SBA 7(a) lenders in San Bernardino, CA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

215 institutions have SBA 7(a) loans on record in San Bernardino, together $3.64B across 6,267 loans. U.S. Bank, National Association is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	U.S. Bank, National Association	1,021	$280.6M	7.7%	1.01%
2	Wells Fargo Bank National Association	579	$214.5M	5.9%	1.22%
3	Enterprise Bank & Trust	175	$184.3M	5.1%	0.35%
4	Bank of Hope	306	$153.2M	4.2%	0.57%
5	Harvest Small Business Finance, LLC	118	$138.2M	3.8%	0.00%
6	Commonwealth Business Bank	145	$132.2M	3.6%	0.29%
7	Open Bank	92	$116.7M	3.2%	0.11%
8	East West Bank	174	$111.3M	3.1%	0.54%
9	Columbia Bank	175	$110.9M	3.0%	3.13%
10	JPMorgan Chase Bank, National Association	401	$93.1M	2.6%	2.94%
11	Citizens Business Bank National Association	135	$91.1M	2.5%	0.69%
12	PCB Bank	87	$85.6M	2.4%	0.39%
13	Live Oak Banking Company	56	$81.9M	2.2%	1.20%
14	United Business Bank	92	$79.4M	2.2%	0.78%
15	US Metro Bank	49	$76.7M	2.1%	2.47%
16	Celtic Bank Corporation	113	$72.9M	2.0%	1.08%
17	Readycap Lending, LLC	104	$57.8M	1.6%	4.23%
18	BMO Bank National Association	71	$57.1M	1.6%	1.54%
19	Banc of California	76	$55.0M	1.5%	1.65%
20	First General Bank	40	$50.7M	1.4%	0.00%
21	Royal Business Bank	34	$46.4M	1.3%	1.10%
22	VelocitySBA, LLC	98	$46.1M	1.3%	1.22%
23	Bank of America, National Association	119	$45.0M	1.2%	1.29%
24	Newtek Bank, National Association	98	$42.6M	1.2%	0.00%
25	CalPrivate Bank	33	$41.4M	1.1%	0.00%
26	Hanmi Bank	54	$41.3M	1.1%	1.87%
27	United Pacific Bank	21	$38.5M	1.1%	2.25%
28	American Continental Bank	37	$37.7M	1.0%	0.00%
29	Mission Valley Bank	20	$35.5M	1.0%	0.00%
30	Cathay Bank	30	$33.8M	0.9%	0.00%
31	Newtek Small Business Finance, LLC	48	$28.1M	0.8%	2.53%
32	Zions Bancorporation, National Association	78	$27.2M	0.7%	2.31%
33	Byline Bank	12	$25.7M	0.7%	3.38%
34	BayFirst National Bank	93	$25.3M	0.7%	12.69%
35	The Huntington National Bank	82	$24.9M	0.7%	3.57%
36	Mega Bank	12	$24.3M	0.7%	0.00%
37	Summit State Bank	6	$22.8M	0.6%	0.00%
38	Centerstone SBA Lending, Inc.	13	$21.0M	0.6%	0.00%
39	GBC International Bank	29	$20.9M	0.6%	0.00%
40	American Business Bank	16	$20.8M	0.6%	0.00%
41	Hana Small Business Lending, Inc.	18	$20.3M	0.6%	0.61%
42	Commercial Bank of California	24	$19.9M	0.5%	0.00%
43	Northeast Bank	139	$19.8M	0.5%	6.17%
44	First-Citizens Bank & Trust Company	23	$19.3M	0.5%	8.78%
45	Banner Bank	56	$19.2M	0.5%	3.02%
46	City National Bank	21	$17.9M	0.5%	0.00%
47	CDC Small Business Finance Corp.	87	$15.9M	0.4%	14.74%
48	America First Federal Credit Union	10	$15.8M	0.4%	7.80%
49	Poppy Bank	9	$15.7M	0.4%	0.00%
50	GBank	8	$15.7M	0.4%	0.00%
51	Genesis Bank	17	$15.2M	0.4%	4.31%
52	Lendistry SBLC, LLC	78	$15.2M	0.4%	1.74%
53	Sunflower Bank National Association	19	$15.1M	0.4%	4.12%
54	Stearns Bank National Association	27	$13.8M	0.4%	1.21%
55	Pacific Alliance Bank	12	$13.2M	0.4%	7.89%
56	First Financial Bank	4	$13.1M	0.4%	0.00%
57	United Community Bank	11	$12.9M	0.4%	0.00%
58	PNC Bank, National Association	42	$12.5M	0.3%	1.21%
59	First Internet Bank of Indiana	12	$12.5M	0.3%	0.00%
60	CTBC Bank Corp. (USA)	10	$12.4M	0.3%	0.00%
61	Southwestern National Bank	7	$12.3M	0.3%	0.00%
62	Pathward National Association	5	$11.9M	0.3%	0.00%
63	Western Alliance Bank	10	$11.8M	0.3%	3.38%
64	The Bancorp Bank National Association	14	$11.3M	0.3%	0.00%
65	Sunwest Bank	14	$11.1M	0.3%	3.17%
66	Grow America Fund, Incorporated	16	$10.9M	0.3%	0.00%
67	California International Bank, A National Banking Association	9	$10.8M	0.3%	0.00%
68	IncredibleBank	8	$10.7M	0.3%	0.00%
69	Citizens Bank	15	$10.2M	0.3%	3.15%
70	California Bank of Commerce, NA	13	$9.7M	0.3%	0.00%
71	First Bank	10	$9.1M	0.2%	0.00%
72	Frontwave Credit Union	7	$8.8M	0.2%	0.00%
73	Fifth Third Bank	39	$8.4M	0.2%	10.26%
74	New Omni Bank National Association	9	$8.4M	0.2%	0.00%
75	EverTrust Bank	8	$7.8M	0.2%	0.00%
76	Woori America Bank	9	$7.7M	0.2%	0.00%
77	Golden Bank National Association	4	$7.6M	0.2%	0.00%
78	Citibank, N.A.	36	$7.5M	0.2%	0.00%
79	Wallis Bank	5	$6.6M	0.2%	0.00%
80	California Business Bank	7	$6.4M	0.2%	0.00%
81	Merchants Bank of California, National Association	6	$6.4M	0.2%	0.00%
82	Shinhan Bank America	6	$6.2M	0.2%	9.41%
83	Beacon Bank and Trust	4	$6.2M	0.2%	0.00%
84	First Bank of the Lake	5	$6.1M	0.2%	0.00%
85	Port 51 Lending LLC	3	$6.0M	0.2%	0.00%
86	American Plus Bank National Association	7	$5.8M	0.2%	0.00%
87	Gulf Coast Bank and Trust Company	3	$5.8M	0.2%	0.00%
88	Popular Bank	34	$5.6M	0.2%	49.98%
89	United Midwest Savings Bank National Association	19	$5.6M	0.2%	13.91%
90	TowneBank	7	$5.5M	0.2%	0.00%
91	Stone Bank	7	$5.1M	0.1%	0.00%
92	US Eagle FCU	1	$5.0M	0.1%	0.00%
93	MidFirst Bank	3	$4.9M	0.1%	0.00%
94	FinWise Bank	2	$4.9M	0.1%	0.00%
95	First Merchants Bank	6	$4.8M	0.1%	0.00%
96	Federal Deposit Insurance Corporation	5	$4.8M	0.1%	0.00%
97	Pinnacle Bank	4	$4.7M	0.1%	0.00%
98	AMPAC Tri-State CDC, Inc.	19	$4.7M	0.1%	0.00%
99	Gainey Business Bank	1	$4.6M	0.1%	0.00%
100	The Bank of Princeton	1	$4.4M	0.1%	0.00%
101	West Coast Community Bank	2	$4.1M	0.1%	0.00%
102	Beacon Business Bank National Association	4	$3.9M	0.1%	0.00%
103	Rize Federal Credit Union	5	$3.3M	0.1%	0.00%
104	Endeavor Bank	1	$3.3M	0.1%	0.00%
105	Glacier Bank	2	$3.3M	0.1%	0.00%
106	Five Star Bank	14	$3.2M	0.1%	10.46%
107	Capital Bank, National Association	2	$3.1M	0.1%	0.00%
108	Icon Business Bank	1	$3.1M	0.1%	0.00%
109	Beal Bank USA	5	$3.1M	0.1%	9.91%
110	PromiseOne Bank	2	$3.1M	0.1%	0.00%
111	State Bank of India (California)	2	$3.0M	0.1%	0.00%
112	EverBank National Association	2	$2.9M	0.1%	0.00%
113	FDIC - Community Bank & Trust-West Georgia	5	$2.8M	0.1%	0.00%
114	Independence Bank	19	$2.6M	0.1%	15.27%
115	Merchants Bank of Indiana	1	$2.6M	0.1%	0.00%
116	First Service Credit Union	1	$2.6M	0.1%	0.00%
117	Arrowhead Federal Credit Union	25	$2.6M	0.1%	11.95%
118	Simmons Bank	7	$2.5M	0.1%	0.00%
119	United Fidelity Bank, FSB	7	$2.5M	0.1%	4.20%
120	Seacoast National Bank	6	$2.4M	0.1%	18.92%
121	Mission Bank	2	$2.4M	0.1%	0.00%
122	Plumas Bank	4	$2.2M	0.1%	0.00%
123	West Valley National Bank	2	$2.2M	0.1%	0.00%
124	Touchmark National Bank	1	$2.1M	0.1%	0.00%
125	22nd State Bank, A Division of 22nd State Banking Company	2	$2.1M	0.1%	0.00%
126	First Western SBLC, LLC d/b/a Peachtree Group	2	$2.1M	0.1%	0.00%
127	Truliant FCU	1	$2.0M	0.1%	0.00%
128	American Riviera Bank	9	$2.0M	0.1%	0.00%
129	KeyBank National Association	2	$2.0M	0.1%	0.00%
130	CenTrust Bank, A Division of SmartBiz Bank National Association	10	$1.9M	0.1%	0.00%
131	Village Bank and Trust, National Association	3	$1.9M	0.1%	0.00%
132	Milestone Bank	1	$1.8M	0.1%	0.00%
133	Arizona Financial Credit Union	1	$1.8M	0.1%	0.00%
134	First Pacific Bank	4	$1.7M	0.0%	20.72%
135	Preferred Bank	2	$1.7M	0.0%	0.00%
136	Old National Bank	2	$1.6M	0.0%	0.00%
137	Evolve Bank and Trust	2	$1.6M	0.0%	0.00%
138	Legacy Bank	1	$1.5M	0.0%	0.00%
139	KeyPoint CU	3	$1.5M	0.0%	0.00%
140	Ameris Bank	3	$1.4M	0.0%	0.00%
141	Happen Bank	2	$1.4M	0.0%	0.00%
142	Golden State Bank	4	$1.3M	0.0%	0.00%
143	Pinnacle Bank	3	$1.3M	0.0%	0.00%
144	FFB Bank	1	$1.2M	0.0%	0.00%
145	Bank Five Nine	3	$1.2M	0.0%	0.00%
146	UniBank	1	$1.2M	0.0%	0.00%
147	HomeTrust Bank	2	$1.1M	0.0%	0.00%
148	California Federal Credit Union	6	$1.1M	0.0%	15.66%
149	Customers Bank	1	$1.1M	0.0%	0.00%
150	FWBank	1	$1.0M	0.0%	0.00%
151	CRF Small Business Loan Company, LLC	3	$1.0M	0.0%	0.00%
152	First Business Bank	2	$985K	0.0%	0.00%
153	BankUnited, National Association	1	$930K	0.0%	0.00%
154	Home Bank of California	1	$880K	0.0%	0.00%
155	Colony Bank	6	$850K	0.0%	0.00%
156	Kinecta FCU	5	$848K	0.0%	0.00%
157	Mechanics Bank	5	$842K	0.0%	11.88%
158	Bankwell Bank	1	$805K	0.0%	0.00%
159	CIBC Bank USA	1	$801K	0.0%	0.00%
160	Community Banks of Colorado, A Division of NBH Bank	1	$778K	0.0%	0.00%
161	Capital One National Association	18	$770K	0.0%	43.29%
162	Bank of the Sierra	1	$757K	0.0%	0.00%
163	First Utah Bank	1	$750K	0.0%	0.00%
164	CommerceWest Bank	4	$700K	0.0%	0.00%
165	First Commercial Bank (USA)	2	$650K	0.0%	0.00%
166	Coastal States Bank	1	$650K	0.0%	0.00%
167	Patriot Bank, National Association	1	$630K	0.0%	0.00%
168	Hometown Bank	1	$601K	0.0%	0.00%
169	City National Bank of Florida	2	$590K	0.0%	0.00%
170	Grasshopper Bank National Association	3	$575K	0.0%	0.00%
171	Community Commerce Bank	1	$569K	0.0%	0.00%
172	The Mortgage Capital Development Corporation	2	$500K	0.0%	0.00%
173	Truist Bank	1	$500K	0.0%	0.00%
174	The Park National Bank	1	$478K	0.0%	0.00%
175	Valley Economic Development Corp.	4	$475K	0.0%	0.00%
176	Prestamos CDFI, LLC	2	$461K	0.0%	0.00%
177	Firstrust Savings Bank	1	$460K	0.0%	0.00%
178	Primis Bank	1	$458K	0.0%	0.00%
179	Flagstar Bank National Association	2	$440K	0.0%	0.00%
180	Partners Bank of California	1	$425K	0.0%	0.00%
181	Business Lenders, LLC	1	$360K	0.0%	0.00%
182	Accordia Bank	1	$350K	0.0%	0.00%
183	Florida Capital Bank, National Association	1	$350K	0.0%	0.00%
184	HSBC Bank USA National Association	1	$350K	0.0%	0.00%
185	Hanover Community Bank	1	$350K	0.0%	0.00%
186	Stock Yards Bank & Trust Company	1	$350K	0.0%	0.00%
187	North State Bank	1	$340K	0.0%	0.00%
188	TD Bank, National Association	1	$297K	0.0%	0.00%
189	Aurora Interim National Bank	1	$284K	0.0%	56.12%
190	Main Street Launch	2	$275K	0.0%	34.70%
191	SoFi Bank, National Association	3	$275K	0.0%	31.02%
192	California Statewide Certified Development Corporation	1	$273K	0.0%	0.00%
193	Wilmington Savings Fund Society FSB	1	$258K	0.0%	0.00%
194	Global Federal Credit Union	2	$250K	0.0%	0.00%
195	Luminate Bank	1	$234K	0.0%	0.00%
196	Magnifi Financial CU	1	$226K	0.0%	0.00%
197	USC CU	1	$225K	0.0%	0.00%
198	American Bank and Trust Company	1	$200K	0.0%	0.00%
199	Neighborhood National Bank	1	$190K	0.0%	0.00%
200	Accion Opportunity Fund Community Development	1	$188K	0.0%	0.00%
201	Liberty Bank, Inc.	1	$175K	0.0%	0.00%
202	Credit Union of Southern California, a Federal Credit Union	1	$157K	0.0%	0.00%
203	Vision One CU	1	$150K	0.0%	0.00%
204	Heritage Bank Inc	1	$150K	0.0%	0.00%
205	Ventura County CU	1	$150K	0.0%	0.00%
206	Central Bank	1	$134K	0.0%	0.00%
207	SNB Bank National Association	1	$126K	0.0%	0.00%
208	PCR Small Business Development	1	$100K	0.0%	0.00%
209	Nano Banc	1	$90K	0.0%	80.41%
210	Business Finance Capital	1	$81K	0.0%	0.00%
211	Security Bank USA	1	$81K	0.0%	0.00%
212	WaFd Bank	2	$80K	0.0%	0.00%
213	Southland Credit Union	1	$50K	0.0%	0.00%
214	E-Central CU	1	$19K	0.0%	0.00%
215	Premier America CU	1	$10K	0.0%	87.24%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	819	$650.9M	17.9%
2	Retail trade	792	$598.3M	16.4%
3	Wholesale trade	545	$406.0M	11.2%
4	Health care & social assistance	530	$298.9M	8.2%
5	Other services	586	$293.5M	8.1%
6	Transportation & warehousing	496	$232.4M	6.4%
7	Manufacturing	264	$195.5M	5.4%
8	Construction	600	$188.7M	5.2%
9	Retail trade	284	$169.5M	4.7%
10	Professional & technical services	437	$153.2M	4.2%
11	Manufacturing	119	$101.4M	2.8%
12	Real estate & leasing	145	$75.2M	2.1%
13	Administrative & waste services	204	$61.1M	1.7%
14	Manufacturing	78	$55.6M	1.5%
15	Arts, entertainment & recreation	110	$48.4M	1.3%
16	Finance & insurance	81	$38.3M	1.1%
17	Transportation & warehousing	44	$23.3M	0.6%
18	Educational services	76	$23.3M	0.6%
19	Information	34	$12.1M	0.3%
20	Mining & extraction	4	$8.2M	0.2%
21	Agriculture, forestry & fishing	10	$4.8M	0.1%
22	Utilities	7	$2.4M	0.1%
23	Public administration	2	$32K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.