Construction lenders in San Bernardino, CA

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-09-30.

74 institutions have SBA 7(a) loans on record to this industry in San Bernardino, CA, together $188.7M across 600 loans. U.S. Bank, National Association is the largest, with 13% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	U.S. Bank, National Association	218	$24.6M	13.0%
2	Wells Fargo Bank National Association	48	$19.7M	10.4%
3	JPMorgan Chase Bank, National Association	70	$15.1M	8.0%
4	Enterprise Bank & Trust	14	$13.9M	7.4%
5	Harvest Small Business Finance, LLC	12	$11.2M	5.9%
6	Columbia Bank	11	$7.4M	3.9%
7	Banc of California	14	$6.2M	3.3%
8	VelocitySBA, LLC	7	$5.3M	2.8%
9	CalPrivate Bank	3	$5.1M	2.7%
10	Beacon Bank and Trust	3	$5.1M	2.7%
11	Pathward National Association	1	$5.0M	2.6%
12	East West Bank	11	$3.9M	2.1%
13	Zions Bancorporation, National Association	12	$3.6M	1.9%
14	Pacific Alliance Bank	3	$3.4M	1.8%
15	Citizens Business Bank National Association	6	$3.1M	1.6%
16	Icon Business Bank	1	$3.1M	1.6%
17	First Internet Bank of Indiana	3	$2.7M	1.4%
18	Bank of America, National Association	10	$2.7M	1.4%
19	Centerstone SBA Lending, Inc.	1	$2.5M	1.3%
20	Newtek Small Business Finance, LLC	6	$2.3M	1.2%
21	United Business Bank	2	$2.2M	1.2%
22	West Coast Community Bank	1	$2.1M	1.1%
23	IncredibleBank	1	$2.0M	1.1%
24	The Huntington National Bank	7	$2.0M	1.0%
25	First-Citizens Bank & Trust Company	3	$1.6M	0.8%
26	BayFirst National Bank	9	$1.6M	0.8%
27	Lendistry SBLC, LLC	7	$1.6M	0.8%
28	Northeast Bank	14	$1.5M	0.8%
29	Fifth Third Bank	7	$1.5M	0.8%
30	Western Alliance Bank	1	$1.5M	0.8%
31	Legacy Bank	1	$1.5M	0.8%
32	Banner Bank	4	$1.4M	0.8%
33	Newtek Bank, National Association	5	$1.4M	0.8%
34	Bank of Hope	6	$1.4M	0.7%
35	Readycap Lending, LLC	5	$1.3M	0.7%
36	California International Bank, A National Banking Association	1	$1.2M	0.6%
37	FFB Bank	1	$1.2M	0.6%
38	Celtic Bank Corporation	5	$1.2M	0.6%
39	BMO Bank National Association	4	$1.1M	0.6%
40	22nd State Bank, A Division of 22nd State Banking Company	1	$970K	0.5%
41	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$930K	0.5%
42	Live Oak Banking Company	2	$750K	0.4%
43	CDC Small Business Finance Corp.	3	$707K	0.4%
44	First General Bank	3	$700K	0.4%
45	First Bank	1	$667K	0.4%
46	TowneBank	1	$662K	0.4%
47	Mega Bank	1	$598K	0.3%
48	Sunflower Bank National Association	1	$585K	0.3%
49	Citibank, N.A.	13	$553K	0.3%
50	Hanmi Bank	1	$524K	0.3%
51	Woori America Bank	1	$500K	0.3%
52	Grow America Fund, Incorporated	1	$485K	0.3%
53	Partners Bank of California	1	$425K	0.2%
54	American Business Bank	2	$400K	0.2%
55	CommerceWest Bank	2	$400K	0.2%
56	Open Bank	2	$355K	0.2%
57	Kinecta FCU	1	$350K	0.2%
58	Citizens Bank	1	$328K	0.2%
59	United Midwest Savings Bank National Association	2	$300K	0.2%
60	AMPAC Tri-State CDC, Inc.	1	$300K	0.2%
61	Arrowhead Federal Credit Union	4	$295K	0.2%
62	FDIC - Community Bank & Trust-West Georgia	1	$286K	0.2%
63	US Metro Bank	1	$264K	0.1%
64	American Plus Bank National Association	1	$235K	0.1%
65	Hana Small Business Lending, Inc.	1	$205K	0.1%
66	Neighborhood National Bank	1	$190K	0.1%
67	City National Bank	1	$150K	0.1%
68	Mechanics Bank	1	$100K	0.1%
69	Global Federal Credit Union	1	$100K	0.1%
70	Nano Banc	1	$90K	0.0%
71	Stearns Bank National Association	1	$75K	0.0%
72	Five Star Bank	1	$32K	0.0%
73	Capital One National Association	1	$25K	0.0%
74	E-Central CU	1	$19K	0.0%

See construction lenders nationally

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.