SBA 7(a) lenders in Saint Lucie, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

106 institutions have SBA 7(a) loans on record in Saint Lucie, together $403.7M across 800 loans. Live Oak Banking Company is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	29	$32.6M	8.1%	0.00%
2	Celtic Bank Corporation	30	$24.5M	6.1%	1.24%
3	iTHINK Financial Credit Union	49	$23.6M	5.8%	4.09%
4	BankUnited, National Association	14	$17.0M	4.2%	0.00%
5	Paradise Bank	13	$16.4M	4.1%	0.00%
6	TD Bank, National Association	99	$15.2M	3.8%	4.01%
7	Newtek Small Business Finance, LLC	11	$14.7M	3.6%	3.75%
8	SouthState Bank, National Association	27	$14.3M	3.5%	0.00%
9	First Bank of the Lake	11	$13.5M	3.3%	0.00%
10	Wells Fargo Bank National Association	68	$12.2M	3.0%	3.49%
11	Truist Bank	31	$11.6M	2.9%	0.17%
12	First Internet Bank of Indiana	6	$11.0M	2.7%	0.00%
13	The Huntington National Bank	24	$10.0M	2.5%	0.00%
14	JPMorgan Chase Bank, National Association	29	$9.5M	2.4%	0.27%
15	Byline Bank	6	$9.1M	2.3%	0.00%
16	First Federal Bank	5	$8.5M	2.1%	0.00%
17	Readycap Lending, LLC	19	$6.7M	1.7%	26.47%
18	Bank of America, National Association	24	$6.5M	1.6%	2.28%
19	Seacoast National Bank	19	$6.1M	1.5%	0.00%
20	PNC Bank, National Association	28	$5.9M	1.5%	2.35%
21	New Millennium Bank	1	$5.0M	1.2%	0.00%
22	MVB Bank, Inc.	1	$5.0M	1.2%	0.00%
23	GBank	1	$5.0M	1.2%	0.00%
24	Pinnacle Bank	15	$4.6M	1.1%	18.64%
25	BayFirst National Bank	20	$4.6M	1.1%	21.30%
26	Texas Capital Bank	1	$4.4M	1.1%	0.00%
27	Banc of California	2	$4.1M	1.0%	61.98%
28	1st Financial Bank USA	3	$4.0M	1.0%	0.00%
29	Gulf Coast Bank and Trust Company	4	$3.9M	1.0%	0.00%
30	Grasshopper Bank National Association	3	$3.3M	0.8%	0.00%
31	Newtek Bank, National Association	18	$3.3M	0.8%	0.00%
32	Hanover Community Bank	2	$3.3M	0.8%	0.00%
33	CIBC Bank USA	4	$3.2M	0.8%	0.00%
34	Pathward National Association	2	$3.1M	0.8%	0.00%
35	Bank Five Nine	2	$3.0M	0.8%	22.09%
36	Beacon Bank and Trust	2	$2.9M	0.7%	0.00%
37	Northeast Bank	25	$2.8M	0.7%	0.00%
38	United Community Bank	3	$2.8M	0.7%	0.00%
39	KeyBank National Association	2	$2.8M	0.7%	0.00%
40	ELGA Credit Union	7	$2.6M	0.6%	0.00%
41	First Financial Bank	1	$2.5M	0.6%	0.00%
42	Enterprise Bank & Trust	2	$2.4M	0.6%	0.00%
43	TowneBank	4	$2.1M	0.5%	0.00%
44	Citizens Bank	4	$2.1M	0.5%	0.00%
45	Columbia Bank	4	$2.0M	0.5%	2.17%
46	First Horizon Bank	2	$2.0M	0.5%	0.00%
47	Midwest Regional Bank	5	$1.9M	0.5%	0.00%
48	Stearns Bank National Association	7	$1.9M	0.5%	0.00%
49	Climate First Bank	2	$1.9M	0.5%	0.00%
50	BIZCapital BIDCO II, LLC	1	$1.8M	0.5%	0.00%
51	United Midwest Savings Bank National Association	12	$1.8M	0.4%	7.45%
52	Old National Bank	3	$1.7M	0.4%	0.00%
53	CRF Small Business Loan Company, LLC	3	$1.7M	0.4%	35.26%
54	First National Bank of Coffee County	2	$1.6M	0.4%	0.00%
55	First Bank	3	$1.6M	0.4%	0.00%
56	Stone Bank	4	$1.6M	0.4%	0.00%
57	Valley National Bank	2	$1.6M	0.4%	0.00%
58	Ameris Bank	3	$1.4M	0.4%	29.18%
59	Banesco USA	1	$1.4M	0.4%	0.00%
60	VelocitySBA, LLC	5	$1.3M	0.3%	0.00%
61	FDIC - Community Bank & Trust-West Georgia	1	$1.3M	0.3%	0.00%
62	Bankwell Bank	1	$1.3M	0.3%	0.00%
63	First Merchants Bank	2	$1.2M	0.3%	0.00%
64	First Western SBLC, LLC d/b/a Peachtree Group	1	$1.1M	0.3%	0.00%
65	Port 51 Lending LLC	1	$1.1M	0.3%	0.00%
66	Centennial Bank	4	$1.0M	0.3%	0.00%
67	First National Bank of Pennsylvania	2	$860K	0.2%	0.00%
68	Lake Michigan CU	1	$836K	0.2%	0.00%
69	Harvest Small Business Finance, LLC	3	$827K	0.2%	0.00%
70	Regions Bank	3	$819K	0.2%	0.00%
71	First Port City Bank	1	$815K	0.2%	0.00%
72	The Bancorp Bank National Association	1	$807K	0.2%	0.00%
73	Citibank, N.A.	2	$760K	0.2%	6.51%
74	FMS Bank	1	$725K	0.2%	0.00%
75	Lendistry SBLC, LLC	6	$719K	0.2%	0.00%
76	Happen Bank	1	$698K	0.2%	0.00%
77	Parke Bank	1	$675K	0.2%	54.54%
78	Greenfield Banking Company	1	$655K	0.2%	0.00%
79	Federal Deposit Insurance Corporation	3	$610K	0.2%	65.54%
80	City National Bank of Florida	2	$574K	0.1%	0.00%
81	Oconee State Bank	1	$530K	0.1%	0.00%
82	Business Lenders, LLC	1	$520K	0.1%	83.79%
83	First Bank	1	$500K	0.1%	85.30%
84	First-Citizens Bank & Trust Company	1	$500K	0.1%	0.00%
85	The MINT National Bank	1	$480K	0.1%	0.00%
86	Independence Bank	3	$450K	0.1%	26.15%
87	Fifth Third Bank	2	$450K	0.1%	94.52%
88	Orlando CU	1	$396K	0.1%	0.00%
89	First Commonwealth Bank	1	$377K	0.1%	0.00%
90	Patriot Bank, National Association	1	$374K	0.1%	0.00%
91	Western State Bank	1	$350K	0.1%	0.00%
92	America First Federal Credit Union	1	$319K	0.1%	0.00%
93	Simmons Bank	1	$315K	0.1%	0.00%
94	Popular Bank	2	$270K	0.1%	90.45%
95	Magnifi Financial CU	1	$251K	0.1%	0.00%
96	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$230K	0.1%	0.00%
97	Heritage Bank Inc	1	$150K	0.0%	0.00%
98	Grow America Fund, Incorporated	1	$150K	0.0%	0.00%
99	CDC Small Business Finance Corp.	1	$150K	0.0%	0.00%
100	Colony Bank	1	$150K	0.0%	0.00%
101	Midflorida CU	1	$106K	0.0%	0.00%
102	Florida First Capital Finance Corporation, Inc.	1	$100K	0.0%	0.00%
103	Five Star Bank	1	$60K	0.0%	0.00%
104	U.S. Bank, National Association	1	$40K	0.0%	0.00%
105	SoFi Bank, National Association	2	$25K	0.0%	0.00%
106	Bank of Hope	1	$15K	0.0%	87.77%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	124	$78.1M	19.3%
2	Accommodation & food services	71	$63.3M	15.7%
3	Construction	135	$47.7M	11.8%
4	Retail trade	64	$34.1M	8.4%
5	Other services	85	$30.7M	7.6%
6	Manufacturing	26	$26.8M	6.6%
7	Administrative & waste services	62	$21.3M	5.3%
8	Wholesale trade	43	$20.5M	5.1%
9	Professional & technical services	43	$19.0M	4.7%
10	Transportation & warehousing	46	$16.0M	4.0%
11	Retail trade	28	$8.2M	2.0%
12	Real estate & leasing	11	$6.8M	1.7%
13	Finance & insurance	17	$6.4M	1.6%
14	Arts, entertainment & recreation	13	$6.2M	1.5%
15	Transportation & warehousing	2	$5.0M	1.3%
16	Manufacturing	9	$4.0M	1.0%
17	Manufacturing	7	$4.0M	1.0%
18	Educational services	5	$3.6M	0.9%
19	Utilities	3	$971K	0.2%
20	Agriculture, forestry & fishing	2	$654K	0.2%
21	Information	3	$186K	0.0%
22	Mining & extraction	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.