SBA 7(a) lenders in Hillsborough, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

195 institutions have SBA 7(a) loans on record in Hillsborough, together $2.21B across 4,352 loans. Valley National Bank is the largest, with 6% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Valley National Bank	154	$122.4M	5.5%	2.34%
2	Live Oak Banking Company	92	$118.8M	5.4%	0.00%
3	DFCU Financial	117	$102.6M	4.6%	1.34%
4	Truist Bank	179	$93.3M	4.2%	0.69%
5	The Huntington National Bank	248	$91.7M	4.1%	0.60%
6	The Bank of Tampa	105	$91.3M	4.1%	0.14%
7	BayFirst National Bank	157	$75.9M	3.4%	1.23%
8	Wells Fargo Bank National Association	335	$74.2M	3.4%	2.41%
9	SouthState Bank, National Association	62	$61.3M	2.8%	4.99%
10	Newtek Bank, National Association	134	$57.4M	2.6%	0.00%
11	Pinnacle Bank	82	$52.3M	2.4%	1.57%
12	BankUnited, National Association	39	$49.4M	2.2%	3.76%
13	Regions Bank	87	$49.3M	2.2%	8.35%
14	TD Bank, National Association	262	$46.8M	2.1%	3.95%
15	JPMorgan Chase Bank, National Association	201	$43.7M	2.0%	2.59%
16	Bank OZK	87	$41.3M	1.9%	4.51%
17	Lake Michigan CU	64	$39.5M	1.8%	0.18%
18	PNC Bank, National Association	73	$35.8M	1.6%	7.51%
19	First-Citizens Bank & Trust Company	91	$34.9M	1.6%	5.16%
20	Centennial Bank	55	$33.0M	1.5%	5.67%
21	Bank of America, National Association	105	$31.5M	1.4%	1.34%
22	Newtek Small Business Finance, Inc.	53	$31.2M	1.4%	2.08%
23	Seacoast National Bank	66	$29.3M	1.3%	5.09%
24	Fifth Third Bank	117	$27.9M	1.3%	6.43%
25	Readycap Lending, LLC	78	$27.3M	1.2%	9.57%
26	First Bank of the Lake	22	$27.0M	1.2%	0.00%
27	First Internet Bank of Indiana	20	$25.1M	1.1%	0.21%
28	Hancock Whitney Bank	48	$25.0M	1.1%	3.67%
29	Northeast Bank	100	$21.9M	1.0%	8.54%
30	American Momentum Bank	23	$20.8M	0.9%	0.00%
31	Ameris Bank	33	$20.5M	0.9%	3.81%
32	United Community Bank	22	$20.4M	0.9%	6.92%
33	Byline Bank	23	$20.0M	0.9%	0.00%
34	Metro City Bank	18	$18.1M	0.8%	0.00%
35	Celtic Bank Corporation	63	$17.2M	0.8%	8.08%
36	First National Bank of Pennsylvania	20	$16.5M	0.7%	0.00%
37	Climate First Bank	12	$15.6M	0.7%	0.00%
38	United Midwest Savings Bank National Association	63	$15.0M	0.7%	10.84%
39	Banesco USA	18	$14.8M	0.7%	0.00%
40	The Bancorp Bank National Association	17	$14.2M	0.6%	0.00%
41	Bank Five Nine	12	$14.1M	0.6%	0.00%
42	Stearns Bank National Association	51	$13.8M	0.6%	7.29%
43	Stone Bank	19	$13.2M	0.6%	6.14%
44	Harvest Small Business Finance, LLC	13	$12.5M	0.6%	0.00%
45	Renasant Bank	12	$11.0M	0.5%	0.00%
46	Gulf Coast Bank and Trust Company	14	$10.7M	0.5%	0.00%
47	Citizens Bank	15	$10.3M	0.5%	0.00%
48	Beacon Bank and Trust	9	$10.3M	0.5%	5.63%
49	Central Bank	12	$9.5M	0.4%	0.00%
50	TowneBank	14	$9.1M	0.4%	0.00%
51	Axiom Bank, National Association	9	$9.0M	0.4%	0.00%
52	PromiseOne Bank	6	$8.4M	0.4%	7.57%
53	Suncoast CU	17	$8.4M	0.4%	0.43%
54	Busey Bank	6	$8.2M	0.4%	0.00%
55	Achieva CU	10	$8.1M	0.4%	0.00%
56	Bankwell Bank	4	$8.1M	0.4%	0.00%
57	Popular Bank	24	$7.8M	0.4%	60.02%
58	IncredibleBank	5	$7.3M	0.3%	9.49%
59	Midwest Regional Bank	12	$6.9M	0.3%	0.00%
60	Bank of Central Florida	10	$6.9M	0.3%	0.00%
61	Banc of California	5	$6.7M	0.3%	2.49%
62	BizCapital BIDCO I, LLC	2	$6.7M	0.3%	16.33%
63	Happen Bank	4	$6.7M	0.3%	3.64%
64	VelocitySBA, LLC	55	$6.5M	0.3%	1.35%
65	Republic Bank & Trust Company	17	$6.5M	0.3%	0.00%
66	Truliant FCU	2	$6.1M	0.3%	0.00%
67	Evolve Bank and Trust	2	$5.8M	0.3%	0.00%
68	CRF Small Business Loan Company, LLC	7	$5.7M	0.3%	0.00%
69	FDIC - Community Bank & Trust-West Georgia	4	$5.6M	0.3%	0.00%
70	iTHINK Financial Credit Union	4	$5.6M	0.3%	0.00%
71	Shoreham Bank	3	$5.5M	0.2%	0.00%
72	1st Financial Bank USA	2	$5.4M	0.2%	0.00%
73	Paradise Bank	4	$5.2M	0.2%	0.00%
74	Hanover Community Bank	4	$5.1M	0.2%	0.00%
75	T Bank, National Association	1	$5.0M	0.2%	0.00%
76	First Bank	1	$5.0M	0.2%	0.00%
77	First Commonwealth Bank	7	$4.9M	0.2%	0.00%
78	First Horizon Bank	6	$4.7M	0.2%	0.00%
79	GBank	4	$4.7M	0.2%	0.00%
80	Enterprise Bank & Trust	5	$4.7M	0.2%	0.00%
81	First Bank	7	$4.3M	0.2%	52.53%
82	Gulfside Bank	3	$4.1M	0.2%	0.00%
83	Capital Bank, National Association	10	$4.1M	0.2%	0.00%
84	Associated Bank National Association	4	$4.0M	0.2%	0.00%
85	GTE FCU d/b/a GTE Financial	14	$3.8M	0.2%	0.00%
86	Simmons Bank	9	$3.5M	0.2%	40.59%
87	InBank	1	$3.4M	0.2%	0.00%
88	Patriot Bank, National Association	6	$3.3M	0.1%	0.00%
89	UniBank	1	$3.3M	0.1%	0.00%
90	Coastal States Bank	3	$3.3M	0.1%	0.00%
91	HomeTrust Bank	4	$3.3M	0.1%	0.00%
92	First Business Bank	5	$3.3M	0.1%	0.00%
93	Merchants & Marine Bank	2	$3.2M	0.1%	0.00%
94	Lendistry SBLC, LLC	20	$3.2M	0.1%	0.00%
95	Port 51 Lending LLC	4	$3.1M	0.1%	0.00%
96	Pathward National Association	6	$3.1M	0.1%	0.00%
97	North State Bank	5	$3.0M	0.1%	0.00%
98	Florida Capital Bank, National Association	3	$3.0M	0.1%	0.00%
99	Cogent Bank	5	$2.9M	0.1%	0.00%
100	Flagship Bank	5	$2.8M	0.1%	0.00%
101	Colony Bank	7	$2.7M	0.1%	3.49%
102	Bank of Hope	28	$2.7M	0.1%	9.69%
103	Encore Bank	5	$2.6M	0.1%	0.00%
104	Five Star Bank	9	$2.6M	0.1%	12.33%
105	First Bank	5	$2.4M	0.1%	0.00%
106	First Federal Bank	6	$2.2M	0.1%	0.00%
107	Sanibel Captiva Community Bank	1	$2.1M	0.1%	0.00%
108	Customers Bank	4	$2.1M	0.1%	0.00%
109	Hanmi Bank	2	$2.1M	0.1%	0.00%
110	The MINT National Bank	3	$2.0M	0.1%	0.00%
111	22nd State Bank, A Division of 22nd State Banking Company	2	$2.0M	0.1%	0.00%
112	Merchants Bank of Indiana	2	$1.9M	0.1%	0.00%
113	Sunshine State Economic Development Corporation	11	$1.9M	0.1%	3.88%
114	Columbia Bank	20	$1.8M	0.1%	3.43%
115	Peoples Bank	1	$1.8M	0.1%	0.00%
116	Pacific National Bank	2	$1.8M	0.1%	0.00%
117	First Merchants Bank	2	$1.7M	0.1%	0.00%
118	First Bank of Central Ohio	1	$1.7M	0.1%	0.00%
119	Federal Deposit Insurance Corporation	4	$1.7M	0.1%	69.16%
120	City National Bank of Florida	3	$1.7M	0.1%	0.00%
121	Pinnacle Bank	1	$1.6M	0.1%	0.00%
122	Independence Bank	12	$1.6M	0.1%	60.73%
123	Peoples Security Bank and Trust Company	1	$1.4M	0.1%	0.00%
124	Union Bank and Trust Company	1	$1.4M	0.1%	0.00%
125	Genesis Bank	2	$1.3M	0.1%	0.00%
126	Midwest BankCentre	2	$1.2M	0.1%	0.00%
127	Capital One National Association	11	$1.2M	0.1%	18.14%
128	ConnectOne Bank	2	$1.1M	0.1%	0.00%
129	Meridian Bank	3	$1.0M	0.0%	0.00%
130	U.S. Bank, National Association	6	$1.0M	0.0%	0.00%
131	First Western SBLC, LLC	1	$1.0M	0.0%	0.00%
132	Georgia Banking Company	1	$990K	0.0%	0.00%
133	Loyal Trust Bank	1	$988K	0.0%	0.00%
134	KeyBank National Association	2	$935K	0.0%	0.00%
135	Northwest FCU	1	$895K	0.0%	0.00%
136	CDC Small Business Finance Corp.	5	$875K	0.0%	0.00%
137	Amerant Bank, National Association	1	$855K	0.0%	0.00%
138	Stellar Bank	3	$827K	0.0%	0.00%
139	US Metro Bank	1	$782K	0.0%	0.00%
140	National Bank of Commerce	1	$765K	0.0%	0.00%
141	Paragon Bank	2	$750K	0.0%	0.00%
142	Grasshopper Bank National Association	2	$750K	0.0%	0.00%
143	First American Bank	2	$742K	0.0%	0.00%
144	Old National Bank	2	$699K	0.0%	0.00%
145	Tampa Bay FCU	5	$675K	0.0%	87.23%
146	PCB Bank	1	$645K	0.0%	0.00%
147	Quaint Oak Bank	1	$625K	0.0%	0.00%
148	Florida Business Development Corporation	6	$620K	0.0%	12.30%
149	Fountainhead SBF LLC	2	$611K	0.0%	0.00%
150	Firstrust Savings Bank	1	$575K	0.0%	0.00%
151	Addition Financial CU	1	$550K	0.0%	0.00%
152	Northwest Bank	2	$540K	0.0%	0.00%
153	BBIF Captial, Inc.	5	$519K	0.0%	0.00%
154	Open Bank	1	$503K	0.0%	0.00%
155	First Utah Bank	1	$500K	0.0%	0.00%
156	Pentagon FCU	1	$500K	0.0%	0.00%
157	OceanFirst Bank, National Association	1	$500K	0.0%	0.00%
158	OptimumBank	1	$492K	0.0%	0.00%
159	America First Federal Credit Union	1	$490K	0.0%	0.00%
160	Citibank, N.A.	6	$470K	0.0%	76.63%
161	Centerstone SBA Lending, Inc.	2	$460K	0.0%	0.00%
162	Milestone Bank	1	$450K	0.0%	0.00%
163	Heritage Bank Inc	3	$450K	0.0%	0.00%
164	Lexicon Bank	1	$448K	0.0%	0.00%
165	Community West Bank	1	$437K	0.0%	0.00%
166	CIBC Bank USA	2	$422K	0.0%	0.00%
167	West Central Development Corporation	4	$415K	0.0%	0.00%
168	FFB Bank	1	$400K	0.0%	0.00%
169	SoFi Bank, National Association	4	$375K	0.0%	0.00%
170	Ascendus, Inc.	2	$367K	0.0%	0.00%
171	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$347K	0.0%	0.00%
172	Royal Banks of Missouri	1	$310K	0.0%	0.00%
173	Fund-Ex Solutions Group, LLC	1	$307K	0.0%	0.00%
174	LiftFund, Inc.	2	$298K	0.0%	0.00%
175	Cache Valley Bank	1	$289K	0.0%	0.00%
176	Midflorida CU	2	$269K	0.0%	0.00%
177	Florida First Capital Finance Corporation, Inc.	2	$247K	0.0%	0.00%
178	BancFirst	1	$225K	0.0%	0.00%
179	Santander Bank, National Association	1	$225K	0.0%	0.00%
180	Planters First Bank	1	$215K	0.0%	0.00%
181	Platinum Bank	1	$210K	0.0%	0.00%
182	Locality Bank	1	$165K	0.0%	0.00%
183	BMO Bank National Association	6	$156K	0.0%	15.95%
184	Commerce Bank	1	$150K	0.0%	0.00%
185	Manufacturers and Traders Trust Company	2	$150K	0.0%	0.00%
186	Carver State Bank	1	$150K	0.0%	0.00%
187	United Bank of Philadelphia	1	$110K	0.0%	0.00%
188	Zions Bank, A Division of	1	$100K	0.0%	95.29%
189	San Antonio Citizens FCU	1	$100K	0.0%	0.00%
190	Small Business Bank	1	$88K	0.0%	0.00%
191	Empire State Certified Development Corporation	1	$65K	0.0%	0.00%
192	Flagler Bank	1	$50K	0.0%	0.00%
193	Academy Bank National Association	1	$45K	0.0%	0.00%
194	First Financial Bank	1	$40K	0.0%	0.00%
195	Farmers and Merchants Bank of St. Clair	1	$12K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	560	$382.3M	17.3%
2	Accommodation & food services	501	$285.8M	12.9%
3	Professional & technical services	542	$223.6M	10.1%
4	Construction	468	$217.9M	9.9%
5	Other services	464	$211.1M	9.5%
6	Wholesale trade	231	$150.6M	6.8%
7	Retail trade	280	$144.0M	6.5%
8	Administrative & waste services	258	$92.0M	4.2%
9	Manufacturing	120	$71.0M	3.2%
10	Real estate & leasing	97	$65.2M	2.9%
11	Arts, entertainment & recreation	146	$61.4M	2.8%
12	Finance & insurance	91	$61.2M	2.8%
13	Retail trade	176	$57.0M	2.6%
14	Manufacturing	68	$44.9M	2.0%
15	Educational services	73	$38.7M	1.7%
16	Manufacturing	63	$32.1M	1.4%
17	Transportation & warehousing	121	$29.1M	1.3%
18	Information	40	$22.0M	1.0%
19	Transportation & warehousing	33	$11.8M	0.5%
20	Utilities	6	$4.3M	0.2%
21	Agriculture, forestry & fishing	12	$3.9M	0.2%
22	Management of companies	2	$1.6M	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.