SBA 7(a) lenders in FL

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

528 institutions have SBA 7(a) loans on record in FL, together $29.09B across 59,969 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	1,383	$1.78B	6.1%	0.52%
2	Truist Bank	2,609	$1.31B	4.5%	2.26%
3	Wells Fargo Bank National Association	5,346	$1.25B	4.3%	4.35%
4	TD Bank, National Association	6,653	$1.03B	3.5%	4.39%
5	The Huntington National Bank	2,284	$954.1M	3.3%	1.86%
6	Newtek Bank, National Association	1,920	$757.1M	2.6%	0.00%
7	Newtek Small Business Finance, Inc.	1,047	$728.4M	2.5%	1.45%
8	SouthState Bank, National Association	1,040	$699.6M	2.4%	1.05%
9	Readycap Lending, LLC	1,593	$614.6M	2.1%	4.90%
10	Pinnacle Bank	729	$609.4M	2.1%	4.60%
11	Regions Bank	1,010	$599.3M	2.1%	1.40%
12	Paradise Bank	410	$593.8M	2.0%	0.54%
13	Bank of America, National Association	1,960	$568.2M	2.0%	2.63%
14	BayFirst National Bank	1,755	$565.8M	1.9%	3.68%
15	JPMorgan Chase Bank, National Association	3,464	$550.7M	1.9%	3.34%
16	BankUnited, National Association	807	$531.7M	1.8%	4.29%
17	PNC Bank, National Association	1,679	$483.1M	1.7%	6.33%
18	Seacoast National Bank	815	$471.6M	1.6%	2.17%
19	First Internet Bank of Indiana	318	$431.1M	1.5%	0.53%
20	Valley National Bank	440	$409.3M	1.4%	1.33%
21	Celtic Bank Corporation	1,179	$402.7M	1.4%	3.90%
22	Centennial Bank	465	$386.3M	1.3%	1.82%
23	Fifth Third Bank	844	$380.1M	1.3%	5.52%
24	Ameris Bank	474	$361.5M	1.2%	1.86%
25	Northeast Bank	1,606	$312.7M	1.1%	7.14%
26	Lake Michigan CU	316	$304.5M	1.0%	3.15%
27	United Community Bank	327	$294.7M	1.0%	2.38%
28	Beacon Bank and Trust	212	$276.9M	1.0%	1.35%
29	First-Citizens Bank & Trust Company	467	$268.8M	0.9%	3.45%
30	First Bank of the Lake	286	$265.2M	0.9%	0.14%
31	Byline Bank	242	$255.6M	0.9%	1.78%
32	First Federal Bank	301	$249.2M	0.9%	1.82%
33	Stearns Bank National Association	560	$249.0M	0.9%	6.87%
34	Banesco USA	273	$246.1M	0.8%	1.21%
35	United Midwest Savings Bank National Association	774	$244.3M	0.8%	3.42%
36	The Bank of Tampa	228	$203.7M	0.7%	0.64%
37	Bank OZK	326	$198.7M	0.7%	2.89%
38	Hancock Whitney Bank	418	$189.7M	0.7%	0.68%
39	Harvest Small Business Finance, LLC	199	$187.8M	0.6%	0.00%
40	City National Bank of Florida	340	$183.7M	0.6%	3.75%
41	Citibank, N.A.	205	$182.1M	0.6%	1.22%
42	DFCU Financial	197	$178.9M	0.6%	1.12%
43	Gulf Coast Bank and Trust Company	195	$175.7M	0.6%	0.17%
44	Pathward National Association	108	$172.8M	0.6%	0.40%
45	Citizens Bank	236	$164.9M	0.6%	0.30%
46	iTHINK Financial Credit Union	271	$161.8M	0.6%	0.60%
47	TowneBank	202	$160.8M	0.6%	0.95%
48	First National Bank of Pennsylvania	192	$158.5M	0.5%	3.19%
49	First American Bank	222	$145.1M	0.5%	0.26%
50	Happen Bank	105	$144.3M	0.5%	6.17%
51	The Bancorp Bank National Association	192	$144.0M	0.5%	0.74%
52	PromiseOne Bank	92	$142.4M	0.5%	0.68%
53	Cogent Bank	178	$137.1M	0.5%	1.16%
54	Stone Bank	164	$131.0M	0.5%	2.16%
55	Midwest Regional Bank	181	$130.7M	0.4%	1.36%
56	American Momentum Bank	139	$126.0M	0.4%	1.30%
57	Renasant Bank	147	$123.5M	0.4%	1.99%
58	Bank Five Nine	105	$120.4M	0.4%	0.10%
59	US Century Bank	61	$119.6M	0.4%	0.00%
60	Banc of California	107	$118.5M	0.4%	5.20%
61	First Horizon Bank	131	$113.6M	0.4%	0.41%
62	GBank	48	$109.8M	0.4%	0.00%
63	Customers Bank	148	$109.2M	0.4%	3.73%
64	Amerant Bank, National Association	134	$107.1M	0.4%	1.37%
65	First Merchants Bank	111	$103.2M	0.4%	1.26%
66	Metro City Bank	65	$97.3M	0.3%	0.00%
67	Climate First Bank	91	$95.9M	0.3%	0.00%
68	Central Bank	84	$93.5M	0.3%	12.77%
69	Evolve Bank and Trust	83	$86.5M	0.3%	0.21%
70	Colony Bank	157	$85.0M	0.3%	0.22%
71	Columbia Bank	411	$84.8M	0.3%	9.01%
72	FDIC - Community Bank & Trust-West Georgia	49	$84.8M	0.3%	0.69%
73	Busey Bank	76	$77.5M	0.3%	0.77%
74	FinWise Bank	69	$76.3M	0.3%	1.21%
75	Enterprise Bank & Trust	49	$73.9M	0.3%	0.00%
76	CRF Small Business Loan Company, LLC	119	$71.7M	0.2%	3.95%
77	First Bank	73	$71.1M	0.2%	6.65%
78	North State Bank	83	$69.2M	0.2%	0.47%
79	Popular Bank	484	$69.0M	0.2%	38.69%
80	HomeTrust Bank	60	$68.9M	0.2%	4.74%
81	IncredibleBank	56	$68.7M	0.2%	1.01%
82	VelocitySBA, LLC	724	$68.2M	0.2%	2.24%
83	Port 51 Lending LLC	45	$65.6M	0.2%	0.00%
84	Florida Capital Bank, National Association	100	$65.4M	0.2%	7.28%
85	Capital One National Association	219	$64.6M	0.2%	4.26%
86	First Financial Bank	56	$64.2M	0.2%	1.02%
87	Shoreham Bank	43	$63.8M	0.2%	4.42%
88	Bankwell Bank	39	$63.3M	0.2%	0.00%
89	KeyBank National Association	119	$62.5M	0.2%	5.50%
90	Lendistry SBLC, LLC	297	$58.5M	0.2%	4.60%
91	22nd State Bank, A Division of 22nd State Banking Company	54	$58.4M	0.2%	0.00%
92	The MINT National Bank	38	$56.8M	0.2%	0.00%
93	BizCapital BIDCO I, LLC	23	$51.9M	0.2%	4.88%
94	U.S. Bank, National Association	100	$51.2M	0.2%	6.62%
95	Achieva CU	85	$51.1M	0.2%	7.03%
96	Capital Bank, National Association	87	$50.8M	0.2%	1.02%
97	Locality Bank	58	$49.7M	0.2%	0.00%
98	First Western SBLC, LLC	27	$49.7M	0.2%	0.00%
99	1st Financial Bank USA	23	$48.7M	0.2%	0.00%
100	Peoples Bank	23	$47.6M	0.2%	0.00%
101	Pineland Bank	65	$46.2M	0.2%	0.00%
102	Truliant FCU	25	$45.8M	0.2%	0.00%
103	Grasshopper Bank National Association	63	$45.6M	0.2%	0.00%
104	Meridian Bank	45	$43.2M	0.1%	0.00%
105	Pacific National Bank	33	$41.6M	0.1%	0.00%
106	Five Star Bank	159	$41.5M	0.1%	7.55%
107	Simmons Bank	128	$41.4M	0.1%	7.32%
108	T Bank, National Association	24	$41.3M	0.1%	5.69%
109	Milestone Bank	32	$41.0M	0.1%	0.21%
110	HSBC Bank USA National Association	33	$40.9M	0.1%	0.23%
111	Cross River Bank	17	$40.2M	0.1%	0.00%
112	Ocean Bank	48	$38.8M	0.1%	0.88%
113	First Commonwealth Bank	65	$38.7M	0.1%	0.96%
114	Terrabank, National Association	33	$36.7M	0.1%	0.00%
115	Old National Bank	30	$36.6M	0.1%	0.00%
116	OptimumBank	34	$36.4M	0.1%	0.00%
117	Touchmark National Bank	16	$36.0M	0.1%	0.00%
118	Coastal States Bank	30	$35.4M	0.1%	5.90%
119	Midwest BankCentre	33	$34.8M	0.1%	0.00%
120	First Business Bank	40	$34.8M	0.1%	1.07%
121	Hanover Community Bank	51	$33.3M	0.1%	0.00%
122	Merchants Bank of Indiana	35	$31.4M	0.1%	0.00%
123	Bank of Central Florida	38	$31.3M	0.1%	3.00%
124	Axiom Bank, National Association	39	$31.2M	0.1%	0.29%
125	Bank of Hope	345	$30.5M	0.1%	11.10%
126	First Port City Bank	33	$30.3M	0.1%	0.00%
127	CIBM Bank	9	$29.1M	0.1%	0.00%
128	Community Bank of Mississippi	137	$28.1M	0.1%	0.53%
129	CenTrust Bank, A Division of SmartBiz Bank National Association	143	$28.0M	0.1%	0.00%
130	Embassy National Bank	13	$27.1M	0.1%	0.00%
131	One Florida Bank	24	$27.1M	0.1%	0.00%
132	US Metro Bank	12	$26.3M	0.1%	0.00%
133	Centerstone SBA Lending, Inc.	27	$26.1M	0.1%	0.82%
134	Independence Bank	202	$25.2M	0.1%	36.16%
135	Federal Deposit Insurance Corporation	57	$25.2M	0.1%	22.75%
136	Paragon Bank	38	$24.4M	0.1%	1.03%
137	Gulfside Bank	26	$24.3M	0.1%	0.00%
138	Sanibel Captiva Community Bank	30	$23.8M	0.1%	0.63%
139	Heritage Bank Inc	62	$23.6M	0.1%	0.00%
140	First National Bank of Coffee County	25	$23.4M	0.1%	0.00%
141	Northwest Bank	29	$23.2M	0.1%	0.00%
142	The Fidelity Bank	32	$23.0M	0.1%	0.08%
143	MVB Bank, Inc.	16	$22.9M	0.1%	1.82%
144	Commonwealth Business Bank	9	$22.9M	0.1%	0.00%
145	Flagship Bank	28	$20.9M	0.1%	0.00%
146	Farmers and Merchants Bank	7	$19.8M	0.1%	0.00%
147	Fountainhead SBF LLC	11	$19.4M	0.1%	0.00%
148	Georgia Banking Company	25	$19.3M	0.1%	0.16%
149	New Millennium Bank	4	$19.0M	0.1%	0.00%
150	Firstrust Savings Bank	15	$18.9M	0.1%	0.00%
151	CIBC Bank USA	35	$18.8M	0.1%	0.00%
152	PCB Bank	10	$18.0M	0.1%	0.00%
153	Open Bank	9	$17.9M	0.1%	0.00%
154	Addition Financial CU	23	$17.8M	0.1%	1.36%
155	Republic Bank & Trust Company	53	$17.3M	0.1%	0.00%
156	ServisFirst Bank	15	$17.1M	0.1%	3.85%
157	America First Federal Credit Union	18	$16.6M	0.1%	0.07%
158	Fund-Ex Solutions Group, LLC	16	$16.3M	0.1%	0.00%
159	World Trade Finance, Inc.	7	$16.3M	0.1%	0.00%
160	First Bank	28	$16.2M	0.1%	40.93%
161	Hanmi Bank	21	$15.5M	0.1%	0.00%
162	ELGA Credit Union	36	$15.2M	0.1%	2.47%
163	BMO Bank National Association	49	$15.1M	0.1%	6.09%
164	Everwise Credit Union	3	$15.0M	0.1%	0.00%
165	Midflorida CU	23	$15.0M	0.1%	0.00%
166	Suncoast CU	49	$14.5M	0.0%	2.10%
167	Patriot Bank, National Association	20	$14.5M	0.0%	0.00%
168	Flagler Bank	20	$14.1M	0.0%	8.66%
169	Legence Bank	6	$14.1M	0.0%	0.00%
170	Lake Forest Bank & Trust Company, National Association	12	$13.8M	0.0%	0.00%
171	First Bank	109	$13.7M	0.0%	1.48%
172	Crews Bank and Trust	15	$13.3M	0.0%	0.00%
173	ConnectOne Bank	21	$13.2M	0.0%	0.00%
174	Valley Bank	3	$12.6M	0.0%	45.55%
175	Wachovia SBA Lending, Inc.	12	$12.5M	0.0%	0.00%
176	FWBank	13	$12.5M	0.0%	0.00%
177	Millennium Bank	3	$12.3M	0.0%	0.00%
178	Community West Bank	32	$12.0M	0.0%	52.60%
179	CDC Small Business Finance Corp.	85	$11.9M	0.0%	1.49%
180	BIZCapital BIDCO II, LLC	6	$11.8M	0.0%	0.00%
181	Encore Bank	21	$11.5M	0.0%	0.00%
182	Northwest FCU	6	$11.1M	0.0%	0.00%
183	First Bank of Central Ohio	7	$11.1M	0.0%	0.00%
184	Pibank National Association	13	$10.8M	0.0%	11.85%
185	Gulf Coast Business Bank	7	$10.8M	0.0%	0.00%
186	First American Bank	20	$10.7M	0.0%	7.56%
187	Sunrise Bank	11	$10.6M	0.0%	0.00%
188	US Eagle FCU	5	$10.5M	0.0%	0.00%
189	Fairwinds CU	38	$10.2M	0.0%	0.00%
190	INB, National Association	2	$10.0M	0.0%	0.00%
191	Farmers State Bank of Alto Pass, Illinois	2	$10.0M	0.0%	0.00%
192	United Bank	9	$9.9M	0.0%	0.00%
193	BBIF Captial, Inc.	58	$9.8M	0.0%	10.69%
194	Sunshine State Economic Development Corporation	61	$9.5M	0.0%	1.74%
195	Genesis Bank	10	$9.3M	0.0%	16.91%
196	Magnifi Financial CU	34	$9.3M	0.0%	0.00%
197	Fulton Bank, National Association	6	$9.3M	0.0%	0.00%
198	UniBank	7	$8.8M	0.0%	0.00%
199	Trustmark Bank	39	$8.8M	0.0%	3.33%
200	InBank	3	$8.6M	0.0%	0.00%

The 200 largest shown, of 528 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Miami-Dade	215	10,739	$3.98B
2	Broward	209	6,830	$3.03B
3	Palm Beach	195	5,105	$2.48B
4	Hillsborough	195	4,352	$2.21B
5	Orange	201	4,254	$2.05B
6	Pinellas	171	3,098	$1.66B
7	Duval	171	2,571	$1.33B
8	Lee	169	2,012	$1.12B
9	Sarasota	138	1,463	$810.0M
10	Manatee	132	1,134	$699.7M
11	Seminole	133	1,411	$694.3M
12	Brevard	129	1,539	$681.3M
13	Volusia	137	1,210	$629.8M
14	Collier	136	1,105	$577.2M
15	Polk	129	1,039	$575.4M
16	Pasco	134	1,156	$567.5M
17	Saint Johns	113	848	$514.2M
18	Saint Lucie	103	767	$386.3M
19	Osceola	115	819	$376.4M
20	Lake	111	733	$361.0M
21	Escambia	100	575	$356.2M
22	Martin	88	639	$336.4M
23	Marion	92	616	$320.7M
24	Okaloosa	86	559	$292.5M
25	Charlotte	99	461	$287.8M
26	Indian River	71	437	$240.6M
27	Leon	92	397	$239.9M
28	Alachua	86	477	$234.9M
29	Clay	82	468	$214.4M
30	Bay	74	393	$197.1M
31	Monroe	73	236	$158.9M
32	Santa Rosa	67	262	$152.0M
33	Hernando	69	285	$151.2M
34	Nassau	44	269	$149.5M
35	Walton	58	285	$147.5M
36	Citrus	64	184	$101.6M
37	Sumter	52	117	$98.0M
38	Flagler	55	159	$63.3M
39	Columbia	39	111	$61.2M
40	Highlands	38	105	$60.6M
41	Suwannee	19	67	$50.2M
42	Gadsden	24	38	$40.1M
43	Putnam	33	57	$36.7M
44	Okeechobee	26	59	$36.6M
45	Levy	29	59	$36.3M
46	Jackson	30	48	$35.4M
47	Hendry	24	71	$27.6M
48	Madison	17	27	$27.0M
49	Taylor	16	22	$21.1M
50	Gilchrist	10	13	$18.9M
51	Wakulla	15	28	$18.8M
52	Franklin	12	27	$18.5M
53	De Soto	20	32	$18.4M
54	Hardee	11	17	$15.6M
55	Bradford	13	23	$14.7M
56	Baker	17	34	$14.6M
57	Washington	11	24	$11.8M
58	Dixie	12	16	$11.4M
59	Hamilton	9	10	$11.0M
60	Holmes	7	13	$9.0M
61	Gulf	13	16	$8.1M
62	Jefferson	6	8	$4.7M
63	Liberty	5	5	$3.0M
64	Calhoun	5	8	$2.6M
65	Union	6	16	$2.6M
66	Glades	4	7	$1.0M
67	Lafayette	2	4	$791K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.