SBA 7(a) lenders in Manatee, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

132 institutions have SBA 7(a) loans on record in Manatee, together $699.7M across 1,134 loans. SouthState Bank, National Association is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	SouthState Bank, National Association	77	$68.1M	9.7%	0.09%
2	Live Oak Banking Company	41	$57.4M	8.2%	2.56%
3	The Huntington National Bank	56	$33.9M	4.8%	1.14%
4	The Bank of Tampa	27	$31.1M	4.4%	0.75%
5	Centennial Bank	27	$29.8M	4.3%	0.00%
6	Truist Bank	46	$24.3M	3.5%	1.67%
7	Pinnacle Bank	19	$22.4M	3.2%	0.86%
8	Regions Bank	27	$21.6M	3.1%	0.00%
9	Wells Fargo Bank National Association	65	$19.7M	2.8%	0.45%
10	BayFirst National Bank	38	$16.8M	2.4%	0.22%
11	Bank OZK	49	$16.6M	2.4%	0.68%
12	BankUnited, National Association	15	$16.1M	2.3%	0.00%
13	Valley National Bank	15	$14.7M	2.1%	3.73%
14	First Internet Bank of Indiana	12	$13.9M	2.0%	2.04%
15	Stearns Bank National Association	20	$13.1M	1.9%	3.04%
16	DFCU Financial	5	$12.8M	1.8%	0.00%
17	Fifth Third Bank	28	$12.5M	1.8%	3.29%
18	Bank of America, National Association	30	$11.4M	1.6%	0.43%
19	First-Citizens Bank & Trust Company	22	$11.2M	1.6%	4.34%
20	TD Bank, National Association	27	$10.2M	1.5%	0.60%
21	JPMorgan Chase Bank, National Association	46	$9.5M	1.4%	5.56%
22	Hancock Whitney Bank	39	$8.5M	1.2%	4.33%
23	Gulfside Bank	8	$7.6M	1.1%	0.00%
24	PNC Bank, National Association	13	$7.2M	1.0%	0.69%
25	Newtek Small Business Finance, Inc.	12	$7.0M	1.0%	0.00%
26	Pathward National Association	3	$6.4M	0.9%	2.92%
27	Gulf Coast Bank and Trust Company	5	$6.4M	0.9%	0.00%
28	Busey Bank	6	$5.9M	0.8%	6.47%
29	Readycap Lending, LLC	16	$5.8M	0.8%	9.62%
30	GBank	3	$5.6M	0.8%	0.00%
31	CRF Small Business Loan Company, LLC	4	$5.2M	0.7%	0.00%
32	Banc of California	5	$5.1M	0.7%	0.00%
33	Northwest Bank	4	$5.0M	0.7%	0.00%
34	Celtic Bank Corporation	11	$4.8M	0.7%	5.36%
35	Ameris Bank	7	$4.8M	0.7%	0.00%
36	Lake Michigan CU	4	$4.5M	0.6%	0.00%
37	American Momentum Bank	4	$4.4M	0.6%	0.00%
38	United Midwest Savings Bank National Association	22	$4.3M	0.6%	2.43%
39	Beacon Bank and Trust	4	$4.1M	0.6%	0.00%
40	Newtek Bank, National Association	19	$4.0M	0.6%	0.00%
41	Northeast Bank	20	$4.0M	0.6%	25.59%
42	CIBM Bank	1	$3.9M	0.6%	0.00%
43	AmeriState Bank	2	$3.9M	0.6%	0.00%
44	Old National Bank	2	$3.7M	0.5%	0.00%
45	Paradise Bank	2	$3.6M	0.5%	0.00%
46	Merchants Bank of Indiana	4	$3.6M	0.5%	0.00%
47	Banesco USA	6	$3.6M	0.5%	0.00%
48	BizCapital BIDCO I, LLC	3	$3.6M	0.5%	0.00%
49	Evolve Bank and Trust	6	$3.6M	0.5%	0.00%
50	First Business Bank	4	$3.5M	0.5%	0.00%
51	Central Bank	2	$3.4M	0.5%	0.00%
52	Citizens Bank	7	$3.4M	0.5%	0.00%
53	First Federal Bank	5	$3.4M	0.5%	0.00%
54	Seacoast National Bank	7	$3.1M	0.4%	3.21%
55	Cogent Bank	2	$3.1M	0.4%	0.00%
56	The Bancorp Bank National Association	5	$3.0M	0.4%	0.00%
57	Colony Bank	4	$3.0M	0.4%	0.00%
58	First Bank of the Lake	8	$2.9M	0.4%	0.00%
59	Bank of Hope	4	$2.9M	0.4%	0.32%
60	MVB Bank, Inc.	1	$2.8M	0.4%	0.00%
61	Achieva CU	8	$2.4M	0.3%	3.98%
62	First Bank	1	$2.3M	0.3%	0.00%
63	Harvest Small Business Finance, LLC	3	$2.3M	0.3%	0.00%
64	North State Bank	4	$2.1M	0.3%	0.00%
65	BMO Bank National Association	8	$2.1M	0.3%	3.85%
66	Midwest BankCentre	2	$2.0M	0.3%	0.00%
67	22nd State Bank, A Division of 22nd State Banking Company	3	$1.9M	0.3%	0.00%
68	Byline Bank	3	$1.8M	0.3%	0.00%
69	Meridian Bank	2	$1.8M	0.3%	0.00%
70	Midwest Regional Bank	2	$1.8M	0.3%	0.00%
71	First National Bank of Pennsylvania	3	$1.6M	0.2%	0.00%
72	Heritage Bank Inc	1	$1.6M	0.2%	0.00%
73	Federal Deposit Insurance Corporation	1	$1.5M	0.2%	75.86%
74	First Horizon Bank	3	$1.3M	0.2%	0.00%
75	Customers Bank	2	$1.3M	0.2%	0.00%
76	Axiom Bank, National Association	2	$1.3M	0.2%	0.00%
77	Milestone Bank	2	$1.2M	0.2%	0.00%
78	Grasshopper Bank National Association	2	$1.2M	0.2%	0.00%
79	ConnectOne Bank	1	$1.1M	0.2%	0.00%
80	First Financial Bank	1	$1.1M	0.2%	0.00%
81	First Southern Bank	1	$1.0M	0.1%	0.00%
82	Credit Union One	1	$1.0M	0.1%	0.00%
83	FWBank	1	$991K	0.1%	0.00%
84	United Community Bank	4	$971K	0.1%	0.00%
85	VelocitySBA, LLC	14	$962K	0.1%	3.97%
86	First Port City Bank	1	$917K	0.1%	0.00%
87	Mission Valley Bank	1	$915K	0.1%	0.00%
88	CIBC Bank USA	2	$849K	0.1%	0.00%
89	Climate First Bank	2	$821K	0.1%	0.00%
90	Avidia Bank	1	$767K	0.1%	0.00%
91	Lendistry SBLC, LLC	4	$755K	0.1%	0.00%
92	Manufacturers and Traders Trust Company	2	$750K	0.1%	0.00%
93	Capital One National Association	8	$740K	0.1%	11.20%
94	Five Star Bank	2	$700K	0.1%	0.00%
95	Enterprise Bank & Trust	1	$660K	0.1%	0.00%
96	Renasant Bank	1	$567K	0.1%	0.00%
97	Business Lenders, LLC	1	$560K	0.1%	0.00%
98	Fund-Ex Solutions Group, LLC	1	$550K	0.1%	0.00%
99	Stone Bank	2	$529K	0.1%	0.00%
100	BIZCapital BIDCO II, LLC	1	$525K	0.1%	0.00%
101	BBIF Captial, Inc.	2	$500K	0.1%	0.00%
102	TowneBank	1	$500K	0.1%	0.00%
103	Sunshine State Economic Development Corporation	5	$454K	0.1%	0.00%
104	FDIC - Community Bank & Trust-West Georgia	1	$453K	0.1%	0.00%
105	Magnifi Financial CU	2	$436K	0.1%	0.00%
106	KeyBank National Association	1	$435K	0.1%	0.00%
107	Bell Bank	2	$400K	0.1%	0.00%
108	First Command Bank	1	$385K	0.1%	0.00%
109	Columbia Bank	9	$375K	0.1%	12.05%
110	Florida Business Development Corporation	2	$375K	0.1%	0.00%
111	Port 51 Lending LLC	1	$350K	0.1%	0.00%
112	Flagship Bank	1	$350K	0.1%	0.00%
113	Popular Bank	2	$336K	0.0%	95.23%
114	Crews Bank and Trust	1	$318K	0.0%	0.00%
115	Community West Bank	1	$301K	0.0%	0.00%
116	City National Bank of Florida	1	$300K	0.0%	0.00%
117	Paragon Bank	1	$275K	0.0%	0.00%
118	Simmons Bank	1	$265K	0.0%	75.09%
119	Capital Bank, National Association	1	$250K	0.0%	0.00%
120	Bank Five Nine	1	$250K	0.0%	0.00%
121	First Commonwealth Bank	1	$239K	0.0%	0.00%
122	FinWise Bank	1	$225K	0.0%	0.00%
123	Suncoast CU	2	$200K	0.0%	0.00%
124	Thread Bank	1	$177K	0.0%	0.00%
125	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
126	Republic Bank & Trust Company	1	$125K	0.0%	0.00%
127	GTE FCU d/b/a GTE Financial	1	$120K	0.0%	0.00%
128	Independence Bank	3	$100K	0.0%	0.00%
129	West Central Development Corporation	1	$90K	0.0%	0.00%
130	U.S. Bank, National Association	2	$60K	0.0%	0.00%
131	Nebraska Bank of Commerce	1	$55K	0.0%	0.00%
132	Continental Bank	1	$50K	0.0%	87.98%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	146	$103.0M	14.7%
2	Accommodation & food services	139	$94.6M	13.5%
3	Construction	137	$82.9M	11.8%
4	Professional & technical services	104	$63.4M	9.1%
5	Other services	100	$55.2M	7.9%
6	Retail trade	84	$52.1M	7.4%
7	Wholesale trade	39	$41.3M	5.9%
8	Retail trade	52	$37.8M	5.4%
9	Manufacturing	55	$36.5M	5.2%
10	Manufacturing	39	$26.9M	3.8%
11	Administrative & waste services	90	$23.6M	3.4%
12	Real estate & leasing	26	$15.1M	2.2%
13	Arts, entertainment & recreation	25	$13.6M	1.9%
14	Transportation & warehousing	14	$13.1M	1.9%
15	Finance & insurance	23	$12.0M	1.7%
16	Educational services	15	$8.7M	1.2%
17	Manufacturing	11	$7.0M	1.0%
18	Agriculture, forestry & fishing	8	$6.7M	1.0%
19	Transportation & warehousing	19	$5.4M	0.8%
20	Information	6	$505K	0.1%
21	Utilities	2	$504K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.