21	Santa Barbara	119	1,122	$590.8M
22	Solano	111	830	$482.0M
23	Santa Cruz	77	966	$462.2M
24	Tulare	84	771	$439.9M
25	El Dorado	101	771	$372.7M
26	Marin	99	895	$369.6M
27	Yolo	92	550	$332.8M
28	Napa	78	519	$308.2M
29	Shasta	63	643	$307.1M
30	Merced	69	438	$281.4M
31	Imperial	57	343	$222.0M
32	Madera	61	303	$208.2M
33	Butte	77	440	$198.2M
34	Nevada	60	376	$162.0M
35	Humboldt	48	341	$141.9M
36	Mendocino	46	184	$136.7M
37	Sutter	57	268	$115.3M
38	Kings	59	153	$112.4M
39	Tehama	39	176	$101.3M
40	Lake	40	119	$89.9M
41	Yuba	37	121	$75.3M
42	Amador	40	109	$73.6M
43	San Benito	37	123	$70.0M
44	Siskiyou	39	123	$68.8M
45	Tuolumne	38	120	$59.6M
46	Plumas	31	75	$54.4M
47	Calaveras	35	116	$49.4M
48	Mono	26	48	$40.8M
49	Inyo	28	41	$37.9M
50	Colusa	20	40	$29.3M
51	Glenn	21	61	$25.4M
52	Lassen	20	55	$24.8M
53	Del Norte	18	28	$19.5M
54	Mariposa	19	39	$18.7M
55	Trinity	13	30	$14.6M
56	Modoc	10	18	$8.4M
57	Sierra	5	13	$3.1M
58	Alpine	2	3	$348K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.