Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Walton, FL

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

58 institutions have SBA 7(a) loans on record in Walton, together $147.5M across 285 loans. Live Oak Banking Company is the largest, with 8% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Live Oak Banking Company7$11.1M7.6%0.00%
2Hancock Whitney Bank28$9.9M6.7%0.00%
3Pinnacle Bank7$9.6M6.5%4.47%
4Ameris Bank4$8.3M5.6%0.00%
5The Huntington National Bank10$7.7M5.2%0.00%
6United Community Bank9$7.5M5.1%0.00%
7Newtek Bank, National Association17$6.7M4.6%0.00%
8Community Bank of Mississippi35$6.6M4.5%0.00%
9First Internet Bank of Indiana4$6.2M4.2%0.00%
10Regions Bank14$5.2M3.5%9.05%
11Armstrong Bank1$5.0M3.4%0.00%
12Gulf Coast Bank and Trust Company2$4.7M3.2%0.00%
13VelocitySBA, LLC7$4.4M3.0%0.06%
14Readycap Lending, LLC9$4.4M3.0%5.09%
15PNC Bank, National Association9$3.8M2.6%0.00%
16Wells Fargo Bank National Association20$3.7M2.5%0.12%
17Byline Bank2$3.1M2.1%0.00%
18GBank1$2.8M1.9%0.00%
19Centennial Bank1$2.7M1.8%0.00%
20Fifth Third Bank2$2.7M1.8%0.00%
21First Commonwealth Bank1$2.5M1.7%0.00%
22Trustmark Bank11$2.1M1.4%0.00%
23Bankwell Bank4$2.0M1.4%0.00%
24Alerus Financial, National Association1$2.0M1.4%0.00%
25Truist Bank8$2.0M1.3%0.00%
26BayFirst National Bank9$1.6M1.1%13.97%
27Renasant Bank4$1.5M1.0%0.00%
28Coastal States Bank1$1.4M0.9%0.00%
29Citizens Bank3$1.3M0.9%0.00%
30Banc of California1$1.1M0.8%0.00%
31Capital Bank, National Association3$1.1M0.7%0.00%
32Community National Bank & Trust2$1.1M0.7%0.00%
33Stearns Bank National Association3$1.0M0.7%5.44%
34Florida Capital Bank, National Association1$1.0M0.7%0.00%
35Beacon Bank and Trust1$940K0.6%0.00%
36Milestone Bank1$880K0.6%0.00%
37United Midwest Savings Bank National Association5$845K0.6%0.00%
38FDIC - Community Bank & Trust-West Georgia1$679K0.5%0.00%
39JPMorgan Chase Bank, National Association2$660K0.4%0.00%
40UniBank1$631K0.4%0.00%
41Centerstone SBA Lending, Inc.1$617K0.4%0.00%
42Colony Bank2$549K0.4%0.00%
43Northeast Bank3$545K0.4%0.00%
44Celtic Bank Corporation4$485K0.3%0.00%
45Harvest Small Business Finance, LLC1$408K0.3%0.00%
46Seacoast National Bank1$336K0.2%0.00%
47Flagstar Bank National Association1$329K0.2%0.00%
48Newtek Small Business Finance, Inc.4$326K0.2%0.00%
49Evolve Bank and Trust1$322K0.2%0.00%
50Bank of America, National Association3$210K0.1%4.75%
51Locality Bank1$208K0.1%0.00%
52Stone Bank1$180K0.1%0.00%
53CenTrust Bank, A Division of SmartBiz Bank National Association1$150K0.1%0.00%
54Independence Bank1$125K0.1%0.00%
55Columbia Bank3$100K0.1%0.00%
56SoFi Bank, National Association2$85K0.1%0.00%
57U.S. Bank, National Association2$65K0.0%0.00%
58Capital One National Association1$25K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services55$40.6M27.5%
2Real estate & leasing37$18.8M12.7%
3Retail trade28$13.9M9.4%
4Construction24$13.7M9.3%
5Professional & technical services31$13.2M8.9%
6Health care & social assistance22$12.3M8.3%
7Other services21$8.2M5.6%
8Administrative & waste services14$8.0M5.4%
9Arts, entertainment & recreation7$3.8M2.6%
10Finance & insurance5$3.1M2.1%
11Transportation & warehousing3$2.4M1.6%
12Retail trade8$2.1M1.4%
13Manufacturing5$1.6M1.1%
14Information2$1.3M0.9%
15Transportation & warehousing7$1.1M0.8%
16Educational services4$1.1M0.7%
17Manufacturing1$870K0.6%
18Manufacturing5$683K0.5%
19Agriculture, forestry & fishing2$479K0.3%
20Wholesale trade4$370K0.3%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.