SBA 7(a) lenders for Construction

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

2,070 institutions have SBA 7(a) loans on record in this sector, together $32.75B across 119,551 loans. The Huntington National Bank is the largest, with 6% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	The Huntington National Bank	12,189	$2.12B	6.5%
2	Wells Fargo Bank National Association	6,371	$1.51B	4.6%
3	U.S. Bank, National Association	11,767	$1.09B	3.3%
4	Live Oak Banking Company	989	$1.03B	3.2%
5	JPMorgan Chase Bank, National Association	6,624	$1.00B	3.1%
6	TD Bank, National Association	6,222	$624.2M	1.9%
7	FDIC cert 2057189	773	$612.0M	1.9%
8	Manufacturers and Traders Trust Company	4,638	$507.5M	1.5%
9	Newtek Bank, National Association	1,053	$500.5M	1.5%
10	First Internet Bank of Indiana	366	$484.1M	1.5%
11	Northeast Bank	2,575	$477.3M	1.5%
12	KeyBank National Association	1,996	$468.2M	1.4%
13	Enterprise Bank & Trust	473	$392.5M	1.2%
14	Truist Bank	1,008	$390.8M	1.2%
15	Readycap Lending, LLC	1,259	$390.5M	1.2%
16	Byline Bank	327	$382.2M	1.2%
17	BayFirst National Bank	1,849	$380.5M	1.2%
18	Columbia Bank	1,438	$359.5M	1.1%
19	Zions Bank, A Division of	1,827	$331.6M	1.0%
20	BMO Bank National Association	540	$330.6M	1.0%
21	Fifth Third Bank	1,058	$317.4M	1.0%
22	First Bank of the Lake	384	$309.7M	0.9%
23	PNC Bank, National Association	2,804	$307.9M	0.9%
24	United Midwest Savings Bank National Association	1,536	$304.6M	0.9%
25	Bank of America, National Association	1,249	$296.8M	0.9%
26	Beacon Bank and Trust	809	$296.1M	0.9%
27	Pinnacle Bank	266	$280.2M	0.9%
28	Old National Bank	451	$255.2M	0.8%
29	Celtic Bank Corporation	1,189	$248.8M	0.8%
30	Harvest Small Business Finance, LLC	242	$235.8M	0.7%
31	SouthState Bank, National Association	378	$231.4M	0.7%
32	Pathward National Association	110	$219.8M	0.7%
33	1st Financial Bank USA	98	$196.4M	0.6%
34	First National Bank of Pennsylvania	290	$187.3M	0.6%
35	Santander Bank, National Association	1,075	$185.3M	0.6%
36	TowneBank	158	$160.5M	0.5%
37	Banner Bank	732	$157.4M	0.5%
38	Banc of California	189	$156.7M	0.5%
39	Eastern Bank	1,606	$156.3M	0.5%
40	Regions Bank	208	$141.7M	0.4%
41	UMB Bank, National Association	339	$138.9M	0.4%
42	Meridian Bank	137	$131.0M	0.4%
43	BancFirst	288	$129.2M	0.4%
44	Midwest Regional Bank	108	$127.2M	0.4%
45	T Bank, National Association	66	$120.0M	0.4%
46	First Commonwealth Bank	213	$119.6M	0.4%
47	Busey Bank	148	$119.3M	0.4%
48	Glacier Bank	487	$118.7M	0.4%
49	Fulton Bank, National Association	198	$116.8M	0.4%
50	VelocitySBA, LLC	960	$115.1M	0.4%
51	First Merchants Bank	267	$114.5M	0.3%
52	Community Banks of Colorado, A Division of NBH Bank	131	$113.7M	0.3%
53	Stearns Bank National Association	283	$111.2M	0.3%
54	Lendistry SBLC, LLC	455	$109.0M	0.3%
55	Truliant FCU	76	$104.1M	0.3%
56	Citizens Bank, National Association	839	$103.4M	0.3%
57	First Bank	121	$98.7M	0.3%
58	First-Citizens Bank & Trust Company	165	$98.5M	0.3%
59	America First Federal Credit Union	160	$97.4M	0.3%
60	Mountain America FCU	589	$95.5M	0.3%
61	Northwest Bank	168	$94.0M	0.3%
62	22nd State Bank, A Division of 22nd State Banking Company	50	$92.0M	0.3%
63	BankUnited, National Association	131	$90.6M	0.3%
64	Gulf Coast Bank and Trust Company	147	$90.6M	0.3%
65	OakStar Bank	112	$89.0M	0.3%
66	BOKF, National Association	192	$88.0M	0.3%
67	Washington Trust Bank	151	$86.0M	0.3%
68	Simmons Bank	250	$84.1M	0.3%
69	Citizens Business Bank National Association	133	$82.6M	0.3%
70	First Interstate Bank	284	$81.8M	0.2%
71	First American Bank	144	$81.6M	0.2%
72	Capital One National Association	423	$81.4M	0.2%
73	Customers Bank	124	$80.6M	0.2%
74	First Horizon Bank	97	$76.6M	0.2%
75	United Community Bank	100	$73.9M	0.2%
76	City National Bank	89	$73.8M	0.2%
77	CenTrust Bank, A Division of SmartBiz Bank National Association	288	$73.3M	0.2%
78	The Bancorp Bank National Association	86	$73.2M	0.2%
79	First Financial Bank	190	$71.8M	0.2%
80	Associated Bank National Association	494	$67.2M	0.2%
81	Sunflower Bank National Association	94	$64.8M	0.2%
82	Hancock Whitney Bank	135	$63.0M	0.2%
83	Seacoast National Bank	137	$62.0M	0.2%
84	Western Alliance Bank	95	$60.8M	0.2%
85	Rockland Trust Company	381	$59.2M	0.2%
86	First Business Bank	69	$59.0M	0.2%
87	HomeTrust Bank	58	$58.5M	0.2%
88	First National Bank of Omaha	155	$58.0M	0.2%
89	Bank of Hope	339	$57.2M	0.2%
90	Bank First, N.A.	131	$56.8M	0.2%
91	Heritage Bank	93	$56.6M	0.2%
92	Colony Bank	74	$56.0M	0.2%
93	Renasant Bank	81	$55.9M	0.2%
94	FinWise Bank	53	$55.5M	0.2%
95	Citibank, N.A.	634	$55.0M	0.2%
96	MidFirst Bank	107	$54.6M	0.2%
97	Wilmington Savings Fund Society FSB	117	$54.5M	0.2%
98	Nicolet National Bank	120	$54.5M	0.2%
99	CIBC Bank USA	64	$54.1M	0.2%
100	BankVista	116	$53.5M	0.2%

Top 100 of 2,070 lenders.

Where this industry borrows

Rank	County	Loans	Approved
1	Los Angeles, CA	2,453	$926.6M
2	Maricopa, AZ	1,746	$722.9M
3	Orange, CA	1,262	$587.2M
4	San Diego, CA	1,401	$461.8M
5	Harris, TX	1,264	$451.2M
6	Cook, IL	1,567	$383.1M
7	King, WA	959	$358.2M
8	Dallas, TX	815	$352.9M
9	Salt Lake, UT	1,030	$320.5M
10	Riverside, CA	967	$293.8M
11	Clark, NV	673	$271.9M
12	Broward, FL	748	$259.3M
13	Palm Beach, FL	648	$257.0M
14	Hennepin, MN	841	$252.6M
15	Miami-Dade, FL	1,032	$234.4M
16	Tarrant, TX	592	$223.7M
17	Hillsborough, FL	468	$217.9M
18	Suffolk, NY	843	$197.0M
19	Middlesex, MA	1,068	$188.9M
20	Santa Clara, CA	427	$188.8M
21	Lee, FL	334	$186.1M
22	Orange, FL	426	$183.6M
23	San Bernardino, CA	586	$178.6M
24	Alameda, CA	433	$176.7M
25	Travis, TX	437	$174.2M
26	El Paso, CO	485	$167.3M
27	Jefferson, CO	468	$166.4M
28	Sacramento, CA	498	$163.1M
29	Marion, IN	556	$163.0M
30	Arapahoe, CO	423	$162.7M
31	Queens, NY	774	$162.1M
32	Kings, NY	663	$161.2M
33	Denver, CO	411	$158.6M
34	Adams, CO	406	$158.2M
35	Mecklenburg, NC	325	$153.4M
36	Franklin, OH	810	$147.1M
37	Oakland, MI	549	$140.0M
38	Utah, UT	520	$139.8M
39	Ada, ID	509	$131.5M
40	Bexar, TX	535	$131.0M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.