SBA 7(a) lenders in Harris, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

318 institutions have SBA 7(a) loans on record in Harris, together $8.39B across 14,619 loans. Wallis Bank is the largest, with 7% of approvals.

ShowingBanks 269Credit unions 23Non-depository lenders 26

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wallis Bank	455	$583.0M	7.0%	0.67%
2	The Huntington National Bank	688	$512.8M	6.1%	1.92%
3	Wells Fargo Bank National Association	1,488	$405.5M	4.8%	2.97%
4	Live Oak Banking Company	265	$358.9M	4.3%	0.79%
5	JPMorgan Chase Bank, National Association	1,578	$322.5M	3.8%	2.52%
6	Prosperity Bank	358	$319.0M	3.8%	2.30%
7	PNC Bank, National Association	1,509	$292.7M	3.5%	2.25%
8	Plains State Bank	156	$250.1M	3.0%	1.53%
9	Zions Bank, A Division of	669	$243.7M	2.9%	3.49%
10	Fifth Third Bank	401	$199.0M	2.4%	1.50%
11	Simmons Bank	433	$175.6M	2.1%	7.31%
12	Frost Bank	276	$174.3M	2.1%	2.06%
13	SouthState Bank, National Association	222	$157.9M	1.9%	5.35%
14	Home Bank, National Association	85	$119.1M	1.4%	0.91%
15	b1BANK	153	$118.7M	1.4%	5.17%
16	Newtek Bank, National Association	265	$118.1M	1.4%	0.00%
17	Readycap Lending, LLC	213	$117.4M	1.4%	2.69%
18	Enterprise Bank & Trust	85	$116.9M	1.4%	0.00%
19	Lender 2057189	126	$111.6M	1.3%	1.37%
20	Glacier Bank	81	$102.9M	1.2%	4.85%
21	Bank of Hope	290	$101.8M	1.2%	1.68%
22	Texas Capital Bank	74	$101.6M	1.2%	0.00%
23	Third Coast Bank	94	$101.6M	1.2%	1.69%
24	Celtic Bank Corporation	203	$98.9M	1.2%	3.64%
25	Regions Bank	83	$87.0M	1.0%	0.17%
26	Capital One National Association	126	$81.6M	1.0%	2.27%
27	The MINT National Bank	47	$75.9M	0.9%	0.00%
28	Metro City Bank	63	$73.9M	0.9%	1.01%
29	Bank of America, National Association	192	$73.2M	0.9%	1.24%
30	Members Choice CU	102	$63.8M	0.8%	5.51%
31	Commonwealth Business Bank	25	$61.9M	0.7%	0.76%
32	US Metro Bank	17	$61.6M	0.7%	0.00%
33	First Bank of the Lake	67	$58.7M	0.7%	0.52%
34	T Bank, National Association	31	$54.4M	0.6%	0.00%
35	East West Bank	101	$54.3M	0.6%	2.72%
36	Southwestern National Bank	36	$53.7M	0.6%	0.32%
37	Texas Advantage Community Bank National Association	31	$53.6M	0.6%	0.80%
38	Byline Bank	42	$53.5M	0.6%	0.00%
39	First Internet Bank of Indiana	38	$52.4M	0.6%	4.63%
40	Amerant Bank, National Association	31	$52.4M	0.6%	0.00%
41	Hanmi Bank	87	$51.9M	0.6%	0.86%
42	United Midwest Savings Bank National Association	164	$50.8M	0.6%	2.17%
43	Harvest Small Business Finance, LLC	29	$46.7M	0.6%	0.00%
44	Hancock Whitney Bank	85	$46.1M	0.5%	1.38%
45	VelocitySBA, LLC	94	$43.3M	0.5%	0.55%
46	Northeast Bank	240	$41.4M	0.5%	1.68%
47	PlainsCapital Bank	55	$41.0M	0.5%	0.73%
48	BayFirst National Bank	217	$40.6M	0.5%	9.72%
49	Sunflower Bank National Association	27	$40.4M	0.5%	0.71%
50	United Community Bank	45	$39.3M	0.5%	0.00%
51	Ameris Bank	37	$38.8M	0.5%	2.43%
52	Midwest Regional Bank	48	$38.7M	0.5%	14.37%
53	GBank	12	$38.3M	0.5%	0.00%
54	The Bancorp Bank National Association	57	$37.8M	0.5%	3.22%
55	Trustmark Bank	133	$37.6M	0.4%	2.90%
56	Texas Gulf Bank National Association	28	$35.6M	0.4%	3.26%
57	Golden Bank National Association	38	$34.8M	0.4%	0.00%
58	Gulf Coast Bank and Trust Company	31	$34.6M	0.4%	3.05%
59	Bank Five Nine	25	$34.2M	0.4%	0.00%
60	Stearns Bank National Association	93	$32.7M	0.4%	6.47%
61	First-Citizens Bank & Trust Company	29	$32.1M	0.4%	1.75%
62	Global One Bank	20	$28.9M	0.3%	0.00%
63	Citizens Bank	38	$27.9M	0.3%	6.46%
64	Beacon Bank and Trust	19	$27.7M	0.3%	0.00%
65	Colony Bank	20	$27.7M	0.3%	0.00%
66	Bank of the Orient	13	$26.3M	0.3%	0.00%
67	First Bank	81	$26.2M	0.3%	17.80%
68	Lender 2582371	13	$25.6M	0.3%	0.92%
69	Pathward National Association	18	$25.0M	0.3%	0.00%
70	Stellar Bank	33	$24.8M	0.3%	2.71%
71	TransPecos Banks, SSB.	13	$23.4M	0.3%	8.52%
72	BankUnited, National Association	14	$23.4M	0.3%	0.00%
73	First Horizon Bank	11	$21.7M	0.3%	0.00%
74	MidFirst Bank	11	$21.1M	0.3%	0.00%
75	Unity National Bank of Houston	34	$20.8M	0.2%	0.43%
76	Truist Bank	21	$20.0M	0.2%	8.29%
77	First Service Credit Union	19	$19.4M	0.2%	0.63%
78	First Financial Bank	42	$19.4M	0.2%	9.56%
79	PCB Bank	11	$19.1M	0.2%	0.00%
80	Columbia Bank	48	$18.4M	0.2%	23.41%
81	Shoreham Bank	6	$18.3M	0.2%	0.00%
82	TowneBank	22	$18.2M	0.2%	0.00%
83	Bank OZK	32	$17.8M	0.2%	1.46%
84	Capital Bank	15	$17.4M	0.2%	0.00%
85	First Bank	14	$17.2M	0.2%	9.18%
86	Banc of California	19	$16.8M	0.2%	0.40%
87	U.S. Bank, National Association	17	$16.7M	0.2%	0.00%
88	Royal Business Bank	4	$16.5M	0.2%	0.00%
89	Lone Star Bank	33	$16.3M	0.2%	4.56%
90	Pinnacle Bank	12	$16.3M	0.2%	3.05%
91	Open Bank	11	$16.0M	0.2%	0.00%
92	PromiseOne Bank	14	$15.2M	0.2%	0.00%
93	Woodforest National Bank	34	$15.0M	0.2%	0.00%
94	Woori America Bank	7	$15.0M	0.2%	0.00%
95	LiftFund, Inc.	98	$14.9M	0.2%	6.49%
96	One World Bank	6	$13.6M	0.2%	0.00%
97	Milestone Bank	4	$13.1M	0.2%	0.00%
98	Capital Bank, National Association	16	$13.1M	0.2%	0.00%
99	Gulf Capital Bank	11	$12.9M	0.2%	0.00%
100	BOKF, National Association	19	$11.5M	0.1%	2.15%
101	Texas First Bank	32	$11.4M	0.1%	5.20%
102	Lendistry SBLC, LLC	64	$11.2M	0.1%	0.00%
103	Port 51 Lending LLC	6	$10.8M	0.1%	0.00%
104	Bankwell Bank	5	$10.7M	0.1%	0.00%
105	American Continental Bank	4	$9.5M	0.1%	0.00%
106	FinWise Bank	12	$9.4M	0.1%	0.00%
107	Customers Bank	9	$9.3M	0.1%	0.00%
108	Fund-Ex Solutions Group, LLC	5	$9.0M	0.1%	41.34%
109	Merchants & Marine Bank	13	$8.7M	0.1%	1.40%
110	Evolve Bank and Trust	11	$8.5M	0.1%	7.19%
111	First Guaranty Bank	3	$8.1M	0.1%	0.00%
112	Climate First Bank	6	$8.1M	0.1%	0.00%
113	FWBank	4	$8.0M	0.1%	0.00%
114	First Business Bank	9	$8.0M	0.1%	0.00%
115	American First National Bank	13	$7.9M	0.1%	0.00%
116	First National Bank of Pennsylvania	7	$7.7M	0.1%	4.60%
117	First Financial Bank	7	$7.7M	0.1%	0.00%
118	PeopleFund	66	$7.7M	0.1%	9.41%
119	City National Bank of Florida	4	$7.6M	0.1%	0.00%
120	Heritage Bank Inc	10	$7.6M	0.1%	1.81%
121	Susser Bank	6	$7.5M	0.1%	0.00%
122	CIBC Bank USA	5	$6.7M	0.1%	0.00%
123	Five Star Bank	28	$6.7M	0.1%	4.74%
124	Happen Bank	8	$6.7M	0.1%	4.34%
125	American Momentum Bank	4	$6.6M	0.1%	0.00%
126	Texas Dow Empl CU	21	$6.5M	0.1%	3.95%
127	Mission Valley Bank	2	$6.5M	0.1%	0.00%
128	Stone Bank	8	$6.5M	0.1%	0.00%
129	First Merchants Bank	8	$6.1M	0.1%	0.00%
130	Security National Bank of Omaha	3	$6.1M	0.1%	0.00%
131	Hana Small Business Lending, Inc.	3	$6.1M	0.1%	0.00%
132	22nd State Bank, A Division of 22nd State Banking Company	5	$5.9M	0.1%	0.00%
133	MVB Bank, Inc.	3	$5.6M	0.1%	44.29%
134	FDIC - Community Bank & Trust-West Georgia	5	$5.5M	0.1%	0.00%
135	First Liberty Bank	7	$5.3M	0.1%	4.69%
136	Peoples Bank	3	$5.0M	0.1%	0.00%
137	First Utah Bank	1	$5.0M	0.1%	0.00%
138	Everwise Credit Union	1	$5.0M	0.1%	0.00%
139	Legence Bank	1	$5.0M	0.1%	0.00%
140	KeyBank National Association	11	$4.9M	0.1%	10.18%
141	Independence Bank	41	$4.8M	0.1%	26.91%
142	First Federal Bank	4	$4.8M	0.1%	0.00%
143	Academy Bank National Association	1	$4.7M	0.1%	0.00%
144	American Bank of Commerce	6	$4.6M	0.1%	3.65%
145	Touchmark National Bank	2	$4.5M	0.1%	0.00%
146	Firstrust Savings Bank	1	$4.5M	0.1%	0.00%
147	The Bank of Edison	4	$4.5M	0.1%	0.00%
148	BOM Bank	2	$4.4M	0.1%	0.00%
149	Grasshopper Bank National Association	8	$4.3M	0.1%	0.00%
150	American Bank	2	$4.3M	0.1%	0.00%
151	American Pride Bank	1	$4.2M	0.1%	0.00%
152	Western Commerce Bank	2	$4.2M	0.0%	0.00%
153	Century Bank	5	$4.1M	0.0%	0.00%
154	Titan Bank, National Association	10	$4.0M	0.0%	0.00%
155	IncredibleBank	2	$4.0M	0.0%	0.00%
156	United Pacific Bank	3	$3.9M	0.0%	0.00%
157	UniBank	3	$3.9M	0.0%	0.00%
158	The Fidelity Bank	3	$3.7M	0.0%	0.00%
159	Meridian Bank	5	$3.7M	0.0%	0.00%
160	First Oklahoma Bank	2	$3.6M	0.0%	0.00%
161	HomeTrust Bank	6	$3.6M	0.0%	0.00%
162	FFB Bank	5	$3.6M	0.0%	0.00%
163	Old National Bank	3	$3.5M	0.0%	0.00%
164	CRF Small Business Loan Company, LLC	7	$3.5M	0.0%	8.55%
165	First National Bank Texas	13	$3.5M	0.0%	0.00%
166	Genesis Bank	4	$3.4M	0.0%	0.00%
167	First Commonwealth Bank	7	$3.3M	0.0%	11.25%
168	State Bank of Texas	3	$3.2M	0.0%	0.00%
169	Leader Bank, National Association	6	$3.1M	0.0%	0.00%
170	Security State Bank and Trust	5	$3.1M	0.0%	0.00%
171	City National Bank	2	$3.1M	0.0%	0.00%
172	BancFirst	9	$3.0M	0.0%	0.00%
173	Rayne State Bank & Trust Company	1	$3.0M	0.0%	0.00%
174	Randolph-Brooks FCU	5	$2.9M	0.0%	1.70%
175	PrimeWay FCU	28	$2.9M	0.0%	0.00%
176	SouthStar Bank, S.S.B.	1	$2.9M	0.0%	0.00%
177	Houston Federal Credit Union	7	$2.8M	0.0%	0.00%
178	Coastal States Bank	1	$2.8M	0.0%	0.00%
179	Merchants Bank of Indiana	6	$2.8M	0.0%	0.00%
180	Banesco USA	4	$2.7M	0.0%	0.00%
181	R Bank	2	$2.7M	0.0%	0.00%
182	Midwest BankCentre	2	$2.7M	0.0%	0.00%
183	Luminate Bank	3	$2.6M	0.0%	0.00%
184	Investar Bank, National Association	6	$2.6M	0.0%	4.10%
185	Gulf Coast Bank	4	$2.5M	0.0%	0.00%
186	North State Bank	6	$2.5M	0.0%	0.00%
187	Centerstone SBA Lending, Inc.	2	$2.5M	0.0%	0.00%
188	The First Security Bank	1	$2.5M	0.0%	0.00%
189	Fulton Bank, National Association	2	$2.5M	0.0%	0.00%
190	Texas Security Bank	2	$2.3M	0.0%	0.00%
191	Renasant Bank	1	$2.3M	0.0%	0.00%
192	Patriot Bank, National Association	3	$2.3M	0.0%	0.00%
193	Pioneer Bank SSB	2	$2.2M	0.0%	0.00%
194	Paragon Bank	6	$2.2M	0.0%	10.59%
195	CDC Small Business Finance Corp.	15	$2.2M	0.0%	6.54%
196	Lincoln Savings Bank	3	$2.2M	0.0%	0.00%
197	NewFirst National Bank	2	$2.1M	0.0%	14.38%
198	Capital Community Bank	3	$2.1M	0.0%	0.00%
199	National Cooperative Bank, National Association	2	$2.0M	0.0%	0.00%
200	Shinhan Bank America	1	$2.0M	0.0%	0.00%
201	Lake Forest Bank & Trust Company, National Association	1	$1.9M	0.0%	0.00%
202	America First Federal Credit Union	5	$1.9M	0.0%	11.35%
203	Popular Bank	12	$1.9M	0.0%	14.27%
204	CenTrust Bank, A Division of SmartBiz Bank National Association	12	$1.9M	0.0%	0.00%
205	American Bank, National Association	2	$1.8M	0.0%	0.00%
206	InBank	1	$1.8M	0.0%	0.00%
207	First State Bank	2	$1.7M	0.0%	0.00%
208	Amplify CU	2	$1.7M	0.0%	0.00%
209	Stride Bank, National Association	1	$1.7M	0.0%	0.00%
210	Central Bank	1	$1.7M	0.0%	0.00%
211	Cathay Bank	4	$1.7M	0.0%	0.00%
212	Capital Certified Development Corporation	9	$1.6M	0.0%	0.00%
213	Regent Bank	1	$1.6M	0.0%	0.00%
214	Vision One CU	4	$1.6M	0.0%	0.00%
215	Seacoast National Bank	6	$1.5M	0.0%	5.24%
216	First National Bank of Coffee County	2	$1.5M	0.0%	0.00%
217	Preferred Bank	1	$1.5M	0.0%	0.00%
218	Southern Bank	4	$1.5M	0.0%	0.00%
219	Associated Bank National Association	2	$1.4M	0.0%	0.00%
220	Agility Bank, National Association	2	$1.4M	0.0%	0.00%
221	Wilmington Savings Fund Society FSB	4	$1.4M	0.0%	0.00%
222	Truliant FCU	1	$1.3M	0.0%	0.00%
223	Community Banks of Colorado, A Division of NBH Bank	2	$1.3M	0.0%	0.00%
224	Loyal Trust Bank	1	$1.3M	0.0%	0.00%
225	Moody National Bank	1	$1.3M	0.0%	0.00%
226	Magnifi Financial CU	6	$1.3M	0.0%	0.00%
227	Austin County State Bank	8	$1.3M	0.0%	0.00%
228	Busey Bank	2	$1.2M	0.0%	0.00%
229	First Community CU	3	$1.1M	0.0%	18.57%
230	First State Bank	3	$1.1M	0.0%	0.00%
231	UMB Bank, National Association	1	$1.1M	0.0%	0.00%
232	First National Bank and Trust Company of Weatherford d/b/a First Bank Texas	1	$1.0M	0.0%	0.00%
233	OptimumBank	1	$1.0M	0.0%	0.00%
234	Bank of Hays	3	$941K	0.0%	0.00%
235	Hickory Point Bank and Trust	1	$900K	0.0%	0.00%
236	First American Bank	1	$900K	0.0%	0.00%
237	Citibank, N.A.	5	$878K	0.0%	0.00%
238	Frontier Bank of Texas	2	$850K	0.0%	0.00%
239	Florida Capital Bank, National Association	3	$821K	0.0%	0.00%
240	Liberty Bank and Trust Company	4	$815K	0.0%	0.00%
241	United FCU	1	$800K	0.0%	0.00%
242	Community South Bank	1	$788K	0.0%	0.00%
243	Federal Deposit Insurance Corporation	8	$773K	0.0%	47.08%
244	Village Bank and Trust, National Association	3	$768K	0.0%	33.99%
245	Hanover Community Bank	3	$721K	0.0%	0.00%
246	Amarillo National Bank	3	$707K	0.0%	0.00%
247	Santander Bank, National Association	1	$700K	0.0%	0.00%
248	Wachovia SBA Lending, Inc.	1	$680K	0.0%	0.00%
249	Valley National Bank	1	$661K	0.0%	0.00%
250	Barksdale FCU	1	$650K	0.0%	96.34%
251	Atlantic Union Bank	1	$629K	0.0%	0.00%
252	Commercial Bank of Texas N.A.	2	$627K	0.0%	0.00%
253	Worthington Bank	1	$598K	0.0%	0.00%
254	First United Bank and Trust Company	1	$576K	0.0%	0.00%
255	Cy Fair Federal Credit Union	3	$550K	0.0%	0.00%
256	Texas Champion Bank	2	$538K	0.0%	0.00%
257	Accion Opportunity Fund Community Development	2	$536K	0.0%	0.00%
258	New Omni Bank National Association	1	$536K	0.0%	0.00%
259	Resource One CU	5	$527K	0.0%	0.00%
260	Encore Bank	3	$510K	0.0%	0.00%
261	Nizari Progressive FCU	2	$500K	0.0%	0.00%
262	Falcon National Bank	1	$500K	0.0%	0.00%
263	Orrstown Bank	1	$500K	0.0%	0.00%
264	Platinum Bank	1	$500K	0.0%	0.00%
265	Bank of the West	1	$460K	0.0%	0.00%
266	SoFi Bank, National Association	5	$448K	0.0%	50.02%
267	ValueBank Texas	3	$439K	0.0%	0.00%
268	Bridgewater Bank	1	$435K	0.0%	0.00%
269	The First National Bank of Tom Bean	2	$433K	0.0%	0.00%
270	Origin Bank	2	$415K	0.0%	0.00%
271	University FCU	1	$400K	0.0%	0.00%
272	Unity Bank	1	$398K	0.0%	0.00%
273	TexasOne Community CU	8	$396K	0.0%	22.73%
274	Georgia Banking Company	1	$391K	0.0%	0.00%
275	Triad Bank, National Association	1	$375K	0.0%	0.00%
276	Lone Star National Bank	1	$350K	0.0%	0.00%
277	Cross River Bank	1	$350K	0.0%	0.00%
278	American Community Bank & Trust	1	$350K	0.0%	0.00%
279	Citizens 1st Bank	1	$350K	0.0%	0.00%
280	WesBanco Bank, Inc.	1	$350K	0.0%	0.00%
281	CapitalSpring SBLC, LLC	1	$350K	0.0%	0.00%
282	Carver State Bank	3	$340K	0.0%	0.00%
283	Texas Bank	1	$340K	0.0%	0.00%
284	City Bank	1	$315K	0.0%	0.00%
285	Kendall Bank	1	$312K	0.0%	0.00%
286	Austin Capital Bank SSB	1	$312K	0.0%	0.00%
287	BMO Bank National Association	1	$311K	0.0%	0.00%
288	ACC Capital	1	$305K	0.0%	0.00%
289	Commercial Bank	1	$300K	0.0%	0.00%
290	A+ FCU	1	$300K	0.0%	0.00%
291	ConnectOne Bank	1	$298K	0.0%	0.00%
292	LCNB National Bank	2	$290K	0.0%	0.00%
293	Texas Traditions Bank	1	$269K	0.0%	0.00%
294	Bank3	1	$267K	0.0%	0.00%
295	DreamSpring	2	$257K	0.0%	0.00%
296	Clear Fork Bank National Association	1	$250K	0.0%	0.00%
297	Thread Bank	1	$250K	0.0%	0.00%
298	First Command Bank	1	$241K	0.0%	0.00%
299	Centennial Bank	1	$234K	0.0%	0.00%
300	Bank of Texas, National Association	1	$220K	0.0%	0.00%
301	Red River Employees Federal Credit Union	1	$203K	0.0%	0.00%
302	Spirit of Texas Bank, SSB	1	$200K	0.0%	0.00%
303	The Bank of Commerce	1	$200K	0.0%	63.53%
304	The Granger National Bank	1	$200K	0.0%	0.00%
305	The First National Bank of McGregor d/b/a TFNB Your Bank for Life	2	$196K	0.0%	0.00%
306	WaFd Bank	2	$195K	0.0%	0.00%
307	Quaint Oak Bank	1	$163K	0.0%	0.00%
308	Rio Bank	1	$150K	0.0%	0.00%
309	TD Bank, National Association	1	$150K	0.0%	0.00%
310	Optus Bank	1	$110K	0.0%	0.00%
311	Western Alliance Bank	1	$100K	0.0%	0.00%
312	First State Bank of Texas	1	$93K	0.0%	0.00%
313	Openland Credit Union	1	$88K	0.0%	0.00%
314	The City National Bank of Colorado City	1	$85K	0.0%	0.00%
315	Alliance Credit Union	1	$50K	0.0%	0.00%
316	Horizon Bank SSB	1	$50K	0.0%	0.00%
317	International Bank of Commerce	1	$50K	0.0%	0.00%
318	Numerica CU	2	$49K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.