SBA 7(a) lenders in Harris, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

314 institutions have SBA 7(a) loans on record in Harris, together $8.15B across 14,410 loans. Wallis Bank is the largest, with 7% of approvals.

ShowingBanks 265Credit unions 23Non-depository lenders 26

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wallis Bank	446	$562.1M	6.9%	0.50%
2	The Huntington National Bank	679	$505.4M	6.2%	1.75%
3	Wells Fargo Bank National Association	1,484	$398.5M	4.9%	2.99%
4	Live Oak Banking Company	251	$336.8M	4.1%	0.84%
5	Stellar Bank	360	$323.5M	4.0%	2.17%
6	JPMorgan Chase Bank, National Association	1,573	$320.0M	3.9%	2.41%
7	PNC Bank, National Association	1,508	$292.7M	3.6%	2.25%
8	Plains State Bank	155	$249.9M	3.1%	1.15%
9	Zions Bank, A Division of	658	$240.7M	3.0%	2.18%
10	Fifth Third Bank	397	$196.9M	2.4%	1.51%
11	Simmons Bank	433	$175.6M	2.2%	6.90%
12	Frost Bank	272	$173.0M	2.1%	2.08%
13	SouthState Bank, National Association	222	$157.9M	1.9%	5.35%
14	Home Bank, National Association	85	$119.1M	1.5%	0.91%
15	b1BANK	153	$118.7M	1.5%	5.17%
16	Readycap Lending, LLC	208	$116.8M	1.4%	2.58%
17	Newtek Bank, National Association	248	$112.3M	1.4%	0.00%
18	Newtek Small Business Finance, Inc.	126	$111.6M	1.4%	0.76%
19	Enterprise Bank & Trust	82	$110.6M	1.4%	0.00%
20	Glacier Bank	81	$102.9M	1.3%	4.85%
21	Third Coast Bank	94	$101.6M	1.2%	1.69%
22	Texas Capital Bank	72	$98.8M	1.2%	0.00%
23	Bank of Hope	285	$95.9M	1.2%	1.78%
24	Celtic Bank Corporation	198	$92.9M	1.1%	3.88%
25	Regions Bank	80	$84.5M	1.0%	0.18%
26	Capital One National Association	125	$78.5M	1.0%	2.36%
27	The MINT National Bank	47	$75.9M	0.9%	0.00%
28	Bank of America, National Association	192	$73.2M	0.9%	1.24%
29	Metro City Bank	61	$71.1M	0.9%	0.00%
30	Members Choice CU	102	$63.8M	0.8%	5.51%
31	First Bank of the Lake	65	$57.8M	0.7%	0.45%
32	Commonwealth Business Bank	23	$57.1M	0.7%	0.83%
33	East West Bank	100	$54.0M	0.7%	2.74%
34	Texas Advantage Community Bank National Association	31	$53.6M	0.7%	0.80%
35	Byline Bank	42	$53.5M	0.7%	0.00%
36	T Bank, National Association	29	$53.2M	0.7%	0.00%
37	First Internet Bank of Indiana	38	$52.4M	0.6%	4.63%
38	Amerant Bank, National Association	31	$52.4M	0.6%	0.00%
39	Hanmi Bank	83	$50.6M	0.6%	0.88%
40	Southwestern National Bank	35	$48.7M	0.6%	0.35%
41	United Midwest Savings Bank National Association	158	$48.5M	0.6%	2.47%
42	Harvest Small Business Finance, LLC	29	$46.7M	0.6%	0.00%
43	US Metro Bank	13	$46.4M	0.6%	0.00%
44	Hancock Whitney Bank	83	$40.9M	0.5%	1.55%
45	BayFirst National Bank	217	$40.6M	0.5%	9.38%
46	Sunflower Bank National Association	27	$40.4M	0.5%	0.71%
47	PlainsCapital Bank	54	$40.2M	0.5%	0.74%
48	VelocitySBA, LLC	90	$40.0M	0.5%	0.59%
49	United Community Bank	45	$39.3M	0.5%	0.00%
50	Ameris Bank	37	$38.8M	0.5%	2.43%
51	Midwest Regional Bank	48	$38.7M	0.5%	14.37%
52	Northeast Bank	222	$38.7M	0.5%	1.80%
53	The Bancorp Bank National Association	57	$37.8M	0.5%	2.45%
54	Trustmark Bank	133	$37.6M	0.5%	2.90%
55	Texas Gulf Bank National Association	28	$35.6M	0.4%	3.26%
56	Golden Bank National Association	38	$34.8M	0.4%	0.00%
57	Gulf Coast Bank and Trust Company	31	$34.6M	0.4%	1.17%
58	Bank Five Nine	25	$34.2M	0.4%	0.00%
59	GBank	11	$33.3M	0.4%	0.00%
60	Stearns Bank National Association	93	$32.7M	0.4%	6.47%
61	First-Citizens Bank & Trust Company	28	$29.3M	0.4%	1.91%
62	Citizens Bank	38	$27.9M	0.3%	6.46%
63	Beacon Bank and Trust	19	$27.7M	0.3%	0.00%
64	Colony Bank	20	$27.7M	0.3%	0.00%
65	First Bank	81	$26.2M	0.3%	17.80%
66	Pathward National Association	18	$25.0M	0.3%	0.00%
67	Global One Bank	18	$24.6M	0.3%	0.00%
68	TransPecos Banks, SSB.	13	$23.4M	0.3%	8.52%
69	BankUnited, National Association	14	$23.4M	0.3%	0.00%
70	MidFirst Bank	11	$21.1M	0.3%	0.00%
71	First Horizon Bank	10	$20.8M	0.3%	0.00%
72	Unity National Bank of Houston	33	$20.6M	0.3%	0.43%
73	First Service Credit Union	19	$19.4M	0.2%	0.63%
74	First Financial Bank	42	$19.4M	0.2%	9.56%
75	First Western SBLC, LLC	11	$19.2M	0.2%	1.22%
76	Truist Bank	20	$19.2M	0.2%	8.63%
77	PCB Bank	11	$19.1M	0.2%	0.00%
78	Columbia Bank	48	$18.4M	0.2%	23.41%
79	Shoreham Bank	6	$18.3M	0.2%	0.00%
80	Bank of the Orient	11	$18.2M	0.2%	0.00%
81	Bank OZK	32	$17.8M	0.2%	1.46%
82	Capital Bank	15	$17.4M	0.2%	0.00%
83	First Bank	14	$17.2M	0.2%	9.18%
84	Prosperity Bank	30	$17.0M	0.2%	3.26%
85	Banc of California	19	$16.8M	0.2%	0.40%
86	Royal Business Bank	4	$16.5M	0.2%	0.00%
87	U.S. Bank, National Association	15	$16.4M	0.2%	0.00%
88	Lone Star Bank	33	$16.3M	0.2%	4.56%
89	Pinnacle Bank	12	$16.3M	0.2%	3.05%
90	Open Bank	9	$15.3M	0.2%	0.00%
91	Woodforest National Bank	34	$15.0M	0.2%	0.00%
92	Woori America Bank	7	$15.0M	0.2%	0.00%
93	LiftFund, Inc.	98	$14.9M	0.2%	5.49%
94	One World Bank	6	$13.6M	0.2%	0.00%
95	Milestone Bank	4	$13.1M	0.2%	0.00%
96	BOKF, National Association	19	$11.5M	0.1%	2.15%
97	TowneBank	19	$11.3M	0.1%	0.00%
98	Texas First Bank	31	$11.0M	0.1%	5.40%
99	Port 51 Lending LLC	6	$10.8M	0.1%	0.00%
100	PromiseOne Bank	12	$10.7M	0.1%	0.00%
101	Lendistry SBLC, LLC	61	$10.6M	0.1%	0.00%
102	Capital Bank, National Association	15	$10.1M	0.1%	0.00%
103	Gulf Capital Bank	9	$10.1M	0.1%	0.00%
104	American Continental Bank	4	$9.5M	0.1%	0.00%
105	FinWise Bank	12	$9.4M	0.1%	0.00%
106	Customers Bank	9	$9.3M	0.1%	0.00%
107	Fund-Ex Solutions Group, LLC	5	$9.0M	0.1%	41.34%
108	Evolve Bank and Trust	11	$8.5M	0.1%	7.19%
109	First Guaranty Bank	3	$8.1M	0.1%	0.00%
110	FWBank	4	$8.0M	0.1%	0.00%
111	First Business Bank	9	$8.0M	0.1%	0.00%
112	American First National Bank	13	$7.9M	0.1%	0.00%
113	First National Bank of Pennsylvania	7	$7.7M	0.1%	4.60%
114	First Financial Bank	7	$7.7M	0.1%	0.00%
115	PeopleFund	66	$7.7M	0.1%	9.41%
116	Susser Bank	6	$7.5M	0.1%	0.00%
117	Climate First Bank	5	$7.3M	0.1%	0.00%
118	Five Star Bank	28	$6.7M	0.1%	4.74%
119	American Momentum Bank	4	$6.6M	0.1%	0.00%
120	Texas Dow Empl CU	21	$6.5M	0.1%	3.95%
121	Mission Valley Bank	2	$6.5M	0.1%	0.00%
122	Stone Bank	8	$6.5M	0.1%	0.00%
123	First Merchants Bank	8	$6.1M	0.1%	0.00%
124	Security National Bank of Omaha	3	$6.1M	0.1%	0.00%
125	Hana Small Business Lending, Inc.	3	$6.1M	0.1%	0.00%
126	Heritage Bank Inc	9	$6.0M	0.1%	0.00%
127	Happen Bank	7	$5.9M	0.1%	4.94%
128	MVB Bank, Inc.	3	$5.6M	0.1%	44.29%
129	FDIC - Community Bank & Trust-West Georgia	5	$5.5M	0.1%	0.00%
130	First Liberty Bank	7	$5.3M	0.1%	4.69%
131	22nd State Bank, A Division of 22nd State Banking Company	4	$5.3M	0.1%	0.00%
132	First Utah Bank	1	$5.0M	0.1%	0.00%
133	Legence Bank	1	$5.0M	0.1%	0.00%
134	Everwise Credit Union	1	$5.0M	0.1%	0.00%
135	KeyBank National Association	11	$4.9M	0.1%	0.00%
136	Independence Bank	41	$4.8M	0.1%	26.91%
137	First Federal Bank	4	$4.8M	0.1%	0.00%
138	Academy Bank National Association	1	$4.7M	0.1%	0.00%
139	American Bank of Commerce	6	$4.6M	0.1%	3.65%
140	Touchmark National Bank	2	$4.5M	0.1%	0.00%
141	Firstrust Savings Bank	1	$4.5M	0.1%	0.00%
142	The Bank of Edison	4	$4.5M	0.1%	0.00%
143	CIBC Bank USA	4	$4.3M	0.1%	0.00%
144	American Bank	2	$4.3M	0.1%	0.00%
145	American Pride Bank	1	$4.2M	0.1%	0.00%
146	Grasshopper Bank National Association	7	$4.2M	0.1%	0.00%
147	Western Commerce Bank	2	$4.2M	0.1%	0.00%
148	Peoples Bank	2	$4.0M	0.0%	0.00%
149	Titan Bank, National Association	10	$4.0M	0.0%	0.00%
150	IncredibleBank	2	$4.0M	0.0%	0.00%
151	United Pacific Bank	3	$3.9M	0.0%	0.00%
152	UniBank	3	$3.9M	0.0%	0.00%
153	The Fidelity Bank	3	$3.7M	0.0%	0.00%
154	Merchants & Marine Bank	12	$3.7M	0.0%	3.30%
155	Meridian Bank	5	$3.7M	0.0%	0.00%
156	HomeTrust Bank	6	$3.6M	0.0%	0.00%
157	FFB Bank	5	$3.6M	0.0%	0.00%
158	CRF Small Business Loan Company, LLC	7	$3.5M	0.0%	7.31%
159	Century Bank	4	$3.5M	0.0%	0.00%
160	First National Bank Texas	13	$3.5M	0.0%	0.00%
161	Genesis Bank	4	$3.4M	0.0%	0.00%
162	Bankwell Bank	3	$3.3M	0.0%	0.00%
163	First Commonwealth Bank	7	$3.3M	0.0%	0.00%
164	State Bank of Texas	3	$3.2M	0.0%	0.00%
165	Security State Bank and Trust	5	$3.1M	0.0%	0.00%
166	City National Bank	2	$3.1M	0.0%	0.00%
167	BancFirst	9	$3.0M	0.0%	0.00%
168	Rayne State Bank & Trust Company	1	$3.0M	0.0%	0.00%
169	Randolph-Brooks FCU	5	$2.9M	0.0%	1.70%
170	PrimeWay FCU	28	$2.9M	0.0%	0.00%
171	SouthStar Bank, S.S.B.	1	$2.9M	0.0%	0.00%
172	Houston Federal Credit Union	7	$2.8M	0.0%	0.00%
173	Coastal States Bank	1	$2.8M	0.0%	0.00%
174	Merchants Bank of Indiana	6	$2.8M	0.0%	0.00%
175	Banesco USA	4	$2.7M	0.0%	0.00%
176	R Bank	2	$2.7M	0.0%	0.00%
177	Luminate Bank	3	$2.6M	0.0%	0.00%
178	Investar Bank, National Association	6	$2.6M	0.0%	4.10%
179	Gulf Coast Bank	4	$2.5M	0.0%	0.00%
180	North State Bank	6	$2.5M	0.0%	0.00%
181	Centerstone SBA Lending, Inc.	2	$2.5M	0.0%	0.00%
182	The First Security Bank	1	$2.5M	0.0%	0.00%
183	Texas Security Bank	2	$2.3M	0.0%	0.00%
184	Renasant Bank	1	$2.3M	0.0%	0.00%
185	Patriot Bank, National Association	3	$2.3M	0.0%	0.00%
186	BOM Bank	1	$2.3M	0.0%	0.00%
187	Pioneer Bank SSB	2	$2.2M	0.0%	0.00%
188	Leader Bank, National Association	5	$2.2M	0.0%	0.00%
189	Paragon Bank	6	$2.2M	0.0%	10.59%
190	CDC Small Business Finance Corp.	15	$2.2M	0.0%	6.54%
191	Lincoln Savings Bank	3	$2.2M	0.0%	0.00%
192	NewFirst National Bank	2	$2.1M	0.0%	0.00%
193	Capital Community Bank	3	$2.1M	0.0%	0.00%
194	National Cooperative Bank, National Association	2	$2.0M	0.0%	0.00%
195	Shinhan Bank America	1	$2.0M	0.0%	0.00%
196	America First Federal Credit Union	5	$1.9M	0.0%	11.35%
197	Popular Bank	12	$1.9M	0.0%	14.27%
198	American Bank, National Association	2	$1.8M	0.0%	0.00%
199	InBank	1	$1.8M	0.0%	0.00%
200	First State Bank	2	$1.7M	0.0%	0.00%
201	Amplify CU	2	$1.7M	0.0%	0.00%
202	Stride Bank, National Association	1	$1.7M	0.0%	0.00%
203	CenTrust Bank, A Division of SmartBiz Bank National Association	10	$1.7M	0.0%	0.00%
204	Central Bank	1	$1.7M	0.0%	0.00%
205	Cathay Bank	4	$1.7M	0.0%	0.00%
206	Capital Certified Development Corporation	9	$1.6M	0.0%	0.00%
207	Vision One CU	4	$1.6M	0.0%	0.00%
208	Fulton Bank, National Association	1	$1.5M	0.0%	0.00%
209	Seacoast National Bank	6	$1.5M	0.0%	5.24%
210	First National Bank of Coffee County	2	$1.5M	0.0%	0.00%
211	Preferred Bank	1	$1.5M	0.0%	0.00%
212	Southern Bank	4	$1.5M	0.0%	0.00%
213	Associated Bank National Association	2	$1.4M	0.0%	0.00%
214	Agility Bank, National Association	2	$1.4M	0.0%	0.00%
215	Wilmington Savings Fund Society FSB	4	$1.4M	0.0%	0.00%
216	Truliant FCU	1	$1.3M	0.0%	0.00%
217	Community Banks of Colorado, A Division of NBH Bank	2	$1.3M	0.0%	0.00%
218	Loyal Trust Bank	1	$1.3M	0.0%	0.00%
219	Moody National Bank	1	$1.3M	0.0%	0.00%
220	Austin County State Bank	8	$1.3M	0.0%	0.00%
221	Busey Bank	2	$1.2M	0.0%	0.00%
222	First Community CU	3	$1.1M	0.0%	18.57%
223	First State Bank	3	$1.1M	0.0%	0.00%
224	UMB Bank, National Association	1	$1.1M	0.0%	0.00%
225	First National Bank and Trust Company of Weatherford d/b/a First Bank Texas	1	$1.0M	0.0%	0.00%
226	OptimumBank	1	$1.0M	0.0%	0.00%
227	Midwest BankCentre	1	$1000K	0.0%	0.00%
228	Bank of Hays	3	$941K	0.0%	0.00%
229	First American Bank	1	$900K	0.0%	0.00%
230	Hickory Point Bank and Trust	1	$900K	0.0%	0.00%
231	Citibank, N.A.	5	$878K	0.0%	0.00%
232	Frontier Bank of Texas	2	$850K	0.0%	0.00%
233	Florida Capital Bank, National Association	3	$821K	0.0%	0.00%
234	Liberty Bank and Trust Company	4	$815K	0.0%	0.00%
235	Magnifi Financial CU	4	$813K	0.0%	0.00%
236	United FCU	1	$800K	0.0%	0.00%
237	Community South Bank	1	$788K	0.0%	0.00%
238	Federal Deposit Insurance Corporation	8	$773K	0.0%	47.08%
239	Village Bank and Trust, National Association	3	$768K	0.0%	33.99%
240	Hanover Community Bank	3	$721K	0.0%	0.00%
241	Amarillo National Bank	3	$707K	0.0%	0.00%
242	Santander Bank, National Association	1	$700K	0.0%	0.00%
243	Wachovia SBA Lending, Inc.	1	$680K	0.0%	0.00%
244	Valley National Bank	1	$661K	0.0%	0.00%
245	Barksdale FCU	1	$650K	0.0%	96.34%
246	Atlantic Union Bank	1	$629K	0.0%	0.00%
247	Commercial Bank of Texas N.A.	2	$627K	0.0%	0.00%
248	Worthington Bank	1	$598K	0.0%	0.00%
249	First United Bank and Trust Company	1	$576K	0.0%	0.00%
250	Cy Fair Federal Credit Union	3	$550K	0.0%	0.00%
251	Texas Champion Bank	2	$538K	0.0%	0.00%
252	New Omni Bank National Association	1	$536K	0.0%	0.00%
253	Accion Opportunity Fund Community Development	2	$536K	0.0%	0.00%
254	Resource One CU	5	$527K	0.0%	0.00%
255	Encore Bank	3	$510K	0.0%	0.00%
256	Old National Bank	1	$500K	0.0%	0.00%
257	Orrstown Bank	1	$500K	0.0%	0.00%
258	Platinum Bank	1	$500K	0.0%	0.00%
259	Falcon National Bank	1	$500K	0.0%	0.00%
260	Nizari Progressive FCU	2	$500K	0.0%	0.00%
261	City National Bank of Florida	1	$485K	0.0%	0.00%
262	Bank of the West	1	$460K	0.0%	0.00%
263	SoFi Bank, National Association	5	$448K	0.0%	50.02%
264	ValueBank Texas	3	$439K	0.0%	0.00%
265	Bridgewater Bank	1	$435K	0.0%	0.00%
266	The First National Bank of Tom Bean	2	$433K	0.0%	0.00%
267	Origin Bank	2	$415K	0.0%	0.00%
268	University FCU	1	$400K	0.0%	0.00%
269	Unity Bank	1	$398K	0.0%	0.00%
270	TexasOne Community CU	8	$396K	0.0%	22.73%
271	Georgia Banking Company	1	$391K	0.0%	0.00%
272	Triad Bank, National Association	1	$375K	0.0%	0.00%
273	American Community Bank & Trust	1	$350K	0.0%	0.00%
274	CapitalSpring SBLC, LLC	1	$350K	0.0%	0.00%
275	WesBanco Bank, Inc.	1	$350K	0.0%	0.00%
276	Lone Star National Bank	1	$350K	0.0%	0.00%
277	Cross River Bank	1	$350K	0.0%	0.00%
278	Carver State Bank	3	$340K	0.0%	0.00%
279	Texas Bank	1	$340K	0.0%	0.00%
280	City Bank	1	$315K	0.0%	0.00%
281	Kendall Bank	1	$312K	0.0%	0.00%
282	Austin Capital Bank SSB	1	$312K	0.0%	0.00%
283	BMO Bank National Association	1	$311K	0.0%	0.00%
284	ACC Capital	1	$305K	0.0%	0.00%
285	Commercial Bank	1	$300K	0.0%	0.00%
286	A+ FCU	1	$300K	0.0%	0.00%
287	ConnectOne Bank	1	$298K	0.0%	0.00%
288	LCNB National Bank	2	$290K	0.0%	0.00%
289	Texas Traditions Bank	1	$269K	0.0%	0.00%
290	Bank3	1	$267K	0.0%	0.00%
291	DreamSpring	2	$257K	0.0%	0.00%
292	Clear Fork Bank National Association	1	$250K	0.0%	0.00%
293	Thread Bank	1	$250K	0.0%	0.00%
294	First Command Bank	1	$241K	0.0%	0.00%
295	Centennial Bank	1	$234K	0.0%	0.00%
296	Bank of Texas, National Association	1	$220K	0.0%	0.00%
297	Red River Employees Federal Credit Union	1	$203K	0.0%	0.00%
298	The Granger National Bank	1	$200K	0.0%	0.00%
299	Spirit of Texas Bank, SSB	1	$200K	0.0%	0.00%
300	The Bank of Commerce	1	$200K	0.0%	63.53%
301	The First National Bank of McGregor d/b/a TFNB Your Bank for Life	2	$196K	0.0%	0.00%
302	WaFd Bank	2	$195K	0.0%	0.00%
303	Quaint Oak Bank	1	$163K	0.0%	0.00%
304	TD Bank, National Association	1	$150K	0.0%	0.00%
305	Rio Bank	1	$150K	0.0%	0.00%
306	Optus Bank	1	$110K	0.0%	0.00%
307	Western Alliance Bank	1	$100K	0.0%	0.00%
308	First State Bank of Texas	1	$93K	0.0%	0.00%
309	Openland Credit Union	1	$88K	0.0%	0.00%
310	The City National Bank of Colorado City	1	$85K	0.0%	0.00%
311	Horizon Bank SSB	1	$50K	0.0%	0.00%
312	Alliance Credit Union	1	$50K	0.0%	0.00%
313	International Bank of Commerce	1	$50K	0.0%	0.00%
314	Numerica CU	2	$49K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.