SBA 7(a) lenders for Construction

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

2,063 institutions have SBA 7(a) loans on record in this sector, together $31.78B across 117,610 loans. The Huntington National Bank is the largest, with 7% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	The Huntington National Bank	12,096	$2.08B	6.5%
2	Wells Fargo Bank National Association	6,358	$1.49B	4.7%
3	U.S. Bank, National Association	11,569	$1.06B	3.3%
4	JPMorgan Chase Bank, National Association	6,585	$992.3M	3.1%
5	Live Oak Banking Company	916	$974.7M	3.1%
6	Newtek Small Business Finance, Inc.	774	$614.0M	1.9%
7	TD Bank, National Association	6,108	$606.5M	1.9%
8	Manufacturers and Traders Trust Company	4,510	$493.5M	1.6%
9	Newtek Bank, National Association	957	$473.3M	1.5%
10	First Internet Bank of Indiana	354	$468.2M	1.5%
11	KeyBank National Association	1,972	$459.9M	1.4%
12	Northeast Bank	2,437	$449.6M	1.4%
13	Enterprise Bank & Trust	472	$390.2M	1.2%
14	Readycap Lending, LLC	1,226	$383.7M	1.2%
15	BayFirst National Bank	1,849	$380.5M	1.2%
16	Truist Bank	1,002	$376.4M	1.2%
17	Byline Bank	312	$357.3M	1.1%
18	Columbia Bank	1,401	$353.5M	1.1%
19	BMO Bank National Association	547	$335.9M	1.1%
20	Fifth Third Bank	1,052	$316.3M	1.0%
21	Zions Bank, A Division of	1,775	$308.5M	1.0%
22	First Bank of the Lake	377	$303.2M	1.0%
23	Bank of America, National Association	1,243	$290.3M	0.9%
24	United Midwest Savings Bank National Association	1,486	$289.8M	0.9%
25	PNC Bank, National Association	2,775	$286.4M	0.9%
26	Beacon Bank and Trust	795	$274.9M	0.9%
27	Pinnacle Bank	254	$256.4M	0.8%
28	Old National Bank	443	$245.0M	0.8%
29	Celtic Bank Corporation	1,179	$243.0M	0.8%
30	SouthState Bank, National Association	376	$230.7M	0.7%
31	Harvest Small Business Finance, LLC	232	$220.4M	0.7%
32	First National Bank of Pennsylvania	288	$186.5M	0.6%
33	1st Financial Bank USA	94	$183.8M	0.6%
34	Pathward National Association	94	$175.6M	0.6%
35	Banc of California	187	$155.8M	0.5%
36	Eastern Bank	1,591	$154.7M	0.5%
37	Banner Bank	699	$149.6M	0.5%
38	TowneBank	146	$146.5M	0.5%
39	UMB Bank, National Association	339	$138.9M	0.4%
40	Regions Bank	199	$135.4M	0.4%
41	Meridian Bank	136	$130.6M	0.4%
42	BancFirst	281	$128.5M	0.4%
43	Webster Bank National Association	489	$123.4M	0.4%
44	Midwest Regional Bank	105	$123.3M	0.4%
45	Glacier Bank	487	$118.7M	0.4%
46	First Commonwealth Bank	207	$117.5M	0.4%
47	Busey Bank	143	$115.9M	0.4%
48	T Bank, National Association	63	$115.8M	0.4%
49	Fulton Bank, National Association	196	$113.7M	0.4%
50	First Merchants Bank	261	$112.9M	0.4%
51	Stearns Bank National Association	283	$111.2M	0.3%
52	Community Banks of Colorado, A Division of NBH Bank	129	$110.1M	0.3%
53	VelocitySBA, LLC	951	$105.1M	0.3%
54	Citizens Bank, National Association	836	$102.2M	0.3%
55	Lendistry SBLC, LLC	418	$101.8M	0.3%
56	First Bank	120	$98.1M	0.3%
57	America First Federal Credit Union	159	$96.9M	0.3%
58	First-Citizens Bank & Trust Company	151	$89.4M	0.3%
59	Mountain America FCU	583	$89.1M	0.3%
60	BOKF, National Association	192	$88.0M	0.3%
61	Truliant FCU	65	$86.7M	0.3%
62	22nd State Bank, A Division of 22nd State Banking Company	48	$86.4M	0.3%
63	Washington Trust Bank	151	$86.0M	0.3%
64	OakStar Bank	107	$85.6M	0.3%
65	Citizens Business Bank National Association	133	$82.6M	0.3%
66	BankUnited, National Association	126	$81.6M	0.3%
67	Gulf Coast Bank and Trust Company	136	$81.1M	0.3%
68	Simmons Bank	249	$81.1M	0.3%
69	Capital One National Association	421	$80.8M	0.3%
70	First American Bank	142	$80.7M	0.3%
71	First Interstate Bank	281	$79.5M	0.3%
72	Customers Bank	123	$79.4M	0.2%
73	First Horizon Bank	97	$76.6M	0.2%
74	City National Bank	89	$73.8M	0.2%
75	United Community Bank	97	$72.4M	0.2%
76	First Financial Bank	187	$67.6M	0.2%
77	The Bancorp Bank National Association	84	$67.4M	0.2%
78	Associated Bank National Association	494	$67.2M	0.2%
79	CenTrust Bank, A Division of SmartBiz Bank National Association	250	$65.4M	0.2%
80	Sunflower Bank National Association	94	$64.8M	0.2%
81	Seacoast National Bank	137	$62.0M	0.2%
82	Santander Bank, National Association	586	$61.8M	0.2%
83	Hancock Whitney Bank	133	$60.7M	0.2%
84	Northwest Bank	153	$60.5M	0.2%
85	Western Alliance Bank	91	$59.4M	0.2%
86	First Business Bank	69	$59.0M	0.2%
87	Rockland Trust Company	377	$58.5M	0.2%
88	First National Bank of Omaha	155	$58.0M	0.2%
89	Nicolet National Bank	123	$57.3M	0.2%
90	Heritage Bank	93	$56.6M	0.2%
91	HomeTrust Bank	56	$56.4M	0.2%
92	Bank First, N.A.	128	$56.1M	0.2%
93	Colony Bank	74	$56.0M	0.2%
94	FinWise Bank	53	$55.5M	0.2%
95	MidFirst Bank	107	$54.6M	0.2%
96	Citibank, N.A.	627	$54.5M	0.2%
97	Renasant Bank	77	$54.3M	0.2%
98	Wilmington Savings Fund Society FSB	115	$53.7M	0.2%
99	BankVista	115	$53.5M	0.2%
100	CIBC Bank USA	63	$51.9M	0.2%

Top 100 of 2,063 lenders.

Where this industry borrows

Rank	County	Loans	Approved
1	Los Angeles, CA	2,453	$926.6M
2	Maricopa, AZ	1,746	$722.9M
3	Orange, CA	1,262	$587.2M
4	San Diego, CA	1,401	$461.8M
5	Harris, TX	1,264	$451.2M
6	Cook, IL	1,567	$383.1M
7	King, WA	959	$358.2M
8	Dallas, TX	815	$352.9M
9	Salt Lake, UT	1,030	$320.5M
10	Riverside, CA	967	$293.8M
11	Clark, NV	673	$271.9M
12	Broward, FL	748	$259.3M
13	Palm Beach, FL	648	$257.0M
14	Hennepin, MN	841	$252.6M
15	Miami-Dade, FL	1,032	$234.4M
16	Tarrant, TX	592	$223.7M
17	Hillsborough, FL	468	$217.9M
18	Suffolk, NY	843	$197.0M
19	Middlesex, MA	1,068	$188.9M
20	Santa Clara, CA	427	$188.8M
21	Lee, FL	334	$186.1M
22	Orange, FL	426	$183.6M
23	San Bernardino, CA	586	$178.6M
24	Alameda, CA	433	$176.7M
25	Travis, TX	437	$174.2M
26	El Paso, CO	485	$167.3M
27	Jefferson, CO	468	$166.4M
28	Sacramento, CA	498	$163.1M
29	Marion, IN	556	$163.0M
30	Arapahoe, CO	423	$162.7M
31	Queens, NY	774	$162.1M
32	Kings, NY	663	$161.2M
33	Denver, CO	411	$158.6M
34	Adams, CO	406	$158.2M
35	Mecklenburg, NC	325	$153.4M
36	Franklin, OH	810	$147.1M
37	Oakland, MI	549	$140.0M
38	Utah, UT	520	$139.8M
39	Ada, ID	509	$131.5M
40	Bexar, TX	535	$131.0M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.