SBA 7(a) lenders in Palm Beach, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

201 institutions have SBA 7(a) loans on record in Palm Beach, together $2.57B across 5,228 loans. Paradise Bank is the largest, with 12% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Paradise Bank	193	$296.8M	11.5%	0.00%
2	Truist Bank	281	$178.3M	6.9%	1.47%
3	Live Oak Banking Company	142	$161.1M	6.3%	0.36%
4	Wells Fargo Bank National Association	433	$120.8M	4.7%	3.33%
5	TD Bank, National Association	842	$91.5M	3.6%	4.28%
6	Lender 2057189	135	$82.5M	3.2%	2.48%
7	Newtek Bank, National Association	155	$66.1M	2.6%	0.00%
8	The Huntington National Bank	148	$63.7M	2.5%	0.59%
9	BankUnited, National Association	84	$58.0M	2.3%	1.66%
10	Readycap Lending, LLC	134	$57.3M	2.2%	3.35%
11	Seacoast National Bank	72	$55.2M	2.1%	1.18%
12	First Internet Bank of Indiana	43	$53.4M	2.1%	0.56%
13	JPMorgan Chase Bank, National Association	337	$49.9M	1.9%	2.93%
14	Bank of America, National Association	176	$43.9M	1.7%	2.10%
15	PNC Bank, National Association	124	$42.4M	1.6%	7.17%
16	BayFirst National Bank	161	$39.4M	1.5%	5.35%
17	Happen Bank	23	$33.1M	1.3%	4.61%
18	Beacon Bank and Trust	26	$32.0M	1.2%	2.95%
19	First Financial Bank	18	$31.6M	1.2%	0.00%
20	Pinnacle Bank	24	$30.8M	1.2%	3.17%
21	Northeast Bank	157	$30.5M	1.2%	12.09%
22	First Bank of the Lake	32	$30.3M	1.2%	3.17%
23	iTHINK Financial Credit Union	61	$30.3M	1.2%	0.00%
24	Regions Bank	57	$29.7M	1.2%	1.70%
25	United Community Bank	25	$28.4M	1.1%	0.00%
26	First Federal Bank	22	$24.3M	0.9%	1.30%
27	SouthState Bank, National Association	39	$23.9M	0.9%	1.00%
28	Byline Bank	17	$22.8M	0.9%	0.00%
29	Fifth Third Bank	78	$22.6M	0.9%	3.44%
30	United Midwest Savings Bank National Association	61	$21.6M	0.8%	1.02%
31	Gulf Coast Bank and Trust Company	21	$21.4M	0.8%	0.98%
32	Stearns Bank National Association	49	$20.7M	0.8%	4.89%
33	Celtic Bank Corporation	109	$20.4M	0.8%	9.45%
34	First National Bank of Pennsylvania	20	$20.1M	0.8%	0.00%
35	TowneBank	23	$19.9M	0.8%	0.00%
36	First-Citizens Bank & Trust Company	30	$19.6M	0.8%	0.00%
37	Citizens Bank	22	$17.6M	0.7%	0.00%
38	Valley National Bank	28	$17.3M	0.7%	0.00%
39	FDIC - Community Bank & Trust-West Georgia	6	$14.2M	0.6%	0.00%
40	Pathward National Association	11	$13.2M	0.5%	0.00%
41	Lake Michigan CU	14	$13.2M	0.5%	10.35%
42	Capital One National Association	20	$12.7M	0.5%	1.21%
43	The Bancorp Bank National Association	12	$12.1M	0.5%	0.00%
44	Port 51 Lending LLC	3	$12.0M	0.5%	0.00%
45	Harvest Small Business Finance, LLC	13	$11.9M	0.5%	0.00%
46	City National Bank of Florida	26	$11.9M	0.5%	0.00%
47	Flagler Bank	15	$11.8M	0.5%	8.12%
48	Centennial Bank	23	$11.8M	0.5%	7.55%
49	Stone Bank	14	$11.0M	0.4%	0.00%
50	VelocitySBA, LLC	59	$10.9M	0.4%	1.02%
51	Climate First Bank	8	$10.4M	0.4%	0.00%
52	Bankwell Bank	6	$10.2M	0.4%	0.00%
53	Banesco USA	11	$10.0M	0.4%	3.55%
54	Northwest Bank	5	$9.4M	0.4%	0.00%
55	Amerant Bank, National Association	7	$8.9M	0.3%	0.00%
56	Busey Bank	4	$8.7M	0.3%	0.00%
57	KeyBank National Association	9	$8.2M	0.3%	0.00%
58	First Horizon Bank	8	$8.1M	0.3%	0.00%
59	Locality Bank	7	$8.1M	0.3%	0.00%
60	Lendistry SBLC, LLC	40	$8.0M	0.3%	0.00%
61	Renasant Bank	4	$8.0M	0.3%	0.00%
62	Columbia Bank	31	$7.9M	0.3%	55.02%
63	Banc of California	8	$7.8M	0.3%	0.00%
64	First Bank	8	$7.7M	0.3%	0.00%
65	Metro City Bank	3	$7.5M	0.3%	0.00%
66	Fulton Bank, National Association	4	$7.3M	0.3%	0.00%
67	Capital Bank, National Association	8	$7.2M	0.3%	2.57%
68	22nd State Bank, A Division of 22nd State Banking Company	5	$7.1M	0.3%	0.00%
69	Fountainhead SBF LLC	2	$6.9M	0.3%	0.00%
70	Midwest BankCentre	6	$6.9M	0.3%	0.00%
71	Evolve Bank and Trust	6	$6.6M	0.3%	0.00%
72	U.S. Bank, National Association	9	$6.6M	0.3%	0.29%
73	US Metro Bank	3	$6.2M	0.2%	0.00%
74	Midwest Regional Bank	10	$6.1M	0.2%	4.90%
75	Citibank, N.A.	17	$6.0M	0.2%	0.00%
76	The Fidelity Bank	10	$5.9M	0.2%	0.00%
77	First National Bank of Coffee County	7	$5.7M	0.2%	0.00%
78	Grasshopper Bank National Association	10	$5.6M	0.2%	0.00%
79	Florida Capital Bank, National Association	6	$5.5M	0.2%	0.00%
80	FinWise Bank	3	$5.3M	0.2%	0.00%
81	Merchants Bank of Indiana	4	$5.2M	0.2%	0.00%
82	OptimumBank	3	$5.2M	0.2%	0.00%
83	First Business Bank	4	$5.1M	0.2%	0.00%
84	Old National Bank	3	$5.1M	0.2%	0.00%
85	Simmons Bank	15	$5.0M	0.2%	3.39%
86	Truliant FCU	1	$5.0M	0.2%	0.00%
87	Provident Bank	2	$5.0M	0.2%	0.00%
88	Firstrust Savings Bank	2	$5.0M	0.2%	0.00%
89	Dream First Bank National Association	1	$4.6M	0.2%	0.00%
90	CRF Small Business Loan Company, LLC	8	$4.6M	0.2%	2.52%
91	American Momentum Bank	4	$4.6M	0.2%	0.00%
92	ConnectOne Bank	3	$4.3M	0.2%	0.00%
93	The MINT National Bank	2	$4.1M	0.2%	0.00%
94	HomeTrust Bank	4	$4.0M	0.2%	0.00%
95	Federal Deposit Insurance Corporation	7	$3.9M	0.2%	13.86%
96	Coastal States Bank	6	$3.9M	0.2%	27.94%
97	CenTrust Bank, A Division of SmartBiz Bank National Association	18	$3.8M	0.1%	0.00%
98	Hanmi Bank	1	$3.8M	0.1%	0.00%
99	First Merchants Bank	6	$3.7M	0.1%	0.00%
100	CIBC Bank USA	5	$3.6M	0.1%	0.00%
101	Popular Bank	14	$3.5M	0.1%	30.10%
102	Wallis Bank	1	$3.5M	0.1%	0.00%
103	Customers Bank	7	$3.3M	0.1%	3.02%
104	US Century Bank	1	$3.3M	0.1%	0.00%
105	InBank	1	$3.1M	0.1%	0.00%
106	Five Star Bank	13	$3.0M	0.1%	14.15%
107	Citizens Bank, National Association	8	$2.9M	0.1%	0.00%
108	Commercial Bank of California	1	$2.8M	0.1%	0.00%
109	First State Bank Nebraska	2	$2.7M	0.1%	0.00%
110	Shoreham Bank	6	$2.7M	0.1%	4.67%
111	First Bank	3	$2.7M	0.1%	0.00%
112	Ameris Bank	7	$2.6M	0.1%	14.44%
113	Magnifi Financial CU	6	$2.3M	0.1%	0.00%
114	US Eagle FCU	1	$2.1M	0.1%	0.00%
115	Heritage Bank Inc	5	$2.0M	0.1%	0.00%
116	Colony Bank	12	$1.9M	0.1%	0.00%
117	The Bank of Edison	2	$1.9M	0.1%	0.00%
118	Paragon Bank	3	$1.8M	0.1%	0.00%
119	GBank	3	$1.8M	0.1%	0.00%
120	Pacific National Bank	2	$1.8M	0.1%	0.00%
121	Business Loan Center, LLC	2	$1.7M	0.1%	20.42%
122	Centerstone SBA Lending, Inc.	1	$1.7M	0.1%	0.00%
123	Verve, a Credit Union	1	$1.6M	0.1%	0.00%
124	Independence Bank	15	$1.6M	0.1%	39.47%
125	Milestone Bank	3	$1.5M	0.1%	0.00%
126	First Port City Bank	1	$1.5M	0.1%	0.00%
127	Hyperion Bank	1	$1.5M	0.1%	0.00%
128	Sunrise Bank	1	$1.5M	0.1%	0.00%
129	Capital Community Bank	3	$1.5M	0.1%	0.00%
130	BizCapital BIDCO I, LLC	1	$1.4M	0.1%	0.00%
131	Mission Valley Bank	2	$1.3M	0.1%	0.00%
132	CDC Small Business Finance Corp.	8	$1.2M	0.0%	0.00%
133	Bank of Hope	8	$1.1M	0.0%	6.62%
134	Stock Yards Bank & Trust Company	1	$1.1M	0.0%	0.00%
135	West Coast Community Bank	1	$1.0M	0.0%	0.00%
136	Primis Bank	1	$1000K	0.0%	0.00%
137	Southern Bank	1	$998K	0.0%	0.00%
138	Grow America Fund, Incorporated	4	$983K	0.0%	0.00%
139	Peoples Bank	1	$948K	0.0%	0.00%
140	PromiseOne Bank	1	$875K	0.0%	0.00%
141	Baybank	1	$850K	0.0%	0.00%
142	Achieva CU	1	$839K	0.0%	0.00%
143	First Bank	3	$826K	0.0%	0.00%
144	Meridian Bank	2	$820K	0.0%	0.00%
145	Patriot Bank, National Association	2	$800K	0.0%	0.00%
146	First Community Bank	1	$792K	0.0%	0.00%
147	Vision One CU	3	$782K	0.0%	0.00%
148	HSBC Bank USA National Association	3	$750K	0.0%	0.00%
149	Embassy National Bank	1	$736K	0.0%	0.00%
150	Atlantic Union Bank	1	$730K	0.0%	0.00%
151	State Bank of Texas	1	$680K	0.0%	0.00%
152	Bank OZK	2	$645K	0.0%	0.00%
153	Oconee State Bank	2	$640K	0.0%	0.00%
154	FWBank	1	$635K	0.0%	0.00%
155	Wachovia SBA Lending, Inc.	1	$616K	0.0%	0.00%
156	Community Bank of Pickens County	1	$600K	0.0%	0.00%
157	Axiom Bank, National Association	1	$588K	0.0%	0.00%
158	Flagstar Bank National Association	2	$585K	0.0%	0.00%
159	Santander Bank, National Association	1	$565K	0.0%	0.00%
160	Cogent Bank	1	$564K	0.0%	0.00%
161	Enterprise Bank & Trust	1	$561K	0.0%	0.00%
162	First American Bank	1	$500K	0.0%	0.00%
163	Elevate Bank National Association	1	$500K	0.0%	0.00%
164	First Commonwealth Bank	3	$500K	0.0%	0.00%
165	Neighborhood Lending Partners of West Florida, Inc.	2	$500K	0.0%	32.03%
166	Luminate Bank	2	$494K	0.0%	0.00%
167	Mechanics and Farmers Bank	1	$485K	0.0%	0.00%
168	Quaint Oak Bank	1	$472K	0.0%	0.00%
169	Titan Bank, National Association	2	$459K	0.0%	0.00%
170	1st United Bank	3	$455K	0.0%	0.00%
171	National Cooperative Bank, National Association	1	$450K	0.0%	0.00%
172	Merchants & Marine Bank	1	$436K	0.0%	0.00%
173	BBIF Captial, Inc.	3	$435K	0.0%	0.00%
174	West Central Development Corporation	4	$422K	0.0%	1.03%
175	Bank Five Nine	3	$420K	0.0%	28.89%
176	Business Lenders, LLC	2	$400K	0.0%	0.00%
177	Unity Bank	2	$395K	0.0%	0.00%
178	BMO Bank National Association	1	$350K	0.0%	0.00%
179	Florida Business Development Corporation	1	$350K	0.0%	0.00%
180	City National Bank	1	$350K	0.0%	0.00%
181	Genesis Bank	1	$342K	0.0%	0.00%
182	First Resource Bank	1	$280K	0.0%	0.00%
183	Community Banks of Colorado, A Division of NBH Bank	1	$270K	0.0%	56.68%
184	ELGA Credit Union	1	$269K	0.0%	0.00%
185	Sunshine State Economic Development Corporation	1	$225K	0.0%	0.00%
186	Pibank National Association	1	$200K	0.0%	0.00%
187	DR Bank	1	$172K	0.0%	0.00%
188	Hancock Whitney Bank	1	$150K	0.0%	0.00%
189	North State Bank	1	$150K	0.0%	0.00%
190	Ascendus, Inc.	2	$140K	0.0%	0.00%
191	Leader Bank, National Association	1	$127K	0.0%	0.00%
192	Manufacturers and Traders Trust Company	2	$120K	0.0%	0.00%
193	Granite Bank	1	$108K	0.0%	0.00%
194	The First National Bank of Tom Bean	1	$103K	0.0%	0.00%
195	Florida First Capital Finance Corporation, Inc.	1	$100K	0.0%	0.00%
196	Needham Bank	1	$100K	0.0%	0.00%
197	Red River State Bank	1	$100K	0.0%	0.00%
198	Suncoast CU	1	$61K	0.0%	0.00%
199	Blue Ridge Bank National Association	1	$50K	0.0%	99.73%
200	LiftFund, Inc.	1	$50K	0.0%	0.00%
201	SoFi Bank, National Association	2	$31K	0.0%	18.36%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	692	$453.3M	17.6%
2	Professional & technical services	719	$277.1M	10.8%
3	Construction	675	$274.1M	10.7%
4	Other services	502	$247.7M	9.6%
5	Accommodation & food services	376	$234.9M	9.1%
6	Retail trade	320	$180.2M	7.0%
7	Wholesale trade	304	$166.3M	6.5%
8	Manufacturing	160	$121.4M	4.7%
9	Administrative & waste services	338	$115.4M	4.5%
10	Retail trade	240	$93.1M	3.6%
11	Arts, entertainment & recreation	161	$69.3M	2.7%
12	Finance & insurance	159	$67.0M	2.6%
13	Transportation & warehousing	157	$53.7M	2.1%
14	Real estate & leasing	109	$44.7M	1.7%
15	Manufacturing	67	$43.1M	1.7%
16	Educational services	77	$34.5M	1.3%
17	Information	53	$31.2M	1.2%
18	Agriculture, forestry & fishing	33	$22.8M	0.9%
19	Manufacturing	55	$22.3M	0.9%
20	Transportation & warehousing	23	$14.8M	0.6%
21	Utilities	5	$5.7M	0.2%
22	Management of companies	2	$618K	0.0%
23	Public administration	1	$104K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.