SBA 7(a) lenders in Osceola, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

117 institutions have SBA 7(a) loans on record in Osceola, together $380.5M across 832 loans. Truist Bank is the largest, with 6% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Truist Bank	43	$21.8M	5.7%	2.77%
2	Lender 2057189	15	$20.8M	5.5%	0.00%
3	The Huntington National Bank	37	$15.3M	4.0%	1.74%
4	Live Oak Banking Company	12	$15.2M	4.0%	0.00%
5	Wells Fargo Bank National Association	65	$14.4M	3.8%	2.48%
6	Celtic Bank Corporation	16	$12.0M	3.1%	4.03%
7	BankUnited, National Association	7	$11.7M	3.1%	0.00%
8	SouthState Bank, National Association	23	$11.4M	3.0%	0.36%
9	Newtek Bank, National Association	28	$10.0M	2.6%	0.00%
10	JPMorgan Chase Bank, National Association	63	$9.7M	2.5%	4.38%
11	TD Bank, National Association	91	$9.4M	2.5%	1.98%
12	Shoreham Bank	2	$8.7M	2.3%	0.00%
13	First Federal Bank	2	$8.4M	2.2%	0.00%
14	Regions Bank	17	$8.3M	2.2%	1.19%
15	Fifth Third Bank	12	$8.1M	2.1%	1.33%
16	Readycap Lending, LLC	46	$8.0M	2.1%	0.23%
17	Lender 2582371	3	$8.0M	2.1%	0.00%
18	Ameris Bank	9	$7.6M	2.0%	4.33%
19	Centerstone SBA Lending, Inc.	3	$7.2M	1.9%	0.00%
20	Stone Bank	6	$6.4M	1.7%	0.00%
21	Centennial Bank	6	$6.0M	1.6%	0.00%
22	Northeast Bank	34	$5.9M	1.6%	1.28%
23	Gulf Coast Bank and Trust Company	7	$5.8M	1.5%	0.00%
24	BayFirst National Bank	24	$5.5M	1.5%	4.59%
25	First Internet Bank of Indiana	3	$5.1M	1.3%	0.00%
26	Columbia Bank	2	$5.0M	1.3%	0.47%
27	IncredibleBank	2	$4.8M	1.3%	0.00%
28	PromiseOne Bank	5	$4.7M	1.2%	0.00%
29	Seacoast National Bank	11	$4.7M	1.2%	3.22%
30	United Community Bank	4	$4.6M	1.2%	21.51%
31	Open Bank	1	$4.4M	1.2%	0.00%
32	Bank of Hays	4	$4.2M	1.1%	0.00%
33	Metro City Bank	2	$3.8M	1.0%	0.00%
34	Bank of Hope	24	$3.7M	1.0%	5.78%
35	Coastal States Bank	1	$3.4M	0.9%	0.00%
36	Valley National Bank	3	$3.2M	0.8%	0.00%
37	FDIC - Community Bank & Trust-West Georgia	1	$3.0M	0.8%	0.00%
38	First-Citizens Bank & Trust Company	5	$3.0M	0.8%	0.00%
39	McCoy FCU	4	$2.8M	0.7%	0.00%
40	Encore Bank	1	$2.7M	0.7%	0.00%
41	The MINT National Bank	3	$2.6M	0.7%	0.00%
42	Byline Bank	3	$2.6M	0.7%	18.74%
43	Northwest Bank	2	$2.4M	0.6%	0.00%
44	United Midwest Savings Bank National Association	12	$2.2M	0.6%	0.00%
45	One Florida Bank	3	$2.1M	0.6%	0.00%
46	Customers Bank	3	$2.0M	0.5%	49.76%
47	Bank of America, National Association	17	$2.0M	0.5%	5.36%
48	Midwest Regional Bank	4	$1.9M	0.5%	6.25%
49	Enterprise Bank & Trust	1	$1.9M	0.5%	0.00%
50	Bank OZK	1	$1.8M	0.5%	0.00%
51	Capital Bank, National Association	3	$1.8M	0.5%	0.00%
52	First Business Bank	2	$1.7M	0.4%	0.00%
53	PNC Bank, National Association	4	$1.7M	0.4%	0.00%
54	First National Bank of Pennsylvania	2	$1.6M	0.4%	0.00%
55	First Financial Bank	1	$1.6M	0.4%	0.00%
56	Stearns Bank National Association	10	$1.5M	0.4%	37.75%
57	Harvest Small Business Finance, LLC	2	$1.5M	0.4%	0.00%
58	Genesis Bank	1	$1.5M	0.4%	0.00%
59	Popular Bank	13	$1.4M	0.4%	18.12%
60	Evolve Bank and Trust	2	$1.4M	0.4%	0.00%
61	Florida Capital Bank, National Association	3	$1.4M	0.4%	0.00%
62	Port 51 Lending LLC	1	$1.3M	0.4%	0.00%
63	Climate First Bank	3	$1.3M	0.3%	0.00%
64	Colony Bank	3	$1.2M	0.3%	0.00%
65	Touchmark National Bank	1	$1.2M	0.3%	0.00%
66	North State Bank	1	$1.2M	0.3%	0.00%
67	United Western Bank	1	$1.1M	0.3%	0.00%
68	Lake Michigan CU	2	$1.1M	0.3%	0.00%
69	CenTrust Bank, A Division of SmartBiz Bank National Association	7	$1.1M	0.3%	0.00%
70	TowneBank	2	$1.1M	0.3%	0.00%
71	U.S. Bank, National Association	6	$1.1M	0.3%	0.00%
72	Merchants & Marine Bank	1	$1.0M	0.3%	0.00%
73	State Bank of Texas	1	$1.0M	0.3%	0.00%
74	ConnectOne Bank	1	$977K	0.3%	0.00%
75	Beacon Bank and Trust	2	$887K	0.2%	0.00%
76	Pathward National Association	1	$880K	0.2%	0.00%
77	Citizens Bank	1	$843K	0.2%	0.00%
78	Lendistry SBLC, LLC	3	$834K	0.2%	0.00%
79	HomeTrust Bank	1	$783K	0.2%	0.00%
80	BBIF Captial, Inc.	3	$750K	0.2%	0.00%
81	Fund-Ex Solutions Group, LLC	1	$710K	0.2%	0.00%
82	Georgia Banking Company	1	$690K	0.2%	0.00%
83	First Bank of the Lake	3	$650K	0.2%	0.00%
84	First Merchants Bank	1	$648K	0.2%	64.59%
85	Locality Bank	1	$586K	0.2%	0.00%
86	Wilmington Savings Fund Society FSB	1	$570K	0.1%	0.00%
87	Old Glory Bank	1	$554K	0.1%	0.00%
88	Grasshopper Bank National Association	1	$540K	0.1%	0.00%
89	Amerant Bank, National Association	3	$510K	0.1%	0.00%
90	Central Bank	1	$500K	0.1%	0.00%
91	CRF Small Business Loan Company, LLC	2	$478K	0.1%	0.00%
92	Meridian Bank	1	$475K	0.1%	0.00%
93	Bank of Oak Ridge	1	$456K	0.1%	0.00%
94	Truliant FCU	1	$375K	0.1%	0.00%
95	Community West Bank	1	$356K	0.1%	0.00%
96	DFCU Financial	1	$352K	0.1%	0.00%
97	East West Bank	1	$350K	0.1%	0.00%
98	Independence Bank	3	$350K	0.1%	34.65%
99	Western State Bank	1	$350K	0.1%	0.00%
100	Axiom Bank, National Association	1	$326K	0.1%	0.00%
101	Bank Five Nine	1	$325K	0.1%	0.00%
102	Sunflower Bank National Association	1	$323K	0.1%	0.00%
103	Sanibel Captiva Community Bank	1	$320K	0.1%	0.00%
104	The Bank of Houston	1	$312K	0.1%	0.00%
105	America First Federal Credit Union	1	$309K	0.1%	0.00%
106	Five Star Bank	1	$275K	0.1%	0.00%
107	United Bank	1	$254K	0.1%	0.00%
108	VelocitySBA, LLC	11	$245K	0.1%	13.70%
109	City National Bank of Florida	1	$215K	0.1%	0.00%
110	Sunrise Bank	1	$213K	0.1%	0.00%
111	Federal Deposit Insurance Corporation	1	$170K	0.0%	0.00%
112	CDC Small Business Finance Corp.	2	$165K	0.0%	0.00%
113	Cogent Bank	1	$150K	0.0%	64.81%
114	CCFBank National Association	1	$100K	0.0%	0.00%
115	Zions Bank, A Division of	1	$50K	0.0%	0.00%
116	Pinnacle Bank	1	$30K	0.0%	0.00%
117	SoFi Bank, National Association	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	110	$102.8M	27.0%
2	Health care & social assistance	104	$62.6M	16.5%
3	Retail trade	61	$33.8M	8.9%
4	Construction	99	$32.9M	8.6%
5	Real estate & leasing	40	$23.2M	6.1%
6	Other services	70	$23.0M	6.0%
7	Professional & technical services	72	$21.9M	5.7%
8	Transportation & warehousing	60	$20.5M	5.4%
9	Administrative & waste services	59	$12.0M	3.2%
10	Arts, entertainment & recreation	18	$8.9M	2.3%
11	Retail trade	34	$8.6M	2.3%
12	Agriculture, forestry & fishing	2	$8.4M	2.2%
13	Wholesale trade	27	$6.2M	1.6%
14	Finance & insurance	23	$4.6M	1.2%
15	Educational services	15	$2.9M	0.8%
16	Manufacturing	9	$2.3M	0.6%
17	Manufacturing	9	$2.1M	0.6%
18	Manufacturing	5	$1.2M	0.3%
19	Transportation & warehousing	7	$1.1M	0.3%
20	Mining & extraction	1	$500K	0.1%
21	Information	5	$404K	0.1%
22	Management of companies	1	$250K	0.1%
23	Utilities	1	$150K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.