SBA 7(a) lenders in Seminole, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

133 institutions have SBA 7(a) loans on record in Seminole, together $694.3M across 1,411 loans. Wells Fargo Bank National Association is the largest, with 7% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	109	$45.9M	6.6%	3.71%
2	BankUnited, National Association	36	$40.4M	5.8%	1.91%
3	Live Oak Banking Company	29	$38.4M	5.5%	0.00%
4	Truist Bank	87	$31.1M	4.5%	2.11%
5	Fifth Third Bank	42	$21.1M	3.0%	1.10%
6	Regions Bank	34	$20.5M	3.0%	0.00%
7	SouthState Bank, National Association	35	$19.6M	2.8%	0.00%
8	Readycap Lending, LLC	39	$18.9M	2.7%	4.88%
9	The Huntington National Bank	42	$17.9M	2.6%	10.15%
10	TD Bank, National Association	78	$17.8M	2.6%	1.96%
11	Seacoast National Bank	45	$17.1M	2.5%	2.61%
12	Beacon Bank and Trust	9	$16.0M	2.3%	0.00%
13	United Community Bank	17	$15.2M	2.2%	0.00%
14	Newtek Bank, National Association	42	$14.6M	2.1%	0.00%
15	Celtic Bank Corporation	42	$13.1M	1.9%	1.76%
16	Cogent Bank	28	$13.0M	1.9%	4.16%
17	First National Bank of Pennsylvania	16	$13.0M	1.9%	0.00%
18	First Bank of the Lake	16	$12.4M	1.8%	0.00%
19	JPMorgan Chase Bank, National Association	78	$11.8M	1.7%	5.25%
20	Bank of America, National Association	33	$11.5M	1.7%	10.38%
21	Newtek Small Business Finance, Inc.	23	$11.2M	1.6%	0.00%
22	City National Bank of Florida	5	$11.1M	1.6%	0.00%
23	Banc of California	7	$10.7M	1.5%	8.78%
24	Pinnacle Bank	11	$10.2M	1.5%	1.04%
25	PNC Bank, National Association	25	$9.8M	1.4%	31.11%
26	First Internet Bank of Indiana	7	$9.3M	1.3%	0.00%
27	First-Citizens Bank & Trust Company	20	$8.7M	1.3%	8.53%
28	BayFirst National Bank	43	$8.1M	1.2%	16.29%
29	Climate First Bank	10	$7.8M	1.1%	0.00%
30	Ameris Bank	11	$6.9M	1.0%	3.65%
31	Happen Bank	5	$6.7M	1.0%	26.23%
32	Colony Bank	4	$5.9M	0.8%	0.00%
33	Stone Bank	6	$5.8M	0.8%	6.41%
34	Gulf Coast Bank and Trust Company	8	$5.4M	0.8%	0.00%
35	Florida Capital Bank, National Association	7	$5.3M	0.8%	5.78%
36	Valley National Bank	7	$5.3M	0.8%	0.00%
37	Axiom Bank, National Association	4	$5.2M	0.7%	0.00%
38	Northeast Bank	33	$5.0M	0.7%	1.88%
39	United Bank	1	$5.0M	0.7%	0.00%
40	Cross River Bank	1	$5.0M	0.7%	0.00%
41	DFCU Financial	1	$5.0M	0.7%	0.00%
42	Pathward National Association	3	$4.9M	0.7%	0.00%
43	Stearns Bank National Association	11	$4.9M	0.7%	29.02%
44	American Momentum Bank	6	$4.8M	0.7%	0.00%
45	Byline Bank	5	$4.5M	0.6%	0.00%
46	United Midwest Savings Bank National Association	18	$4.4M	0.6%	2.93%
47	Evolve Bank and Trust	6	$4.3M	0.6%	0.00%
48	Metro City Bank	2	$4.2M	0.6%	0.00%
49	TowneBank	8	$4.0M	0.6%	0.00%
50	Customers Bank	8	$3.9M	0.6%	0.00%
51	Midwest Regional Bank	7	$3.9M	0.6%	0.00%
52	Citizens Bank	7	$3.7M	0.5%	0.00%
53	Busey Bank	3	$3.5M	0.5%	0.00%
54	GBank	2	$3.4M	0.5%	0.00%
55	Simmons Bank	7	$3.3M	0.5%	9.20%
56	Port 51 Lending LLC	3	$3.2M	0.5%	0.00%
57	First Horizon Bank	2	$3.2M	0.5%	0.00%
58	First Merchants Bank	4	$2.8M	0.4%	0.00%
59	Harvest Small Business Finance, LLC	4	$2.8M	0.4%	0.00%
60	CRF Small Business Loan Company, LLC	4	$2.7M	0.4%	0.00%
61	MVB Bank, Inc.	1	$2.3M	0.3%	0.00%
62	First Federal Bank	4	$2.2M	0.3%	0.00%
63	Hancock Whitney Bank	8	$2.1M	0.3%	0.00%
64	FDIC - Community Bank & Trust-West Georgia	2	$2.0M	0.3%	0.00%
65	IncredibleBank	2	$2.0M	0.3%	0.00%
66	Northwest Bank	2	$1.9M	0.3%	0.00%
67	Five Star Bank	9	$1.9M	0.3%	6.91%
68	Federal Deposit Insurance Corporation	2	$1.9M	0.3%	0.00%
69	Popular Bank	11	$1.9M	0.3%	35.77%
70	PCB Bank	1	$1.9M	0.3%	0.00%
71	T Bank, National Association	2	$1.6M	0.2%	0.00%
72	Mission Valley Bank	2	$1.6M	0.2%	0.00%
73	Addition Financial CU	2	$1.5M	0.2%	0.00%
74	Lake Michigan CU	4	$1.4M	0.2%	0.00%
75	Bank of Hope	34	$1.2M	0.2%	22.33%
76	The Bancorp Bank National Association	3	$1.2M	0.2%	0.00%
77	North State Bank	2	$1.1M	0.2%	0.00%
78	Paragon Bank	1	$1.1M	0.2%	0.00%
79	NewBank	1	$1.1M	0.2%	0.00%
80	Centennial Bank	2	$1.0M	0.1%	0.00%
81	Orlando CU	1	$952K	0.1%	0.00%
82	First Financial Bank	1	$940K	0.1%	0.00%
83	PromiseOne Bank	1	$935K	0.1%	0.00%
84	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$935K	0.1%	0.00%
85	Fairwinds CU	6	$923K	0.1%	0.00%
86	U.S. Bank, National Association	2	$801K	0.1%	0.00%
87	Banesco USA	1	$800K	0.1%	0.00%
88	Business Development Corporation of South Carolina	1	$800K	0.1%	0.00%
89	Capital Bank, National Association	3	$800K	0.1%	0.00%
90	Bank Five Nine	2	$786K	0.1%	0.00%
91	Shoreham Bank	1	$770K	0.1%	0.00%
92	One Florida Bank	1	$766K	0.1%	0.00%
93	HomeTrust Bank	1	$765K	0.1%	0.00%
94	Encore Bank	3	$759K	0.1%	0.00%
95	Lendistry SBLC, LLC	5	$737K	0.1%	0.00%
96	Renasant Bank	2	$680K	0.1%	0.00%
97	First Commonwealth Bank	2	$675K	0.1%	0.00%
98	SouthPoint Bank	1	$661K	0.1%	0.00%
99	Sunshine State Economic Development Corporation	3	$649K	0.1%	0.00%
100	McCoy FCU	3	$634K	0.1%	75.43%
101	KeyBank National Association	1	$591K	0.1%	0.00%
102	Community West Bank	2	$554K	0.1%	56.45%
103	BBIF Captial, Inc.	3	$520K	0.1%	31.16%
104	VelocitySBA, LLC	20	$516K	0.1%	4.68%
105	22nd State Bank, A Division of 22nd State Banking Company	1	$515K	0.1%	0.00%
106	National Cooperative Bank, National Association	1	$475K	0.1%	0.00%
107	CIBC Bank USA	2	$469K	0.1%	0.00%
108	The Bank of Tampa	1	$450K	0.1%	0.00%
109	Coastal States Bank	1	$440K	0.1%	0.00%
110	Fountainhead SBF LLC	1	$436K	0.1%	0.00%
111	Patriot Bank, National Association	1	$435K	0.1%	0.00%
112	United FCU	1	$433K	0.1%	0.00%
113	First Bank	1	$415K	0.1%	0.00%
114	OptimumBank	1	$365K	0.1%	0.00%
115	Intracoastal Bank	1	$355K	0.1%	0.00%
116	1st Source Bank	2	$349K	0.1%	0.00%
117	Peoples Bank	1	$344K	0.0%	0.00%
118	Heritage Bank Inc	2	$300K	0.0%	0.00%
119	ELGA Credit Union	1	$260K	0.0%	0.00%
120	Bank OZK	1	$205K	0.0%	0.00%
121	Centerstone SBA Lending, Inc.	1	$200K	0.0%	0.00%
122	Hanover Community Bank	1	$200K	0.0%	0.00%
123	SoFi Bank, National Association	3	$195K	0.0%	4.01%
124	Hyperion Bank	1	$194K	0.0%	0.00%
125	Ascendus, Inc.	2	$175K	0.0%	0.00%
126	Capital One National Association	4	$175K	0.0%	25.07%
127	FinWise Bank	1	$150K	0.0%	0.00%
128	Independence Bank	1	$150K	0.0%	94.06%
129	Vision One CU	1	$150K	0.0%	0.00%
130	First Western SBLC, LLC	1	$142K	0.0%	0.00%
131	Platinum Bank	1	$110K	0.0%	0.00%
132	Columbia Bank	3	$95K	0.0%	47.74%
133	Beal Bank USA	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	205	$125.0M	18.0%
2	Construction	178	$95.9M	13.8%
3	Accommodation & food services	134	$72.4M	10.4%
4	Professional & technical services	175	$60.6M	8.7%
5	Other services	136	$58.4M	8.4%
6	Manufacturing	52	$45.8M	6.6%
7	Retail trade	84	$42.8M	6.2%
8	Wholesale trade	73	$31.1M	4.5%
9	Arts, entertainment & recreation	50	$28.9M	4.2%
10	Administrative & waste services	82	$27.7M	4.0%
11	Educational services	25	$16.4M	2.4%
12	Real estate & leasing	29	$15.8M	2.3%
13	Manufacturing	29	$15.7M	2.3%
14	Finance & insurance	31	$14.3M	2.1%
15	Retail trade	40	$13.3M	1.9%
16	Transportation & warehousing	32	$12.6M	1.8%
17	Manufacturing	17	$7.4M	1.1%
18	Information	26	$5.9M	0.9%
19	Transportation & warehousing	7	$2.0M	0.3%
20	Agriculture, forestry & fishing	2	$1.3M	0.2%
21	Management of companies	1	$425K	0.1%
22	Utilities	2	$254K	0.0%
23	Mining & extraction	1	$150K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.