SBA 7(a) lenders in Palm Beach, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

195 institutions have SBA 7(a) loans on record in Palm Beach, together $2.48B across 5,105 loans. Paradise Bank is the largest, with 12% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Paradise Bank	189	$286.2M	11.5%	0.00%
2	Truist Bank	281	$178.3M	7.2%	1.20%
3	Live Oak Banking Company	132	$156.1M	6.3%	0.37%
4	Wells Fargo Bank National Association	433	$120.8M	4.9%	3.32%
5	TD Bank, National Association	824	$87.8M	3.5%	4.37%
6	Newtek Small Business Finance, Inc.	135	$82.5M	3.3%	2.48%
7	Newtek Bank, National Association	145	$61.2M	2.5%	0.00%
8	The Huntington National Bank	142	$55.7M	2.2%	0.67%
9	Readycap Lending, LLC	131	$54.6M	2.2%	3.52%
10	BankUnited, National Association	81	$54.5M	2.2%	1.76%
11	Seacoast National Bank	71	$54.2M	2.2%	0.80%
12	JPMorgan Chase Bank, National Association	336	$49.8M	2.0%	2.77%
13	First Internet Bank of Indiana	39	$47.0M	1.9%	0.64%
14	Bank of America, National Association	169	$40.5M	1.6%	2.28%
15	PNC Bank, National Association	122	$40.1M	1.6%	7.59%
16	BayFirst National Bank	161	$39.4M	1.6%	3.84%
17	First Financial Bank	18	$31.6M	1.3%	0.00%
18	Pinnacle Bank	24	$30.8M	1.2%	3.17%
19	First Bank of the Lake	32	$30.3M	1.2%	0.72%
20	iTHINK Financial Credit Union	61	$30.3M	1.2%	0.00%
21	Beacon Bank and Trust	25	$29.8M	1.2%	3.17%
22	Regions Bank	57	$29.7M	1.2%	1.70%
23	United Community Bank	25	$28.4M	1.1%	0.00%
24	Northeast Bank	145	$28.2M	1.1%	12.85%
25	Happen Bank	22	$28.1M	1.1%	5.43%
26	First Federal Bank	22	$24.3M	1.0%	1.30%
27	SouthState Bank, National Association	38	$23.7M	1.0%	1.01%
28	Byline Bank	17	$22.8M	0.9%	0.00%
29	Fifth Third Bank	75	$21.9M	0.9%	3.56%
30	Gulf Coast Bank and Trust Company	21	$21.4M	0.9%	0.98%
31	Stearns Bank National Association	49	$20.7M	0.8%	4.89%
32	Celtic Bank Corporation	108	$20.1M	0.8%	9.54%
33	First National Bank of Pennsylvania	20	$20.1M	0.8%	0.00%
34	United Midwest Savings Bank National Association	57	$20.0M	0.8%	1.10%
35	TowneBank	23	$19.9M	0.8%	0.00%
36	First-Citizens Bank & Trust Company	30	$19.6M	0.8%	0.00%
37	Citizens Bank	22	$17.6M	0.7%	0.00%
38	Valley National Bank	28	$17.3M	0.7%	0.00%
39	FDIC - Community Bank & Trust-West Georgia	6	$14.2M	0.6%	0.00%
40	Lake Michigan CU	14	$13.2M	0.5%	6.90%
41	Capital One National Association	20	$12.7M	0.5%	1.21%
42	Port 51 Lending LLC	3	$12.0M	0.5%	0.00%
43	Harvest Small Business Finance, LLC	13	$11.9M	0.5%	0.00%
44	Flagler Bank	15	$11.8M	0.5%	8.12%
45	Centennial Bank	23	$11.8M	0.5%	7.55%
46	The Bancorp Bank National Association	11	$11.6M	0.5%	0.00%
47	City National Bank of Florida	25	$11.0M	0.4%	0.00%
48	Stone Bank	13	$10.9M	0.4%	0.00%
49	VelocitySBA, LLC	59	$10.9M	0.4%	1.02%
50	Bankwell Bank	6	$10.2M	0.4%	0.00%
51	Banesco USA	11	$10.0M	0.4%	3.55%
52	Amerant Bank, National Association	7	$8.9M	0.4%	0.00%
53	Busey Bank	4	$8.7M	0.4%	0.00%
54	KeyBank National Association	9	$8.2M	0.3%	0.00%
55	First Horizon Bank	8	$8.1M	0.3%	0.00%
56	Locality Bank	7	$8.1M	0.3%	0.00%
57	Climate First Bank	6	$8.0M	0.3%	0.00%
58	Renasant Bank	4	$8.0M	0.3%	0.00%
59	Columbia Bank	31	$7.9M	0.3%	55.02%
60	Pathward National Association	9	$7.8M	0.3%	0.00%
61	Banc of California	8	$7.8M	0.3%	0.00%
62	First Bank	8	$7.7M	0.3%	0.00%
63	Metro City Bank	3	$7.5M	0.3%	0.00%
64	Fulton Bank, National Association	4	$7.3M	0.3%	0.00%
65	Lendistry SBLC, LLC	35	$7.2M	0.3%	0.00%
66	Capital Bank, National Association	8	$7.2M	0.3%	2.57%
67	22nd State Bank, A Division of 22nd State Banking Company	5	$7.1M	0.3%	0.00%
68	Fountainhead SBF LLC	2	$6.9M	0.3%	0.00%
69	Midwest BankCentre	6	$6.9M	0.3%	0.00%
70	Evolve Bank and Trust	6	$6.6M	0.3%	0.00%
71	US Metro Bank	3	$6.2M	0.2%	0.00%
72	Midwest Regional Bank	10	$6.1M	0.2%	4.90%
73	Citibank, N.A.	17	$6.0M	0.2%	0.00%
74	U.S. Bank, National Association	8	$6.0M	0.2%	0.32%
75	First National Bank of Coffee County	7	$5.7M	0.2%	0.00%
76	Grasshopper Bank National Association	10	$5.6M	0.2%	0.00%
77	Florida Capital Bank, National Association	6	$5.5M	0.2%	0.00%
78	FinWise Bank	3	$5.3M	0.2%	0.00%
79	Merchants Bank of Indiana	4	$5.2M	0.2%	0.00%
80	OptimumBank	3	$5.2M	0.2%	0.00%
81	First Business Bank	4	$5.1M	0.2%	0.00%
82	Old National Bank	3	$5.1M	0.2%	0.00%
83	Simmons Bank	15	$5.0M	0.2%	3.39%
84	Provident Bank	2	$5.0M	0.2%	0.00%
85	Firstrust Savings Bank	2	$5.0M	0.2%	0.00%
86	Truliant FCU	1	$5.0M	0.2%	0.00%
87	The Fidelity Bank	9	$4.7M	0.2%	0.00%
88	Dream First Bank National Association	1	$4.6M	0.2%	0.00%
89	CRF Small Business Loan Company, LLC	8	$4.6M	0.2%	2.52%
90	The MINT National Bank	2	$4.1M	0.2%	0.00%
91	HomeTrust Bank	4	$4.0M	0.2%	0.00%
92	Federal Deposit Insurance Corporation	7	$3.9M	0.2%	13.86%
93	Coastal States Bank	6	$3.9M	0.2%	27.94%
94	Hanmi Bank	1	$3.8M	0.2%	0.00%
95	First Merchants Bank	6	$3.7M	0.2%	0.00%
96	CIBC Bank USA	5	$3.6M	0.1%	0.00%
97	Popular Bank	14	$3.5M	0.1%	30.10%
98	Wallis Bank	1	$3.5M	0.1%	0.00%
99	Customers Bank	7	$3.3M	0.1%	3.02%
100	US Century Bank	1	$3.3M	0.1%	0.00%
101	CenTrust Bank, A Division of SmartBiz Bank National Association	15	$3.2M	0.1%	0.00%
102	InBank	1	$3.1M	0.1%	0.00%
103	Five Star Bank	13	$3.0M	0.1%	14.15%
104	American Momentum Bank	3	$2.9M	0.1%	0.00%
105	Citizens Bank, National Association	8	$2.9M	0.1%	0.00%
106	Commercial Bank of California	1	$2.8M	0.1%	0.00%
107	First State Bank Nebraska	2	$2.7M	0.1%	0.00%
108	Shoreham Bank	6	$2.7M	0.1%	4.67%
109	First Bank	3	$2.7M	0.1%	0.00%
110	Ameris Bank	7	$2.6M	0.1%	14.44%
111	US Eagle FCU	1	$2.1M	0.1%	0.00%
112	Heritage Bank Inc	5	$2.0M	0.1%	0.00%
113	Magnifi Financial CU	5	$1.9M	0.1%	0.00%
114	ConnectOne Bank	2	$1.8M	0.1%	0.00%
115	Paragon Bank	3	$1.8M	0.1%	0.00%
116	GBank	3	$1.8M	0.1%	0.00%
117	Pacific National Bank	2	$1.8M	0.1%	0.00%
118	Business Loan Center, LLC	2	$1.7M	0.1%	20.42%
119	Centerstone SBA Lending, Inc.	1	$1.7M	0.1%	0.00%
120	Verve, a Credit Union	1	$1.6M	0.1%	0.00%
121	Independence Bank	15	$1.6M	0.1%	39.47%
122	Milestone Bank	3	$1.5M	0.1%	0.00%
123	First Port City Bank	1	$1.5M	0.1%	0.00%
124	Hyperion Bank	1	$1.5M	0.1%	0.00%
125	Sunrise Bank	1	$1.5M	0.1%	0.00%
126	Capital Community Bank	3	$1.5M	0.1%	0.00%
127	BizCapital BIDCO I, LLC	1	$1.4M	0.1%	0.00%
128	Mission Valley Bank	2	$1.3M	0.1%	0.00%
129	Colony Bank	11	$1.3M	0.1%	0.00%
130	CDC Small Business Finance Corp.	8	$1.2M	0.0%	0.00%
131	Bank of Hope	8	$1.1M	0.0%	6.62%
132	Stock Yards Bank & Trust Company	1	$1.1M	0.0%	0.00%
133	West Coast Community Bank	1	$1.0M	0.0%	0.00%
134	Primis Bank	1	$1000K	0.0%	0.00%
135	Southern Bank	1	$998K	0.0%	0.00%
136	Grow America Fund, Incorporated	4	$983K	0.0%	0.00%
137	Peoples Bank	1	$948K	0.0%	0.00%
138	Northwest Bank	2	$910K	0.0%	0.00%
139	PromiseOne Bank	1	$875K	0.0%	0.00%
140	Baybank	1	$850K	0.0%	0.00%
141	Achieva CU	1	$839K	0.0%	0.00%
142	First Bank	3	$826K	0.0%	0.00%
143	Meridian Bank	2	$820K	0.0%	0.00%
144	Patriot Bank, National Association	2	$800K	0.0%	0.00%
145	First Community Bank	1	$792K	0.0%	0.00%
146	Vision One CU	3	$782K	0.0%	0.00%
147	HSBC Bank USA National Association	3	$750K	0.0%	0.00%
148	Embassy National Bank	1	$736K	0.0%	0.00%
149	Atlantic Union Bank	1	$730K	0.0%	0.00%
150	State Bank of Texas	1	$680K	0.0%	0.00%
151	Bank OZK	2	$645K	0.0%	0.00%
152	Oconee State Bank	2	$640K	0.0%	0.00%
153	FWBank	1	$635K	0.0%	0.00%
154	Wachovia SBA Lending, Inc.	1	$616K	0.0%	0.00%
155	Community Bank of Pickens County	1	$600K	0.0%	0.00%
156	Axiom Bank, National Association	1	$588K	0.0%	0.00%
157	Flagstar Bank National Association	2	$585K	0.0%	0.00%
158	Webster Bank National Association	1	$565K	0.0%	0.00%
159	Cogent Bank	1	$564K	0.0%	0.00%
160	Enterprise Bank & Trust	1	$561K	0.0%	0.00%
161	First Commonwealth Bank	3	$500K	0.0%	0.00%
162	Neighborhood Lending Partners of West Florida, Inc.	2	$500K	0.0%	32.03%
163	Elevate Bank National Association	1	$500K	0.0%	0.00%
164	First American Bank	1	$500K	0.0%	0.00%
165	Luminate Bank	2	$494K	0.0%	0.00%
166	Quaint Oak Bank	1	$472K	0.0%	0.00%
167	Titan Bank, National Association	2	$459K	0.0%	0.00%
168	1st United Bank	3	$455K	0.0%	0.00%
169	National Cooperative Bank, National Association	1	$450K	0.0%	0.00%
170	BBIF Captial, Inc.	3	$435K	0.0%	0.00%
171	West Central Development Corporation	4	$422K	0.0%	1.03%
172	Bank Five Nine	3	$420K	0.0%	28.89%
173	Business Lenders, LLC	2	$400K	0.0%	0.00%
174	Unity Bank	2	$395K	0.0%	0.00%
175	City National Bank	1	$350K	0.0%	0.00%
176	BMO Bank National Association	1	$350K	0.0%	0.00%
177	Florida Business Development Corporation	1	$350K	0.0%	0.00%
178	Genesis Bank	1	$342K	0.0%	0.00%
179	First Resource Bank	1	$280K	0.0%	0.00%
180	Community Banks of Colorado, A Division of NBH Bank	1	$270K	0.0%	56.68%
181	ELGA Credit Union	1	$269K	0.0%	0.00%
182	Sunshine State Economic Development Corporation	1	$225K	0.0%	0.00%
183	Pibank National Association	1	$200K	0.0%	0.00%
184	North State Bank	1	$150K	0.0%	0.00%
185	Ascendus, Inc.	2	$140K	0.0%	0.00%
186	Manufacturers and Traders Trust Company	2	$120K	0.0%	0.00%
187	Granite Bank	1	$108K	0.0%	0.00%
188	The First National Bank of Tom Bean	1	$103K	0.0%	0.00%
189	Needham Bank	1	$100K	0.0%	0.00%
190	Florida First Capital Finance Corporation, Inc.	1	$100K	0.0%	0.00%
191	Red River State Bank	1	$100K	0.0%	0.00%
192	Suncoast CU	1	$61K	0.0%	0.00%
193	LiftFund, Inc.	1	$50K	0.0%	0.00%
194	Blue Ridge Bank National Association	1	$50K	0.0%	99.73%
195	SoFi Bank, National Association	2	$31K	0.0%	18.36%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	678	$443.3M	17.9%
2	Professional & technical services	704	$265.4M	10.7%
3	Construction	648	$257.0M	10.4%
4	Accommodation & food services	372	$233.2M	9.4%
5	Other services	494	$231.1M	9.3%
6	Retail trade	320	$180.2M	7.3%
7	Wholesale trade	298	$164.4M	6.6%
8	Administrative & waste services	329	$111.9M	4.5%
9	Manufacturing	148	$109.3M	4.4%
10	Retail trade	234	$90.8M	3.7%
11	Arts, entertainment & recreation	160	$69.0M	2.8%
12	Finance & insurance	157	$65.9M	2.7%
13	Transportation & warehousing	152	$48.4M	2.0%
14	Manufacturing	66	$41.0M	1.7%
15	Real estate & leasing	101	$40.0M	1.6%
16	Educational services	74	$33.1M	1.3%
17	Information	53	$31.2M	1.3%
18	Manufacturing	55	$22.3M	0.9%
19	Agriculture, forestry & fishing	32	$21.3M	0.9%
20	Transportation & warehousing	23	$14.8M	0.6%
21	Utilities	5	$5.7M	0.2%
22	Management of companies	1	$268K	0.0%
23	Public administration	1	$104K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.