SBA 7(a) lenders in Miami-Dade, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

215 institutions have SBA 7(a) loans on record in Miami-Dade, together $3.98B across 10,739 loans. TD Bank, National Association is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	TD Bank, National Association	2,352	$334.0M	8.4%	6.62%
2	Wells Fargo Bank National Association	1,087	$225.3M	5.7%	3.31%
3	Newtek Bank, National Association	442	$184.8M	4.6%	0.00%
4	Truist Bank	279	$173.5M	4.4%	1.54%
5	Bank of America, National Association	651	$161.4M	4.1%	4.85%
6	JPMorgan Chase Bank, National Association	1,104	$150.7M	3.8%	4.82%
7	Banesco USA	138	$135.9M	3.4%	1.93%
8	Newtek Small Business Finance, Inc.	162	$124.8M	3.1%	0.97%
9	First American Bank	197	$124.7M	3.1%	0.31%
10	City National Bank of Florida	241	$117.8M	3.0%	5.12%
11	Readycap Lending, LLC	338	$107.6M	2.7%	2.79%
12	Live Oak Banking Company	104	$101.6M	2.6%	0.64%
13	US Century Bank	52	$100.5M	2.5%	0.00%
14	Lake Michigan CU	71	$99.0M	2.5%	3.43%
15	Citibank, N.A.	101	$95.2M	2.4%	1.82%
16	BankUnited, National Association	187	$83.1M	2.1%	8.70%
17	Amerant Bank, National Association	106	$80.9M	2.0%	1.82%
18	Seacoast National Bank	97	$78.0M	2.0%	2.75%
19	BayFirst National Bank	290	$61.7M	1.6%	5.61%
20	Northeast Bank	336	$60.8M	1.5%	4.65%
21	First Internet Bank of Indiana	36	$59.3M	1.5%	0.00%
22	SouthState Bank, National Association	112	$53.1M	1.3%	1.81%
23	The Huntington National Bank	168	$52.6M	1.3%	3.99%
24	Celtic Bank Corporation	184	$52.5M	1.3%	4.02%
25	Regions Bank	82	$49.1M	1.2%	0.00%
26	PNC Bank, National Association	85	$48.0M	1.2%	7.21%
27	Harvest Small Business Finance, LLC	40	$44.7M	1.1%	0.00%
28	Byline Bank	37	$39.7M	1.0%	0.37%
29	HSBC Bank USA National Association	26	$39.6M	1.0%	0.18%
30	Pacific National Bank	24	$32.6M	0.8%	0.00%
31	Ocean Bank	37	$32.1M	0.8%	0.78%
32	Pinnacle Bank	20	$30.0M	0.8%	0.00%
33	Beacon Bank and Trust	19	$29.8M	0.7%	0.00%
34	United Community Bank	32	$25.4M	0.6%	6.99%
35	Bank OZK	35	$21.5M	0.5%	3.65%
36	BizCapital BIDCO I, LLC	7	$21.0M	0.5%	6.83%
37	Midwest Regional Bank	20	$19.8M	0.5%	2.08%
38	Valley National Bank	13	$19.7M	0.5%	0.00%
39	Centennial Bank	32	$19.6M	0.5%	2.08%
40	Pathward National Association	9	$17.4M	0.4%	2.90%
41	Happen Bank	11	$17.2M	0.4%	2.69%
42	United Midwest Savings Bank National Association	49	$16.9M	0.4%	1.44%
43	Capital One National Association	46	$16.9M	0.4%	4.21%
44	First Bank of the Lake	23	$16.9M	0.4%	0.84%
45	World Trade Finance, Inc.	7	$16.3M	0.4%	0.00%
46	First-Citizens Bank & Trust Company	17	$16.0M	0.4%	2.95%
47	Paradise Bank	17	$15.6M	0.4%	0.00%
48	Grasshopper Bank National Association	20	$14.3M	0.4%	0.00%
49	Terrabank, National Association	19	$14.2M	0.4%	0.00%
50	FinWise Bank	21	$13.5M	0.3%	6.81%
51	Stone Bank	24	$13.5M	0.3%	0.00%
52	Lendistry SBLC, LLC	66	$13.4M	0.3%	0.00%
53	TowneBank	13	$13.0M	0.3%	0.00%
54	Popular Bank	208	$12.2M	0.3%	45.28%
55	First Bank	11	$11.5M	0.3%	2.09%
56	Old National Bank	6	$11.4M	0.3%	0.00%
57	22nd State Bank, A Division of 22nd State Banking Company	7	$11.1M	0.3%	0.00%
58	Locality Bank	11	$10.9M	0.3%	0.00%
59	Port 51 Lending LLC	7	$10.7M	0.3%	0.00%
60	Evolve Bank and Trust	11	$10.3M	0.3%	0.00%
61	The Bancorp Bank National Association	12	$10.2M	0.3%	0.00%
62	Stearns Bank National Association	28	$10.0M	0.3%	21.89%
63	INB, National Association	2	$10.0M	0.3%	0.00%
64	Capital Bank, National Association	17	$10.0M	0.3%	0.00%
65	HomeTrust Bank	8	$9.4M	0.2%	0.00%
66	PromiseOne Bank	4	$9.1M	0.2%	0.00%
67	Truliant FCU	6	$9.1M	0.2%	0.00%
68	First Merchants Bank	12	$8.9M	0.2%	0.00%
69	Bankwell Bank	7	$8.8M	0.2%	0.00%
70	Hanover Community Bank	29	$8.7M	0.2%	0.00%
71	VelocitySBA, LLC	69	$8.5M	0.2%	2.11%
72	Five Star Bank	30	$8.5M	0.2%	16.29%
73	Bank of Hope	18	$8.4M	0.2%	3.40%
74	First National Bank of Pennsylvania	8	$8.4M	0.2%	0.00%
75	Gulf Coast Bank and Trust Company	14	$8.3M	0.2%	0.00%
76	Pibank National Association	8	$7.3M	0.2%	15.69%
77	Fifth Third Bank	26	$6.9M	0.2%	11.12%
78	Bank Five Nine	5	$6.9M	0.2%	0.00%
79	Fountainhead SBF LLC	3	$6.7M	0.2%	0.00%
80	Metro City Bank	3	$6.6M	0.2%	0.00%
81	First Horizon Bank	10	$6.6M	0.2%	3.84%
82	CenTrust Bank, A Division of SmartBiz Bank National Association	33	$6.3M	0.2%	0.00%
83	First Commonwealth Bank	6	$6.2M	0.2%	0.00%
84	Northwest FCU	2	$5.9M	0.1%	0.00%
85	FirstBank Puerto Rico	9	$5.9M	0.1%	0.00%
86	Cross River Bank	4	$5.8M	0.1%	0.00%
87	Milestone Bank	2	$5.5M	0.1%	0.00%
88	Citizens Bank, National Association	2	$5.0M	0.1%	0.00%
89	Everwise Credit Union	1	$5.0M	0.1%	0.00%
90	Wachovia SBA Lending, Inc.	4	$4.5M	0.1%	0.00%
91	Ponce Bank National Association	1	$4.5M	0.1%	0.00%
92	Independence Bank	34	$4.5M	0.1%	35.84%
93	BIZCapital BIDCO II, LLC	2	$4.3M	0.1%	0.00%
94	Colony Bank	18	$4.3M	0.1%	0.00%
95	CRF Small Business Loan Company, LLC	7	$4.2M	0.1%	0.00%
96	First Federal Bank	3	$4.1M	0.1%	0.00%
97	North State Bank	5	$4.0M	0.1%	0.00%
98	Climate First Bank	4	$4.0M	0.1%	0.00%
99	U.S. Bank, National Association	11	$3.9M	0.1%	0.00%
100	Grow America Fund, Incorporated	3	$3.8M	0.1%	0.00%
101	T Bank, National Association	2	$3.7M	0.1%	0.00%
102	Citizens Bank	10	$3.6M	0.1%	0.00%
103	First United Bank and Trust Company	2	$3.5M	0.1%	0.00%
104	Meridian Bank	4	$3.5M	0.1%	0.00%
105	Merchants Bank of Indiana	3	$3.5M	0.1%	0.00%
106	FDIC - Community Bank & Trust-West Georgia	2	$3.5M	0.1%	0.00%
107	Enterprise Bank & Trust	2	$3.5M	0.1%	0.00%
108	Heritage Bank Inc	14	$3.4M	0.1%	0.00%
109	Simmons Bank	10	$3.1M	0.1%	0.00%
110	Banc of California	3	$3.0M	0.1%	0.00%
111	Community West Bank	9	$3.0M	0.1%	39.62%
112	Federal Deposit Insurance Corporation	7	$3.0M	0.1%	17.73%
113	American Momentum Bank	4	$2.9M	0.1%	0.00%
114	Shoreham Bank	5	$2.7M	0.1%	0.00%
115	IncredibleBank	3	$2.6M	0.1%	0.00%
116	Ameris Bank	4	$2.5M	0.1%	0.00%
117	Texas Capital Bank	1	$2.5M	0.1%	0.00%
118	Midwest BankCentre	3	$2.4M	0.1%	0.00%
119	Firstrust Savings Bank	2	$2.4M	0.1%	0.00%
120	First Financial Bank	1	$2.3M	0.1%	0.00%
121	Columbia Bank	55	$2.0M	0.1%	17.43%
122	The First Bank and Trust Company	1	$1.9M	0.0%	0.00%
123	Unity Bank	2	$1.8M	0.0%	0.00%
124	The First National Bank of Tom Bean	2	$1.8M	0.0%	16.99%
125	Renasant Bank	1	$1.8M	0.0%	0.00%
126	NewBank	1	$1.7M	0.0%	0.00%
127	CDC Small Business Finance Corp.	14	$1.7M	0.0%	0.00%
128	Georgia Banking Company	2	$1.5M	0.0%	0.00%
129	Coastal States Bank	2	$1.5M	0.0%	65.28%
130	GBank	1	$1.5M	0.0%	0.00%
131	iTHINK Financial Credit Union	4	$1.4M	0.0%	0.00%
132	Fund-Ex Solutions Group, LLC	1	$1.4M	0.0%	0.00%
133	First Community Bank	1	$1.4M	0.0%	0.00%
134	First Port City Bank	1	$1.3M	0.0%	0.00%
135	University Bank	1	$1.3M	0.0%	0.00%
136	Titan Bank, National Association	4	$1.3M	0.0%	0.00%
137	Craft Bank	1	$1.3M	0.0%	0.00%
138	Merchants & Marine Bank	4	$1.1M	0.0%	0.00%
139	OptimumBank	6	$1.0M	0.0%	0.00%
140	MVB Bank, Inc.	1	$1.0M	0.0%	0.00%
141	Poppy Bank	2	$1.0M	0.0%	0.00%
142	Kearny Bank	1	$1.0M	0.0%	76.03%
143	Shinhan Bank America	1	$980K	0.0%	0.00%
144	Sunshine State Economic Development Corporation	5	$959K	0.0%	0.00%
145	East West Bank	1	$940K	0.0%	0.00%
146	BankUnited, FSB	10	$935K	0.0%	10.45%
147	Accion Opportunity Fund Community Development	4	$931K	0.0%	0.00%
148	Commercial Bank of California	1	$914K	0.0%	0.00%
149	Ascendus, Inc.	6	$841K	0.0%	38.85%
150	West Central Development Corporation	7	$833K	0.0%	14.77%
151	Hometown Bank	1	$800K	0.0%	0.00%
152	Hanmi Bank	1	$772K	0.0%	0.00%
153	Parke Bank	1	$764K	0.0%	0.00%
154	Fulton Bank, National Association	1	$750K	0.0%	0.00%
155	Central Bank	1	$750K	0.0%	52.72%
156	Customers Bank	3	$711K	0.0%	0.00%
157	First Financial Bank	1	$655K	0.0%	0.00%
158	First Bank	4	$634K	0.0%	0.00%
159	America First Federal Credit Union	2	$626K	0.0%	0.00%
160	International Finance Bank	2	$614K	0.0%	0.00%
161	Florida Business Development Corporation	2	$583K	0.0%	0.00%
162	Patriot Bank, National Association	1	$580K	0.0%	0.00%
163	Leader Bank, National Association	3	$565K	0.0%	0.00%
164	Southern Bank	1	$557K	0.0%	0.00%
165	Neighborhood Lending Partners of West Florida, Inc.	3	$550K	0.0%	0.00%
166	First Bank of Central Ohio	1	$533K	0.0%	0.00%
167	Florida Capital Bank, National Association	1	$517K	0.0%	0.00%
168	WesBanco Bank, Inc.	1	$500K	0.0%	0.00%
169	The Northern Trust Company	1	$500K	0.0%	0.00%
170	First Command Bank	1	$500K	0.0%	0.00%
171	Cogent Bank	2	$480K	0.0%	0.00%
172	Navy FCU	2	$464K	0.0%	0.00%
173	The Harbor Bank of Maryland	1	$464K	0.0%	0.00%
174	KeyBank National Association	1	$438K	0.0%	0.00%
175	UniBank	2	$425K	0.0%	0.00%
176	Community South Bank	1	$402K	0.0%	92.74%
177	Blue Ridge Bank National Association	1	$395K	0.0%	0.00%
178	First Financial Bank	1	$390K	0.0%	13.96%
179	First National Bank of Coffee County	1	$360K	0.0%	0.00%
180	BMO Bank National Association	1	$350K	0.0%	0.00%
181	Old Glory Bank	1	$346K	0.0%	0.00%
182	Business Lenders, LLC	1	$335K	0.0%	0.00%
183	Grove Bank & Trust	1	$325K	0.0%	0.00%
184	City National Bank	1	$322K	0.0%	0.00%
185	Mechanics and Farmers Bank	1	$299K	0.0%	0.00%
186	United Bank of Philadelphia	1	$287K	0.0%	0.00%
187	The Fidelity Bank	1	$283K	0.0%	6.49%
188	Aurora Interim National Bank	1	$280K	0.0%	66.24%
189	First Bank	1	$275K	0.0%	0.00%
190	Genesis Bank	1	$272K	0.0%	0.00%
191	Open Bank	1	$250K	0.0%	0.00%
192	FFB Bank	1	$250K	0.0%	0.00%
193	Paragon Bank	1	$242K	0.0%	0.00%
194	BBIF Captial, Inc.	3	$235K	0.0%	0.00%
195	Luminate Bank	1	$200K	0.0%	0.00%
196	Small Business Bank	1	$153K	0.0%	0.00%
197	Carver State Bank	1	$150K	0.0%	0.00%
198	CBandS Bank	1	$150K	0.0%	36.69%
199	Vision One CU	1	$150K	0.0%	0.00%
200	Ultima Bank Minnesota	1	$150K	0.0%	0.00%
201	Magnifi Financial CU	1	$124K	0.0%	0.00%
202	SoFi Bank, National Association	3	$120K	0.0%	0.00%
203	Interamerican Bank, FSB	2	$105K	0.0%	0.00%
204	Peoples Bank and Trust Company	1	$100K	0.0%	0.00%
205	Banco Do Brasil Americas	2	$100K	0.0%	0.00%
206	First Resource Bank	1	$100K	0.0%	0.00%
207	Manufacturers and Traders Trust Company	1	$100K	0.0%	0.00%
208	BankAtlantic	1	$100K	0.0%	99.92%
209	Business Loan Center, LLC	2	$100K	0.0%	49.77%
210	Hancock Whitney Bank	1	$100K	0.0%	0.00%
211	Flagstar Bank National Association	2	$99K	0.0%	0.00%
212	Timberline Bank	1	$70K	0.0%	0.00%
213	LiftFund, Inc.	1	$62K	0.0%	0.00%
214	Merchants Commercial Bank	1	$54K	0.0%	0.00%
215	US Metro Bank	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Wholesale trade	1,799	$1.00B	25.2%
2	Health care & social assistance	1,004	$415.8M	10.5%
3	Professional & technical services	1,352	$342.3M	8.6%
4	Accommodation & food services	509	$250.8M	6.3%
5	Construction	1,032	$234.4M	5.9%
6	Other services	812	$218.9M	5.5%
7	Transportation & warehousing	729	$215.7M	5.4%
8	Retail trade	655	$212.9M	5.4%
9	Manufacturing	333	$183.9M	4.6%
10	Administrative & waste services	507	$131.5M	3.3%
11	Retail trade	465	$122.2M	3.1%
12	Manufacturing	210	$113.7M	2.9%
13	Manufacturing	172	$101.8M	2.6%
14	Finance & insurance	241	$96.1M	2.4%
15	Real estate & leasing	274	$83.6M	2.1%
16	Arts, entertainment & recreation	233	$82.0M	2.1%
17	Educational services	161	$70.7M	1.8%
18	Information	140	$41.2M	1.0%
19	Agriculture, forestry & fishing	32	$23.2M	0.6%
20	Transportation & warehousing	59	$23.1M	0.6%
21	Management of companies	8	$5.9M	0.1%
22	Mining & extraction	6	$3.1M	0.1%
23	Utilities	3	$314K	0.0%
24	Public administration	3	$229K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.