SBA 7(a) lenders in Hillsborough, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

200 institutions have SBA 7(a) loans on record in Hillsborough, together $2.28B across 4,437 loans. Live Oak Banking Company is the largest, with 6% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	97	$125.4M	5.5%	0.23%
2	Valley National Bank	155	$122.8M	5.4%	2.33%
3	DFCU Financial	119	$103.1M	4.5%	1.71%
4	The Huntington National Bank	250	$95.3M	4.2%	1.60%
5	The Bank of Tampa	110	$94.8M	4.2%	0.28%
6	Truist Bank	179	$93.3M	4.1%	0.69%
7	Wells Fargo Bank National Association	336	$76.4M	3.4%	2.37%
8	BayFirst National Bank	157	$75.9M	3.3%	1.23%
9	SouthState Bank, National Association	62	$61.3M	2.7%	4.99%
10	Newtek Bank, National Association	145	$60.5M	2.7%	0.00%
11	Regions Bank	89	$53.4M	2.3%	7.69%
12	Pinnacle Bank	82	$52.3M	2.3%	1.57%
13	BankUnited, National Association	40	$50.9M	2.2%	3.64%
14	TD Bank, National Association	267	$47.4M	2.1%	3.94%
15	JPMorgan Chase Bank, National Association	204	$44.6M	2.0%	2.54%
16	Bank OZK	87	$41.3M	1.8%	4.51%
17	Lake Michigan CU	65	$40.1M	1.8%	0.17%
18	PNC Bank, National Association	74	$36.2M	1.6%	7.43%
19	First-Citizens Bank & Trust Company	92	$35.4M	1.6%	5.08%
20	Centennial Bank	57	$35.1M	1.5%	5.34%
21	Bank of America, National Association	106	$32.5M	1.4%	1.29%
22	Lender 2057189	53	$31.2M	1.4%	2.08%
23	Readycap Lending, LLC	82	$30.5M	1.3%	8.56%
24	Seacoast National Bank	66	$29.3M	1.3%	5.35%
25	Fifth Third Bank	117	$27.9M	1.2%	6.52%
26	First Bank of the Lake	22	$27.0M	1.2%	0.87%
27	First Internet Bank of Indiana	22	$26.3M	1.2%	0.20%
28	Hancock Whitney Bank	49	$25.8M	1.1%	4.86%
29	Northeast Bank	106	$22.8M	1.0%	8.21%
30	American Momentum Bank	23	$20.8M	0.9%	0.00%
31	Ameris Bank	33	$20.5M	0.9%	3.81%
32	United Community Bank	22	$20.4M	0.9%	6.92%
33	Byline Bank	23	$20.0M	0.9%	0.00%
34	Metro City Bank	18	$18.1M	0.8%	0.00%
35	United Midwest Savings Bank National Association	64	$17.3M	0.8%	10.86%
36	Celtic Bank Corporation	63	$17.2M	0.8%	8.08%
37	First National Bank of Pennsylvania	20	$16.5M	0.7%	0.00%
38	Climate First Bank	12	$15.6M	0.7%	0.00%
39	Banesco USA	18	$14.8M	0.6%	0.00%
40	The Bancorp Bank National Association	17	$14.2M	0.6%	0.00%
41	Bank Five Nine	12	$14.1M	0.6%	0.00%
42	Stearns Bank National Association	52	$14.0M	0.6%	7.21%
43	Stone Bank	22	$13.6M	0.6%	5.97%
44	Harvest Small Business Finance, LLC	13	$12.5M	0.6%	0.00%
45	TowneBank	15	$12.1M	0.5%	0.00%
46	Bankwell Bank	5	$11.1M	0.5%	0.00%
47	Renasant Bank	12	$11.0M	0.5%	0.00%
48	Gulf Coast Bank and Trust Company	14	$10.7M	0.5%	0.00%
49	Citizens Bank	15	$10.3M	0.5%	0.00%
50	Beacon Bank and Trust	9	$10.3M	0.5%	5.63%
51	Central Bank	12	$9.5M	0.4%	0.00%
52	Axiom Bank, National Association	9	$9.0M	0.4%	0.00%
53	PromiseOne Bank	6	$8.4M	0.4%	7.57%
54	Suncoast CU	17	$8.4M	0.4%	0.43%
55	Busey Bank	6	$8.2M	0.4%	0.00%
56	Achieva CU	10	$8.1M	0.4%	2.45%
57	Popular Bank	24	$7.8M	0.3%	60.02%
58	IncredibleBank	5	$7.3M	0.3%	9.49%
59	VelocitySBA, LLC	56	$7.0M	0.3%	1.26%
60	Midwest Regional Bank	12	$6.9M	0.3%	0.00%
61	Bank of Central Florida	10	$6.9M	0.3%	0.00%
62	Banc of California	5	$6.7M	0.3%	2.49%
63	BizCapital BIDCO I, LLC	2	$6.7M	0.3%	16.33%
64	Happen Bank	4	$6.7M	0.3%	3.64%
65	Republic Bank & Trust Company	17	$6.5M	0.3%	0.00%
66	Truliant FCU	2	$6.1M	0.3%	0.00%
67	GBank	5	$6.1M	0.3%	0.00%
68	Evolve Bank and Trust	2	$5.8M	0.3%	0.00%
69	CRF Small Business Loan Company, LLC	7	$5.7M	0.3%	0.00%
70	FDIC - Community Bank & Trust-West Georgia	4	$5.6M	0.2%	0.00%
71	PCB Bank	2	$5.6M	0.2%	0.00%
72	iTHINK Financial Credit Union	4	$5.6M	0.2%	0.00%
73	Shoreham Bank	3	$5.5M	0.2%	0.00%
74	1st Financial Bank USA	2	$5.4M	0.2%	0.00%
75	Paradise Bank	4	$5.2M	0.2%	0.00%
76	GTE FCU d/b/a GTE Financial	15	$5.2M	0.2%	0.00%
77	Hanover Community Bank	4	$5.1M	0.2%	0.00%
78	First Bank	1	$5.0M	0.2%	0.00%
79	T Bank, National Association	1	$5.0M	0.2%	0.00%
80	First Commonwealth Bank	7	$4.9M	0.2%	0.00%
81	First Horizon Bank	6	$4.7M	0.2%	0.00%
82	Enterprise Bank & Trust	5	$4.7M	0.2%	0.00%
83	First Bank	7	$4.3M	0.2%	52.53%
84	Waterfall Bank	2	$4.2M	0.2%	0.00%
85	Gulfside Bank	3	$4.1M	0.2%	0.00%
86	Capital Bank, National Association	10	$4.1M	0.2%	0.00%
87	Associated Bank National Association	4	$4.0M	0.2%	0.00%
88	Simmons Bank	9	$3.5M	0.2%	40.59%
89	InBank	1	$3.4M	0.2%	0.00%
90	Patriot Bank, National Association	6	$3.3M	0.1%	0.00%
91	UniBank	1	$3.3M	0.1%	0.00%
92	Coastal States Bank	3	$3.3M	0.1%	0.00%
93	HomeTrust Bank	4	$3.3M	0.1%	0.00%
94	First Business Bank	5	$3.3M	0.1%	0.00%
95	Merchants & Marine Bank	2	$3.2M	0.1%	0.00%
96	Lendistry SBLC, LLC	20	$3.2M	0.1%	0.00%
97	Port 51 Lending LLC	4	$3.1M	0.1%	0.00%
98	Pathward National Association	6	$3.1M	0.1%	0.00%
99	North State Bank	5	$3.0M	0.1%	0.00%
100	Florida Capital Bank, National Association	3	$3.0M	0.1%	0.00%
101	Cogent Bank	5	$2.9M	0.1%	0.00%
102	Flagship Bank	5	$2.8M	0.1%	0.00%
103	Colony Bank	7	$2.7M	0.1%	3.49%
104	Bank of Hope	28	$2.7M	0.1%	9.10%
105	Encore Bank	5	$2.6M	0.1%	0.00%
106	Five Star Bank	9	$2.6M	0.1%	12.33%
107	First Merchants Bank	3	$2.5M	0.1%	0.00%
108	City National Bank of Florida	4	$2.4M	0.1%	0.00%
109	First Bank	5	$2.4M	0.1%	0.00%
110	Sunshine State Economic Development Corporation	13	$2.3M	0.1%	3.15%
111	First Federal Bank	6	$2.2M	0.1%	0.00%
112	Sanibel Captiva Community Bank	1	$2.1M	0.1%	0.00%
113	Customers Bank	4	$2.1M	0.1%	0.00%
114	Hanmi Bank	2	$2.1M	0.1%	0.00%
115	The MINT National Bank	3	$2.0M	0.1%	0.00%
116	22nd State Bank, A Division of 22nd State Banking Company	2	$2.0M	0.1%	0.00%
117	Studio Bank	2	$2.0M	0.1%	0.00%
118	Merchants Bank of Indiana	2	$1.9M	0.1%	0.00%
119	Columbia Bank	20	$1.8M	0.1%	3.43%
120	Peoples Bank	1	$1.8M	0.1%	0.00%
121	Pacific National Bank	2	$1.8M	0.1%	0.00%
122	FinWise Bank	1	$1.8M	0.1%	0.00%
123	First Bank of Central Ohio	1	$1.7M	0.1%	0.00%
124	Federal Deposit Insurance Corporation	4	$1.7M	0.1%	69.16%
125	Pinnacle Bank	1	$1.6M	0.1%	0.00%
126	Independence Bank	12	$1.6M	0.1%	60.73%
127	Peoples Security Bank and Trust Company	1	$1.4M	0.1%	0.00%
128	Union Bank and Trust Company	1	$1.4M	0.1%	0.00%
129	Genesis Bank	2	$1.3M	0.1%	0.00%
130	Midwest BankCentre	2	$1.2M	0.1%	0.00%
131	Capital One National Association	11	$1.2M	0.1%	18.14%
132	ConnectOne Bank	2	$1.1M	0.1%	0.00%
133	U.S. Bank, National Association	7	$1.1M	0.0%	0.00%
134	Grasshopper Bank National Association	3	$1.1M	0.0%	0.00%
135	Meridian Bank	3	$1.0M	0.0%	0.00%
136	Lender 2582371	1	$1.0M	0.0%	0.00%
137	Georgia Banking Company	1	$990K	0.0%	0.00%
138	Loyal Trust Bank	1	$988K	0.0%	0.00%
139	KeyBank National Association	2	$935K	0.0%	0.00%
140	Northwest FCU	1	$895K	0.0%	0.00%
141	CDC Small Business Finance Corp.	5	$875K	0.0%	0.00%
142	Amerant Bank, National Association	1	$855K	0.0%	0.00%
143	CenTrust Bank, A Division of SmartBiz Bank National Association	6	$835K	0.0%	0.00%
144	Prosperity Bank	3	$827K	0.0%	0.00%
145	US Metro Bank	1	$782K	0.0%	0.00%
146	National Bank of Commerce	1	$765K	0.0%	0.00%
147	Paragon Bank	2	$750K	0.0%	0.00%
148	First American Bank	2	$742K	0.0%	0.00%
149	Old National Bank	2	$699K	0.0%	0.00%
150	Tampa Bay FCU	5	$675K	0.0%	87.23%
151	Leader Bank, National Association	1	$664K	0.0%	0.00%
152	Lexicon Bank	2	$625K	0.0%	0.00%
153	Quaint Oak Bank	1	$625K	0.0%	0.00%
154	Florida Business Development Corporation	6	$620K	0.0%	12.30%
155	Fountainhead SBF LLC	2	$611K	0.0%	0.00%
156	Firstrust Savings Bank	1	$575K	0.0%	0.00%
157	Addition Financial CU	1	$550K	0.0%	0.00%
158	Northwest Bank	2	$540K	0.0%	0.00%
159	BBIF Captial, Inc.	5	$519K	0.0%	0.00%
160	Open Bank	1	$503K	0.0%	0.00%
161	First Utah Bank	1	$500K	0.0%	0.00%
162	Pentagon FCU	1	$500K	0.0%	0.00%
163	OceanFirst Bank, National Association	1	$500K	0.0%	0.00%
164	OptimumBank	1	$492K	0.0%	0.00%
165	America First Federal Credit Union	1	$490K	0.0%	0.00%
166	Citibank, N.A.	6	$470K	0.0%	76.63%
167	Centerstone SBA Lending, Inc.	2	$460K	0.0%	0.00%
168	Milestone Bank	1	$450K	0.0%	0.00%
169	Heritage Bank Inc	3	$450K	0.0%	0.00%
170	Community West Bank	1	$437K	0.0%	0.00%
171	CIBC Bank USA	2	$422K	0.0%	0.00%
172	West Central Development Corporation	4	$415K	0.0%	0.00%
173	FFB Bank	1	$400K	0.0%	0.00%
174	SoFi Bank, National Association	4	$375K	0.0%	0.00%
175	Ascendus, Inc.	2	$367K	0.0%	0.00%
176	Royal Banks of Missouri	1	$310K	0.0%	0.00%
177	Fund-Ex Solutions Group, LLC	1	$307K	0.0%	0.00%
178	Magnifi Financial CU	1	$301K	0.0%	0.00%
179	LiftFund, Inc.	2	$298K	0.0%	0.00%
180	Cache Valley Bank	1	$289K	0.0%	0.00%
181	Midflorida CU	2	$269K	0.0%	0.00%
182	Florida First Capital Finance Corporation, Inc.	2	$247K	0.0%	0.00%
183	BancFirst	1	$225K	0.0%	0.00%
184	Santander Bank, National Association	1	$225K	0.0%	0.00%
185	Planters First Bank	1	$215K	0.0%	0.00%
186	Platinum Bank	1	$210K	0.0%	0.00%
187	Locality Bank	1	$165K	0.0%	0.00%
188	BMO Bank National Association	6	$156K	0.0%	15.95%
189	Commerce Bank	1	$150K	0.0%	0.00%
190	Carver State Bank	1	$150K	0.0%	0.00%
191	Manufacturers and Traders Trust Company	2	$150K	0.0%	0.00%
192	United Bank of Philadelphia	1	$110K	0.0%	0.00%
193	San Antonio Citizens FCU	1	$100K	0.0%	0.00%
194	Zions Bank, A Division of	1	$100K	0.0%	95.29%
195	Small Business Bank	1	$88K	0.0%	0.00%
196	Empire State Certified Development Corporation	1	$65K	0.0%	0.00%
197	Flagler Bank	1	$50K	0.0%	0.00%
198	Academy Bank National Association	1	$45K	0.0%	0.00%
199	First Financial Bank	1	$40K	0.0%	0.00%
200	Farmers and Merchants Bank of St. Clair	1	$12K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	572	$396.5M	17.4%
2	Accommodation & food services	514	$296.1M	13.0%
3	Construction	483	$230.3M	10.1%
4	Professional & technical services	547	$224.7M	9.9%
5	Other services	470	$216.3M	9.5%
6	Retail trade	286	$150.6M	6.6%
7	Wholesale trade	231	$150.6M	6.6%
8	Administrative & waste services	262	$93.0M	4.1%
9	Manufacturing	122	$73.3M	3.2%
10	Real estate & leasing	100	$67.3M	3.0%
11	Arts, entertainment & recreation	149	$63.1M	2.8%
12	Finance & insurance	95	$62.2M	2.7%
13	Retail trade	181	$60.0M	2.6%
14	Manufacturing	69	$47.9M	2.1%
15	Educational services	74	$39.0M	1.7%
16	Manufacturing	63	$32.1M	1.4%
17	Transportation & warehousing	123	$29.3M	1.3%
18	Information	42	$23.2M	1.0%
19	Transportation & warehousing	34	$13.2M	0.6%
20	Utilities	6	$4.3M	0.2%
21	Agriculture, forestry & fishing	12	$3.9M	0.2%
22	Management of companies	2	$1.6M	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.