SBA 7(a) lenders in San Bernardino, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

213 institutions have SBA 7(a) loans on record in San Bernardino, together $3.58B across 6,164 loans. U.S. Bank, National Association is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	U.S. Bank, National Association	1,004	$276.7M	7.7%	1.00%
2	Wells Fargo Bank National Association	579	$214.5M	6.0%	1.20%
3	Enterprise Bank & Trust	173	$180.9M	5.1%	0.36%
4	Bank of Hope	285	$139.8M	3.9%	0.63%
5	Harvest Small Business Finance, LLC	118	$138.2M	3.9%	0.00%
6	Commonwealth Business Bank	145	$132.2M	3.7%	0.29%
7	Open Bank	86	$111.6M	3.1%	0.11%
8	East West Bank	173	$111.3M	3.1%	0.54%
9	Columbia Bank	174	$110.8M	3.1%	3.13%
10	JPMorgan Chase Bank, National Association	398	$93.0M	2.6%	2.78%
11	Citizens Business Bank National Association	134	$90.1M	2.5%	0.70%
12	PCB Bank	85	$81.7M	2.3%	0.41%
13	Live Oak Banking Company	53	$81.2M	2.3%	0.96%
14	United Business Bank	92	$79.4M	2.2%	0.78%
15	US Metro Bank	47	$74.9M	2.1%	2.52%
16	Celtic Bank Corporation	112	$72.9M	2.0%	1.08%
17	BMO Bank National Association	71	$57.1M	1.6%	1.54%
18	Readycap Lending, LLC	97	$56.8M	1.6%	4.30%
19	Banc of California	76	$55.0M	1.5%	1.65%
20	First General Bank	40	$50.7M	1.4%	0.00%
21	Royal Business Bank	34	$46.4M	1.3%	1.10%
22	Bank of America, National Association	119	$45.0M	1.3%	1.29%
23	VelocitySBA, LLC	96	$44.4M	1.2%	1.27%
24	Hanmi Bank	54	$41.3M	1.2%	1.87%
25	CalPrivate Bank	32	$41.0M	1.1%	0.00%
26	Newtek Bank, National Association	90	$38.7M	1.1%	0.00%
27	United Pacific Bank	20	$37.1M	1.0%	2.34%
28	Mission Valley Bank	20	$35.5M	1.0%	0.00%
29	American Continental Bank	33	$35.3M	1.0%	0.00%
30	Cathay Bank	29	$32.6M	0.9%	0.00%
31	Newtek Small Business Finance, Inc.	48	$28.1M	0.8%	2.53%
32	Zions Bank, A Division of	78	$27.2M	0.8%	2.31%
33	BayFirst National Bank	93	$25.3M	0.7%	12.69%
34	The Huntington National Bank	82	$24.9M	0.7%	2.98%
35	Byline Bank	11	$24.3M	0.7%	3.58%
36	Mega Bank	11	$23.7M	0.7%	0.00%
37	Summit State Bank	6	$22.8M	0.6%	0.00%
38	GBC International Bank	29	$20.9M	0.6%	0.00%
39	American Business Bank	16	$20.8M	0.6%	0.00%
40	Hana Small Business Lending, Inc.	18	$20.3M	0.6%	0.61%
41	Commercial Bank of California	24	$19.9M	0.6%	0.00%
42	First-Citizens Bank & Trust Company	22	$19.1M	0.5%	8.87%
43	Banner Bank	55	$18.9M	0.5%	3.07%
44	Northeast Bank	129	$18.8M	0.5%	6.52%
45	Centerstone SBA Lending, Inc.	12	$18.4M	0.5%	0.00%
46	City National Bank	21	$17.9M	0.5%	0.00%
47	CDC Small Business Finance Corp.	87	$15.9M	0.4%	14.74%
48	America First Federal Credit Union	10	$15.8M	0.4%	7.80%
49	Poppy Bank	9	$15.7M	0.4%	0.00%
50	GBank	8	$15.7M	0.4%	0.00%
51	Genesis Bank	17	$15.2M	0.4%	4.31%
52	Sunflower Bank National Association	19	$15.1M	0.4%	4.12%
53	Lendistry SBLC, LLC	74	$14.5M	0.4%	1.82%
54	Stearns Bank National Association	27	$13.8M	0.4%	1.21%
55	Pacific Alliance Bank	12	$13.2M	0.4%	7.89%
56	First Financial Bank	4	$13.1M	0.4%	0.00%
57	SMBC MANUBANK	19	$13.0M	0.4%	0.00%
58	United Community Bank	11	$12.9M	0.4%	0.00%
59	PNC Bank, National Association	42	$12.5M	0.3%	1.21%
60	First Internet Bank of Indiana	12	$12.5M	0.3%	0.00%
61	CTBC Bank Corp. (USA)	10	$12.4M	0.3%	0.00%
62	Western Alliance Bank	10	$11.8M	0.3%	3.38%
63	The Bancorp Bank National Association	14	$11.3M	0.3%	0.00%
64	Sunwest Bank	14	$11.1M	0.3%	3.17%
65	Grow America Fund, Incorporated	16	$10.9M	0.3%	0.00%
66	California International Bank, A National Banking Association	9	$10.8M	0.3%	0.00%
67	Southwestern National Bank	6	$10.8M	0.3%	0.00%
68	IncredibleBank	8	$10.7M	0.3%	0.00%
69	California Bank of Commerce, NA	13	$9.7M	0.3%	0.00%
70	Citizens Bank	14	$9.3M	0.3%	3.44%
71	First Bank	10	$9.1M	0.3%	0.00%
72	Frontwave Credit Union	7	$8.8M	0.2%	0.00%
73	New Omni Bank National Association	9	$8.4M	0.2%	0.00%
74	EverTrust Bank	8	$7.8M	0.2%	0.00%
75	Fifth Third Bank	38	$7.8M	0.2%	11.06%
76	Golden Bank National Association	4	$7.6M	0.2%	0.00%
77	Woori America Bank	8	$7.4M	0.2%	0.00%
78	Citibank, N.A.	35	$7.4M	0.2%	0.00%
79	Pathward National Association	4	$6.9M	0.2%	0.00%
80	Wallis Bank	5	$6.6M	0.2%	0.00%
81	California Business Bank	7	$6.4M	0.2%	0.00%
82	Merchants Bank of California, National Association	6	$6.4M	0.2%	0.00%
83	Shinhan Bank America	6	$6.2M	0.2%	9.41%
84	Beacon Bank and Trust	4	$6.2M	0.2%	0.00%
85	Port 51 Lending LLC	3	$6.0M	0.2%	0.00%
86	American Plus Bank National Association	7	$5.8M	0.2%	0.00%
87	First Bank of the Lake	4	$5.7M	0.2%	0.00%
88	Popular Bank	34	$5.6M	0.2%	49.98%
89	United Midwest Savings Bank National Association	19	$5.6M	0.2%	13.91%
90	Stone Bank	7	$5.1M	0.1%	0.00%
91	AMPAC Tri-State CDC, Inc.	20	$5.0M	0.1%	0.00%
92	US Eagle FCU	1	$5.0M	0.1%	0.00%
93	MidFirst Bank	3	$4.9M	0.1%	0.00%
94	FinWise Bank	2	$4.9M	0.1%	0.00%
95	First Merchants Bank	6	$4.8M	0.1%	0.00%
96	Federal Deposit Insurance Corporation	5	$4.8M	0.1%	0.00%
97	Pinnacle Bank	4	$4.7M	0.1%	0.00%
98	Gainey Business Bank	1	$4.6M	0.1%	0.00%
99	The Bank of Princeton	1	$4.4M	0.1%	0.00%
100	TowneBank	5	$4.0M	0.1%	0.00%
101	Beacon Business Bank National Association	4	$3.9M	0.1%	0.00%
102	Gulf Coast Bank and Trust Company	2	$3.4M	0.1%	0.00%
103	Rize Federal Credit Union	5	$3.3M	0.1%	0.00%
104	Endeavor Bank	1	$3.3M	0.1%	0.00%
105	Glacier Bank	2	$3.3M	0.1%	0.00%
106	Five Star Bank	14	$3.2M	0.1%	10.46%
107	Capital Bank, National Association	2	$3.1M	0.1%	0.00%
108	Icon Business Bank	1	$3.1M	0.1%	0.00%
109	Beal Bank USA	5	$3.1M	0.1%	9.91%
110	PromiseOne Bank	2	$3.1M	0.1%	0.00%
111	State Bank of India (California)	2	$3.0M	0.1%	0.00%
112	FDIC - Community Bank & Trust-West Georgia	5	$2.8M	0.1%	0.00%
113	Independence Bank	19	$2.6M	0.1%	15.27%
114	Merchants Bank of Indiana	1	$2.6M	0.1%	0.00%
115	First Service Credit Union	1	$2.6M	0.1%	0.00%
116	Arrowhead Federal Credit Union	25	$2.6M	0.1%	11.95%
117	Simmons Bank	7	$2.5M	0.1%	0.00%
118	United Fidelity Bank, FSB	7	$2.5M	0.1%	4.20%
119	Seacoast National Bank	6	$2.4M	0.1%	18.92%
120	Mission Bank	2	$2.4M	0.1%	0.00%
121	EverBank National Association	1	$2.3M	0.1%	0.00%
122	Plumas Bank	4	$2.2M	0.1%	0.00%
123	West Valley National Bank	2	$2.2M	0.1%	0.00%
124	Touchmark National Bank	1	$2.1M	0.1%	0.00%
125	22nd State Bank, A Division of 22nd State Banking Company	2	$2.1M	0.1%	0.00%
126	West Coast Community Bank	1	$2.1M	0.1%	0.00%
127	First Western SBLC, LLC	2	$2.1M	0.1%	0.00%
128	American Riviera Bank	9	$2.0M	0.1%	0.00%
129	KeyBank National Association	2	$2.0M	0.1%	0.00%
130	Village Bank and Trust, National Association	3	$1.9M	0.1%	0.00%
131	Milestone Bank	1	$1.8M	0.1%	0.00%
132	Arizona Financial Credit Union	1	$1.8M	0.1%	0.00%
133	Preferred Bank	2	$1.7M	0.0%	0.00%
134	First Pacific Bank	3	$1.7M	0.0%	21.41%
135	Old National Bank	2	$1.6M	0.0%	0.00%
136	Evolve Bank and Trust	2	$1.6M	0.0%	0.00%
137	Legacy Bank	1	$1.5M	0.0%	0.00%
138	KeyPoint CU	3	$1.5M	0.0%	0.00%
139	CenTrust Bank, A Division of SmartBiz Bank National Association	8	$1.4M	0.0%	0.00%
140	Ameris Bank	3	$1.4M	0.0%	0.00%
141	Happen Bank	2	$1.4M	0.0%	0.00%
142	Golden State Bank	4	$1.3M	0.0%	0.00%
143	Pinnacle Bank	3	$1.3M	0.0%	0.00%
144	FFB Bank	1	$1.2M	0.0%	0.00%
145	Bank Five Nine	3	$1.2M	0.0%	0.00%
146	UniBank	1	$1.2M	0.0%	0.00%
147	HomeTrust Bank	2	$1.1M	0.0%	0.00%
148	California Federal Credit Union	6	$1.1M	0.0%	15.66%
149	Customers Bank	1	$1.1M	0.0%	0.00%
150	FWBank	1	$1.0M	0.0%	0.00%
151	CRF Small Business Loan Company, LLC	3	$1.0M	0.0%	0.00%
152	First Business Bank	2	$985K	0.0%	0.00%
153	BankUnited, National Association	1	$930K	0.0%	0.00%
154	Home Bank of California	1	$880K	0.0%	0.00%
155	Kinecta FCU	5	$848K	0.0%	0.00%
156	Mechanics Bank	5	$842K	0.0%	11.88%
157	CIBC Bank USA	1	$801K	0.0%	0.00%
158	Community Banks of Colorado, A Division of NBH Bank	1	$778K	0.0%	0.00%
159	Capital One National Association	18	$770K	0.0%	43.29%
160	Bank of the Sierra	1	$757K	0.0%	0.00%
161	First Utah Bank	1	$750K	0.0%	0.00%
162	CommerceWest Bank	4	$700K	0.0%	0.00%
163	Colony Bank	5	$700K	0.0%	0.00%
164	Coastal States Bank	1	$650K	0.0%	0.00%
165	First Commercial Bank (USA)	2	$650K	0.0%	0.00%
166	Patriot Bank, National Association	1	$630K	0.0%	0.00%
167	Hometown Bank	1	$601K	0.0%	0.00%
168	City National Bank of Florida	2	$590K	0.0%	0.00%
169	Community Commerce Bank	1	$569K	0.0%	0.00%
170	Mortgage Capital Development Corporation	2	$500K	0.0%	0.00%
171	Truist Bank	1	$500K	0.0%	0.00%
172	The Park National Bank	1	$478K	0.0%	0.00%
173	Valley Economic Development Corp.	4	$475K	0.0%	0.00%
174	Prestamos CDFI, LLC	2	$461K	0.0%	0.00%
175	Firstrust Savings Bank	1	$460K	0.0%	0.00%
176	Flagstar Bank National Association	2	$440K	0.0%	0.00%
177	Partners Bank of California	1	$425K	0.0%	0.00%
178	Grasshopper Bank National Association	2	$425K	0.0%	0.00%
179	Business Lenders, LLC	1	$360K	0.0%	0.00%
180	Hanover Community Bank	1	$350K	0.0%	0.00%
181	Capital Community Bank	1	$350K	0.0%	0.00%
182	Stock Yards Bank & Trust Company	1	$350K	0.0%	0.00%
183	HSBC Bank USA National Association	1	$350K	0.0%	0.00%
184	Florida Capital Bank, National Association	1	$350K	0.0%	0.00%
185	North State Bank	1	$340K	0.0%	0.00%
186	TD Bank, National Association	1	$297K	0.0%	0.00%
187	Aurora Interim National Bank	1	$284K	0.0%	56.12%
188	Main Street Launch	2	$275K	0.0%	34.70%
189	SoFi Bank, National Association	3	$275K	0.0%	31.02%
190	California Statewide Certified Development Corporation	1	$273K	0.0%	0.00%
191	Wilmington Savings Fund Society FSB	1	$258K	0.0%	0.00%
192	Global Federal Credit Union	2	$250K	0.0%	0.00%
193	Luminate Bank	1	$234K	0.0%	0.00%
194	Magnifi Financial CU	1	$226K	0.0%	0.00%
195	USC CU	1	$225K	0.0%	0.00%
196	American Bank and Trust Company	1	$200K	0.0%	0.00%
197	Neighborhood National Bank	1	$190K	0.0%	0.00%
198	Accion Opportunity Fund Community Development	1	$188K	0.0%	0.00%
199	Liberty Bank, Inc.	1	$175K	0.0%	0.00%
200	Credit Union of Southern California, a Federal Credit Union	1	$157K	0.0%	0.00%
201	Vision One CU	1	$150K	0.0%	0.00%
202	Ventura County CU	1	$150K	0.0%	0.00%
203	Heritage Bank Inc	1	$150K	0.0%	0.00%
204	Central Bank	1	$134K	0.0%	0.00%
205	SNB Bank National Association	1	$126K	0.0%	0.00%
206	PCR Small Business Development	1	$100K	0.0%	0.00%
207	Nano Banc	1	$90K	0.0%	80.41%
208	Business Finance Capital	1	$81K	0.0%	0.00%
209	Security Bank USA	1	$81K	0.0%	0.00%
210	WaFd Bank	2	$80K	0.0%	0.00%
211	Southland Credit Union	1	$50K	0.0%	0.00%
212	E-Central CU	1	$19K	0.0%	0.00%
213	Premier America CU	1	$10K	0.0%	87.24%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	811	$647.4M	18.1%
2	Retail trade	784	$594.2M	16.6%
3	Wholesale trade	541	$404.8M	11.3%
4	Other services	576	$291.3M	8.1%
5	Health care & social assistance	516	$290.8M	8.1%
6	Transportation & warehousing	491	$230.3M	6.4%
7	Manufacturing	260	$189.1M	5.3%
8	Construction	586	$178.6M	5.0%
9	Retail trade	274	$159.3M	4.4%
10	Professional & technical services	430	$149.5M	4.2%
11	Manufacturing	118	$101.3M	2.8%
12	Real estate & leasing	143	$74.0M	2.1%
13	Administrative & waste services	198	$60.1M	1.7%
14	Manufacturing	79	$55.9M	1.6%
15	Arts, entertainment & recreation	108	$47.8M	1.3%
16	Finance & insurance	78	$36.9M	1.0%
17	Transportation & warehousing	44	$23.3M	0.7%
18	Educational services	73	$23.0M	0.6%
19	Information	34	$12.1M	0.3%
20	Mining & extraction	2	$5.7M	0.2%
21	Agriculture, forestry & fishing	9	$4.8M	0.1%
22	Utilities	7	$2.4M	0.1%
23	Public administration	2	$32K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.