SBA 7(a) lenders in FL

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-09-30.

531 institutions have SBA 7(a) loans on record in FL, together $29.99B across 61,230 loans.

Shaded by rank among this state's counties, on total approvals.lessmore

Hover a county for its totals, click to open it.

Largest lenders

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	1,477	$1.87B	6.2%	0.52%
2	Truist Bank	2,618	$1.34B	4.5%	2.26%
3	Wells Fargo Bank National Association	5,358	$1.26B	4.2%	4.36%
4	TD Bank, National Association	6,749	$1.05B	3.5%	4.60%
5	The Huntington National Bank	2,315	$976.9M	3.3%	2.17%
6	Newtek Bank, National Association	2,097	$813.6M	2.7%	0.00%
7	Newtek Small Business Finance, LLC	1,046	$726.4M	2.4%	1.76%
8	SouthState Bank, National Association	1,053	$704.3M	2.3%	1.44%
9	Readycap Lending, LLC	1,650	$636.0M	2.1%	4.78%
10	Pinnacle Bank	737	$627.6M	2.1%	4.76%
11	Regions Bank	1,022	$612.1M	2.0%	1.37%
12	Paradise Bank	416	$606.5M	2.0%	0.53%
13	Bank of America, National Association	1,989	$585.1M	2.0%	2.69%
14	BayFirst National Bank	1,755	$565.8M	1.9%	4.05%
15	BankUnited, National Association	826	$557.5M	1.9%	4.09%
16	JPMorgan Chase Bank, National Association	3,489	$555.7M	1.9%	3.44%
17	PNC Bank, National Association	1,686	$486.9M	1.6%	6.30%
18	Seacoast National Bank	817	$474.0M	1.6%	2.22%
19	First Internet Bank of Indiana	339	$455.4M	1.5%	0.51%
20	Valley National Bank	444	$411.3M	1.4%	1.32%
21	Celtic Bank Corporation	1,187	$405.1M	1.4%	4.02%
22	Fifth Third Bank	854	$397.8M	1.3%	5.29%
23	Centennial Bank	469	$390.7M	1.3%	1.80%
24	Ameris Bank	477	$367.3M	1.2%	1.83%
25	Northeast Bank	1,743	$334.7M	1.1%	6.69%
26	Lake Michigan CU	319	$306.0M	1.0%	3.28%
27	United Community Bank	335	$302.0M	1.0%	2.48%
28	Beacon Bank and Trust	220	$292.6M	1.0%	1.28%
29	Byline Bank	258	$277.0M	0.9%	1.64%
30	First-Citizens Bank & Trust Company	475	$276.4M	0.9%	3.35%
31	First Bank of the Lake	291	$271.1M	0.9%	0.49%
32	First Federal Bank	307	$256.7M	0.9%	1.82%
33	United Midwest Savings Bank National Association	796	$254.5M	0.8%	3.59%
34	Stearns Bank National Association	562	$249.4M	0.8%	7.20%
35	Banesco USA	275	$249.3M	0.8%	1.25%
36	Pathward National Association	127	$209.9M	0.7%	0.33%
37	The Bank of Tampa	233	$207.2M	0.7%	0.70%
38	Bank OZK	326	$198.7M	0.7%	2.89%
39	Hancock Whitney Bank	428	$196.2M	0.7%	0.89%
40	Harvest Small Business Finance, LLC	206	$194.8M	0.6%	0.00%
41	City National Bank of Florida	349	$191.7M	0.6%	3.59%
42	Citibank, N.A.	206	$182.1M	0.6%	1.22%
43	Gulf Coast Bank and Trust Company	200	$181.6M	0.6%	0.17%
44	DFCU Financial	201	$180.4M	0.6%	1.33%
45	Citizens Bank	241	$167.3M	0.6%	0.30%
46	TowneBank	206	$166.5M	0.6%	0.92%
47	iTHINK Financial Credit Union	275	$163.6M	0.5%	0.59%
48	First National Bank of Pennsylvania	192	$158.5M	0.5%	3.42%
49	Happen Bank	109	$155.9M	0.5%	5.71%
50	First American Bank	224	$149.0M	0.5%	0.26%
51	PromiseOne Bank	95	$148.4M	0.5%	0.66%
52	The Bancorp Bank National Association	197	$147.5M	0.5%	0.72%
53	Cogent Bank	182	$142.5M	0.5%	1.12%
54	Stone Bank	183	$134.0M	0.4%	2.11%
55	Midwest Regional Bank	185	$133.6M	0.4%	1.75%
56	American Momentum Bank	141	$131.7M	0.4%	1.25%
57	GBank	54	$128.3M	0.4%	0.00%
58	Renasant Bank	150	$126.0M	0.4%	1.95%
59	Bank Five Nine	106	$120.5M	0.4%	0.66%
60	US Century Bank	61	$119.6M	0.4%	0.00%
61	Banc of California	107	$118.5M	0.4%	5.20%
62	First Horizon Bank	132	$114.5M	0.4%	0.41%
63	Customers Bank	148	$109.2M	0.4%	3.73%
64	Climate First Bank	100	$107.9M	0.4%	0.00%
65	Amerant Bank, National Association	134	$107.1M	0.4%	1.37%
66	First Merchants Bank	115	$106.4M	0.4%	1.22%
67	Metro City Bank	65	$97.3M	0.3%	0.00%
68	Colony Bank	163	$97.1M	0.3%	0.20%
69	Central Bank	84	$93.5M	0.3%	12.77%
70	Evolve Bank and Trust	83	$86.5M	0.3%	0.21%
71	Columbia Bank	411	$84.8M	0.3%	10.09%
72	FDIC - Community Bank & Trust-West Georgia	49	$84.8M	0.3%	0.69%
73	Busey Bank	78	$79.3M	0.3%	1.37%
74	FinWise Bank	70	$78.1M	0.3%	1.18%
75	Port 51 Lending LLC	54	$78.0M	0.3%	0.00%
76	Enterprise Bank & Trust	50	$74.6M	0.2%	0.00%
77	First Bank	74	$73.0M	0.2%	6.48%
78	CRF Small Business Loan Company, LLC	121	$72.5M	0.2%	3.91%
79	VelocitySBA, LLC	728	$71.8M	0.2%	2.13%
80	North State Bank	84	$69.5M	0.2%	0.47%
81	HomeTrust Bank	61	$69.1M	0.2%	4.72%
82	IncredibleBank	58	$69.1M	0.2%	1.00%
83	Popular Bank	484	$69.0M	0.2%	38.69%
84	Bankwell Bank	41	$68.5M	0.2%	0.00%
85	Florida Capital Bank, National Association	100	$65.4M	0.2%	7.41%
86	Capital One National Association	220	$65.1M	0.2%	4.16%
87	First Financial Bank	57	$64.6M	0.2%	1.02%
88	Lendistry SBLC, LLC	333	$64.2M	0.2%	4.19%
89	Shoreham Bank	43	$63.8M	0.2%	4.42%
90	KeyBank National Association	119	$62.5M	0.2%	5.52%
91	22nd State Bank, A Division of 22nd State Banking Company	55	$58.8M	0.2%	0.00%
92	Truliant FCU	30	$58.5M	0.2%	0.00%
93	U.S. Bank, National Association	114	$58.0M	0.2%	5.84%
94	The MINT National Bank	38	$56.8M	0.2%	0.00%
95	1st Financial Bank USA	24	$53.7M	0.2%	0.00%
96	BizCapital BIDCO I, LLC	23	$51.9M	0.2%	5.54%
97	Achieva CU	85	$51.1M	0.2%	7.42%
98	Capital Bank, National Association	87	$50.8M	0.2%	1.55%
99	Locality Bank	58	$49.7M	0.2%	0.00%
100	First Western SBLC, LLC d/b/a Peachtree Group	27	$49.7M	0.2%	0.00%
101	Pacific National Bank	36	$48.4M	0.2%	0.00%
102	Grasshopper Bank National Association	71	$47.8M	0.2%	0.00%
103	Peoples Bank	23	$47.6M	0.2%	0.00%
104	Pineland Bank	65	$46.2M	0.2%	0.00%
105	Cross River Bank	19	$45.4M	0.2%	0.00%
106	Meridian Bank	45	$43.2M	0.1%	0.00%
107	Five Star Bank	159	$41.5M	0.1%	7.67%
108	Northwest Bank	34	$41.5M	0.1%	0.00%
109	Simmons Bank	128	$41.4M	0.1%	7.32%
110	T Bank, National Association	24	$41.3M	0.1%	5.69%
111	Milestone Bank	32	$41.0M	0.1%	0.21%
112	HSBC Bank USA National Association	33	$40.9M	0.1%	0.23%
113	First Commonwealth Bank	69	$40.9M	0.1%	2.49%
114	Bank of Hope	349	$40.5M	0.1%	8.33%
115	Ocean Bank	48	$38.8M	0.1%	0.88%
116	Terrabank, National Association	33	$36.7M	0.1%	0.00%
117	Old National Bank	30	$36.6M	0.1%	0.00%
118	OptimumBank	34	$36.4M	0.1%	0.00%
119	Touchmark National Bank	16	$36.0M	0.1%	0.00%
120	Coastal States Bank	30	$35.4M	0.1%	5.90%
121	Midwest BankCentre	33	$34.8M	0.1%	0.00%
122	First Business Bank	40	$34.8M	0.1%	1.07%
123	Merchants Bank of Indiana	37	$34.6M	0.1%	0.00%
124	Hanover Community Bank	51	$33.3M	0.1%	0.00%
125	CenTrust Bank, A Division of SmartBiz Bank National Association	166	$32.3M	0.1%	0.00%
126	Bank of Central Florida	38	$31.3M	0.1%	3.00%
127	Axiom Bank, National Association	39	$31.2M	0.1%	0.29%
128	First Port City Bank	33	$30.3M	0.1%	0.00%
129	CIBM Bank	9	$29.1M	0.1%	0.00%
130	Community Bank of Mississippi	140	$29.0M	0.1%	0.51%
131	The Fidelity Bank	36	$28.2M	0.1%	0.07%
132	Sanibel Captiva Community Bank	32	$27.7M	0.1%	0.54%
133	Heritage Bank Inc	67	$27.4M	0.1%	0.00%
134	US Metro Bank	13	$27.1M	0.1%	0.00%
135	Embassy National Bank	13	$27.1M	0.1%	0.00%
136	One Florida Bank	24	$27.1M	0.1%	0.00%
137	Centerstone SBA Lending, Inc.	28	$26.8M	0.1%	0.80%
138	Gulfside Bank	27	$25.3M	0.1%	0.00%
139	Independence Bank	202	$25.2M	0.1%	36.16%
140	Federal Deposit Insurance Corporation	57	$25.2M	0.1%	22.75%
141	Paragon Bank	38	$24.4M	0.1%	1.03%
142	First National Bank of Coffee County	26	$24.0M	0.1%	0.00%
143	PCB Bank	11	$23.0M	0.1%	0.00%
144	MVB Bank, Inc.	16	$22.9M	0.1%	1.82%
145	Commonwealth Business Bank	9	$22.9M	0.1%	0.00%
146	Open Bank	10	$22.9M	0.1%	0.00%
147	Flagship Bank	28	$20.9M	0.1%	0.00%
148	Farmers and Merchants Bank	7	$19.8M	0.1%	0.00%
149	Fountainhead SBF LLC	11	$19.4M	0.1%	0.00%
150	Georgia Banking Company	25	$19.3M	0.1%	2.41%
151	New Millennium Bank	4	$19.0M	0.1%	0.00%
152	America First Federal Credit Union	19	$19.0M	0.1%	0.06%
153	Firstrust Savings Bank	15	$18.9M	0.1%	0.00%
154	CIBC Bank USA	35	$18.8M	0.1%	0.18%
155	Addition Financial CU	23	$17.8M	0.1%	1.36%
156	ConnectOne Bank	26	$17.8M	0.1%	0.00%
157	Republic Bank & Trust Company	53	$17.3M	0.1%	0.00%
158	ServisFirst Bank	15	$17.1M	0.1%	3.85%
159	Lake Forest Bank & Trust Company, National Association	18	$17.1M	0.1%	0.00%
160	FWBank	15	$16.3M	0.1%	0.00%
161	Fund-Ex Solutions Group, LLC	16	$16.3M	0.1%	0.00%
162	World Trade Finance, Inc.	7	$16.3M	0.1%	0.00%
163	First Bank	28	$16.2M	0.1%	40.93%
164	Suncoast CU	54	$15.9M	0.1%	1.92%
165	Hanmi Bank	21	$15.5M	0.1%	0.00%
166	Midflorida CU	25	$15.4M	0.1%	0.00%
167	ELGA Credit Union	36	$15.2M	0.1%	2.47%
168	BMO Bank National Association	49	$15.1M	0.1%	6.09%
169	Everwise Credit Union	3	$15.0M	0.1%	0.00%
170	Patriot Bank, National Association	20	$14.5M	0.0%	0.00%
171	Flagler Bank	20	$14.1M	0.0%	8.66%
172	Legence Bank	6	$14.1M	0.0%	0.00%
173	First Bank	109	$13.7M	0.0%	1.48%
174	Waterfall Bank	14	$13.6M	0.0%	0.00%
175	Crews Bank and Trust	16	$13.5M	0.0%	0.00%
176	Citizens Bank, National Association	13	$13.5M	0.0%	0.00%
177	Valley Bank	3	$12.6M	0.0%	45.55%
178	Farmers State Bank of Alto Pass, Illinois	4	$12.6M	0.0%	0.00%
179	Wachovia SBA Lending, Inc.	12	$12.5M	0.0%	0.00%
180	Millennium Bank	3	$12.3M	0.0%	0.00%
181	Loyal Trust Bank	5	$12.3M	0.0%	0.00%
182	Leader Bank, National Association	12	$12.1M	0.0%	0.00%
183	Community West Bank	32	$12.0M	0.0%	52.60%
184	Fulton Bank, National Association	8	$12.0M	0.0%	0.00%
185	CDC Small Business Finance Corp.	85	$11.9M	0.0%	3.96%
186	BIZCapital BIDCO II, LLC	6	$11.8M	0.0%	0.00%
187	Encore Bank	21	$11.5M	0.0%	0.00%
188	Gulf Coast Business Bank	9	$11.4M	0.0%	0.00%
189	Northwest FCU	6	$11.1M	0.0%	0.00%
190	First Bank of Central Ohio	7	$11.1M	0.0%	0.00%
191	Pibank National Association	13	$10.8M	0.0%	11.85%
192	First American Bank	20	$10.7M	0.0%	7.56%
193	Magnifi Financial CU	39	$10.7M	0.0%	0.00%
194	Sunrise Bank	11	$10.6M	0.0%	0.00%
195	US Eagle FCU	5	$10.5M	0.0%	0.00%
196	Fairwinds CU	38	$10.2M	0.0%	0.00%
197	Sunshine State Economic Development Corporation	64	$10.1M	0.0%	1.65%
198	INB, National Association	2	$10.0M	0.0%	0.00%
199	United Bank	9	$9.9M	0.0%	0.00%
200	BBIF Captial, Inc.	58	$9.8M	0.0%	10.69%

The 200 largest shown, of 531 lenders with a record here.

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

By county

Rank	County	Lenders	Loans	Approved
1	Miami-Dade	218	10,938	$4.10B
2	Broward	212	6,950	$3.10B
3	Palm Beach	201	5,228	$2.57B
4	Hillsborough	200	4,437	$2.28B
5	Orange	206	4,328	$2.11B
6	Pinellas	173	3,153	$1.70B
7	Duval	174	2,619	$1.37B
8	Lee	172	2,074	$1.17B
9	Sarasota	142	1,502	$836.5M
10	Manatee	139	1,159	$729.6M
11	Seminole	137	1,441	$720.3M
12	Brevard	131	1,577	$712.0M
13	Volusia	140	1,236	$643.7M
14	Collier	137	1,126	$585.5M
15	Pasco	136	1,183	$584.8M
16	Polk	131	1,059	$581.3M
17	Saint Johns	114	867	$532.0M
18	Saint Lucie	106	800	$403.7M
19	Osceola	117	832	$380.5M
20	Lake	114	757	$377.4M
21	Escambia	102	588	$364.5M
22	Martin	90	651	$343.4M
23	Marion	95	636	$334.7M
24	Okaloosa	86	571	$302.3M
25	Charlotte	100	469	$292.3M
26	Indian River	72	445	$250.2M
27	Alachua	90	489	$246.9M
28	Leon	93	402	$245.9M
29	Clay	84	484	$229.3M
30	Bay	76	403	$207.4M
31	Monroe	74	245	$165.5M
32	Santa Rosa	68	270	$155.7M
33	Hernando	70	290	$155.1M
34	Nassau	46	272	$152.5M
35	Walton	58	293	$151.0M
36	Citrus	65	187	$103.8M
37	Sumter	54	121	$100.4M
38	Flagler	57	163	$70.9M
39	Columbia	40	114	$64.4M
40	Highlands	39	107	$61.1M
41	Suwannee	19	68	$54.5M
42	Gadsden	26	40	$43.5M
43	Putnam	36	61	$37.5M
44	Okeechobee	26	59	$36.6M
45	Levy	29	59	$36.3M
46	Jackson	30	48	$35.4M
47	Hendry	24	71	$27.6M
48	Madison	17	27	$27.0M
49	Taylor	16	23	$21.4M
50	Baker	17	37	$21.0M
51	De Soto	20	33	$19.4M
52	Franklin	13	28	$19.3M
53	Gilchrist	10	13	$18.9M
54	Wakulla	15	29	$18.8M
55	Hardee	11	17	$15.6M
56	Bradford	13	23	$14.7M
57	Washington	11	24	$11.8M
58	Dixie	12	16	$11.4M
59	Hamilton	9	10	$11.0M
60	Gulf	13	17	$9.2M
61	Holmes	7	13	$9.0M
62	Jefferson	6	8	$4.7M
63	Liberty	5	5	$3.0M
64	Calhoun	5	8	$2.6M
65	Union	6	16	$2.6M
66	Glades	4	7	$1.0M
67	Lafayette	2	4	$791K

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.