SBA 7(a) lenders in Saint Lucie, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

103 institutions have SBA 7(a) loans on record in Saint Lucie, together $386.3M across 767 loans. Live Oak Banking Company is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	28	$32.3M	8.4%	0.00%
2	Celtic Bank Corporation	30	$24.5M	6.3%	1.24%
3	iTHINK Financial Credit Union	49	$23.6M	6.1%	4.09%
4	Paradise Bank	12	$15.4M	4.0%	0.00%
5	Newtek Small Business Finance, Inc.	11	$14.7M	3.8%	3.75%
6	TD Bank, National Association	95	$14.7M	3.8%	3.63%
7	SouthState Bank, National Association	27	$14.3M	3.7%	0.00%
8	First Bank of the Lake	11	$13.5M	3.5%	0.00%
9	Wells Fargo Bank National Association	68	$12.2M	3.2%	3.49%
10	First Internet Bank of Indiana	6	$11.0M	2.9%	0.00%
11	BankUnited, National Association	9	$10.2M	2.6%	0.00%
12	The Huntington National Bank	24	$10.0M	2.6%	0.00%
13	JPMorgan Chase Bank, National Association	28	$9.3M	2.4%	0.28%
14	Byline Bank	6	$9.1M	2.4%	0.00%
15	Truist Bank	30	$9.1M	2.4%	0.21%
16	First Federal Bank	5	$8.5M	2.2%	0.00%
17	Readycap Lending, LLC	18	$6.6M	1.7%	26.57%
18	Bank of America, National Association	24	$6.5M	1.7%	2.28%
19	Seacoast National Bank	19	$6.1M	1.6%	0.00%
20	MVB Bank, Inc.	1	$5.0M	1.3%	0.00%
21	GBank	1	$5.0M	1.3%	0.00%
22	New Millennium Bank	1	$5.0M	1.3%	0.00%
23	PNC Bank, National Association	26	$4.9M	1.3%	2.80%
24	Pinnacle Bank	15	$4.6M	1.2%	18.64%
25	BayFirst National Bank	20	$4.6M	1.2%	7.71%
26	Texas Capital Bank	1	$4.4M	1.1%	0.00%
27	Banc of California	2	$4.1M	1.1%	61.98%
28	1st Financial Bank USA	3	$4.0M	1.0%	0.00%
29	Gulf Coast Bank and Trust Company	4	$3.9M	1.0%	0.00%
30	Grasshopper Bank National Association	3	$3.3M	0.9%	0.00%
31	Hanover Community Bank	2	$3.3M	0.8%	0.00%
32	CIBC Bank USA	4	$3.2M	0.8%	0.00%
33	Pathward National Association	2	$3.1M	0.8%	0.00%
34	Bank Five Nine	2	$3.0M	0.8%	0.00%
35	Beacon Bank and Trust	2	$2.9M	0.7%	0.00%
36	United Community Bank	3	$2.8M	0.7%	0.00%
37	KeyBank National Association	2	$2.8M	0.7%	0.00%
38	Newtek Bank, National Association	13	$2.6M	0.7%	0.00%
39	ELGA Credit Union	7	$2.6M	0.7%	0.00%
40	First Financial Bank	1	$2.5M	0.7%	0.00%
41	Northeast Bank	22	$2.4M	0.6%	0.00%
42	Enterprise Bank & Trust	2	$2.4M	0.6%	0.00%
43	TowneBank	4	$2.1M	0.6%	0.00%
44	Citizens Bank	4	$2.1M	0.5%	0.00%
45	Columbia Bank	4	$2.0M	0.5%	2.17%
46	First Horizon Bank	2	$2.0M	0.5%	0.00%
47	Midwest Regional Bank	5	$1.9M	0.5%	0.00%
48	Stearns Bank National Association	7	$1.9M	0.5%	0.00%
49	BIZCapital BIDCO II, LLC	1	$1.8M	0.5%	0.00%
50	Old National Bank	3	$1.7M	0.4%	0.00%
51	CRF Small Business Loan Company, LLC	3	$1.7M	0.4%	35.26%
52	First National Bank of Coffee County	2	$1.6M	0.4%	0.00%
53	First Bank	3	$1.6M	0.4%	0.00%
54	United Midwest Savings Bank National Association	11	$1.6M	0.4%	8.40%
55	Valley National Bank	2	$1.6M	0.4%	0.00%
56	Ameris Bank	3	$1.4M	0.4%	29.18%
57	Stone Bank	3	$1.4M	0.4%	0.00%
58	Banesco USA	1	$1.4M	0.4%	0.00%
59	VelocitySBA, LLC	5	$1.3M	0.3%	0.00%
60	FDIC - Community Bank & Trust-West Georgia	1	$1.3M	0.3%	0.00%
61	Bankwell Bank	1	$1.3M	0.3%	0.00%
62	Port 51 Lending LLC	1	$1.1M	0.3%	0.00%
63	First Western SBLC, LLC	1	$1.1M	0.3%	0.00%
64	Climate First Bank	1	$1.1M	0.3%	0.00%
65	Centennial Bank	4	$1.0M	0.3%	0.00%
66	First National Bank of Pennsylvania	2	$860K	0.2%	0.00%
67	Lake Michigan CU	1	$836K	0.2%	0.00%
68	Harvest Small Business Finance, LLC	3	$827K	0.2%	0.00%
69	Regions Bank	3	$819K	0.2%	0.00%
70	First Port City Bank	1	$815K	0.2%	0.00%
71	Citibank, N.A.	2	$760K	0.2%	6.51%
72	Happen Bank	1	$698K	0.2%	0.00%
73	Parke Bank	1	$675K	0.2%	54.54%
74	Greenfield Banking Company	1	$655K	0.2%	0.00%
75	Federal Deposit Insurance Corporation	3	$610K	0.2%	65.54%
76	City National Bank of Florida	2	$574K	0.1%	0.00%
77	Lendistry SBLC, LLC	4	$530K	0.1%	0.00%
78	Oconee State Bank	1	$530K	0.1%	0.00%
79	Business Lenders, LLC	1	$520K	0.1%	83.79%
80	First-Citizens Bank & Trust Company	1	$500K	0.1%	0.00%
81	First Bank	1	$500K	0.1%	85.30%
82	The MINT National Bank	1	$480K	0.1%	0.00%
83	Independence Bank	3	$450K	0.1%	26.15%
84	Fifth Third Bank	2	$450K	0.1%	94.52%
85	First Merchants Bank	1	$418K	0.1%	0.00%
86	Orlando CU	1	$396K	0.1%	0.00%
87	Patriot Bank, National Association	1	$374K	0.1%	0.00%
88	Western State Bank	1	$350K	0.1%	0.00%
89	America First Federal Credit Union	1	$319K	0.1%	0.00%
90	Simmons Bank	1	$315K	0.1%	0.00%
91	Popular Bank	2	$270K	0.1%	90.45%
92	Magnifi Financial CU	1	$251K	0.1%	0.00%
93	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$230K	0.1%	0.00%
94	Colony Bank	1	$150K	0.0%	0.00%
95	Grow America Fund, Incorporated	1	$150K	0.0%	0.00%
96	CDC Small Business Finance Corp.	1	$150K	0.0%	0.00%
97	Heritage Bank Inc	1	$150K	0.0%	0.00%
98	Midflorida CU	1	$106K	0.0%	0.00%
99	Florida First Capital Finance Corporation, Inc.	1	$100K	0.0%	0.00%
100	Five Star Bank	1	$60K	0.0%	0.00%
101	U.S. Bank, National Association	1	$40K	0.0%	0.00%
102	SoFi Bank, National Association	2	$25K	0.0%	0.00%
103	Bank of Hope	1	$15K	0.0%	87.77%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	121	$76.5M	19.8%
2	Accommodation & food services	70	$62.5M	16.2%
3	Construction	130	$47.1M	12.2%
4	Retail trade	61	$31.0M	8.0%
5	Other services	80	$29.9M	7.7%
6	Administrative & waste services	62	$21.3M	5.5%
7	Wholesale trade	42	$20.5M	5.3%
8	Manufacturing	21	$20.0M	5.2%
9	Professional & technical services	43	$19.0M	4.9%
10	Transportation & warehousing	42	$13.8M	3.6%
11	Retail trade	25	$7.6M	2.0%
12	Real estate & leasing	11	$6.8M	1.8%
13	Finance & insurance	17	$6.4M	1.7%
14	Arts, entertainment & recreation	13	$6.2M	1.6%
15	Transportation & warehousing	2	$5.0M	1.3%
16	Manufacturing	9	$4.0M	1.0%
17	Manufacturing	7	$4.0M	1.0%
18	Educational services	5	$3.6M	0.9%
19	Agriculture, forestry & fishing	2	$654K	0.2%
20	Information	2	$161K	0.0%
21	Mining & extraction	1	$50K	0.0%
22	Utilities	1	$10K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.